Swagata Sen likes her home to look good.

In particular, she likes fancy china and plates, and is happy to show off her latest purchase.
She ordered a platter online, and took it out of the bubble wrap excitedly.
She bought that item, and some more china, toiletries and a bike, on a cashback website so she is expecting about £14 to be paid back to her.
But Ms Sen might have to be patient. It will take up to four months for her to be paid.
Cashback sites are a simple idea. Instead of going directly to a shop, you access a retailer's online store through a link from a cashback website.
You still receive your item directly from the retailer, but you also get some money from the cashback website.
It is often a percentage of the total price you paid.
The sites have links to retailers of everything from groceries and toiletries, to insurance policies and broadband deals.
But Ms Sen has not actually had any money back yet.
"I thought it was going to be as easy as one-two-three, just make the purchase to the website and get the cash back the next day," she said.
"But that didn't happen. It's been well over a month and I'm still waiting for it."
Ms Sen thinks the website is not clear enough about how long that wait will be.
"I have no idea how long it's going to take me to get the cash back," she said.
She went through one of the biggest cashback sites, Quidco.
It says it has more than 2 million members in the UK, and that the average user can make £262 a year.
That is small change for its more committed users. Quidco says more than a hundred of them have made over £10,000.
But, like all cashback websites, its customers can face long waits for their money to start coming in.
Andy Oldham is the company's managing director and said every attempt is made to be clear and transparent.
"That's the whole ethos of the site," he said.
"On every single merchant page, we've got statistics that show the time it takes for those transactions to be paid out."
For example, with the bike Ms Sen bought, the information about the length of time is displayed underneath the deal.
We pointed this out to Ms Sen, who said she had never noticed the warning before.
She thinks that four months is too long to wait for her money.
"It's right down the bottom of the page," she said.
"Look how light the shade of the font is. It's just not prominent enough. They need to make it clearer," she added.
Despite all this, she says she will carry on using cashback websites.
"My attitude is, it's better than getting no money back at all," she said.
Quidco's Andy Oldham said he would take Ms Sen's feedback on board.
He admitted there was "quite possibly" an argument for rethinking how this information is shown on the website.
Mr Oldham maintains that it is impossible to give an average waiting time, because it depends on different retailers and products.
So, if you are buying something like food, that will be consumed quickly, you should be paid relatively quickly.
On the other hand, if you book a holiday six months in advance, you will not be paid until after you come home.
Mr Oldham says it was important that customers realised that cashback arrangements do not pay out immediately.
"We're very much dependent on the retailer paying us the advertising commission before we pay it back to the consumer," he pointed out.
Another site, TopCashBack, says it works hard to manage consumers' expectations about how long it takes to get their money.
But on average, those customers may have to wait 12 weeks for their money to clear into their accounts.
There are other things to be aware of if you sign up to a cashback website.
Some, like Quidco, charge an annual fee while others take a cut out of your commission.
Personal finance expert Sarah Pennells, from the website Savvywoman, says there are dozens of sites to pick from, so it is important to shop around to find the best one for you.
"The first thing is to look at how much cash you're going to get back on the various deals and secondly, look at how they're going to pay you," she said.
"Some pay by cheque, others by bank transfer, some ask you to set up a PayPal account.
"The last thing, and possibly most important thing, is don't just focus on the cashback deal. It's got to be the right deal or buy in the first place," she added.


Output from the Scottish economy grew by 0.4% in the second quarter of this year but lagged behind the UK as a whole, according to official figures.

Scotland's chief statistician estimated services grew by 0.5% and production by 0.3% between April and June, while construction contracted by 1.9%.
UK output as a whole grew by 0.7% over the same period.
Over the past year, the Scottish economy grew by 0.7% - a third of the UK rate of 2.1%.
In the first three months of the year, there was no growth in Scotland.
Scottish GDP per person - which takes population changes into account - grew by 0.3% during the second quarter, compared with 0.4% for the UK.
The report indicated that growth in Scottish GDP over the past year was driven by growth in the services industry, particularly in business services and finance.
However, that was "tempered" by contractions in the construction and production industries, especially electricity and gas, following the closure in March of Scotland's last coal-fired power station.
It was estimated that the closure resulted in a reduction of Scottish GDP of about 0.2 percentage points in the second quarter.
The economic report added: "As this was a one-off closure it will not have an ongoing impact on the growth of the Scottish economy."
Reacting to the figures, Scottish Chambers of Commerce chief executive Liz Cameron said it was "good news" that Scotland's economic growth rate had increased but added that there was "still a great deal of work to be done".
She said: "To put this in perspective, the Scottish economy has grown in a year at almost the same rate that the UK economy has grown in just three months.
"These figures underline the fact that Scotland's economic performance has been significantly lower than that of the UK as a whole for a full year and, whilst we are now seeing welcome growth in our production and service sectors, construction has been contracting at a significant rate for two consecutive quarters."
Colin Borland, head of external affairs in Scotland for the Federation of Small Businesses, said: "These pre-referendum statistics might feel like a history lesson, but they teach us that Scottish growth was weak even before June's historic vote.
"Scotland needs to strive for growth levels at least as good as the UK average.
"We look forward to the SNP talking business when they meet in Glasgow this week.
"In addition, the UK government needs to put the welfare of the economy at the top of its priority list as it formulates its approach to leaving the EU.
"The litmus test for every Brexit policy must be the impact on our high streets, small businesses and local communities."


As thousands of athletes and fans leave Glasgow, I feel like a teenage boy whose sweetheart is emigrating.

I suspect that in the coming weeks I'll be found sulking around the Commonwealth Games venues, surviving on memories.
The 4,500 athletes will be scattered around the globe and the 15,000-strong army of Clydesiders will return to Civvy Street.
There will be no more Cameroonians playing their drums in the east end: the normal rhythm of the city will resume.
Police officers won't always say hello, pot holes will once again take weeks to be mended and fewer visitors will need a hand with directions.
So it's with a heavy heart that I watch these marvellous guests heading through the departure gate at Glasgow Airport. I really don't want the party to end.
For the past eight months I've had the privilege of meeting many of the Scottish athletes who were hoping to compete.
Although some were full-time athletes, the majority were part-time amateurs trying to juggle work or study commitments with the rigours of making the qualifying standard for selection. None was rich.
Over and over, the athletes told me that this was a once-in-a-lifetime opportunity to represent their country at a home Games, and that they were desperate to play their part.
Some, like weightlifter Craig Carfray, cyclist Ben Peacock and boxer Conor Law, missed out by fractions.
Many, though, were part of their sports' elite group and satisfied the stiff criteria set down by Commonwealth Games Scotland.
To see these same athletes attend media conferences with their place in Team Scotland confirmed was wonderful, but nothing compared to witnessing the excitement on their faces as they entered Celtic Park to a wall of noise in the opening ceremony.
Here, at last, was recognition of the sacrifice they had made for their sport - for the time they have missed with friends and family, for the lack of earnings in careers otherwise pursued, for the physical strain on their minds and bodies.
I was incredibly lucky in my role leading up to the Games. I was able to spend hours filming and speaking to boxers, weightlifters, cyclists, netballers, judoka, squash and badminton players giving their all for Scotland.
I saw friends pushing one another on to hit harder, move faster, lift more and I caught glimpses of the torment of trying to be your country's best.
When their big moment came to perform at Glasgow 2014 there were, of course, mixed fortunes for the athletes I'd met in the build-up.
I interviewed boxer Lewis Benson moments after he walked from the ring, his Games ended after nine minutes of action by a damaging left hook. That he stopped to speak was impressive; that he returned to the arena to roar on his team-mates says everything about his character.
It didn't work out for weightlifter Peter Kirkbride, the talisman of the Scottish scene after his silver medal in Delhi, but he too was sporting in the aftermath.
Judo player Connie Ramsay was in tears when her chances of gold disappeared at the SECC but she came back out to nail her bronze medal contest.
Kirsty Gilmour won a silver medal in the badminton women's singles on the final day of the Games and Charlie Flynn is now a Commonwealth boxing champion.
Their personalities may differ but common themes underpin their success - a camaraderie with their training partners, a willingness to learn, determination, an ability to withstand pain, a desire to win, a calmness under pressure, a positive mindset, and a lot of skill.
Their medal-winning feats and the contribution of the other 308 athletes, whether they helped Scotland to the record-breaking tally of 53 or not, should be lauded long after these Games.
They have shown what they can achieve through sport and what sport can do, for Team Scotland has boosted civic pride and made a nation feel good about itself.
When the schools go back and the football season returns, we should remember that in gyms, rings and pools, on courts, tracks, pitches, greens, roads, apparatus and platforms, there are athletes striving to create future moments for us all to enjoy.
They deserve the country's support.


There is renewed focus on US presidential candidates' security after a British man was reported to have tried to grab a US police officer's gun to shoot Donald Trump.

The charge he faces - committing an act of violence in a restricted area - relates specifically to breaches of an area where someone protected by the Secret Service is visiting,
Here, we look at the threats candidates face and their security response.
Modern-day levels of presidential protection began in 1963 after John Kennedy's assassination in Dallas. That prompted a major review of security methods.
The protection of presidential candidates was authorised after Robert Kennedy, who was running for president, was assassinated in 1968.
The US government says such protection is designed to maintain the integrity of the democratic process and continuity of government.
In 1972, former Alabama governor George Wallace - who campaigned for racial segregation - was shot in Maryland while campaigning for the Democratic presidential nomination.
The gunman, Arthur Bremer, had originally planned to shoot then president Richard Nixon but was put off by the president's security detail. Mr Wallace was left paralysed from the waist down and a secret service officer was also wounded.
In 1979, Edward Kennedy - younger brother of President John Kennedy and Senator Robert Kennedy, who were both assassinated in the 1960s - was the target of a plot by a woman with mental health problems, Suzanne Osgood, who was arrested outside Mr Kennedy's Senate office with a hunting knife.
In addition, plots have been reported against the lives of every US president since Richard Nixon, who took office in 1969.
The US presidential election campaign of 2016 has been fringed with violence. Almost everywhere Donald Trump goes he attracts protests.
The tycoon often mocks the demonstrators and there have been clashes with his supporters, both inside and outside of his packed, emotionally charged rallies. For some, the violence has stirred dark memories of 1968 when Democratic presidential contender Robert Kennedy was assassinated and riots broke out at the party's convention in Chicago.
This year events have not descended to those awful depths but still, the country feels edgy and the Secret Service, which guards candidates as well as presidents, has been on high alert.
In March in Ohio agents swarmed around Mr Trump after a man apparently attempted to climb on to the stage where he was speaking. Other events have been cancelled because of security concerns. With five months to go, many Americans are worried about where this election is heading.
Presidential candidates get Secret Service protection when they become a major-party nominee or beforehand - if they request it or there appears to be a credible threat. This time around, Donald Trump and Ben Carson got protection on the Republican side and Hillary Clinton, who always had it as a presidential spouse, and Bernie Sanders received it on the Democratic side.
They are protected by special agents on temporary assignment from field offices. However, while protection for the president and vice-president is mandatory, others can decline it if they choose.
Measures include securing a location ahead of time and sweeping it with bomb-sniffing dogs, setting up metal detector checkpoints for crowds entering the venue, police-protected motorcades when the candidate travels and 24-hour bodyguards.
The Secret Service says its security operations "deter, minimise and decisively respond to identified threats and vulnerabilities" and draw on specialised resources including airspace security, snipers, counter surveillance and hazardous chemical teams.
However Secret Service agents do not get involved in preventing or dispersing protests unless there is a genuine threat to the candidate, security experts say.
I was staying down the hall from Mr Trump's hotel room in New Hampshire and there was always an agent outside his door. Whenever he was in the room someone stopped me at the elevator to check my name on the hotel's registry.
Beyond the on-site security, the Secret Service also conducts background checks of people near the candidates and investigates any reports of threats against a protected politician's life.
Write a letter or make a social media post saying you're going to kill the president, and chances are men in dark suits are going to be knocking on your door soon.
Mr Trump has created a privately funded security and intelligence force with a larger remit than the security operations in other campaigns, an investigation by Politico found.
Its duties include finding and ejecting protesters, patrolling campaign events as well as supplementing Secret Service protection for Mr Trump, Politico reported.
Private security firm XMark says on its website that it provided personal security for Mr Trump across the US until last November, when it was relieved by the Secret Service.
Some protesters say they were assaulted by Mr Trump's security team in New York last September.
Democratic candidate Hillary Clinton relies on the Secret Service for security and has paid local police departments and security firms to patrol her events, Politico reported.


Activists have encouraged a boycott of Indiana after the US state enacted a "religious freedom" law, which they say discriminates against gay people.

Supporters say the law prevents the state from forcing people to provide services contrary to their religion.
Similar bills are being considered across the US as court rulings have made gay marriage legal in more states.
Several groups plan to do less business with the state, and celebrities criticised the law on Twitter.
The National Collegiate Athletic Association said it was "especially concerned" about how the law would affect its employees and student athletes.
Next week, the NCAA will host the finals of its annual basketball tournament in Indianapolis, the state's capital and its largest city.
On Friday, Arkansas moved closer to passing a similar "religious freedom" measure.
Several large conventions based in Indiana -- including the large gamer gathering GenCon -- have threatened to hold their events elsewhere because of the law.
Salesforce, a California company with ties to Indiana, cancelled all employee travel to the state and said it was considering decreasing its investment in Indiana.
Governor Mike Pence said he signed the law to "help protect churches, Christian businesses and individuals from those who want to punish them because of their Biblical beliefs".
Mr Pence, a Republican, said he would not have signed the law if he thought it was discriminatory.
Corporate executives such as Jeremy Stoppelman of Yelp and Tim Cook of Apple have urged other states not to follow Indiana's example.
"These laws set a terrible precedent that will likely harm the broader economic health of the states where they have been adopted, the businesses currently operating in those states and, most importantly, the consumers who could be victimised under these laws." Mr Stoppelman wrote in an open letter.
Sponsors of the bill say it is closely modelled on a federal religious freedom law passed in 1993 and that 19 other states already have similar laws.
But Indianapolis Mayor Greg Ballard, a Republican, said the law sends a "wrong signal" to visitors and could make the state seem unwelcoming.
Star Trek star George Takei, who has a large following on social media, has pushed for a boycott of the state. The term #BoycottIndiana has been a top trending topic on Twitter for more than a day.
"Sad this new Indiana law can happen in America today," Hillary Clinton, a presumptive presidential candidate, wrote on Twitter on Thursday. "We shouldn't discriminate against people because of who they love."


The UN special rapporteur on torture has expressed his "deep disappointment" over Bahrain's decision to indefinitely postpone his visit to the county.

Juan Mendez accused the Bahraini government of trying to "avoid responsibility" for the postponement.
The country's official news agency said the trip was called off "until further notice", but Mr Mendez said it was "effectively a cancellation".
The Gulf kingdom has been wracked by civil unrest for two years.
The violence has left at least 50 people dead.
Mr Mendez refuted a Bahraini media statement that claimed he had "put off"  his visit.
"Let me be clear," he said, "this was a unilateral decision by the authorities. Unfortunately, it is not the first time the Government has tried to avoid responsibility for the postponement of my visit, which was originally supposed to take place over a year ago."
On Monday, a spokesperson in the British Foreign and Commonwealth Office (FCO) told the BBC the decision was "disappointing". He said FCO minister Alistair Burt, had raised the issue with the Bahraini government "stressing the importance we and the international community place on the visit".
He added: "We hope that a new date for this visit can be found soon."
The comments come just days after the release of a US State Department report on human rights in Bahrain which spoke of "significant" violations including torture in detention.
The report spoke of  "serious human rights problems", including "citizens' inability to change their government peacefully; arrest and detention of protesters on vague charges, in some cases leading to their torture in detention; and lack of due process in trials of political and human rights activists".
The US ambassador was summoned to a meeting with Bahrain's Foreign Minister Khalid ibn Ahmad Al Khalifa on Monday.
Mr Al Khalifa is said to have expressed his dismay with the report.
The ministry said the report "lacks objectivity and impartiality and has overlooked Bahrain's progress in protecting and promoting human rights".
However Mr Mendez said the decision to postpone his visit did not "demonstrate a commitment to redress impunity regarding any violations".
The special rapporteur called on the Bahraini government to "honour its commitments" and spoke of his "compassion with the people of Bahrain who were expecting my visit,  and in particular, victims of torture and ill-treatment and their families".


Didier Drogba's dispute with Major League Soccer club Montreal Impact has been resolved, says their president Joey Saputo.

The former Chelsea striker, 38, was accused of refusing to play against Toronto on Sunday.
Impact coach Mauro Biello suggested Drogba had reacted badly after being told he would not start the game.
"We met with Didier. The situation has been resolved to the club's satisfaction," Saputo said.
"Didier has accepted to assume the role that the head coach sees fit while contributing to the success of this club moving forward."
Drogba was absent from the Saputo Stadium on Sunday, when the Impact claimed a 2-2 draw to seal a Major League Soccer play-off spot.
Montreal had initially explained his omission by saying he had a back injury.
But Biello said after the match: "He didn't accept that he would come off the bench and, in the end, he didn't want to be in the 18.
"There was tightness in his back, yes, but he was capable of playing."
Drogba, who left Chelsea in July 2015, has been used as a substitute in two of the Impact's past four games.
The former Ivory Coast international has scored 10 goals in 21 appearances this season.


Great Britain's women's eight won their first Olympic medal, taking silver in the rowing behind the United States.

The crew of Katie Greves, Melanie Wilson, Frances Houghton, Polly Swann, Jessica Eddie, Olivia Carnegie-Brown, Karen Bennett and Zoe Lee held off Romania on the line.
Great Britain were last at the halfway point but moved through the field in the second 1,000 metres.
The US, heavy favourites, retained the gold they won in both 2008 and 2012.
Like Britain, the US were behind Canada at the halfway point, but their superior power saw them surge ahead in the second half, taking victory in six minutes, 1.49 seconds.
The American boat has now won 11 successive world or Olympic titles and matches the achievement of Romania, who were Olympic champions in 1996, 2000 and 2004.
Find out how to get into rowing with our special guide.
For Great Britain, urged on by cox Zoe de Toledo, a first Olympic medal comes after a fourth-placed finish at the 2015 World Championships.
"At 500m to go I thought we were going to win," Swann told BBC Sport. "I believed with every stroke we had what it took. It does not take away from this silver, it is incredible.
"These girls are strong, sassy, inspirational and I am so proud of them."
Before the Games there was some speculation that the British eight, the European champions, could have been joined by Katherine Grainger and Vicky Thornley when their double scull boat was dissolved.
However, the existing team went on to win World Cup silver behind the US and each member out-performed Grainger and Thornley at unofficial trials.
That led Grainger and Thornley to revive their double sculls boat - the silver they won on Thursday making Grainger Great Britain's most decorated female Olympian - with the eight then creating their own piece of history.
They were more than two seconds behind the US, holding off Romania by only 0.12 seconds.
"We have worked so hard to get here," said Eddie. "But it is not just for us it is for everyone who has rowed in the women's eight in the last 20 years.
"They have tried to do this and we have done this for them."
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(Close): US markets finished up for a second day, benefiting from gains in oil stocks and carmakers.

The Dow Jones Industrial Average rose 90.93 points, or 0.51%, to 17,919.69.
The Nasdaq gained 17.98 points, or 0.39%, reaching 5,145.13, while the S&P 500 index added 5.82 points, or 0.28%, to finish at 2,109.87.
Shares in Chevron rose 3.4% and Exxon Mobil was 1.8% higher after oil prices climbed, with Brent crude approaching $50 a barrel.
Oil prices rose following news of a strike by oil workers in Brazil, the world's ninth largest producer. Brent crude rose 1.57% to $50.36 a barrel, while US crude was 3.81% higher at $47.90.
New car sales were up in the month of October, with most carmakers reporting double-digit growth. General Motors shares were up 0.28% after it reported 16% sales growth in the month compared with 2014.
Shares in Candy Crush Saga maker King Digital Entertainment jumped nearly 15% after Activision Blizzard agreed to buy the company for $5.9bn. Shares in Activision rose 3.62%.


Brentford strengthened their promotion chances as two Stuart Dallas goals and late efforts from Alan Judge and Jota sealed a win at Fulham.

Dallas opened the scoring with a fine low shot from 20 yards and his second was a 25-yard strike into the top corner past Marcus Bettinelli.
Fulham pulled a goal back through Ross McCormack's 67th-minute penalty.
But Brentford confirmed victory with Judge's curling free-kick, before Jota fired home a half-volley.
Fulham are now seven points above the relegation zone with just one win from their past six games, while Brentford, who began the day in seventh, had moved up to fifth by full-time.
The home side had the game's first chance with Alex Kacaniklic twisting into space in the box and forcing a good save from Brentford keeper David Button at his near post.
But it was Brentford who took the lead with Dallas's 24th-minute shot beating Bettinelli.
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Fulham went in search of an equaliser and Cauley Woodrow forced a save from Button with a low 25-yard strike, before Dallas doubled Brentford's lead after half-time with a stunning shot from 25 yards.
Brentford should have wrapped the game up shortly after the hour but Andre Gray fired over from close range with the goal gaping.
And Fulham put themselves back in contention when Toumani Diagouraga was adjudged to have tripped James Husband in the box and McCormack scored from the spot.
The Cottagers pressed for the equaliser and Kacaniklic's free-kick was off target, while late on Bettinelli superbly kept out Judge's volley.
But Judge soon found the net, with his set-piece from 20 yards curling into the top corner via the underside of the crossbar in the last minute.
And Brentford added to Fulham's misery in injury time, with Jota converting a pass across the box on the half-volley from 12 yards.
Brentford manager Mark Warburton:
"I'm really pleased. After that 15-minute spell I thought we were very good.
"It keeps us going. We are in contention, be that for top or the play-offs we are still in with a chance.
"We can't worry about what other teams do. I don't know how many points we will need.
"We can only worry about ourselves and make sure we do all the things we need to do."
Fulham manager Kit Symons:
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"Ultimately people just look at the scoreline at the end of the game and 4-1 looks like a hammering.
"But the actual fact of the matter is that it wasn't.
"We were well in the game but obviously we didn't get anything out of it. We shot ourselves in the foot for the first two goals.
"We are not out of it (relegation trouble). We have work to do, especially with Millwall winning today."


Converting abandoned public toilets in London into flats and businesses is providing a solution to rising property prices for some.

Peter Tomlinson took redundancy from his marketing job and ploughed much of his money into converting a former public toilet near Oxford Circus to create a sandwich and coffee bar.
He said: "Everything has been jet washed and the soil stacks have been concreted and capped.
"It smells beautiful down here now."
The old attendant's office has been converted into a kitchen and the urinals are now table tops, in a conversion which has cost more than £100,000.
Architect Laura Jane Clark has spent more than £60,000 converting an abandoned toilet in Crystal Palace, south London, to create her dream one-bedroom flat.
Her living room used to be the main gents stalls and urinals and her bathroom was formerly the attendant's office.
The glass tiles on the pavement give natural light to her underground flat.
She said: "I love the originality of living in a toilet."
London has seen local authority maintained facilities falling from 486 in 2000, to 401 in 2011, which meant it had "a closure rate twice that of the country as a whole", according to a London Assembly Health and Public Services Committee report.
Paul Talling, author of Derelict London, who has photographed scores of closed down public conveniences, said he had seen former toilets that had been turned in comedy clubs and beauty salons.
He said: "They can make quite quirky flats or restaurants. They really are prime property."
Savills estate agent Lindsay Cuthill said conventional spaces on offer in the capital are very expensive.
He said: "If you can see beyond the smelly lavatory and create this fantastic little space, how clever is that?"


Red Bull's Sebastian Vettel ignored team orders in the Malaysian GP to win an intense battle with Mark Webber.

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Webber led after the final pit stops and the drivers were told to hold position to the end of the race but Vettel passed Webber after a tussle with 13 laps to go.
Vettel has since apologised for the incident.
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Lewis Hamilton took third ahead of Mercedes team-mate Nico Rosberg, who obeyed an order to stay behind.
Ferrari's Fernando Alonso crashed on the second lap after breaking his front wing.
The Spaniard's team-mate Felipe Massa took fifth, fighting past the Lotus cars of Romain Grosjean and Kimi Raikkonen in the closing laps after the Lotus team's gamble to try to do only three pit stops rather than four failed.
Grosjean finished sixth ahead of Raikkonen, who won the first race in Australia last weekend.
McLaren's Jenson Button was on for a points-scoring finish, possibly in fifth place, before he was sent on his way from a pit stop with a loose front wheel.
The Sauber of Nico Hulkenberg took eighth ahead of McLaren's Sergio Perez, with Toro Rosso's Jean-Eric Vergne 10th.
It was a race full of drama as the intra-team battles at Red Bull and Mercedes played out live.
"The Malaysian Grand Prix team orders controversy at Red Bull is only the latest episode of a long-running drama between Sebastian Vettel and Mark Webber.
"It goes right back to 2010, when the two crashed while Vettel tried to pass Webber for the lead of the Turkish Grand Prix.
"Since then, there has been a litany of further incidents at the team as the two men, both intensely determined and tough but very different in other ways, have battled for supremacy.
"Adding spice to it is Webber's belief that, while they profess to allow them to battle it out on the track, the team is more behind Vettel than him.
"The belief - widely shared within F1 - is founded on the way the team have responded to the various situations between their drivers.
"In their battle in Malaysia there may even have been a bit of residual revenge on Vettel's part - the German and his champion at Red Bull, motorsport chief Helmet Marko, felt Webber was obstructive in last season's title-deciding Brazilian Grand Prix."
The battle between the Red Bulls was resolved in an intense scrap as Webber rejoined from his final pit stop.
Vettel was warned by team boss Christian Horner that he was being "silly" but the two then battled wheel-to-wheel around Turns One and Two onto Turn Four, where Webber appeared finally to yield to his team-mate despite having the inside line.
Webber said: "After the last stop the team told me the race was over and we turned the engines down and go to the end. The team made their decision. Seb made his own decision and he will have protection as usual."
Vettel was told over the radio after the race: "Good job, Seb. Looks like you wanted it bad enough. Still you've got some explaining to do."
Webber had initially taken the lead at the first stops as the drivers came in to fit dry-weather tyres following a wet start.
He had led the race throughout, with the two Red Bull drivers using the two available tyre compounds in different orders.
Vettel chose to end the race on the softer 'medium' tyre while Webber was on the hard.
Vettel said: "Obviously it is very hot and if there is something to say we need to say it internally."
Red Bull motorsport chief Helmut Marko, a powerful champion of Vettel, admitted the battle had "got out of control".
Meanwhile, there was controversy at Mercedes as Rosberg followed Hamilton closely in the final laps.
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Rosberg asked the team to let him pass Hamilton, but was told "negative" by team boss Ross Brawn.
When he complained again, Brawn told him that Hamilton - who had earlier been told to save fuel - was also being "controlled" and could also go faster.
Hamilton admitted on the podium: "I can't say it's the best feeling being up here today. If I'm honest I really feel Nico should be standing here."
Hamilton had provided an amusing diversion when, coming in for his second stop, he headed into the pit box of former team McLaren before being waved on towards Mercedes.
"I did a Jenson," he said. "He did it a couple of years ago and I've done it today. Apologies to my team."
The result puts Vettel into the championship lead by 11 points from Raikkonen. Webber is five points further adrift and ahead of Hamilton, Massa and Alonso, who is already 22 points behind Vettel, the man who narrowly beat him to the title 2010 and 2012.
Alonso started third and was up to second, past Massa, by the first corner. But he tapped the back of Vettel's car in Turn Two.
It was the lightest of touches but enough to break the front wing mounts.
He held onto second place throughout the first lap but did not stop to change it and it collapsed heading into Turn One on the second lap, sending him into the gravel trap. Ferrari said the decision not to stop was made in the pits.
Alonso wrote later on Twitter: "Bad luck today. As always over 19 races we will be compensated and we are ready to recover good points in the next race."
Result:
1. Sebastian Vettel (Ger), Red Bull, 1hr 38min 56.681secs
2. Mark Webber (Aus), Red Bull, 1:39:00.979
3. Lewis Hamilton (GB), Mercedes, 1:39:08.862
4. Nico Rosberg (Ger), Mercedes, 1:39:09.321
5. Felipe Massa (Brz), Ferrari, 1:39:22.329
6. Romain Grosjean (Fra), Lotus, 1:39:32.245
7. Kimi Raikkonen (Fin), Lotus, 1:39:45.160
8. Nico Hulkenberg (Ger), Sauber, 1:39:49.725
9. Sergio Perez (Mex), McLaren, 1:40:09.038
10. Jean-Eric Vergne (Fra), Toro Rosso, 1:40:23.805
11. Valtteri Bottas (Fin), Williams, 1:40:25.291
12. Esteban Gutierrez (Mex), Sauber, 1:39:01.194
13. Jules Bianchi (Fra), Marussia, 1:39:55.128
14. Charles Pic (Fra), Caterham, 1.40:29.370
15. Giedo van der Garde (Ned), Caterham, 1:40:38.354
16. Max Chilton (GB), Marussia, 1:39:14.486
17. Jenson Button (GB), McLaren, 1:35:35.060
18. Daniel Ricciardo (Aus), Toro Rosso, 1:32:16.617
Did not finish
Pastor Maldonado (Ven), Williams, 45 laps.
Adrian Sutil (Ger), Force India, 27 laps.
Paul di Resta (GB), Force India, 22 laps.
Fernando Alonso (Spa), Ferrari, 1 lap.


Young people living in care in Bridgend could be at risk of sexual exploitation because of where children's homes are based, a review has suggested.

Some people have been moved from centrally located homes after issues of criminal damage, assaults on staff, suicide attempts, self harm, threats to kill and child abuse, have taken place.
It led Bridgend council to house some youngsters outside the county.
The authority said it was developing future options for in-house services.
A review by the corporate director of social services and wellbeing, looked at the council's two children's residential homes, Sunnybank and Newbridge House.
Meetings with owners looked at ways to reduce the number of children being cared for outside the county, which comes at a high cost.
It was acknowledged child sexual exploitation could be linked to the children's homes being centrally located and a reason for them being removed from placements early.
"Association with older people is linked to absconding [and] risk taking behaviour which again is linked to location," the report said.
"Isolation can help manage risk - our units are centrally located."
The report said installing CCTV could act as a "deterrent for the young people and also anyone who may potentially being intending to exploit them".
A spokeswoman for Bridgend council said: "Work will take place over the next three months on developing options for how effective in-house residential services can be provided in the future."


France's Denis Gargaud Chanut won Olympic gold in the men's canoe slalom as Great Britain's David Florence finished 10th in Rio.

Media playback is not supported on this device
The Scot, 34, finished last with a time of 109.00 after an early mistake.
Gargaud Chanut won France's second gold of the Games with 94.17, while Slovak Matej Benus took silver and Japan's Takuya Haneda got the bronze.
Find out how to get into canoeing with our special guide.
Florence will compete again for a medal on Thursday in the men's C2 double with Richard Hounslow.
Florence became Great Britain's first Olympic slalom medallist with a C1 silver at Beijing 2008 but has never won gold at a Games.
"I'm most disappointed not to have put in a good run. I just didn't really get it right today," Florence said.
"I'm lucky that my Olympics isn't over just yet."
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More than 350 drivers ended up stranded on Greater Manchester's smart motorways in the last 12 months after running out of fuel, new figures have revealed.

Highways England, responsible for England's major routes, analysed a 17-mile stretch between junction 8 of the M60 and junction 20 of the M62.
Its Â£202m smart motorway scheme includes the conversion of hard shoulders into extra lanes.
The Greater Manchester network is expected to be finished in autumn 2017.
Stephen Hill, programme manager for Highways England, said: "Running out of fuel is the easiest cause of breakdown to avoid.
"Simple planning can save drivers the hassle of coming to a halt on the motorway, causing disruption to hundreds of other drivers.
"We're asking all drivers to reduce the number of incidents within the roadworks section by checking their fuel when there is still an opportunity to top up, and checking their vehicle is roadworthy."
Electronic signs are also being used to warn drivers to check their fuel levels.
There have been more than 4,500 breakdowns on Manchester's smart motorway route since March 2015.
Twenty-four of those incidents involving drivers filling their vehicles with the wrong fuel.


Fifa is investigating the transfer of Eliaquim Mangala from Porto to Manchester City in August 2014.

The 24-year-old joined City for a fee understood to be about £32m and signed a five-year deal.
The France international's move is being looked into to see if it breached third party ownership rules at the time, according to Bloomberg,
The report added that Porto's role in the transfer is under scrutiny rather than City's actions.
City are not aware of any investigation and Premier League rules forbid the involvement of third parties in transfers.
Mangala began his career with Standard Liege in 2008, winning the league in his first season, before joining Porto in 2011.
He won two Portuguese titles and made his France debut in a 1-0 defeat by Uruguay in June 2013.


David Moyes kicked off his Spanish managerial career by guiding Real Sociedad to a 0-0 draw at struggling Deportivo La Coruna on Saturday night.

Although the game itself was unremarkable, especially during a flat second half, it was still a highly eventful debut day for the former Preston, Everton and Manchester United boss, featuring a diverted aeroplane, a series of selection decisions, a bizarre touchline bust-up and a midnight finish.
So how did he fare?
Spanish media coverage of La Real's trip to Deportivo was utterly dwarfed by none other than Lionel Messi, who just happened to break the all-time La Liga goalscoring record roughly half an hour before Moyes's debut got under way.
National interest was further minimised by the additional considerations that league leaders Real Madrid and reigning champions Atletico Madrid had already played earlier in the day, along with the fact that the game had been given the dreaded 'graveyard shift' 22:00 kick-off slot.
Indeed, the fixture's lack of prestige was laid painfully bare by the fact that although it was the only fixture of the weekend made available for free-to-air television viewing, national broadcasters Cuatro elected to shunt the game to an obscure lesser station and reserve their main channel for an airing of animated children's movie Madagascar 3.
An early lesson about life in Spain, then, for David Moyes: whatever you do, everyone will still be talking about Lionel Messi.
The Scot's preparations for his La Liga bow took an unexpected turn when bad weather re-routed the team's flight to A Coruna to nearby Santiago De Compostela, the famous Catholic pilgrimage site (is that an omen?).
After finally making their way to Deportivo's Riazor stadium, Moyes was able to name his first Real Sociedad team - and there were more changes that he had wished to make because of a series of injuries.
In particular, Moyes was forced to field a makeshift central defensive partnership of Ion Ansotegi and Gorka Elustondo in the absence of regular starters Inigo Martinez and Mikel Gonzalez.
Another big decision concerned the identity of his goalkeeper, with Enaut Zubikarai failing to impress since replacing Barcelona-bound Claudio Bravo at the start of the season and summer signing Geronimo Rulli pushing for a debut after recovering from injury. In the end, however, Moyes opted to retain faith with Zubikarai.
One interesting selection was Sergio Canales, the former Real Madrid and Valencia midfielder whose talent has never been in doubt but who has frequently failed to deliver. He was picked on the right of midfield.
Moyes also overturned the much-debated decision of predecessor Jagoba Arrasate to sideline popular right-back Carlos Martinez, handing the 28-year-old only his third start of the season and leaving Arrasate's preferred choice Joseba Zaldua on the bench.
Moyes's team lined up in a 4-4-2 formation - a playing system rarely used in Spain - with former Arsenal striker Carlos Vela given license to roam alongside Imanol Agirretxe in attack.
Heeding their new manager's pre-match call for intensity and pace, La Real looked to get the ball forward as quick as possible, especially into wide areas with the intention of delivering crosses into the box.
Moyes reportedly spent lots of time rehearsing set-pieces with his new players ahead of the game, and there also appeared to be an emphasis on launching swift counter-attacks.
During the opening half, his team were well on top and came close to breaking the deadlock on a number of occasions, with Vela looking particularly menacing.
But they faded badly in the second period, struggling to sustain any attacking pressure and forced to drop ever deeper as hosts Deportivo pushed for a valuable winner.
Midway through the second period, Moyes made a tactical switch by withdrawing winger Chory Castro and introducing central midfielder Ruben Pardo, with Vela dropping wide in a 4-5-1 formation in an attempt to establish more control over possession.
The plan did not work as Deportivo continued to look the more likely scorers, and Moyes was ultimately grateful to secure a point after goalkeeper Zubikarai justified his selection with a good late save from on-loan Real Madrid midfielder Jose Rodriguez.
If Moyes needed a reminder about the tendency of the Spanish temperament to indulge in flamboyant emotional outbursts - quite different from the stoic Scots - he was provided with one just half an hour into his first game in the country.
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After Vela came close to scoring the opener with a speedy break, Deportivo assistant coach Roberto Cabellud exploded with fury on the touchline, approaching the visiting bench and directing his anger at Moyes, who reacted by standing on the edge of his technical area and producing the universal 'calm down' hand-pushing sign, with the effect that he appeared to be repeatedly patting an invisible large dog.
The Scot looked perplexed as referee Eduardo Prieto sent the unruly Cabellud straight down the tunnel and, although the cause of the spectacular fit of rage was not immediately clear, reports soon circulated that the Deportivo coach was enraged because Moyes had supposedly stepped onto the pitch during Vela's run towards goal.
Perhaps it's just as well that Moyes's La Liga debut didn't come against Atletico Madrid and Mono Burgos…
Real Sociedad's performance - starting well but finishing poorly - was not a surprise to the club's fans, judging by their comments on social media.
A lack of physical conditioning was one of the chief complaints directed against predecessor Arrasate, and although La Real supporters were clearly unhappy with the way their team faded, there was little in the way of dissent against the new manager.
Instead, the tone was more realistic, with one fan quipping: "Moyes is going to pack up his suitcase again now," and another summing up the mood of disenchantment with the former regime by opining: "A year and a half of Jagoba [Arrasate] can't be fixed in a week."
The same views were shared by leading sports newspaper Marca, whose match report carried the headline: "Moyes has a lot of work ahead of him," while El Pais billed the game as a "tepid debut for Moyes".
And 'tepid' is perhaps the best word to describe an encounter which could have been a lot better but was by no means all bad for Real Sociedad.
Despite having trained for little more than a week under their new manager, there was a clear gameplan and a commitment to fight for a point when the going got tough in the final stages - qualities which were not always been evident under Arrasate. And the biggest positive of all: it was their first clean sheet of the season.
So there is plenty to build on, but much more will be expected by the time of Moyes's next big date: the local derby with Athletic Bilbao on Sunday, 14 December.


A car has flown off a road and smashed through the roof of a house in South Africa's coastal city Durban, emergency services firm ER24 says.

The driver said he drove over a ramp, and this led him to crash into the house in Kwamakhutha township, it said.
He escaped injury, while a person sleeping in a room next to the one where the car landed was also unhurt, ER24 added.
"It's really kind of miraculous," ER24 spokesman Pieter Rossouw told the BBC.
South Africa has a high fatality rate from road accidents caused mainly by bad driving and alcohol abuse.
Latest African news updates


A group of politicians from the Republic of Ireland will visit Ibrahim Halawa in jail during a trip to Egypt.

The delegation, led by Fianna Fáil's Seán Ó Fearghaíl, will raise his case during meetings with Egyptian President Abdul Fattah al-Sisi.
Mr Halawa, the son of Ireland's most senior Muslim cleric, was arrested during anti-government protests in Cairo in August 2013.
The 21-year-old's trial has been adjourned 17 times.
"The invitation is to meet with President al-Sisi and members of his government and indeed with the secretary-general of the Arab League," said Mr Ó Fearghaíl, speaker of the lower house of the Oireachtas (Irish Parliament).
"In the course of these meetings we will be discussing a range of important, bilateral issues, and of course the issue of Ibrahim Halawa will be raised at those meetings."
The eight-person delegation, which left for the North African country on Monday, will also be holding talks on trade, transport and tourism.
The Irish government has been lobbying for Mr Halawa's release and deportation to Ireland.
He has been charged, along with 463 others, with inciting violence, rioting and sabotage.
His family has denied claims that Mr Halawa is a member of the Muslim Brotherhood, Egypt's oldest and largest Islamist organisation.
The Egyptian government has declared it a terrorist group, a claim the organisation rejects.
More than 1,000 people have been killed and 40,000 are believed to have been jailed since President Abdul Fattah al-Sisi led the military's overthrow of Mohammed Morsi, Egypt's first democratically elected head of state, in 2013.


A French fishing trawler sank in a Devon harbour due to "language difficulties", a report has revealed.

The Saint Christophe 1 took refuge in Dart Harbour in March but began to sink hours later.
A Marine Accident Investigation Branch report said harbour staff were unable to tell the vessel's skipper the boat would ground as the tide went out.
Dart Harbour said it accepted the report's findings and is acting on its recommendations.
More on the trawler investigation, plus more Devon and Cornwall news
The report said most of the boat's watertight doors were open and the vessel was not carrying any of the local harbour charts.
When the Saint Christophe 1 and another boat, the Sagitaire, arrived into port, one of the river officers attempted to explain the berth using hand gestures.
But the communication was not understood, the report said.
Neither the harbourmaster nor his deputy knew there was a list of people who could act as translators if needed, the report said.
Ten fishermen were rescued when the boats were listing and aground as the tide went out in the early hours of 10 March. No-one was injured.
As the tide came back in, the Saint Christophe 1 began to flood through open doors and portholes.
A number of changes have been made by Dart Harbour and Navigation Authority:
The skippers "displayed a very relaxed attitude" to the safety of their vessels in port and had not attempted to check the tide information, which was available in French.
The report said: "Most of the watertight doors and hatches were either lashed open, or were impossible to close and make watertight, having been disabled at some time in the past. Portholes on the starboard side were also open to allow for ventilation."
Had these been secured its possible the vessel would not have been lost, the report says.
Dart Harbour and Navigation Authority (DHNA) staff's response helped to rescue the crew and quickly deploy pollution prevention equipment.
Board chairman of DHNA, Neil Hockaday said: "DHNA accepts the critical comments made in the report and is responding with remedial action to address the concerns expressed."


China has renamed six districts along a disputed Himalayan border region with India, in a move seen as "retaliation" for a visit by the Dalai Lama.

The Tibetan spiritual leader, 81, had visited Arunachal Pradesh in India's remote north-east earlier in April.
China had said the visit had a "negative impact" on bilateral relations and warned India against "undermining" Beijing's interests.
India has not yet commented on the Chinese announcement, made on Tuesday.
However, it has maintained that the Dalai Lama's visit was purely for religious reasons. It is also not the first time he has visited the state - he made official trips there in 1983, 1997, twice in 2003 and in 2009.
"China has standardised the names of six places in South Tibet, a region that is part of China's territory but in which some areas are currently controlled by India," a Chinese state media report said.
Dalai Lama meets guard from 1959 escape
China accused of Indian incursion
It dated the decision one day after the Dalai Lama ended his week-long visit to Arunachal Pradesh.
This marks the first time China has officially named regions in the disputed territory.
The announcement was made days after India's foreign ministry spokesman Gopal Baglay said there was no change in India's position that Tibet was part of China.


A pedestrian has been taken to hospital with serious injuries after being knocked down by a car on a road in Edinburgh.

The 65-year-old man was hit by a white Renault Clio at about 14:30 on Thursday at the junction of Muirhouse Parkway and Pennywell Medway.
The man is being treated at Edinburgh Royal Infirmary. The driver of the car is not understood to have been hurt.
Police are now investigating and are appealing for information.
Sgt Iain Blain, of Police Scotland, said:  "This was a serious collision and we are eager to speak to anyone who may have witnessed the incident.
"If you were in the area and witnessed anything which would help our investigation I would ask that you get in touch with us immediately."


A man has been charged with killing a teenager in a hit-and-run crash.

Georgie Ann Evans, 18, from Himley, Staffordshire, died when her Ford Fiesta crashed with another car in Dudley on Thursday evening.
Kula Oles, 24, of Wolverhampton Street, Dudley, is accused of causing her death by dangerous driving.
He has also been charged with failing to stop at a road accident and failing to report an accident.
Ms Evans was pronounced dead at the scene and a passenger in the car sustained non-life threatening injuries.
Mr Oles is due to appear before magistrates in Dudley on Monday.
He faces a further of charge of dangerous driving pertaining to an unrelated matter.


Jonathan Meades headed home in stoppage time to hand AFC Wimbledon victory at Bury in League One.

Neil Danns put the hosts in front with a 27th-minute penalty, which was cancelled out by Lyle Taylor after 39 minutes.
Meades then struck at the death to stretch the Dons' unbeaten run to eight games while condemning Bury to a fifth straight defeat.
Persistent rain contributed to a poor start at Gigg Lane, with the first chance not coming until the penalty incident.
Paul Robinson tripped James Vaughan in the box and Danns side-footed the spot-kick into the bottom corner.
But the visitors equalised when Andy Barcham jinked to the byline and crossed for an unmarked Taylor to head home.
Bury's Zeli Ismail then fired over before the break, while Barcham had a shot deflected wide.
The game improved as the rain subsided after half-time, with Dean Parrett testing home keeper Ben Williams and Bury's Danny Mayor twice going close from 20 yards.
Bury substitute Tom Walker curled a late free-kick just over, but Meades had the final say, heading home from a Jake Reeves corner.
Reports supplied by the Press Association.
Match ends, Bury 1, AFC Wimbledon 2.
Second Half ends, Bury 1, AFC Wimbledon 2.
Attempt missed. Tom Walker (Bury) left footed shot from outside the box is close, but misses to the right.
Goal!  Bury 1, AFC Wimbledon 2. Jonathan Meades (AFC Wimbledon) header from the centre of the box to the bottom right corner. Assisted by Jake Reeves with a cross following a corner.
Corner,  AFC Wimbledon. Conceded by Danny Mayor.
Attempt missed. Tom Walker (Bury) left footed shot from outside the box is just a bit too high from a direct free kick.
James Vaughan (Bury) wins a free kick in the defensive half.
Foul by Barry Fuller (AFC Wimbledon).
Attempt missed. Andrew Tutte (Bury) right footed shot from outside the box is high and wide to the right from a direct free kick.
Foul by Jonathan Meades (AFC Wimbledon).
James Vaughan (Bury) wins a free kick in the defensive half.
Corner,  AFC Wimbledon. Conceded by Niall Maher.
Attempt blocked. Alfie Egan (AFC Wimbledon) left footed shot from the centre of the box is blocked.
Corner,  AFC Wimbledon. Conceded by Tom Walker.
Corner,  AFC Wimbledon. Conceded by Niall Maher.
Attempt blocked. Dominic Poleon (AFC Wimbledon) right footed shot from the left side of the box is blocked.
Foul by Dean Parrett (AFC Wimbledon).
Tom Walker (Bury) wins a free kick on the left wing.
Dean Parrett (AFC Wimbledon) wins a free kick in the defensive half.
Foul by Ishmael Miller (Bury).
Attempt saved. Danny Mayor (Bury) right footed shot from outside the box is saved in the centre of the goal.
Foul by Barry Fuller (AFC Wimbledon).
James Vaughan (Bury) wins a free kick on the left wing.
Attempt saved. James Vaughan (Bury) right footed shot from outside the box is saved in the centre of the goal.
Substitution, AFC Wimbledon. Tom Elliott replaces Tyrone Barnett.
Foul by Darius Charles (AFC Wimbledon).
Ishmael Miller (Bury) wins a free kick in the defensive half.
Darius Charles (AFC Wimbledon) wins a free kick in the defensive half.
Foul by Ishmael Miller (Bury).
Substitution, AFC Wimbledon. Alfie Egan replaces Dannie Bulman.
Substitution, AFC Wimbledon. Dominic Poleon replaces Lyle Taylor.
Andrew Tutte (Bury) is shown the yellow card for a bad foul.
Jonathan Meades (AFC Wimbledon) wins a free kick in the attacking half.
Foul by Andrew Tutte (Bury).
Substitution, Bury. Ishmael Miller replaces Hallam Hope.
Corner,  Bury. Conceded by Dean Parrett.
Substitution, Bury. Tom Walker replaces Zeli Ismail.
Substitution, Bury. Andrew Tutte replaces Neil Danns.
Attempt missed. Danny Mayor (Bury) right footed shot from outside the box is close, but misses to the right.
Attempt saved. Dean Parrett (AFC Wimbledon) right footed shot from outside the box is saved in the centre of the goal.


Chancellor George Osborne has been urged to boost the Welsh economy and consider the "human impact" of £12bn welfare cuts as he presents his Budget.

Working age benefits will be frozen for four years, and the benefits cap cut from £26,000 per household to £20,000.
But Citizens Advice Cymru is concerned it would hit many people hard.
Mr Osborne stressed UK ministers' commitment to a funding floor and more powers for Wales, plus M4 and Great Western railway line improvements.
Presenting his Budget in the Commons on Wednesday, the chancellor told MPs his Budget aimed to keep moving the UK to a "higher wage, lower tax, lower welfare country".
He announced an extra £8bn a year for the NHS in England by 2020, which could mean an extra £400m a year for Wales under the rules of the Barnett formula on public spending cross the UK.
The first all-Conservative Budget since 1996 also included measures to let local councils determine Sunday trading hours, and raising allowances for inheritance tax.
Fran Targett, director of Citizens Advice Cymru, warned that further welfare cuts would make life even more difficult for many people.
"Although the economy is now growing, every day our local citizens advice offices in Wales are seeing people who are struggling in insecure, low paid work and finding it almost impossible to cope with day-to-day living costs," she said.
"With further changes to the welfare system to come, it is essential people have access to the support they need to adapt to reforms and help them move forward."
Stuart Ropke, chief executive of Community Housing Cymru, which represents housing associations, added: "The possible breadth of reforms is worrying and many individuals may be hit by two or three different changes.
"Wales has already been disproportionately affected by welfare reform and we fear that further changes will increase in-work poverty across Wales and will impact on the most vulnerable people in our communities."
The CBI, which represents major employers, called for measures to boost the economy, including deficit reduction, clarity on business taxes and support for long-term investment. It also wants reassurance over the electrification of the Great Western mainline railway to Swansea.
Meanwhile, the Federation of Small Businesses in Wales has called for a "rebalancing" of economic activity across the UK, a simpler tax system and improved competition in the banking sector to boost access to loans for small firms.
Before Mr Osborne's statement, the Welsh government's Finance Minister Jane Hutt said: "Wales is expected, yet again, to suffer because of the UK government's austerity measures."
She said the Welsh budget for 2015/16 was £1.4bn lower in real terms than in 2010/11, with an extra £50m cut for this year announced in June.
"This incremental approach introduces even more uncertainty and makes it more difficult to plan our investment strategically," she said.
A new Conservative MP was frank: "I hope it won't be too severe."
Even some on George Osborne's own side were apprehensive before his seventh Budget.
They know that chancellors of both parties tend to use post-election budgets to "front-load" the pain in the form of tax rises or spending cuts or both.
The hope is that by the time the next election comes along, voters will be grateful for whatever goodies are then on offer and have forgotten the pain.
We may not know the nature of the pain yet but we do know where it will hurt.
The prime minister has highlighted the "merry-go-round" of the state using tax credits to subsidise low wages.
In Wales, 238,000 families receive an average of £6,134 each per year.
Welsh Secretary Stephen Crabb said there is no evidence Wales will be negatively impacted by the proposed cut in the benefits cap from £26,000 to £20,000 outside London.
He also said the Welsh government is being cushioned from the deepest public spending cuts because of the Barnett formula, which determines changes in its budget.


The Tall Ships races will start off the County Antrim coast on Monday morning, bringing five days of maritime events in Northern Ireland to an end.

Belfast was the home port for the start of the races and hosted a Tall Ships event attracting about 500,000 people.
The races begin five miles from Portrush at 10:00 BST on Monday.
The fleet will sail past Scotland's Outer Hebrides and the Shetland Islands before crossing the North Sea to its next stop in Aalesund in Norway.
Ninety sailing trainees from Northern Ireland are taking part in the opening sail to the Norwegian port, which could take up to a week.
The races are expected to finish in Aalborg in Denmark at the start of August.
The Tall Ships festival, which ran from Thursday to Sunday, was an "amazing success", according to Belfast City Council's Eamon Deeny.
"A couple of the ships said this was a world record for them in terms of the number of people that visited them on site, so that in itself speaks volumes," he said.
"Belfast has shown again that it can hold world-class events."
Sally Titmus of Sail Training International, the organisers of the races, said Belfast had "probably been one of the best ports" the event had visited.
"We would love to come back," she said.
"This is the third time we've been here, it's getting better every time and it can only get better again."


Manager Pep Guardiola said he has been "surprised" by the quality of his Manchester City side this season.

Striker Sergio Aguero and summer signing Nolito scored twice apiece as City claimed their second win in two Premier League games with a 4-1 victory at Stoke.
They also beat Steaua Bucharest 5-0 in Champions League qualifying on Tuesday.
"It is impossible to say what is our target or what we can achieve," said Guardiola, who took charge this summer.
Victory at the Bet365 Stadium lifted City, who won their opening league game against Sunderland, to the top of the table, ahead of Manchester United on goals scored.
Guardiola added: "In the short time together my players show me how intelligent they are. They are really good players; they have a lot of quality.
"I am a little bit surprised, in the short time, with the level we played here and in Bucharest.
"It is very good. We have scored nine goals in two games. It was a nice week for us."
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Asian markets remained steady, with Japan's Nikkei closing little changed despite some better-than-expected economic data.

The Nikkei 225 index closed up 0.03% at 19,697.77.
Japan's core machinery orders - seen as a good indicator of company spending - rose by 7.5% in September from a month earlier, the first rise in four months.
Orders were down 1.7% from a year earlier, but this was not as bad as forecasts for a drop of about 4%.
While the numbers were better than expected, analysts said they still reflected the continuing slowdown in China, one of Japan's most important trading partners.
In Australia, the S&P/ASX 200 index also closed flat, up just 0.06% at 5,125.70 despite strong jobs numbers.
The economy created 58,600 net new jobs in October, the data showed, with the jobless rate dropping to 5.9% from 6.2%.
South Korea's benchmark Kospi index closed down 0.15% at 1,994.75 after the Bank of Korea kept its interest rate on hold.
The one bright spot in the region was Hong Kong where the benchmark Hang Seng index was up 1.98% at 22,793.03, boosted by technology shares.
Shares in Chinese computer and smartphone giant Lenovo rose 5% after its losses for the three months to September were not has bad as expected.
The company reported a net loss of $714m after taking hefty charges to cover restructuring costs, but this was not as bad as expectations for a loss of more than $785m.
Meanwhile, the Shanghai Composite was down 0.6% at 3,628.07 in late afternoon trade.


A high-tech study to see whether underground freight deliveries could become reality in the UK is to be carried out in Northampton.

A government grant will allow Cambridgeshire company Mole Solutions to see whether its magnet and track-based system could work in urban areas.
It is hoped the scheme could eradicate congestion and pollution from lorries.
The firm's technical director Stuart Prosser said the feasibility study will run for nine months.
A decision will then be made on its financial viability, which if successful could lead to pipelines being dug throughout the town.
"We're going to use Northampton as a bit of an exemplar," he said.
"They have some issues [in Northampton] with air pollution and distribution of goods and they want to see if there's other ways of doing it, rather than just using the traditional ways between the M1, the A14 and into the city centre."
The "mole" concept involves propelling bulk goods through pipelines powered by magnetic waves.
The company said the system could work unmanned in pipes laid beside or under existing transport infrastructure.
It claimed it is environmentally friendly and could allowed goods to be delivered to buildings and taken away again 24-hours-a-day.
If the trial proved successful, the scheme could be rolled out to other UK towns and cities.
The grant for testing has come from Innovate UK, part of the Department for Business, Innovation and Skills.
Mole Solutions has been testing the system at its base in Alconbury with aggregates, but hopes to trial other goods in the future.
During the trial it will work with Transport Systems Catapult, an innovation centre for intelligent mobility in Milton Keynes, and a number of construction and engineering firms.
The government has yet to comment on the grant.


A man who groomed a 14-year-old girl over social media before having sex with her in his car was reported to police by his father, a court heard.

Philip Barr first contacted the girl via the Snapchat app using two false names.
The 20-year-old from Forfar was sentenced to a six-month curfew and ordered to complete 160 hours of unpaid work.
He was also placed on the sex offenders register for 18 months.
Depute fiscal Vicki Bell told Dundee Sheriff Court that Barr knew the girl was 14 when he first contacted her.
She said: "She assumed it was a boy of the same age as her.
"He then claimed to be 17-years-old but she later became aware it was the accused and knew who he was.
"She asked him if it was weird for him to be having contact with a 14-year-old girl but he said no."
Miss Bell said Barr contacted the girl  on 9 February last year and picked her up in his car.
She said: "They kissed and had unprotected sex in the car.
"She became uncomfortable and didn't want it to continue.
"She didn't want to tell anyone about what had happened."
Barr met the girl at her home two weeks later and was found by her brother hiding in a wardrobe.
Miss Bell said: "The accused's father was then told by the complainer's friend.
"Thereafter he admitted what had happened and his father took him to police headquarters and gave a statement."
Barr admitted a charge under the Sexual Offences (Scotland) Act.
Sheriff Alastair Carmichael imposed a conduct requirement forbidding Barr to have direct contact with any child under 17.
Barr's software and internet use and devices will also have to be approved by supervising officers.


A fundraising page has been set up for a bus driver seriously injured in a crash that saw a steam engine fall off a lorry into his bus.

Michael Birch was left in a critical but stable condition after the crash in which 23 people were injured.
The bus and lorry collided on Wednesday near Colchester, with the steam engine falling into the front of the bus.
Friends hope to raise Â£2,000 to help Mr Birch and his family. They described him as a "really genuine guy".
Of the 23 injured in the accident in East Mersea, seven were seriously hurt including the 44-year-old bus driver from Colchester.
A 51-year-old Great Yarmouth man arrested after the collision on suspicion of causing serious injury by dangerous driving has been released on police bail.
Cab driver Dan Hammett, 24, and bus driver Laura Bearder, 37, helped set up the fundraising page for Mr Birch.
Mr Hammett, who has known Mr Birch for several years, said: "One thing you don't want is financial pressure when you're concerned for your loved ones.
"Hopefully if this raises a few hundred pounds for him and his family, it will be a great help, even if it's train tickets to see him in hospital."
By Saturday morning, more than 40 people had pledged a total of almost Â£600.
Ms Bearder described Mr Birch as a "really loyal, dependable guy."
She said as a fellow bus driver, the news of the crash had rocked her and her colleagues.
"Driving around yesterday, you could tell by the looks on the faces of the other drivers - it's so sad, he's one of ours," she said.
First Essex managing director Alex Jones said the firm had received countless messages of support for its driver from colleagues and customers, and it was supporting his family.
"Our thoughts are also with those customers that were injured as a result of the incident," he said.


We may be about to learn how much of a constraint Labour's promise to make no unfunded spending promises really is.

Because I have been told that Labour's leader, Ed Miliband, wants to next month announce an eye-catching policy of cutting maximum university fees for students by a third, from £9,000 to £6,000.
But this would not be cheap: it could cost around £2.5bn a year, based on the £7.6bn that is expected to be lent to students this year to pay for their tuition fees.
In practice the cost might turn out to be less, because the current system imposes a hidden charge on government - in that many thousands of students are expected to be unable to repay their loans over coming years. The IFS calculates this hidden cost to the public purse, the disguised public sector subsidy, as 43.3p for every £1 lent.
This cost, of expected loan write-offs, might be lower under Labour's lower-fee system, since the smaller loans might be more affordable for more students
Even so, to be a credible commitment - at a time when the public sector deficit is £91bn - Labour would have to find a new tax to cover the significant cost.
So the shadow chancellor, Ed Balls, has been asked to make the sums add up.
As I understand it, he has not yet done so.
Ed Miliband told Labour's conference in the autumn of 2011 that he would cut student fees by a third if the party was in power then. But it has never been a manifesto commitment.
At the time, he said it would be paid for by increasing corporation tax paid by banks - but those funds are no longer available because they have already been tapped by George Osborne.
The preferred option, I am told, is to find an equivalent tax to the raid on the banks. But I understand that Ed Balls and Ed Miliband are also examining whether to replace the system of funding via student loans with a new tax on new graduates - by which those who benefit from a university degree would pay a higher tax rate.
The fee reduction would be aimed at reinforcing Labour's support among younger voters, especially those who turned against the Liberal Democrats when - as part of the government - they abandoned their opposition to fee increases and pushed through an increase in the fee cap from £3,225  to £9,000.
But if the policy is seen as lessening universities' control over their financing, it would risk prompting vocal and potentially embarrassing opposition from university vice chancellors.
The coherence and credibility of both parties' spending and taxing plans are expected to be the main battleground for May's general election.
Because the UK's public-sector deficit remains a high 5% of national income, Labour, Tory and LibDems are all committed to making cuts - although by 2020 Labour would need to make £50bn a year less in cuts than the Tories, based on their respective fiscal formulae and plans.
Even so, Labour has to either cut spending or raise taxes to meet its promise that the so-called current budget - or spending that excludes investment - will be in balance by 2017-18, to which it committed when voting two weeks ago for the government's so-called Charter for Budget Responsibility.
So any new spending promise requires it either to raise taxes or identify some part of the public sector that can be cut.


The near-simultaneous attacks in Paris that killed at least 128 people were an "act of war" organised by the Islamic State (IS) militant group, French President Francois Hollande says.

He said the attacks, carried out by eight gunmen and suicide bombers, were "organised and planned from outside".
The targets included bars, restaurants, a concert and a high-profile football match. IS claimed the attacks.
Several arrests have been made in Belgium, the justice minister says.
Live: Follow the latest developments here
Who were the victims?
Bar reels from attack
How will Paris cope?
A new type of terrorism?
Terrorism and fear stalk city
Belgian Justice Minister Koen Geens said "a number of'' arrests have been made in Brussels relating to the Paris attacks.
Belgian TV says five people were detained in the suburb of Molenbeek.
The arrests come after a car with Belgian registration plates was seen close to one of the attacks - the Bataclan concert hall.
As the investigation continues, French police are trying to establish the attackers' identities.
One of those involved in the Bataclan concert hall attack is reported to have been a French citizen with a history of involvement in radical Islam.
A Syrian passport was found next to the body of one of three suicide bombers who struck near the Stade de France stadium during the game.
A Greek minister says the passport belonged to a Syrian refugee who passed through the island of Leros. An Egyptian passport has also been linked to the attacks.
Meanwhile, UK official sources have told the BBC they believe a Syrian cell, recently returned to France, was behind the attacks.
Mr Hollande imposed a state of emergency, after the worst peacetime attack in France since World War Two.  It is also the deadliest in Europe since the 2004 Madrid bombings.
Hospital officials now put the number of injured at more than 300. Eighty are in a critical condition.
The violence began soon after 21:00 (20:00 GMT) as people were enjoying a Friday night out in the French capital.
A gunman opened fire on Le Carillon bar in the rue Alibert, not far from the Place de la Republique, before heading across the road to Le Petit Cambodge (Little Cambodia), killing at least 12 people.
"We heard the sound of guns, 30-second bursts. It was endless. We thought it was fireworks," Pierre Montfort, a resident living close to Le Petit Cambodge, said.
A few streets away, diners sitting on the terrace of La Casa Nostra pizzeria in rue de la Fontaine au Roi, were also fired on, with the loss of at least five lives.
At around the same time, on the northern outskirts of Paris, 80,000 people who had gathered to watch France play Germany at the Stade de France heard three explosions outside the stadium.
President Hollande was among the spectators and was whisked away after the first blast.
La Belle Equipe,  92 rue de Charonne, 11th district - at least 19 dead in gun attacks
Le Carillon bar and Le Petit Cambodge restaurant at rue Alibert, 10th district - at least 12 dead in gun attacks
La Casa Nostra restaurant, 92 rue de la Fontaine au Roi, 11th district - at least 5 dead in gun attacks
Stade de France, St Denis, just north of Paris - explosions heard outside venue, three attackers dead
Bataclan concert venue, 50 Boulevard Voltaire, 11th district - stormed by four gunmen, at least 80 dead
What we know
Images of aftermath of shootings
Eyewitness accounts from the scene
'I saw people on the ground and blood'
#Paris: Power, horror, and lies
The 1,500-seat Bataclan concert hall suffered the worst of Friday night's attacks. Gunmen opened fire on a sell-out gig by US rock group Eagles of Death Metal, killing at least 80 people.
"At first we thought it was part of the show but we quickly understood," Pierre Janaszak, a radio presenter, told AFP news agency.
"They didn't stop firing. There was blood everywhere, corpses everywhere. We heard screaming. Everyone was trying to flee."
He said the gunmen took 20 hostages, and he heard one of them tell their captives: "It's Hollande's fault, (...) he should not have intervened in Syria".
Within an hour, security forces had stormed the concert hall and all four attackers there were dead. Three had blown themselves up and a fourth was shot dead by police.
BBC correspondents tweet from the scene in Paris:
Gavin Hewitt: Here in Paris, the police have banned all demos and gatherings in the city and the suburbs until Thursday #parisattacks
Imelda Flattery: A woman on a bicycle rides past the Belle Equipe restaurant. Her sobbing audible above the clicks of press cameras.
Gavin Lee: "I looked outside my window + 2 men were dead outside, I saw the attacker too. I can't stop shaking" Marie, lives above Casa Nostra cafe #Paris
Read more tweets from our correspondents here
Islamic State released a statement on Saturday saying "eight brothers wearing explosive belts and carrying assault rifles" had carried out the attacks on "carefully chosen" targets, and were a response to France's involvement in the air strikes on IS militants in Syria and Iraq.
Shortly before, President Hollande said France had been "attacked in a cowardly shameful and violent way".
"So France will be merciless in its response to the Islamic State militants," he said, vowing to "use all means within the law.. on every battleground here and abroad together with our allies".
Many officials buildings as well as Disneyland Paris have been closed, sports events have been cancelled and large gatherings have been banned for the next five days.  Residents are being urged to donate blood.
Police believe all of the gunmen are dead - seven killed themselves with explosives vests and one was shot dead by the security forces - but it is unclear if any accomplices are still on the run.
From the moment that US-led coalition forces began to check the advance of IS's rampage across Iraq in the summer of 2014 it was inevitable the West would become their target.
France is especially vulnerable. Its open borders have allowed easy access to the powerful automatic weapons used in all the Paris attacks this year.
At the same time it has thousands of troops deployed overseas and it's been confronting jihadists on three continents.
Its controversial ban on the burka face veil for women has been interpreted by some Muslims as being anti-Islamic.
But if IS is indeed behind this weekend's carnage then, taken with their claim of bringing down the Russian airliner over Sinai in October, it marks an alarming step-up in their global reach.
Largely because of the ongoing civil war in Syria there remains a significant pool in Europe of returning jihadists, trained and inspired to carry out attacks in their own countries.
Mr Hollande has been speaking by phone to many world leaders.
Reacting to the attacks, US President Barack Obama spoke of "an outrageous attempt to terrorise innocent civilians" and called a meeting of his National Security Council.
UK PM David Cameron said he was shocked and pledged to do "whatever we can to help".
The Vatican called it "an attack on peace for all humanity" and said "a decisive, supportive response" was needed "on the part of all of us as we counter the spread of homicidal hatred in all its forms".
World shows support


A Muslim teacher denied entry to the United States while on a school trip said he has still not been told why.

Juhel Miah, 25, told BBC Wales: "All I want is a reason, I want to know why they kicked me off the flight."
Mr Miah had flown to Reykjavik, Iceland, with the party from Llangatwg Community School in Aberdulais, Neath, before boarding an onward flight to New York on 16 February.
But before the plane took off he was escorted off by security staff.
First Minister Carwyn Jones has written to the Foreign Secretary Boris Johnson for "urgent clarification" in the case, and Neath Port Talbot council has written to the US Embassy to "express its dismay" at the treatment of Mr Miah.
In the letter, Mr Jones says he understands Mr Miah was "escorted from the aircraft by US Homeland Security personnel".
The US Embassy in London has been asked to comment.
Mr Miah, whose first name is Mohammed but is known as Juhel, was in charge of eight pupils at the time and said there were a total of 39 pupils and five members of staff on the trip.
The teacher, from Swansea, who says he has a visa which is valid until 2019 and does not have a criminal record, said: "Everyone looked at me like I'd done something wrong.
"It made me feel really small, even though it shouldn't have. I repeatedly asked on what ground they were kicking me off the flight, no-one could give me an answer."
Mr Miah said he has a British passport and does not have dual nationality. His family's ethnic background is Bangladeshi.
"I can't think why they wouldn't want me on the plane, apart from maybe because I'm a Muslim," he said.
He added that he had never been to any of the seven Muslim-majority countries included in an executive order signed by US President Donald Trump, temporarily barring people from those places.
A federal judge in Seattle has since suspended the ban nationwide - a ruling which was later upheld at an appeals court hearing in San Francisco.
Mr Miah, who teaches maths at the 700-pupil school, said he was also denied access to the US Embassy in Reykjavik.
He said if he was not given a reason for what happened, he "would like someone to put their hand up and say 'sorry, we made a mistake'."
A council spokesman said: "No satisfactory reason has been provided for refusing entry to the United States - either at the airport in Iceland or subsequently at the embassy.
"Understandably he feels belittled and upset at what appears to be an unjustified act of discrimination."
The Muslim Council Wales said it was "deeply troubled" by what had happened, adding that such incidents "undermine equality and civil life".
The Foreign and Commonwealth Office said it was "providing support to a British man who was prevented from boarding a flight in Reykjavik".


Winger Kadeem Harris says his form for Cardiff City owes much to the faith manager Neil Warnock has shown in him.

Harris struck the first two Bluebirds goals as they fought back from 2-0 down to win 4-3 at Derby County on Tuesday.
"I think he's the first manager that's come to the club that's actually shown real belief in me," said Harris.
"Even if I don't have the best of games he'll pull me aside and sometimes I might even start the next one and I don't think I've had that before."
The 23-year-old's brace at Pride Park took his tally to three for the season.
Harris added: "I'm just thankful now that I could repay him [Warnock] in this game.
"With him showing that belief in me, it's given me a lot of confidence."
Warnock backed up Harris' view of the approach he has taken to the player who arrived from Wycombe Wanderers in 2012.
The Cardiff boss says he has also encouraged Harris to improve his defensive work.
"I have given him confidence really," said Warnock.
"He's always been a threat. He's not just the icing on the cake going forward.
"He defends well, as well. In a team performance you have to do that, we have not got the space to carry anybody. The wide players have to work hard and they are."
Harris says Warnock set about improving the Bluebirds defence when he took over in October.
"As soon as he came in, that was one of the things we worked on," said Harris.
"I think I've improved in that a lot in the last couple of months and there's always room for improvement and I think I could do some more."
Cardiff host Rotherham on Saturday with Warnock predicting a "horrible" game.
Harris believes it is too late to launch a promotion bid this season, but 2017-18 could herald a push to reach the Premier League.
"Next year I think we've got a real chance, especially on nights like at Derby," said Harris.
"We came here, get three points and at Leeds on the weekend we got three points and we are showing that we can compete against the top teams."


BBC Sport's football expert Mark Lawrenson will be making a prediction for all 380 Premier League games this season against a variety of guests.

Lawro's opponent for this weekend's Premier League fixtures is two-time Super Bowl winner Osi Umenyiora, an analyst on the BBC's NFL Show.
Umenyiora says he does not support a Premier League team - instead he follows his favourite player, Manchester United striker Zlatan Ibrahimovic.
"Anywhere Zlatan goes, that is who I follow," he explained. "Last year I was a fan of Paris St-Germain, but now I am a fan of United - because of Zlatan.
"He is the kind of footballer who could make the transition to play in the NFL, partly because of his attitude and also because he has the physicality to dominate games."
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As well as predicting the outcome of the weekend's Premier League games, Umenyiora has picked a winner of Super Bowl LI on Sunday - he thinks the Atlanta Falcons will beat the New England Patriots 31-27 in Houston.
Super Bowl LI, with Umenyiora, Mark Chapman, Mike Carlson and Jason Bell is live on BBC One and BBC Radio 5 live from 23:20 GMT on Sunday.
You can make your Premier League predictions now, compare them with those of Lawro and other fans by playing the BBC Sport Predictor game.
A correct result (picking a win, draw or defeat) is worth 10 points. The exact score earns 40 points.
From the midweek Premier League games, Lawro got three correct results, including two perfect scores, from the 10 games for a total of 90 points.
He beat England spinner Moeen Ali, who got two correct results, with no perfect scores for a tally of 20 points that leaves him joint bottom of the guest leaderboard.
All kick-offs 15:00 GMT unless otherwise stated.
Chelsea v Arsenal (12:30 GMT)
In their surprise defeat by Watford on Tuesday, Arsenal did what we know Arsenal are prone to do - which is not turn up for a period of a game that they are expected to win easily.
I would love to know why that keeps happening - and so would Gunners boss Arsene Wenger, I'm sure.
Chelsea, meanwhile, just keep rolling along at the top of the table.
They have had a good week because they have extended their lead at the top of the table despite being held at Liverpool, because they would have expected Arsenal and Tottenham to have both won their midweek games.
The Blues have the best home record in the Premier League and concede very few goals at Stamford Bridge.
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There is a part of me which thinks Arsenal could go there and be brilliant but, even if they are, Chelsea will be hard to break down.
I also think Antonio Conte's side will be thinking they have something to prove against Arsenal after losing heavily at the Emirates Stadium in September.
This is a very different Chelsea side now, not just in formation since their switch to three at the back later that month, but also in mentality - the title is in their sights now.
Lawro's prediction: 2-0
Osi's prediction: This is a huge game. Chelsea are not just top of the league, I think they are the most in-form team too - and I think they are going to be able to pull it off against Arsenal.
Mesut Ozil is going to score for Arsenal - for Chelsea it is going to be Eden Hazard with a brace. 2-1
Match preview
Crystal Palace v Sunderland
Crystal Palace had a good win over Bournemouth in midweek to give Sam Allardyce his first league win as Eagles manager, and now he is up against his old team.
It is the same for Patrick van Aanholt, who joined Palace from Sunderland this week, and I think they will both be on the winning side on Saturday as they look to climb out of the bottom three.
The Black Cats got a good point against Tottenham on Tuesday but they are back at the bottom of the table now after Hull's draw with Manchester United on Wednesday.
Sunderland are now at the stage where they need to start winning games whoever they are up against, not just their relegation rivals - but I don't see them getting anything this weekend. This game has got a win for Big Sam written all over it.
Lawro's prediction: 2-1
Osi's prediction: I like Palace - well, actually I like their striker Christian Benteke, I think he is a fantastic player. Sunderland? Not so much. I am going to pick Palace - Benteke to score. 1-0
Match preview
Everton v Bournemouth
Everton had to scrap a bit to get a point at Stoke but that goes down as a good result no matter how you get it.
Bournemouth, meanwhile, lost at home to Palace and it is becoming very difficult to predict their results.
After getting a draw against Arsenal at the start of January, they have taken a total of one point from three games against other teams in the bottom half - Hull, an out-of-form Watford and then the Eagles.
I don't see the Cherries getting anything at Goodison Park, where Everton have only lost once in 11 league games this season, but I am usually wrong about them.
Lawro's prediction: 2-0
Osi's prediction: I used to be a big fan of Everton, and really enjoy the way they played. I am not so much a fan right now but I like Everton in this particular game - Romelu Lukaku is a great player and I think he is going to score a couple of goals. 3-1
Match preview
Hull City v Liverpool
Hull got a great point at Old Trafford in midweek but this is another very tough game for them.
After their run of poor form, Liverpool were much improved in their draw against Chelsea and, if Hull open up a bit against them, then they will punish them.
Lawro's prediction: 0-2
Osi's prediction: This is a tough game for Hull. Liverpool are an outstanding football team even if they are just coming off a loss or two recently. They are going to be hungry - I like Roberto Firmino and Philippe Coutinho - so I am going to go with them. 1-2
Match preview
Southampton v West Ham
Just as they did in the FA Cup a few weeks ago, West Ham made it easy for Manchester City on Wednesday - and paid the price.
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Southampton also come into this game on the back of a poor result, losing to struggling Swansea on Tuesday, but I think they will be much improved here.
Lawro's prediction: 2-1
Osi's prediction: Southampton just beat Liverpool in the EFL Cup, right? But I like West Ham, I met their keeper - Adrian - he is a good guy and a really good keeper. I am going to go with the Hammers. There is a guy Michail Antonio who is scoring a lot of goals for West Ham and I think he is going to get a couple in this game. 0-3
Match preview
Watford v Burnley
Watford's win over Arsenal has taken the pressure off them a bit after seven league games without a victory and should steady the ship a little bit.
Burnley have been pretty useless on the road, taking only one point from 10 away league games, but their home form means they are getting closer to safety.
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A draw would be a good result for the Clarets and I just wonder if they will take a few more risks to try to get it.
The more men they get forward, the more chances they will create - something that they have struggled to do away from Turf Moor.
If you are losing games anyway, when you are trying to keep things tight then why not go out and try to win them?
Lawro's prediction: 1-1
Osi's prediction: Watford striker Troy Deeney is one of my favourite players - he gets it done. 2-1
Match preview
West Brom v Stoke
It will be interesting to see Saido Berahino back at The Hawthorns so soon after leaving West Brom for Stoke, but I'd expect him to be on the bench for the Potters.
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Both these teams are in the top half and in decent form, but I am backing Baggies boss Tony Pulis to edge it against his old club.
Lawro's prediction: 2-1
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Osi's prediction: Believe it or not, I like Stoke.
That guy Peter Crouch, he gets it done and, with Marko Arnautovic and Xherdan Shaqiri too, they have a tremendous amount of talent on their team. They should be doing better than they are. 0-3
Match preview
Tottenham v Middlesbrough (17:30 GMT)
Tottenham struggled to create chances at Sunderland and will consider that draw to be two points dropped.
Middlesbrough will also try to shut them out but Spurs have been in great form at home and I do not see it happening.
Lawro's prediction: 2-0
Osi's prediction: Tottenham are a really good team. Dele Alli to score a couple of goals and maybe my man Harry Kane to come through and do something too. 4-0
Match preview
Man City v Swansea (13:30 GMT)
Swansea have seen an upturn in results since Paul Clement took charge but Manchester City have also improved dramatically of late.
It seems as if that 4-0 defeat at Everton on 15 January was as low as they could go. They have regrouped and look a different team now.
A big part of that is the fact all of City's attacking players are in really good form and I don't think Swansea can keep them out.
Lawro's prediction: 3-0
Osi's prediction: City all day. They are hungry. Sergio Aguero with the hat-trick. 3-0
Leicester v Man Utd (16:00 GMT)
Manchester United dropped points again against Hull on Wednesday and they have now drawn six league games at home this season.
That's not because everyone has come to Old Trafford and been brilliant, it's because United have struggled to score - and Jose Mourinho's frustration about that was clear after the game.
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United have actually picked up more points per game away from home this season. I think they will add to that tally at Leicester, although it might be one point rather than three.
The Foxes are in a bit of a mess now, with their title challenge turning into a relegation fight.
Their away form is so poor and that means the pressure is on them to earn enough points at the King Power Stadium. Getting something out of this game would be a start.
Lawro's prediction: 1-1
Osi's prediction: I am not going to pick against United, of course they are going to win. I am picking Zlatan to have a hat-trick and Man Utd to win 4-1.
Lawro was speaking to BBC Sport's Chris Bevan.
Lawro's best score: 140 points (week 22 v James McAvoy)
Lawro's worst score: 30 points (week four v Dave Bautista)


A headstone marking the grave of murdered schoolgirl April Jones has been put in place more than two years after she was killed.

The memorial has a teddy bear looking over the top and features a verse in Welsh about a small, pink star.
Five-year-old April was abducted and killed by Mark Bridger, 47, of Ceinws, Powys, in a sexually motivated attack in October 2012.
He was jailed for life in May 2013.
Visiting the grave, April's mother, Coral Jones, 42, said: "It's April down to a tee. She loved her teddies and was fascinated by butterflies and shooting stars.
"We've been waiting two years for this day. It's lovely that the headstone will be in place for Christmas and we plan to visit her on Christmas Day."
April's father, Paul Jones, 46, added: "It's horrible seeing our daughter's name on a cold stone in a graveyard but this is a really lovely tribute to her."
April's body was never found despite the biggest search in UK police history.
Bridger was handed a rare whole life jail term after fragments of her skull were found in his fireplace.
Her funeral was held in September 2013 and she was buried in a graveyard just yards from where she was last seen alive.
Her mother added: "Even though we had the funeral last year, we had to wait for the ground around April's grave to settle before we could put the headstone up.
"It's a massive relief now it's finally here as before we just had a little tag with her name on it. It's much more personal."