Consider a problem that most people would like to have: a big pile of money but not enough time to spend it.

The wealthiest people in the world are often cash rich, but time poor, so an industry has built up an offering to serve these millionaires' requirements.
Need a mansion in leafy London? That can be organised. How about some fine art to make it feel like home? No problem. Perhaps a little housewarming present for the family? Leave it to us.
So, how do these services work, and how prescriptive are the mega-rich with their requests?
Here's the view of those chipping away at the face of the diamond mine.
Spot Nathalie Hirst speaking intensely to somebody in an exclusive Chelsea club, and the chances are they are discussing a potential multi-million pound property purchase.
They are more likely to be seen in a chauffeured car, touring around some of the latest high-end homes that have gone on the market.
"People like property, they can touch bricks and mortar," she says of these investments.
Ms Hirst, a 54-year-old buying agent, will have between seven and nine clients on her books at any one time. She charges an upfront fee of about £3,000 and then a success fee should she find a property that the client buys.
These clients pay for her knowledge of the market in a relatively tight, but exclusive area of South West London. In return, she shows them property for sale, but not openly advertised, and, crucially, takes the helm when it comes to negotiations over the price, drawing on 20 years in the industry, often battling against other buying agents.
She says about 70% of her clients are from overseas, but are buying in London for a variety of reasons.
Their wish list is dominated by location, but includes homes with natural light and, often, with parking - "not something that is easy in this city," she says.
She believes the job requires skill in building relationships and, most importantly, trust. On three occasions, clients have bought a home she has suggested, without ever seeing it. One client made her the godmother of her child.
Millionaires, having bought a new property, might want to furnish it in style with fine art on the walls and perhaps a classic car parked in the garage.
They may turn to people like Daniel Morris, of independent art buyers Corfield Morris.
His clients, he says, are often international, with multiple homes. Some want to furnish these homes, others are collectors of art.
He encourages those with money to spend, often self-made wealth, to buy what they like, not to "copy their mate who has a Warhol".
"They have not followed the crowd to get where they are, so why follow them now? They should buy something they love and really want to live with, not something to sell in a few years to make a few quid," he says.
The 43-year-old works with six to 12 clients at any one time, aged between their early 30s and late 50s, many of whom have fascinating life stories. Mr Morris, like all buyers in this business, does not name names.
Some clients pay a retainer, while others pay commission on a purchase, but the range of price paid for art and antiques is huge, he says.
He argues that his job is to "nurture" new clients who may only spend a few thousand pounds at first. Older, more well established collectors, may be happy to wait years for a specific type of art to come up for sale, at which point money is no object.
The key as a buyer, he says, is to be professional and transparent, especially as the art market is unregulated.
In addition to long-term investments of property and art, some of the world's high-rollers want to enjoy the finest things in life.
Some sign up to concierge services such as Quintessentially - a business operating in 78 countries, serving ultra-rich clients' requests.
For an annual membership fee of between £2,000 and £150,000, it organises anything from last-minute table reservations at the most exclusive restaurants to luxury gifts or travel itineraries.
One recent birthday request to be stranded on a desert island saw the business organise a castaway experience on a private island near Fiji.
The fixers say they only draw a line when requests are illegal or immoral.
Co-founder Aaron Simpson, 42, says that there is a relatively even split of male and female clients of all ages. Those from Russia, Israel and Scotland are among the most prescriptive, he says.
The lifestyle management sector is a crowded one with a string of businesses surviving, and even flourishing, despite the financial crisis late in the last decade.
Alex Cheatle, of Ten Group, another global business in this industry, says many of the mega-rich are socially competitive. Not only do some want to be seen in the trendiest restaurants, they want to be seen at the best tables in the trendiest restaurants.
Many restaurants tend to hold these tables for such requests, knowing that when these wealthy individuals come, they are likely to spend more at their sitting than the average diner.
Agreements and access such as this are, Mr Cheatle admits, "unfair and undemocratic". Moreover, he says, the buying power of the wealthy means that they can also secure better deals.
Money off for the mega-rich may seem a little perverse, but even multi-millionaires love a bargain.


A number of Belfast Bikes have been damaged at CS Lewis Square in east Belfast.

The Police Service of Northern Ireland (PSNI) received reports of the damage at the site on the Newtownards Road on Monday morning.
The public bicycle hire scheme was launched in 2015.
It the latest of a number of attacks on the bikes this year.  In April, a number of bikes were pictured dumped in the River Lagan.
Since its launch, the Belfast Bikes scheme has attracted almost 5,000 annual members and more than 5,000 casual users.
Many people have taken to social media to condemn the latest attack, including former Belfast East MLA Sammy Douglas who described it as "sheer vandalism".
Belfast City Council said it "continues to work closely with the PSNI to address vandalism".
The police have appealed for anyone with information to come forward.


Leicester defender Danny Simpson could face jail after being found guilty of assaulting his ex-girlfriend.

The former Manchester United player, who denied the charge, was arrested on 29 December after police were called to reports of a row.
Manchester Magistrates Court heard Simpson, 28, was found with his "hands around the throat" of his ex-partner at a house in Worsley, Greater Manchester.
"All sentencing options, including custody, remain open," said the judge.
Ex-Newcastle and QPR full-back Simpson, from Eccles, Greater Manchester, will be sentenced next month.
Simpson and Stephanie Ward - the mother of his child - had been out for a meal in Manchester city centre hours after he played in Leicester's 1-0 victory over Hull City in the Premier League on 28 December.
The court was played an eight-minute 999 call with sounds of a struggle and the pair arguing.
PC Gareth Hughes told the trial he arrived at the scene to hear "choking" and found Simpson "straddling" Ms Ward with "his hands firmly placed around her neck".
In his evidence, Simpson denied assaulting Ms Ward, and said the row started over old text messages and moved on to him buying her expensive shoes for Christmas.
"I didn't think she deserved she shoes," he told the court. "She was on the sofa and I was trying to get them off her."
Ms Ward, who gave an account to officers at the scene, later withdrew her statement and did not support the prosecution.
Manchester District Judge Alexandra Simmons rejected Simpson's account as "unworthy of belief".
She added: "I take the view this is a serious matter, aggravated by being in domestic context. I take the view it does pass the custody threshold. She is vulnerable because of the personal context and to strangle someone is akin to using a weapon."


Aberdeen boss Derek McInnes insists his side deserved to progress to the second qualifying round of the Europa League, despite a dismal display in Luxembourg.

The Dons lost the second leg 1-0 to Fola Esch but won 3-2 on aggregate.
"We were as poor as we've been in a long time tonight, but it was very hot out there with the early kick off.
"I feel as though we owe the supporters for that performance really, they deserve better than that," a frustrated McInnes said.
"But they've seen their team progress to the next round and we aim to get better as we go along. We're better than what we showed tonight.
"We're through because of a really strong second-half performance last week, so while Fola maybe deserved a bit more tonight, I think that we definitely, over the piece, still deserved to go through."
Aberdeen rarely threatened and fell behind when Samir Hadji took advantage of poor marking from Ash Taylor to race clear and fire beyond goalkeeper Joe Lewis.
It could have been worse for the visitors with Emmanuel Francoise drilling a shot off the inside of the post, but fortunately for the Dons it spun away from goal.
They will face Latvian side Ventspils, who prevailed 4-0 on aggregate against Vikingur of the Faroe Islands, in the second qualifying round, with the first leg at Pittodrie next Thursday, 14 July and the second leg a week later.
McInnes opted to rest Niall McGinn, who was given a week's holiday after playing in the first leg last week just days after returning from Euro 2016 with Northern Ireland.
"Niall's a huge player for us," he added. "I've got an obligation to look after him for the whole season.
"We should be good enough to come here without Niall and with a two-goal lead, but there were times in the game when I started to doubt that. Thankfully we'll get him him back for the next round.
"It was a gamble and I don't like gambling but the boy hasn't had a break in three years, so while Niall's importance is clear, it doesn't allow for a below-par performance."


German Chancellor Angela Merkel has fractured a bone in her pelvis in a cross-country skiing accident in Switzerland, her spokesman says.

She will have to remain lying down as much as possible in the next three weeks and several visits will be cancelled, Steffen Seibert said.
She also suffered heavy bruising in the accident, in the alpine Engadine region of eastern Switzerland.
Ms Merkel was not skiing fast at the time, the spokesman added.
He called the injury "severe bruising linked with a partial fracture on the left, rear part of the pelvis".
Immediately after the accident, during the Christmas holiday in December, Ms Merkel was not aware that part of her pelvis had been fractured, the spokesman said. It was a visit to her doctor on Friday that revealed the exact injury.
He did not give details about how it happened. She was skiing near the resort of St Moritz.
Ms Merkel still intends to chair a cabinet meeting on Wednesday - the first gathering of all her coalition ministers. She is now walking with the aid of crutches.
But mostly she will be working from home. She has cancelled a trip to Poland this week and will not receive Luxembourg's new prime minister Xavier Bettel in Berlin, the spokesman said.
Ms Merkel's injury comes just days after fellow German Michael Schumacher's life-threatening skiing accident in France.
The Formula One motor racing star, who retired in 2012, is in a medically-induced coma and has had brain surgery after slamming his head on a rock while skiing off-piste at the French alpine resort of Meribel.
His injury has sparked much debate about speed on the slopes and the risks some skiers take.


Complaints about health and social care should be taken more seriously, says the Care Quality Commission regulator.

Its report said there was a wide variation in the way complaints were handled across the NHS, primary care and adult social care services in England.
Too often people were met with a "defensive culture", the report said.
Health Secretary Jeremy Hunt has welcomed the move to improve care and said progress had been made.
The CQC published its report after a review of the NHS complaints system a year ago by the MP Ann Clywd and nursing expert Prof Tricia Hart.
The report, Complaints Matter, looked at feedback and concerns the CQC received, its own inspection reports and information from providers, such as GP practices, care homes and hospitals.
It said: "We consider that much more could be done to encourage an open culture where concerns are welcomed, particularly as high numbers of providers in these sectors report that they receive very few or no complaints at all."
The report said people could be put off making complaints about care because providers were not willing to listen to concerns.
This could mean opportunities were being missed to improve the quality of care provided, it said.
Prof Sir Mike Richards, chief inspector of hospitals at the Care Quality Commission, who led the review, said while most providers had complaints systems in place, people's experiences of them were not consistently good.
"We know from the thousands of people who contact CQC every year that many people do not even get as far as making a complaint, as they are put off by the confusing system or worried about the impact that complaining might have on their or their loved ones' care.
"More needs to be done to encourage an open culture where concerns are welcomed and learned from."
The CQC says it has been looking at how to make complaints handling part of its inspections of health and adult care services in England.
This is to ensure that people receive care that is safe, effective and responsive to their needs.
Mr Hunt said: "As part of our drive to confront poor care we're making sure people know how to complain and transforming complaints handling - now a crucial part of the CQC's tough, independent inspection regime.
"Today's report shows both that that progress has been made and that there's still more to do."
Ms Clwyd said: "I welcome this report and in particular the CQC's intention to develop a thorough inspection regime for complaints systems in hospitals.
"I want the many thousands of people who wrote to me in the course of my review to know that change is expected as a result."


French MPs have voted to cut the VAT on sanitary products from 20% to 5.5% despite previously blocking the move.

The government opposed the change in October as it would reduce tax receipts in 2016 by â‚¬55m (Â£40m, $60m).
But Prime Minister Manuel Valls said after the latest vote in the National Assembly that the government had "found the money" to back to measure.
Campaigns have been launched around the world for the removal of the tax on tampons and sanitary towels.
The feminist collective behind the French proposal, Georgette Sand, welcomed the "victory", saying it was "proud but remaining vigilant".
It called on manufacturers and retailers to pass on the savings so that customers would benefit in 2016.
'Tampon tax' paid around the world
Women's groups had staged protests saying feminine sanitary products should be treated the same way as other essential items such as water and food, or condoms.
Mr Valls said the change of heart was a "step in the right direction" on Friday.
Opposing the change in October, Secretary of State for the Budget, Christian Eckert, said that VAT was also paid at 20% on men's shaving foam.
But Finance Minister Michel Sapin said on Friday that the reduction was "in the interest of half of humanity", according to reports.
Countries including the UK, Australia and the Netherlands have been targeted by online petitions with hundreds of thousands of signatures.
In October, the UK government said it would go to European Commission over calls for a reduction in the 5% VAT rate on sanitary items.
Australia decided not to remove its tax in August.


The Glasgow School of Art (GSA) has announced details of its contribution to Inverness' creative industries festival, XpoNorth.

It will include a presentation of 3D visualisations of heritage sites GSA helped to create in a project called The Scottish Ten.
Images of Maeshowe in Orkney, India's Rani-ki-Vav and the Sydney Opera House in Australia will be featured.
GSA will also stage a fashion show, panel discussions and a workshop.
The school of art does work in the Highlands and Islands from a campus it has in Forres.
XpoNorth will also involve music, film premieres and video gaming events to be held at venues across Inverness on 8 and 9 June.
Maeshowe is a Neolithic chambered cairn, while Rani-ki-Vav is what is known as a stepwell that was built on the banks of the Saraswati River and initially constructed as a memorial to a king in the 11th Century.
The Sydney Opera House is one of the world's most recognisable landmarks.


A planned levy on companies to pay for more apprenticeships may lead to "significant" job losses, the new head of business lobby group CBI has warned.

The government hopes to raise £3bn to fund three million apprenticeships from the 0.5% levy on company payrolls.
CBI boss Carolyn Fairbairn said firms might sack workers to save on costs.
But a government spokesperson told the BBC the new levy would help the economy and "turbo charge" productivity.
The new apprenticeship levy will be imposed from April 2017 on businesses with a wage bill of more than £3m.
Unless there are changes, it is "inevitable there will be significant job losses" in some sectors, Mrs Fairbairn told The Sunday Times.
She said: "There is a gulf in the government's understanding of what it is doing here and the impact on sectors like retail and its most vulnerable employees."
Low-paid workers will be the worst affected as companies look to make savings, she said.
Business groups have described the levy as a new "payroll tax", although the government estimates 98% of employers would be exempted.
"The new levy will mean that businesses and the public sector invest in the skills and training they need," a government spokesperson said.
Corporation tax will also be cut over the next five years from 20% to 18%, saving firms £6.6bn by 2021, the spokesperson added.
Companies already face extra costs from the new National Living Wage and automatic pensions enrolment, Mrs Fairbairn said.
From April, workers aged over 25 will receive a minimum of £7.20 an hour under the compulsory living wage.
Government advisors have estimated the cost to UK businesses will be more than £1bn from the wage change.
Since taking over in November, Mrs Fairbairn, who has previously worked at the BBC, ITV and consultants McKinsey, has also criticised the government for delaying a decision on airport expansion for London.
In other interviews she has spoken out against networking business dinners, saying they are "not very inclusive" for women.


Russia's central bank has raised its key interest rate to 9.5% from 8% as it seeks to tackle inflation.

The 1.5 percentage point increase was higher than expected, with analysts having forecast a rise of 0.5 percentage points.
The bank has already raised rates from 5.5% at the start of the year but the moves have failed to combat inflation.
A weak rouble and a ban on western food imports has kept inflation stubbornly high.
"If external conditions improve, and a persistent trend for lowering inflation and inflation expectations emerges, the Bank of Russia will be ready to start to ease its monetary policy," the central bank said.
The new rate will take effect on 5 November. The last rise was imposed at the end of July.
The central bank said that inflation had reached 8.4% and would remain above 8% until the end of March.
Economic growth is expected to almost grind to a halt in the final three months of this year and in the first quarter of 2015.
The rouble briefly firmed after the bank's decision was announced, but then fell back into negative territory.
The rise comes as Russia said it would will resume shipments of natural gas to Ukraine after Kiev makes its first payment for previous supplies next week.
Meanwhile, the European Union said it had launched a trade dispute with Russia at the World Trade Organisation (WTO) to challenge Russia's treatment of European agricultural and manufactured goods.
The WTO said the EU had accused Russia of levying higher-than-permitted tariffs on a range of goods including paper, palm oil and refrigerators.
The dispute is the fifth case involving Russia and the EU that has been brought to the WTO.


North Wales council chiefs are split over plans to carve the region up into two or three authorities as unions warn of job cuts and privatisation.

Public Services Minister Leighton Andrews insisted the case was "compelling and widely accepted".
But opposition is widespread and varied, even within his own party.
Flintshire deputy leader Bernie Attridge described it as "political suicide" adding Welsh Labour needed "urgent change at the top".
The future for the north is still uncertain with proposals suggesting either two super authorities comprising Gwynedd, Anglesey and Conwy in the north west, and Wrexham, Flintshire and Denbighshire in the north east.
An alternative allows further consultation over three councils, with Denbighshire joining with Conwy instead.
Leading councillors suggested that the two authorities proposal could deliver a Plaid Cymru stronghold to the west and Labour to the east.
Others questioned whether Gwynedd's policy strongly promoting the Welsh language could be put at risk from a merger with authorities with a less strict approach.
Geoff Edkins, Unison's regional organiser, said that estimates based on the Welsh Local Government Association's figures, warned of 15,000 workers in Wales facing redundancy in merged authorities, including around 4,000 in north Wales.
Wednesday's announcement has prolonged the uncertainty for the union's members in the north.
Financial pressures on council spending has already prompted some to look to close or to privatise services, he said, like libraries, leisure, welfare rights and home care.
"Whether the outcome is two or three authorities in north Wales is uncertain and will remain so till after the assembly elections and possibly up till 2020. Yet sticking as we are isn't tenable," he said.
"The greatest fear for our members is the loss of jobs and privatisation. They wonder just what services will be left to be merged."
Hugh Evans the independent leader of Denbighshire council said that merging the county into a new authority with Flintshire and Wrexham was his "worst fear realised".
Denbighshire and Conwy had reached a voluntary agreement for merger which was earlier rejected by Leighton Andrews.
But he is now suggesting that the arrangement could go out to consultation in a model of three new north Wales authorities.
Mr Evans said the scale of the two council models in the north would be a major concern and saw a 'glimmer of light' in the further consultation.
"There are also the cultural and linguistic differences with the strong urban industrial areas against the rural areas, particularly in Denbighshire," he said.
"It should be about how best to deliver local services not about boundaries," he said, adding that the Williams Commission which drew up proposals for 10 or 11 authorities "seemed to be a complete waste of time and money".
"Two authorities would take communities further away from the decision makers. I would be really concerned. Haven't we learned the lessons of the Betsi Cadwaladr health board?
"This whole process is a distraction beyond 2020 when we should be concentrating on providing services."
But Dyfed Edwards, Plaid Cymru leader of Gwynedd council, said that reform of the map of local government was essential and needed political leadership in all parties.
He added: "Will someone please get on with it? If the status quo isn't sustainable, then tell us what is.
"I think personally one council for north west and one for north east Wales makes sense in terms of spatial planning.
"The big question is over health and social care, where we have a health board across the whole of north Wales."
Mr Andrews said no final decisions had been taken.
"The case in north Wales is finely balanced between two or three local authorities. We therefore feel that there is a case for a further debate and would welcome views," he said.
"I want to emphasise this is not a final decision. It is the next phase in our public debate."


Derby County have signed Thomas Ince from Hull City and Jesse Lingard from Manchester United on loan until the end of the season.

Ince, 23, had a loan spell with rivals Nottingham Forest earlier this season.
Rams head coach Steve McClaren said: "To bring someone of Tom's calibre in is a real coup for us."
Lingard, 22, has made one appearance for United and McClaren added: "He is an exciting talent and someone that we are looking forward to working with."
The midfielder had loan spells with Leicester, Birmingham and Brighton and his only first-team appearance for the Red Devils came against Swansea on the opening day of the season, when he was substituted with an ankle injury.
McClaren continued: "He strengthens the attacking options that we can call upon and given we've lost Jordon Ibe and Johnny Russell in the last few weeks, it was important to strengthen in that particular area of the side."
Ince, who was named Football League Young Player of the Year in 2013, began his career as a trainee at Liverpool and had a loan spell at Notts County under his father Paul Ince.
The England Under-21 international moved to Blackpool in 2011 and spent three years at Bloomfield Road, while also spending four months on loan at Crystal Palace, before a permanent move to Hull in July 2014.
"He knows what the Championship is all about and has made a real impact in the division before," said McClaren. "We hope that he can have an influence on our side for the rest of the season."


Last week there was a report in the French press that an Israeli salon was marketing a discreet hair-based kippa  - the small cap worn as a visible symbol of Jewish faith - to European Jews who don't want to be that visible any more.

It is the kind of story that feels like it's a sign of the times in the wake of the Paris attacks and heightened concern among British security chiefs for the safety of Jewish communities here.
In the UK, all the statistics for religiously motivated hate crime have been moving in the wrong direction.
Last week's figures from the Community Security Trust, an expert body monitoring anti-Semitism in the UK, make grim and record-breaking reading.
Anti-Semitic incidents more than doubled to 1,168 in 2014, the highest figure since the trust began monitoring in 1984. The previous year had been the lowest on record.
There were 314 incidents in July alone - the highest recorded in a single month.
Hate crime tends to be driven by "trigger" events - and last summer's trigger for anti-Semitism was the conflict in Gaza.
The CST said that almost half of the offenders made reference to Gaza or Palestinians during the incidents it recorded in July and August.
It can be really difficult to identify the perpetrator. In those incidents where the victim could do so, the CST figures reveal a number of perpetrators of either a South Asian, Arab or North African appearance.
Decades ago, the British extreme far right and fascism were the forces behind anti-Semitism.
But on the face of it, the figures are now pointing to widespread anti-Jewish feelings among some Muslims in Britain.
This analysis is shared by many leading progressive Muslim thinkers.
But what these thinkers also point out is that the rise in attacks against Britain's Jews mirrors the trend for Muslims themselves - and the two communities need to make common cause.
Police recorded 44,500 hate crimes in England and Wales during 2013-14. That was up 5% on the previous year across race, religion, sexual orientation, disability and transgender - the five key measures that feature in national figures.
Some of that rise has been attributed to better reporting of existing levels of hate.
But a further breakdown indicates there was a 45% jump in religiously motivated incidents to 2,300 - and that appears to have been largely down to more anti-Muslim incidents following the jihadist murder of Fusilier Lee Rigby in Woolwich.
In London, the home of the largest numbers of British Jews and Muslims, police recorded 358 anti-Semitic crimes in 2014 and 611 anti-Muslim crimes.
While the trigger for anti-Semitism comes down to haters blaming Britain's Jews for something they don't like about Israel, the mirror trigger for anti-Muslim crimes is yet another group of haters blaming Muslims for things that al-Qaeda inspired extremists have done.
So how do you go about tackling this stuff?
The All-Party Parliamentary Group on Anti-Semitism's (APPG) latest report calls for internet "Asbos" to ban them from using social media to spread hate.
It also wants the government to fund the security of synagogues and to review what's being done to improve interfaith relations.
What will come of the first two remains to be seen - but on the interfaith issue, there is some hope.
Tell Mama is a Muslim hate crime initiative that is closely modelled on the Community Security Trust and is backing the APPG's calls for social media Asbos because, quite simply, both communities are victims of hate crime.
It wants more British Muslims to recognise and speak out about anti-Semitism because it is morally objectionable to suggest that one form of hate crime is worse than another.
That view is shared by a host of individuals and small unnoticed organisations that work hard to improve understandings between the two faiths.
A fortnight ago, two leading progressive British Muslims, Sughra Ahmed of the Islamic Society of Britain and Dilwar Hussain of New Horizons in British Islam, spoke eloquently in a north London synagogue about the sorrow and pain they felt over Paris.
And - who'd have thought it - a synagogue in Bradford has even appointed a Muslim to its ruling body.


Championship strugglers Charlton Athletic have reappointed Jose Riga as head coach on an 18-month deal.

The 58-year-old spent three months in charge of the Addicks at the end of the 2013-14 campaign, keeping the club in the Championship.
Since leaving The Valley the Belgian has spent time in charge of Blackpool, Standard Liege and Metz.
Riga replaces compatriot Karel Fraeye, who was sacked from his post as interim head coach on Wednesday.
Charlton are currently 23rd in the Championship table, three points from safety, and are on a run of 10 games without a win in all competitions.
Fraeye was appointed in late October following the departure of Guy Luzon, but only won two of his 14 matches in charge of the first team.
In a statement on the club website, Addicks owner Roland Duchatelet admitted the club had made errors in player recruitment and said the board of directors accepted responsibility for "a disappointing season".
"It was crucial we dealt with the position of the head coach," the Belgian businessman added.
"Jose did an excellent job in his short period with Charlton two seasons ago. He was very popular with supporters and I believe that he will get us back on track."
Riga won seven of his 16 games during his stint at The Valley in 2014 but left the south-east London club when his contract was not renewed that summer and joined Blackpool.
BBC Radio London's Andy Rowley
Charlton fans are increasingly angry with how the club is being run by Roland Duchatelet, who is now onto his sixth head coach since taking over the club in January 2014.
There have been a number of recent protests at The Valley aimed at Duchatelet and chief executive Katrien Meire from supporters, who have now come together to form a group called "Coalition Against Roland Duchatelet" in an attempt to bring about a sale of the club.
Riga has far more managerial experience than his predecessor Karel Fraeye but, given his previous links to Duchatelet and the antipathy towards the board of directors, the appointment could only serve to fan the flames for further supporter unrest.


A 12-year-old boy and a teenager have been charged in connection with an unprovoked attack on a man by a gang outside a Midlothian shop.

A 27-year-old man was set upon near the Scotmid Co-op on Mayfield Place, Mayfield, between 17:00 and 18:30 on Friday 30 October.
An 18-year-old man was due to appear at Edinburgh Sheriff Court.
The 12-year-old has been referred to the Children's Reporter. Police are still trying to trace others involved.


The Jockey Club, which runs 15 UK racecourses, reported profits for 2014 of £21.7m, down very slightly from the previous year's record £22m.

The body stages the high-profile Grand National, the Cheltenham Festival and the Derby.
Turnover also rose by 5.1% to a record of £171.2m.
This was boosted by ticket sales, particularly at major racing events, hospitality and catering, media income, music nights and non-racing events.
The group's courses include famous names such as Aintree, Epsom Downs and Newmarket.
It allowed the Jockey Club to contribute a record £19.1m to prize money in 2014 - up from £18.2m in 2013.
It said this took its prize money contribution in the last decade to £146.4m.
In 2014, the group also invested £34.1m on new and upgraded facilities and "maintaining standards and racing surfaces across its racecourses nationwide".
Last year, those racecourses saw attendances of 1.8 million people at its 362 racing fixtures, up from 1.7 million at 361 fixtures in 2013.
The Jockey Club has also been continuing its "racing plus music" joint-venture events, featuring big-name acts such as Madness, Tom Jones, Boyzone, Kaiser Chiefs, Kylie Minogue and Spandau Ballet.
"I'm delighted we've been able to grow the business for a sixth successive year, because it allows us to increase our dividend for British racing," said the Jockey Club's chief executive Simon Bazalgette.
"By maximising returns from our commercial operations, we've been able to invest more than £400m into the sport in the last 10 years. We've done that through prize money and facilities for customers and participants, and also supporting the sport's promotion."
He added: "Racing brings enjoyment to millions of people each year and is responsible for tens of thousands of jobs.
"We take very seriously our role as stewards of some of its most iconic events, as well as our operations throughout all levels of the sport."


A London Assembly member has questioned why the Metropolitan Police are still using Windows XP on tens of thousands of computers.

Conservative Andrew Boff told the BBC it would not be cost-effective to keep paying for patches to make sure the operating system was secure.
Last year, a Freedom of Information request by the tech site Motherboard found 35,000 Met PCs ran XP.
Mr Boff said this had fallen to 27,000, which remained "worrying".
"I have fond memories of XP, I've only just got rid of it myself a few months ago," said Mr Boff.
Microsoft ceased providing free security and technical support to XP users in April 2014.
Currently, the Met is carrying out a plan to upgrade thousands of its computers to Windows 8.1.
Mr Boff said the force should instead upgrade to the latest Windows operating system, Windows 10.
"I'll be asking a question and, depending on the written reply I get, I'll then be questioning the mayor on whether or not they should start a review," he said.
"We spend an awful lot of money on information technology - we've got to get the best bang for our buck."
The Met Police confirmed that, by the end of September, a further 6,000 desktops will be upgraded to Windows 8.1, reducing the overall number of PCs still running XP to 21,000.
It added that those computers still running the older operating system will be covered by an extended support arrangement with Microsoft until April 2017 - at a cost of £1.65m.
The Met said a large amount of "legacy software" meant that the upgrade plan was not as easy as it might be at many other organisations.
"Further plans are being developed to address the remaining XP desktops," it added, "including reducing the overall number used by the organisation, replacing with laptops, tablets and disposing of equipment that cannot support Windows 8.1 and beyond."


Two people have been rescued after they were found clinging to the side of a sinking speedboat in Lough Neagh.

The incident happened about 19:30 BST on Sunday. The couple, understood to be a young man and woman, were found by the Ardboe lifeboat crew.
Both casualties were retrieved from the water and taken on board the lifeboat.
They were treated on shore for hypothermia before being taken to hospital for observation.
Lifeboat crew were able to attach a tow line, re-float and "cautiously" bring the vessel safely to shore.
On their Facebook page, Lough Neagh Rescue said: "We have since learned that the casualties have been released from hospital and we wish them a speedy recovery.
"We would also like to thank the member of the public who provided an additional blanket for the casualties whilst in Crumlin Marina."


The full truth about policing at Hillsborough will not be known until there is transparency over Orgreave, the Shadow Home Secretary has said.

Thousands of striking miners and police officers clashed at Orgreave coking plant near Rotherham in June 1984.
More than 120 officers and pickets were injured and 93 people arrested.
Speaking in the Commons, Andy Burnham said sections of a report with evidence of links between Orgreave and Hillsborough had been "redacted".
He said: "I promise the families the full truth about Hillsborough. I don't believe they will have it until we know the truth about Orgreave.
"[South Yorkshire Police] used the same underhand tactics against its own people in the aftermath of the miner's strike, that it would later use to more deadly affect against the people of Liverpool."
What was the "Battle of Orgreave"?
Legal papers demanding a public inquiry into police conduct during violent clashes of the 1984-5 miners' strike were handed to the government in December by the Orgreave Truth and Justice Campaign.
The Independent Police Complaints Commission (IPCC) ruled South Yorkshire Police would not be investigated over Orgreave because the passage of time meant allegations of assault and misconduct at the plant "could not be pursued".
Mr Burnham continued: "There has been an IPCC report on Orgreave, but parts of it are redacted. It has been put to me that those parts contain evidence of direct links between Orgreave and Hillsborough.
"This, Mr Speaker, is the time for transparency not secrecy. Time for the people of South Yorkshire to know the full truth about their police force.
"So will the Home Secretary accept the legal submission for the Orgreave Truth and Justice Campaign and set up a disclosure process?"
Mr Burnham also urged Home Secretary Theresa May to "end the scandal of retirement" as an escape route for former South Yorkshire Police staff.
After hearing two years of evidence at Warrington Coroners' Court, a jury found the 96 football fans who died at the 1989 Hillsborough disaster were unlawfully killed.


Bank of England governor Mark Carney has hit back at critics in the Vote Leave campaign who have warned him about commenting on the Referendum.

In a three-page letter to Vote Leave's Bernard Jenkin MP, Mr Carney criticised "numerous and substantial" mistakes.
Mr Jenkin had complained that Mr Carney was wrong to say recently that leaving the EU would cause an economic shock.
BBC economics editor Kamal Ahmed said Bank officials felt Mr Jenkin's comments were an implied "threat".
Last month, the Governor said the shock of leaving the EU could cause a "technical recession" - six months of negative economic growth.
Ahmed: Carney and Vote Leave clash over EU battle
EU referendum latest
Leave Tories attack 'scare stories'
Most computers will open PDF documents automatically, but you may need Adobe Reader
Download the reader here
That prompted Mr Jenkin, a director of Vote Leave and chairman of the Public Administration Committee, to write to Mr Carney about rules banning "any public comment" in the run up to the 23 June referendum.
Mr Jenkin continued his criticism of Mr Carney on Thursday, when he told the BBC's Today programme that the governor had been wrong to appear on the Andrew Marr show days after the "technical recession" comments.
According to the BBC's Kamal Ahmed, who has seen both letters, senior Bank officials considered this a "threat" which contained "numerous and substantial" misconceptions. It was, he said, something that Mr Carney felt needed a robust response.
Mr Carney's letter said that there was a "fundamental misunderstanding" about the independence of the Bank.
Later on Thursday, the Monetary Policy Committee of the Bank, chaired by Mr Carney, will publish its latest interest rate decision and the minutes of its meeting.
Those minutes are expected to contain a reference to the Referendum and the latest views of the committee on any economic effects the Bank believes are connected to the vote.
Most computers will open PDF documents automatically, but you may need Adobe Reader
Download the reader here
However, Mr Jenkin's letter, written on 13 June, said: "You have already made your views known about the question of the forthcoming referendum.
"The concern is that you, as Governor of the Bank of England, or others who serve the Bank, may have occasion to make further public comment on matters arising from the question on the ballot paper for the referendum.
"You are prohibited from making any public comment, or doing anything which could be construed as taking part in the referendum debate," the letter continues.
"I have taken legal advice from Speakers' Counsel. . . [and] wanted to take the opportunity to stress the importance of this matter. I very much hope you will avoid doing anything which could suggest you or the Bank have disregarded Parliament's wishes."
How trade and the UK's economy are affected by membership of the EU.
Mr Carney wrote back to Mr Jenkin, saying that he had not "made my views known" on the referendum.
"Nor do I intend to share my private opinion other than via the anonymity of [the] ballot box when I join millions of others to cast my vote," the letter says.
"All of the public comments that I, or other Bank officials, have made regarding issues related to the referendum have been limited to factors that affect the Bank's statutory responsibilities and have been entirely consistent with our remits."
Mr Carney said that Mr Jenkin's letter "demonstrates a fundamental misunderstanding of central bank independence" and that the Bank has "a duty" to report its "evidence-based judgements" to Parliament and the public.
He also said that the Bank was not officially covered by the purdah rules but has "voluntarily" agreed to be bound by them "in the spirit of the guidelines issued by the Cabinet Office".
However, speaking on the Today programme on Thursday, Mr Jenkin continued his criticism of the Bank's stance, claiming that Mr Carney's response appeared "aggressive". Mr Jenkin also criticised Mr Carney's decision to appear on the BBC's Andrew Marr show last month just days after his "technical recession" comments.
Mr Jenkin told Today: "It's for [Mr Carney] to judge how political he wants his institution to be perceived as. There is no doubt for example the appearance he made on the Andrew Marr programme was way beyond what a Bank Governor would normally do in terms of making statements about rate-setting and economic forecasts and that sort of thing."
Former Labour Chancellor Alistair Darling, a leading Remain campaigner, jumped to Mr Carney's defence. He said that Mr Jenkin had made "a blatant attempt to muzzle a respected independent voice.
"The Bank of England is independent, the Governor is independent and he has a duty to say what he thinks.
"It is very clear the Leave campaign doesn't want people to hear what the Bank has to say on the most critical issue facing our generation because they don't like its conclusions."


Andy Murray will team up with his brother Jamie for Saturday's crucial doubles match against Australia in the Davis Cup semi-final.

Media playback is not supported on this device
With the score 1-1, victory on Saturday would mean Andy Murray could win the best-of-five tie for Great Britain in Sunday's first reverse singles.
Jamie Murray and Dom Inglot were originally named to face Lleyton Hewitt and Sam Groth.
Media playback is not supported on this device
But captain Leon Smith exercised his right to change the line-up.
"Everyone in the team wants to play, everyone wants to try and help where they can," Andy Murray said on Friday.
Jamie Murray has reached the last two Grand Slam finals, at Wimbledon and the US Open, with Australian partner John Peers, while Inglot reached the semi-finals in New York with Sweden's Robert Lindstedt.
Britain captain Leon Smith had said he would not decide on his line-up until after Friday's play, saying he needed to "talk to Andy", but he has now opted for the pairing who secured a four-set victory over Nicolas Mahut and Jo-Wilfried Tsonga in the quarter-final against France.
Murray, the world number three, thrashed Thanasi Kokkinakis 6-3 6-0 6-3 in Friday's first singles match against Australia, before Bernard Tomic beat Dan Evans 6-3 7-6 (7-2) 6-7 (5-7) 6-4.
Media playback is not supported on this device
Australia captain Wally Masur admitted his side were feeling the pressure ahead of the crucial third rubber.
"The locker room is pretty tense because I guess we thought it would be 1-1 and it's come to that situation, where there's so much focus on the doubles," he said.
"Everybody knows how pivotal that match will be but we're very happy to be in it."


Music festival organisers have said they are firmly committed to their south of Scotland venue after announcing a "sister" event in Croatia.

The Eden Festival has raised concerns in the past about the policing costs at the Raehills Estate near Beattock.
It has now unveiled plans to stage The Lost Disco event in Tisno in August.
However, co-founder Adam Curtis insisted that the two festivals would complement one another and the Scottish event remained their top priority.
"The Eden Festival is very much a community festival - it has been built by more than me," he said.
"It is 300 to 400 of us that do it from the community and that is very hard to transport anywhere.
"The Eden Festival will always remain as our number one key objective."
He said the idea behind the Croatian event was to export one section of the south of Scotland festival.
"For the Lost Disco Festival what we have done is take our most popular stage at the Eden Festival which is the Lost Disco and take it abroad," he said.
"It is almost like taking part of the Eden Festival over the seas."


Southampton will not sell forward Sadio Mane to Manchester United, insists Saints boss Ronald Koeman.

The 23-year-old Senegal international, a target for the Red Devils, played the full 90 minutes as Saints drew 1-1 with Midtjylland in their Europa League play-off first leg at St Mary's.
"We're not selling any more players," said Koeman after Thursday's game.
"Write what you want to about the rumours until 1 September, nobody is going to leave Southampton."
Mane scored 10 goals in 32 appearances last season after joining Saints for £10m from Red Bull Salzburg, including the fastest ever Premier League hat-trick.
Koeman added: "The situation is so easy and we have to deal with it. I don't like it as maybe players are thinking they're not fully focused on what they have to do.
"There's no bid for any player. Not for Sadio Mane, not for Victor Wanyama.
"We have to deal with rumours among the press. There's no bid for any player and no contact from any club."
Midfielder Wanyama, 24, has been linked with Tottenham.


Google's Chrome browser will start blocking some internet adverts that use Adobe's Flash technology, from Tuesday.

Google said it had taken the step to help web pages load faster and preserve battery life on mobile devices.
It has introduced tools that help people convert Flash adverts to ones that use an alternative technology.
Many technology companies have turned against Flash in recent months, saying it slowed down web-browsing and was a security risk.
The option to block or pause Flash-based adverts was added to a test version of Chrome earlier this year.
The change was aimed at all add-ons for the Chrome browser that were hogging resources.
Many of these handle content, such as adverts or browsing aids, not directly connected to the main page being viewed.
This option has now been switched on by default and could mean that many adverts built with Flash do not run. Clicking on the advert will make it run.
Anyone who wants Flash adverts to run by default will be able to turn off the option.
The change could mean many organisations have to rework their advertising content if it is not served up to web pages using Google's AdWords system that automatically converts Flash adverts to HTML5.
HTML is the basic language of the web and is used to describe how web browsers should display text, images and video.
In early July, security problems with Flash led to it being blocked by default by Mozilla - the organisation that develops the Firefox browser.
Flash has been used to make many online banner adverts, pop-ups and video ads since the early days of the web.
However, the technology industry has steadily been turning against Flash, especially as many criminal hackers target it or create malicious ads to hijack victims' computers.
Apple was one of the first to block the software on portable devices in 2010.


Train conductors on London Midland's service have announced they will take a vote over strike action.

The rail union RMT said it was balloting its 523 members over the proposed imposition of security contractors on trains.
The union said the company's move was made without agreement. The ballot closes on 2 February.
London Midland said it was "very disappointed" the RMT was threatening action.
More updates on this and other stories from Birmingham and the Black Country.
A spokesman for London Midland said the security contractors are there to "provide extra eyes and ears" in support of the conductor.
"It is to look out for things like fare evaders, smoking on trains and feet on seats."
He added the staff would not be on every train and stressed the role is to "offer support" to the senior conductor.
RMT general secretary Mick Cash said: "The imposition of external contractors who have no additional skills or powers of authority to remove unruly passengers or fare dodgers is something we are totally opposed to."
London Midland said the proposed changes were in reaction to feedback from front-line staff and passengers.
A spokesman for the train operator said: "The security contractors are in addition to the senior conductors and have different duties.
"This is about safety. As we have told the RMT many times, we have no intention of removing conductors from our trains."
The RMT said it had been "left with no option but to ballot" after London Midland management failed to respond to its questions and proposals.


Krystian Pearce's early goal gave Mansfield a win at Wycombe that keeps their League Two play-off hopes alive and dents the Chairboys' own top seven ambitions.

The win leaves Mansfield just two points behind Carlisle in the final play-off place, while Wycombe are now four points off the pace and down in 13th.
Following a lively start, the deadlock was broken by the visitors in the 13th minute when a free-kick floated in by Joel Byrom was headed against the post by Pearce, who then stole in on his own rebound to nod home from a yard out.
Both sides went close during the remainder of a hard-fought first period, but neither was able to add to the scoreline.
Wycombe were the better side after the break, but could not find a way past Jake Kean.
The Stage goalkeeper produced a superb save from a Joe Jacobson free-kick and an even better one from Adebayo Akinfenwa's close-range header when the big striker looked certain to score to secure all three points for the visitors.
Match report supplied by the Press Association.
Match ends, Wycombe Wanderers 0, Mansfield Town 1.
Second Half ends, Wycombe Wanderers 0, Mansfield Town 1.
Alex Jakubiak (Wycombe Wanderers) wins a free kick in the attacking half.
Foul by Hayden White (Mansfield Town).
Attempt saved. Adebayo Akinfenwa (Wycombe Wanderers) header from the centre of the box is saved in the bottom right corner.
Corner,  Wycombe Wanderers. Conceded by Jake Kean.
Substitution, Wycombe Wanderers. Alex Jakubiak replaces Scott Kashket.
Michael Harriman (Wycombe Wanderers) is shown the yellow card for a bad foul.
Foul by Michael Harriman (Wycombe Wanderers).
Malvind Benning (Mansfield Town) wins a free kick in the defensive half.
Substitution, Mansfield Town. Yoann Arquin replaces Danny Rose.
Foul by Myles Weston (Wycombe Wanderers).
Hayden White (Mansfield Town) wins a free kick on the left wing.
Substitution, Wycombe Wanderers. Myles Weston replaces Garry Thompson.
Attempt saved. Adebayo Akinfenwa (Wycombe Wanderers) header from very close range is saved in the top centre of the goal.
Corner,  Wycombe Wanderers. Conceded by Jake Kean.
Foul by Sido Jombati (Wycombe Wanderers).
Alexander MacDonald (Mansfield Town) wins a free kick on the left wing.
Attempt missed. Marcus Bean (Wycombe Wanderers) right footed shot from outside the box is close, but misses the top right corner.
Substitution, Wycombe Wanderers. Nick Freeman replaces Matt Bloomfield.
Corner,  Wycombe Wanderers. Conceded by Jake Kean.
Attempt saved. Joe Jacobson (Wycombe Wanderers) left footed shot from outside the box is saved in the bottom left corner.
Michael Harriman (Wycombe Wanderers) wins a free kick in the attacking half.
Alexander MacDonald (Mansfield Town) is shown the yellow card for a bad foul.
Foul by Alexander MacDonald (Mansfield Town).
Marcus Bean (Wycombe Wanderers) wins a free kick on the left wing.
Foul by Danny Rose (Mansfield Town).
Foul by Adebayo Akinfenwa (Wycombe Wanderers).
Danny Rose (Mansfield Town) wins a free kick on the right wing.
Attempt blocked. Scott Kashket (Wycombe Wanderers) left footed shot from outside the box is blocked.
Corner,  Wycombe Wanderers. Conceded by Rhys Bennett.
Hand ball by Alexander MacDonald (Mansfield Town).
Substitution, Mansfield Town. Alexander MacDonald replaces Alfie Potter.
Foul by Garry Thompson (Wycombe Wanderers).
Krystian Pearce (Mansfield Town) wins a free kick in the attacking half.
Scott Kashket (Wycombe Wanderers) wins a free kick on the right wing.
Foul by Joel Byrom (Mansfield Town).
Substitution, Mansfield Town. Shaquile Coulthirst replaces Matt Green.
Michael Harriman (Wycombe Wanderers) wins a free kick on the right wing.
Foul by Malvind Benning (Mansfield Town).


A pedestrian who died after being struck by a car in John O' Groats on Friday night has been named as Timothy Humphreys.

The 34-year-old, who was from John O' Groats, died at the scene of the collision on the A836, near the A99 junction and the Seaview Hotel.
It happened at about 23:40 and the stretch of road involved was closed until 07:45 the next morning.
Police Scotland has renewed an earlier appeal for witnesses.


Marc Rich, the trader controversially pardoned by former President Bill Clinton, has died in Switzerland.

He was wanted by the US for tax evasion when he was pardoned on Mr Clinton's last day in office in 2001.
Mr Rich was one of the most successful traders of all time. He founded - and subsequently sold - the company renamed as Glencore in the 1990s.
He died of a stroke in the Swiss city of Lucerne at the age of 78, the March Rich Group said in a statement.
Mr Rich was born in Belgium in 1934, but his family, which was Jewish, left Europe for the US in 1941 to flee Nazism.
He founded his trading company in 1974 and became known as the "king of commodities".
But in the 1980s he was accused of tax evasion, fraud, as well as illegal trade with Iran and fled to Switzerland.
Mr Rich remained on the FBI's Most Wanted List for almost two decades, narrowly escaping capture in Finland, Germany, Britain and Jamaica,
The pardon, issued by Mr Clinton on 20 January 2001, was one of more than 200 granted on his final day in the White House.
It came after Mr Rich's ex-wife had donated money to Mr Clinton's presidential library.
Mr Clinton later said he regretted the pardon, but strongly denied that gifts had any effect on his decision.


A lorry driver has appeared in court accused of doing a U-turn on the M6 toll motorway.

Leonid Papachin, 51, from Lithuania, is alleged to have performed the manoeuvre on Thursday after missing an exit slip-road near Lichfield.
Other vehicles are said to have been forced to slow down to avoid his articulated lorry.
He appeared at Cannock Magistrates' Court charged with dangerous driving but did not enter a plea.
Mr Papachin was remanded in custody to appear at the same court on Tuesday.


Former Scotland striker David Goodwillie has joined Clyde until the end of the season.

The 28-year-old agreed to leave Plymouth Argyle in January after being ruled a rapist by a civil court in Edinburgh.
Goodwillie last played on 14 January, scoring his only Plymouth goal as a late substitute.
He goes straight into the Clyde squad for Saturday's League Two visit to bottom side Cowdenbeath.
The visitors, who recently replaced manager Barry Ferguson with players Peter MacDonald and JP McGovern, are four points above the Central Park hosts.
Goodwillie, capped three times, started his career at Dundee United, moving to Blackburn Rovers for a £2m fee in 2011.
He also had a spell at Aberdeen, as well as loan periods at Crystal Palace, Blackpool and Ross County.


Whether you're out for a cuppa with your mum, in a Whatsapp chat group with your mates or glued to Twitter, there are two words dominating many conversations this summer: Love Island.

The ITV2 reality TV show has grown a dedicated following with audience figures showing around 2.1 million tuning in to watch each episode.
For those who haven't seen it before, the show throws 13 singletons into a villa where they couple up in the hope a blossoming romance develops.
The public usually has the pick of who stays on the Love Island with the winning couple receiving a Â£50,000 prize.
Fans will know that if you get hooked then it is a major commitment in your life, with the show on every night of the week - including a weekly-round up of the best bits.
As Love Island reaches the half-way point of this series, here's a catch-up on some of the stand out moments so far.
What started out as a conversation about who pays on a date turned into a hot debate that ended a relationship before it had barely started.
By episode nine, contestant Camilla had been cracking on (that's Love Island code for flirting) with fellow islander Jonny and thought that they might have something special.
But then came the subject of feminism.
Speaking in the kitchen, Camilla argued that everyone who believes in equality should be a feminist and questioned whether her potential partner felt the same.
Jonny argued that "real feminists" believe in a "slope towards them, rather than towards men" and said "women almost have more opportunities".
Cue lots of tears from Camilla and then an awkward chat between the pair where they decided they were too different to form a lasting romance.
It sparked a big debate on Twitter about whether Camilla could class herself as a feminist while appearing on a TV show where the female contestants had to twerk to bag a date.
@LaceyvanderHarg wrote: "Feminism is having the choice to do what you want. Camilla (and the others) want to do it, so they can and it's their choice."
While Leanne Brady said: "Camilla, not sure the twerking & lap dance were showing a good example of feminism."
In what is a classic love triangle, contestant Olivia had to choose between two men, Mike and Chris, who were both vying for her affection.
It created one of the best one liners of the show when Chris branded his love rival "Muggy Mike" for choosing Olivia to couple up with.
Twitter was impressed and the phrase end up trending on the social media site.
That was the question on everyone's lips following a shock double elimination.
Let's set the scene. Dom and Jess had been coupled up from the beginning of the show and believed they were a "power couple".
But she was dumped from the island, alongside fellow contestant Mike, and insisted to Dom she would be "on the outside waiting" for him when he left.
Then came media headlines that Mike and Jess had spent the night together after being eliminated which was coupled with a cosy shot of them posing together on Instagram.
Meanwhile inside the villa, Dom was pining for Jess and indicating he would remain faithful to her during the remainder of the show.
Fans will have quickly discovered that rumours from the outside world have a habit of being revealed inside the villa.
In what was one of the most awkward moments of the series so far, it came down to contestant Marcel to break the news to his housemate that his love interest may have set her sights elsewhere.
A sun cream bottle was thrown, doors were slammed and the word "bruv" was used a lot.
Tissues at the ready. Episode 21 was an emotional rollercoaster for many fans who have grown to love contestant Camilla.
After a rocky start, Jonny and Camilla decided to rekindle their romance after putting their differences aside when it came to their feminism views. (Yep - a lot can change in a week).
There were plenty of shy glances and late-night kissing, with viewers desperately hoping that nice-girl Camilla had finally found "the one".
Then new girl Tyla walks in.
Ever the lady, Camilla gives her blessing for Jonny to pursue his new romance and he does just that - snogging Tyla a few minutes later.
While she may be the forgiving type, viewers definitely are not.
Laura Eagles wrote on Twitter: "I wonder if Jonny realises he's on par with Theresa May as one of the most disliked people in Britain right now."
Allana Hoggard said: "Camilla is a beautiful educated humanitaran bomb disposal expert and Jonny is a waste of space. Get him off my telly pronto"
Even last year's Love Island contestants waded into the drama.
With the show expected to last seven weeks, producers have thrown in a huge curveball to keep the drama hot and the viewers hooked.
In a Love Island first, the contestants' relationships will face their "ultimate test" when 11 new faces and a brand new villa are unveiled in Thursday's episode.
Expect more muggy behaviour, more tears and lots more hilarious Twitter reaction for weeks to come.


Notts County boss John Sheridan has been given a five-match touchline ban by the Football Association.

He was sent to the stand in his side's 2-0 defeat by Wycombe on 10 December.
The ban starts immediately, meaning Sheridan will have to watch Tuesday's FA Cup second-round replay with Peterborough from the stands.
The former Chesterfield and Oldham boss admitted on Monday that his job was under threat after six successive League Two defeats.
Notts are 20th in the table, just one point above the relegation zone having lost 11 of their 21 league matches.


Oscar Pistorius seemed to be expecting it.

As Judge Thokosile Masipa said the words "five years" in prison, the athlete's face remained immobile and unreadable.
Moments later, he turned to face his relatives behind him, who also showed no expression at the prison sentence their lawyers had fought so hard to avoid. Pistorius gave his uncle his expensive wristwatch for safekeeping, and headed down the stairs to the courthouse cells.
Judge Masipa had earlier spent some time explaining the reasoning behind her ruling to the court. It often felt as though she was addressing the nation, not just the quiet figure in a black suit perched in the dock.
It was a suspenseful, roller-coaster ride, as the judge seemed to swing from a hefty prison sentence, to the possibility of community service for the athlete.
She breezily dismissed the defence's claims that prison would break Pistorius mentally or physically. But she also showed something close to contempt for the notion - nudged forwards earlier by the prosecution - that the vengeful demands of an "uninformed public" should be taken into account.
There was a difference, she stressed, between public opinion and public interest.
There are many here in South Africa who believe a rich and famous man has somehow been allowed to get away with murder, and that a five year sentence - which will translate into just 10 months of actual prison time - makes a mockery of justice.
But over time the majority will, I suspect, take heed of Reeva Steenkamp's parents, Barry and June, who seemed, above all, relieved that this marathon legal battle is finally over.
Minutes after the sentencing June Steenkamp told me she was satisfied with Judge Masipa's decision, and that the short prison sentence meant "he's going to pay something". I asked her if she thought that justice had been served. "Yes," she replied firmly.
The prosecution service must still decide if it wants to appeal against the verdict or the sentence. Plenty of legal experts think they have a good case to reinstate a murder verdict.
But this has been, in some ways, a humiliating defeat for Prosecutor Gerrie Nel, and given the Steenkamps' attitude towards another legal battle it is a moot point whether they would be wise to keep fighting or to cut their losses.


Burnley defender Michael Keane has been handed his first international call-up after Stoke's Glen Johnson withdrew from the England squad through injury.

Keane, 23, who has played for England at under-19, under-20 and under-21 levels, will report to St George's Park on Tuesday with the rest of the squad.
Gareth Southgate called him up after Johnson was ruled out of Saturday's World Cup qualifier against Malta.
On Monday, Andros Townsend replaced the injured Raheem Sterling in the squad.
Crystal Palace's Townsend, 25, has played 11 times for his country and scored three goals, but was not selected for Euro 2016.
He has played in all seven of Palace's Premier League games since joining from Newcastle for £13m in the summer.
England, led by interim manager Southgate, face Malta on 8 October and Slovenia three days later.
No details have yet been given on Manchester City player Sterling's injury.
Keane has featured in all of Burnley's Premier League games this term.
Between 2013 and 2016, the former Manchester United trainee made 16 appearances for the under-21s side under Southgate.
Goalkeepers: Fraser Forster (Southampton), Joe Hart (Torino, on loan from Manchester City), Tom Heaton (Burnley)
Defenders: Ryan Bertrand (Southampton), Gary Cahill (Chelsea), Phil Jagielka (Everton), Michael Keane (Burnley), Danny Rose (Tottenham), Chris Smalling (Manchester United), John Stones (Manchester City), Kyle Walker (Tottenham)
Midfielders: Eric Dier (Tottenham), Jordan Henderson (Liverpool), Alex Oxlade-Chamberlain (Arsenal), Michail Antonio (West Ham), Jesse Lingard (Manchester United), Theo Walcott (Arsenal), Dele Alli (Tottenham), Andros Townsend (Crystal Palace)
Strikers: Wayne Rooney (Manchester United), Marcus Rashford (Manchester United), Daniel Sturridge (Liverpool), Jamie Vardy (Leicester)


"It would have been no great surprise if this had been a difficult Twelfth," reads an editorial in the News Letter.

"There have been months of bitter political polarisation since the fall of Stormont at the beginning of the year.
"But in fact it was one of the most glorious Twelfths in recent years."
In previous years, the headlines on the morning of 13 July have not been so positive, but Thursday's papers seem to be taking a collective sigh of relief this morning.
"Parades taking a step forward," reads the front page of the Mirror, while a picture on the paper's cover shows an Orange lodge passing a former flashpoint, St. Patrick's Church in Belfast, without incident.
The Belfast Telegraph reports: "Police, Orange Order and church leaders hail 'most peaceful celebrations in years'".
Grand master of the Orange Order, Edward Stevenson, told the paper Wednesday's event was the "biggest Twelfth in a generation," and that unprecedented numbers had come out to enjoy the festivities.
"The 327th anniversary of the Battle of the Boyne will be forever remembered for the unprecedented numbers of people celebrating," he said.
"The wonderful weather exceeded our expectations."
The paper also offers a souvenir supplement capturing the colour and spectacle of every demonstration in Northern Ireland.
The Irish News carries a similar headline on page 4 - "Steps in right direction as parade hailed peaceful success".
It reports on an Orange Order parade passing Ardoyne in north Belfast yesterday unopposed by nationalists for the "first time in almost two decades".
Orange Order and nationalist politicians alike have praised the transformed atmosphere on the day.
Sinn Féin MLA Gerry Kelly said local people were "relieved".
SDLP MLA Nichola Mallon also welcomed the peaceful outcome: "It's great to see people's hopes rather than fears materialise for once."
The paper's Allison Morrison offers some analysis on the opposite page.
"Having reported on parades - and associated riots - for almost two decades, this was the quietest Twelfth in my career," she writes.
"For the Orange Order this is a successful outcome, and one they can be proud of, but for loyalism the issue of problem bonfires still sullies the celebrations.
"The bravery of hard-working firefighters prevented serious damage to property at a number of sites where towering structures were placed near to family homes.
"A racist banner about a Celtic footballer and a coffin bearing an image of the late Martin McGuinness, along with the familiar Irish tricolours and stolen election posters, all left a sour taste."
Also in the paper, a founding member of the DUP has condemned the use of the coffin effigy of Mr McGuinness which was placed on loyalist bonfires.
Orangeman Wallace Thompson described the display as "wrong".
He said while bonfires were part of the whole tradition of the Twelfth, the atmosphere around some of the towering structures in Belfast was "sinister, dark and menacing".
Away from the Twelfth, the Irish News reports on the death of "gifted" Belfast man Aaron O'Neill, who died on Monday evening from stomach cancer.
The 29-year-old, who worked as a sound-dubbing mixer for Yellowman productions in Hollywood, had worked on the likes of The Fall, Line of Duty and Game of Thrones.
Mr O'Neill's brother-in-law, Jim Forbes, told the paper: "He was quiet and so smart.
"He didn't talk much about his work but the house hasn't stopped since he passed away, with people from Universal studios in America among those getting in touch."
A separate tribute is paid in Thursday's Mirror to six-year-old Donnacadh McGuire, who died while playing in the street in Londonderry on Tuesday.
His mother, Sarah McGuire, has given an interview to the paper, in which she describes how her "world has stopped".
"Donny was an incredible wee boy, funny and adventurous, a little boy who knew no fear and lived every moment to the full."
Police arrested a man on Tuesday morning but he was later released on bail.


For the first time in more than 25 years of conflict in Indian-administered Kashmir, the Jammu and Kashmir police on 18 February issued what would seem like an obvious security advisory - asking people to stay away from battles being fought between armed forces and militants.

"(They) should not venture out as they can get hit by stray bullets. Residents are also requested not to come out of their houses or peep out of windows," a police spokesman said, adding that they had requested village elders and headmen to warn people as well.
It would be easy to think that the advisory was in response to the deaths of two young students killed by stray bullets in south Kashmir's Pulwama district on 14 February, but this is not the only reason.
In a strange departure from the past, when gun battles between militants and armed forces had civilians fleeing for cover, authorities are seeing more people, mainly youth, flocking to battle sites.
This was most recently seen in Pampore earlier this month, where a 48-hour-long battle killed nine people, including two captains from India's security forces.
The present mood can be compared to the early 1990s when armed rebellion broke out in Kashmir with the popular support of people.
This renewed sympathy may be a temporary phase but it signals a change of mood on the ground which did not happen overnight.
It has been prompted by a complete breakdown of all government measures that indicated any urge or desire to deal with Kashmir politically.
Militant groups in Kashmir actually suffered setbacks in the mid-90s, mainly due to internal rebellion and the birth of the pro-army Ikhwan, categorised as "renegades" by the separatists.
As a result, they came to be dominated by foreigners, largely Pakistanis.
This, along with a reconciliatory process between India and Pakistan - as well as Srinagar and Delhi - helped consolidate "peace".
However, the hanging of Afzal Guru in 2013, along with a growing sense of despondency and frustration, began changing the mood. This has been exacerbated by media narratives that have been perceived as being "anti-Kashmir".
Some analysts say that the decision of the regional People's Democratic Party (PDP) to ally with India's Hindu nationalist BJP could also be a factor.
The PDP campaigned for the 2014 state polls on an anti-BJP plank, which mobilised youth in south Kashmir in particular, but ultimately allied with them to form the government.
With the federal government showing little intent of politically engaging with Kashmir in any meaningful manner, its youth seem to be drawn towards militant violence.
Recently, 21-year-old Burhan Wani from south Kashmir's Tral area has been dominating social media with videos that incite youth to take up arms.
But official figures suggest that the attraction towards militancy among Kashmiri youth began much earlier.
They indicate that 60 civilians joined militant groups in 2014 and 66 in 2015, up from 28 in 2013. Local militant group Hizbul Mujahideen is also making a comeback - earlier the scene was dominated by Pakistan-based Lashkar-e-Taiba and Jaish-e-Mohammed.
Increased activity means more militants have started getting killed. But in a very significant change, large crowds have begun attending their funerals.
The funeral of a Lashkar-e-Taiba commander Abu Qasim - a Pakistani - was attended by more than 30,000 people, and two villages actually fought over where he would be buried.
There were far fewer people at the funeral of state chief minister Mufti Mohammad Sayeed who died in office on 7 January.
Funerals of other militants have also seen large turnouts and that explains why the police opted to quickly dispose of the bodies of the three Pakistani militants killed in Pampore. The people of the area had, in fact, been aggressively asking for the bodies.
So how have militants become heroes in Kashmir again?
With little development on the political front, the involvement of local youth in militancy could be one factor.
Also, many believe that the new breed of Kashmiri militants is "harmless".
This is seen in the context that unlike in the 90s, today's militants do not make the life of a common citizen difficult. They don't indulge in local disputes, don't interfere in the functioning of the government, nor do they resort to extortion.
The larger problem though is the government's continuous refusal to recognise that the concerns of Kashmir are rooted in a political dispute and refusal to address them politically, which has left a fertile space for extremism to grow.


Rail unions have called off a national bank holiday strike after receiving a "revised offer" in their pay dispute with Network Rail.

Members of the RMT and TSSA unions had been due to walk out for 24 hours from 17:00 BST on Monday in a row over pay.
The RMT said the union's executive had decided to suspend the strike, after the TSSA earlier called off its action.
Many train services will now run as planned on Monday and Tuesday but some will be affected by engineering work.
Virgin trains, which runs services on the East and West Coast mainlines, tweeted: "As a result of planned industrial action being cancelled, the original timetabled services have been reinstated for 25th & 26th May."
Other train operators expected to run normal services on Monday and Tuesday include:
On East Coast, two additional services will run for the Middlesbrough v Norwich City Championship play-off final at Wembley on Monday - 10:20 Darlington to London King's Cross and 20:05 King's Cross to Darlington, connecting with the last train to Middlesbrough.
Chiltern will be operating as normal on Monday and Tuesday, with additional trains calling at Wembley on Monday for the match.
Merseyrail will run as planned on Monday and Tuesday, with changes to the timetable on Monday due to the Cunard ships' event at Liverpool.
Union negotiators had been involved in four days of talks with Network Rail at conciliation service Acas.
The unions rejected a four-year deal of a single Â£500 payment followed by three years of rises in line with RPI inflation, but details of the new offer have not been revealed.
RMT general secretary Mick Cash said: "RMT has received a revised offer that enables us to suspend the planned industrial action while we consult in full with our Network Rail representatives."
Manuel Cortes, general secretary of the TSSA, said: "Our negotiating team... have suspended the planned industrial action, pending the outcome of a meeting of our workplace representatives next week."
Lawyers for Network Rail halted plans to take legal action against the TSSA, over the way its ballot had been conducted, in the light of developments.
Transport Secretary Patrick McLoughlin said: "Passengers right across the country will welcome this news and the knowledge that the extensive disruption threatening the bank holiday and the return to work on Tuesday has been averted."
Rail passengers had been advised to expected travel chaos and not to travel if the strike by thousands of signallers, maintenance staff and station workers went ahead.
Widespread cancellations had been expected to services and rail companies had said further disruption and delays were likely on Wednesday, as services returned to normal.


The policeman who led an investigation into human trafficking in Thailand has told the BBC he plans to seek political asylum in Australia.

Paween Pongsirin was appointed to investigate trafficking networks after the discovery of mass graves at migrant camps earlier this year.
Now in Melbourne, he said he fled Thailand because influential figures implicated in trafficking wanted him killed.
He quit the Thai police last month.
Maj Gen Paween said that his investigation, which wound up after five months, was halted by influential people in the government, military and police.
His investigation resulted in more than 150 arrest warrants issued - including for politicians, policemen and military figures - and trials have begun in Thailand.
But he told the BBC's Newsday programme that "some influential figures were not happy" about the warrants issued. He was reassigned to the far south of the country, and said he feared his life was in danger.
Thailand's military junta denies claims it turned a blind eye to human trafficking. There has been no official response to Maj Gen Paween's latest comments so far.
The discovery of a mass grave in a trafficking camp along the Thai-Malaysian border in May happened almost by accident. But it shocked the Thai military government into starting a more thorough investigation into trafficking networks, which had until then operated with near-impunity.
The man they put in charge of that investigation was Police Major-General Paween Pongsirin, an officer with long experience in Thailand's south.
He pursued his task with dogged determination, bringing 88 suspects to court, including for the first time a senior military officer, General Manas Kongplan. These cases were presented by the Thai government as evidence of its good faith in wanting to stamp out the human trade.
But in October Maj Gen Paween's investigation was halted, despite his own pleas that his work was unfinished, with many more suspects at large.
He was ordered to move to the deep south, where amid an ongoing insurgency traffickers operate more freely, and where he said he and his family would be at great risk of reprisals. His appeals for help went unanswered, and he resigned from the police force.
That he has fled to Australia and sought asylum shows he feels unsafe staying in his own country; yet without his testimony the cases he initiated could well collapse. Other important witnesses have also gone into hiding.
And Thailand's claim to be serious about stopping the trafficking business looks hollow.
The discovery of mass graves in jungle camps around the Malaysia-Thai border in May put a spotlight on the human trafficking industry in the region.
Many of the migrants are believed to be Rohingya Muslims fleeing Myanmar as well as economic migrants from Bangladesh.
An investigation by the BBC earlier this year found entire communities in Thailand had been assisting the traffickers.


Formula 1 is pursuing two new versions of driver head protection as moves continue to introduce a system in time for the 2018 season.

One device - the controversial 'halo' - had been on schedule for this year but its introduction was delayed last summer following claims it needed more research.
There have been complaints that the 'halo' has a number of different problems.
Two different versions of a transparent frontal screen will now be developed in an attempt to avoid the halo's compromises.
One is a development of the so-called 'aeroscreen' - a transparent material attached to a metal hoop - tried by Red Bull last year but abandoned after it failed the official tests that had been passed by the halo.
Another is a device made only of a transparent material, similar to the front half of a jet-fighter's cockpit.
Governing body the FIA has given itself a deadline of the end of April to take these as far as possible before they are discussed with the teams.
From the start of May, a unanimous agreement of the teams is needed for any rule changes.
The FIA has the right to impose any rule on the basis of safety, but president Jean Todt does not want to take this approach with what has become known as additional frontal protection (AFP).
Media playback is not supported on this device
FIA F1 director Charlie Whiting's plans to introduce the halo in 2017 were derailed at a meeting of F1's strategy group of leading teams and then-commercial rights holder Bernie Ecclestone in July.
It was decided that the halo needed further research before bosses committed to its introduction because at that stage only three drivers had tried it for a total of four laps.
All but one of the drivers then ran with the halo in practice sessions over the remainder of last season.
An FIA spokesman said: "Any team or driver that says halo won't happen in 2018 is wrong. Although technically the strategy group agreed to AFP for 2018, the halo is the only suitable design at present.
"It is therefore wrong to say that the teams have voted against it."
He said that, following a letter from the Grand Prix Drivers' Association in July in support of the halo, the FIA had assured the drivers that AFP would be introduced in 2018.
The spokesman added: "In order to ensure the drivers were still of the same view, the FIA wrote to 22 of them individually on 10 January and have so far received responses from 16. Let's say opinion is divided 50/50 - some are clearly against, some clearly in favour and some are sitting on the fence.
"In parallel, the strategy group has asked the FIA to investigate other solutions which don't have the 'drawbacks' of halo - forward vision, claustrophobia, egress and extrication have all been cited as problematic by certain drivers, although we believe these can be overcome to everyone's satisfaction.
"In truth we could even imagine that everyone would also like something more aesthetically pleasing."
The body that represents the drivers, the GPDA, says it should not be their decision whether a device proven to enhance safety is introduced.
Chairman Alexander Wurz told BBC Sport: "I encourage the fact the FIA and F1 stakeholders include the drivers in decision-making, which is something that has emerged in recent times as a positive.
"But safety matters are the decision and responsibility of the FIA, something which the drivers expressed to me in a 100% unanimous opinion - that we respect that role and position of the FIA.
"This very clear-cut process has worked well for decades and in the GPDA's opinion should not change.
"Rest assured the GPDA is very supportive towards the stakeholders for our sport's future, fans, safety and sustainability."
Additionally, some sources have dismissed concerns about visibility and access and egress in the event of an accident.
They point out that Nico Rosberg set the fastest time in a practice session at the Belgian Grand Prix, held on the demanding Spa-Francorchamps track, with the halo fitted to his car.
The FIA has also conducted tests with an upturned car, in which one of its operatives proved it was possible to get out.
Although the strategy group has agreed that AFP should be introduced in 2018, several insiders have told BBC Sport they believe there is an intention in some quarters to keep pushing its introduction back. This, they say, is partly on the basis of concerns that it is counter to the ethos of F1 and adds to a perceived impression that the sport has become too sanitised.
This was a view strongly promoted by former boss Ecclestone, who last month was removed from his position as chief executive by new owners Liberty Media.
Discussing the halo in a speech in January, FIA safety delegate Laurent Mekies said: "The engineering work is done. Somebody needs to decide if it's right for F1 or not, if it is compatible with the DNA [of the sport].
"Its net safety benefit is established. After that, we accept that F1 is not a closed car [so] is it right for F1?"
There are also issues surrounding the provenance of some of the devices.
The halo arose from a design initially produced by Mercedes - and insiders say Red Bull are objecting to on the basis of a belief that it gives the world champions an aerodynamic advantage the others do not know about.
Similar concerns have been expressed by others about the aero-screen as a result of the fact that it was invented by Red Bull.
Some senior figures have expressed privately the view that there is a major risk attached to not introducing additional cockpit head protection as soon as possible.
This is because of the chances of someone being held liable if there is an accident in which a driver suffers a head injury, or worse, that could demonstrably have been prevented by the halo.
The FIA is already facing a legal fight with the family of Jules Bianchi, the Frenchman who died in July 2015, nine months after suffering catastrophic head trauma in a collision with a recovery vehicle at the 2014 Japanese Grand Prix.
Because safety is the FIA's responsibility, some insiders argue Todt risks the body being accused of not fulfilling its statutory role if it does not act to ensure some form of head protection is introduced soon.
Red Bull abandoned work on the aero-screen following its failure in the FIA's test which involves a wheel being fired at the screen at 250km/h.
The halo passed this test in deflecting the wheel away from the cockpit without impacting on a driver's head, whereas the aero-screen was badly damaged and the test proved the driver would have sustained a substantial impact.
Attempts to strengthen the transparent material used for the screen caused vision problems and Red Bull stopped work on the device on the basis it was taking too many resources away from its work on the design of its 2017 car.
However, insiders say this does not necessarily mean that the FIA will not find a solution that enables one of the new devices to work as effectively as the halo in the primary function of preventing the driver from injury.
Time, though, is a serious problem, in finding a solution that satisfies the political concerns before the end of April.
"There is always a chance of another delay happening," one senior figure said. "You can see how it got put off from 2017 to 2018 and it probably won't be too long before somebody says: 'We're still not ready in 2018. We need to make sure it's right, so let's delay it again."
Another went further. "For sure it will be delayed another year," he said.


A prosecution witness called by the Serious Fraud Office (SFO) as an expert on trading has admitted texting friends in the middle of his trial evidence to ask basic questions.

Saul Haydon Rowe texted a friend for help in explaining email evidence he had been asked to interpret.
He is an expert witness in a trial of ex-bankers accused of rigging Libor.
Asked about the texts, Mr Rowe agreed: "They are basic questions, so I could make sure I got the basics correct."
He was testifying on Wednesday as an expert on trading in the trial of two former Barclays traders, Stelios Contogoulas and Ryan Reich.
The court heard Mr Rowe had failed to disclose the text messages in previous Libor trials, in which he had given evidence.
The defendants stand accused of conspiracy to defraud between 2005 and 2007 by trying to move the key interest rate benchmark, the London Interbank Offered Rate (Libor), in order to advantage their banks' trading positions.
Libor has been used to determine the cost of thousands of commercial mortgages and, notably in the United States, residential mortgages.
Until recently, it was arrived at by averaging submissions made daily by 16 contributor banks. At each bank, a Libor submitter would state what interest rate they thought the bank would have to pay to borrow cash from other banks.
An element of the defence case, is that in making requests of the submitters for a higher or lower Libor, within a range of interest rates at which their bank might have borrowed, they were carrying out normal commercial practice, known of and allowed by bosses and regulators.
The court heard Mr Rowe had given sworn evidence as an expert on Libor and credit derivatives in earlier trials including the 2015 trial of former UBS trader Tom Hayes.
His text messages included one sent in June 2015, during the trial of Tom Hayes, where he said: "Got caught out on a couple of points, eg where yen Libor futures contracts trade. Not my area, and I didn't get one sound bite in that I wanted to get."
In another trial last April, after being directed by a judge not to talk about the case while his evidence was in progress, Mr Rowe texted a trader friend saying: "I don't know the usual trades stir [short-term interest rates] people put on but I'm learning."
The trader replied: "Trouble is, out of context it's actually quite hard to interpret. You get used to the methodology of the people around."
Mr Rowe replied: "Yes I agree. That's what I see on all my cases but it doesn't help when I have to explain a few emails and look knowledgeable."
In another text he asked the meaning of 'delta', which measures the amount of money at risk if a benchmark such as libor moves up or down.
"Deltaâ€¦what is it measuring exactly?" he texted.
The next day he emailed a colleague saying: "We'll get a stir specialist on any future work as this mission has crept well beyond me."
Mr Rowe repeatedly said he had had conversations with the Serious Fraud Office about whether they still wanted him as a witness, given that he had not been a trader of investments based on short-term interest rates. But he said the SFO asked him to stay on.
The court heard that, under the Criminal Procedure Rules 2015, expert witnesses are obliged to disclose all the sources of information they have consulted and to draw the court's attention to questions outside their area of expertise.
Asked if he had read those rules, Mr Rowe said he did not know. But he acknowledged signing a truth statement saying that he had read the rules.
In the truth statement, Mr Rowe also said that a report he had given as an expert witness was his own work.
However, much of the report, used in all four UK trials of traders for manipulating Libor, titled "Libor and Interest Rate Markets, Products, Concept and Terminology", was in fact written by a colleague, the court heard.
Mr Rowe said that he considered if he had reviewed the work and could defend it in cross examination, he thought it was fair to say it was his work.
Adrian Darbishire QC, who is representing one of the defendants, said: "I suggest that you have misrepresented your expertise to the SFO and to the juries in front of which you have testified; I suggest you have failed to comply with your basic duties of disclosure; and that you have concealed, rather than revealed, the sources of statements which you have presented as your own opinion. Do you understand the suggestion?"
"There are many suggestions," Mr Rowe replied, "And I think I disagree with them all."
The case continues.


Raith Rovers strengthened their grip on fourth place in the Scottish Championship by beating St Mirren for a third time this season.

The visitors, now 10 points clear of Morton, struck on 22 minutes, with Aidan Connolly finishing off a swift counter-attack.
Ross Callachan then shot home to double the Fife side's advantage.
St Mirren responded before half-time, with Alex Cooper forcing the ball in from close range.
However, the hosts, seeking a third successive victory to reignite their slim play-off hopes, could not break through the Rovers defence again.
The Buddies, who had manager Alex Rae sent to the stand by referee Barry Cook, remain seventh in the table, 14 points behind the Kirkcaldy men.
It was a first away success for Rovers since December and closes the gap on third-placed Hibernian to seven points.


Four men who discussed blowing up a Territorial Army base by sending in a bomb in a toy car have been jailed.

Zahid Iqbal, Mohammed Sharfaraz Ahmed, Umar Arshad and Syed Farhan Hussain, all from Luton, admitted discussing a possible attack on the town's base.
Ringleaders Iqbal and Ahmed were given extended terms of 16 years and three months, including 11 years in jail.
Arshad was jailed for six years and nine months and Hussain for five years and three months.
Sentencing the men, Mr Justice Wilkie QC said that Iqbal and Ahmed posed a continuing risk to the public.
Their extended sentence comprises 11 years in jail and an additional five years on licence after release, during which they could be recalled to prison.
The judge said: "In each of their cases, their persistent commitment to terrorist activity, in a number of different ways, over a significant period of time and, in each case, their willingness to take practical steps to obtain terrorist training abroad, marks them out as particularly dangerous.
By Dominic CascianiHome affairs correspondent
Mr Justice Wilkie noted that Iqbal and Ahmed knew they were under suspicion yet they continued to seek out extremist material consistent with their original plans.
And it's because of that apparent determination to plough on that the judge gave the men extended sentences.
Judges can turn to these sentences when they assess that an offender is so dangerous they may commit a further serious crime after release.
In effect, extended sentences partially bridge the gap between ordinary fixed jail terms and life sentences, under which serious criminals live out their days knowing their release licence can be withdrawn at any time.
Iqbal and Ahmed face five extra years at the end of their 11-year sentence, during which they could be sent back to jail if they have not changed.
Both men will have to tell police regularly about their whereabouts for 30 years.
"This, coupled with the fact that, after their houses had been searched, and they were obviously under serious suspicion, they nonetheless continued to access material consistent with the mindset which informed their previous preparatory activities, persuades me that they continue to be 'dangerous' to such a degree that I should exercise my discretion to pass an extended sentence."
Mr Justice Wilkie said that while the men would be eligible for release after serving two-thirds of their sentence, the Parole Board would have the power to keep them in jail for the whole 11 years.
The four men were arrested in April 2012 and pleaded guilty at Woolwich Crown Court to engaging in preparation for acts of terrorism.
The court heard that Iqbal, 31, Ahmed, 25, Hussain, 21, and Arshad, 24 had arranged terrorism training in Pakistan, debated obtaining weapons and how best to raise funds for their plans. Their conversations were secretly recorded in a joint police-MI5 operation.
In one of the secretly-recorded conversations which was played to the court, Iqbal, the group's leader, can be heard telling Ahmed: "I was looking and drove past like the TA centre, Marsh Road. At the bottom of their gate there's quite a big gap. If you had a little toy car it drives underneath one of their vehicles or something."
In another recording, the men discussed how to make a homemade bomb, based on instructions available in an English-language jihadist magazine.
As the tapes were played in court, the four men had sat smiling and giggling in the dock.
Deputy Assistant Commissioner Stuart Osborne of the Metropolitan Police's Counter Terrorism Command said: "The actions and intentions of these men starkly demonstrate what we have repeatedly said - that terrorists live among us while they carry out their plans, doing all they can to conceal their activities.
"We need the help of all our communities to come forward with information about such behaviour or activity so that we can arrest and charge individuals who have violent, extremist views and pose a danger to the public."
The men had prepared for a terrorism training camp hidden in the mountains of Pakistan by joining physical training exercises in Snowdonia and the Brecon Beacons.
But their lawyers said that although the men had pleaded guilty, they did not pose an imminent threat to people in the UK.
They said it was an overstatement to suggest the men had made genuine plans and the toy car idea had gone nowhere.