When a person finds themselves overwhelmed by their debts and unable to repay them, they may choose to file for bankruptcy. It’s a difficult decision that can affect your credit for years to come, but it doesn’t have to mean you won’t have good credit forever.


Bankruptcy is supposed to be a fresh start for you. Unfortunately, you may face discrimination because you've filed for bankruptcy – and not all of this discrimination is illegal.


In a Chapter 13 bankruptcy, you come up with a payment plan to pay off your creditors. In exchange, you get to keep all of your non-exempt property.


Protect Your Finances when Your Spouse Files for Bankruptcy

When your spouse files for bankruptcy, the bankruptcy should not affect your credit score.  [1]   However, you may still be affected in other ways. For example, you will still have to pay off joint debts.


Provide Additional Documents After the 341 Creditors Meeting

In the United States, almost all of the people who file for bankruptcy must attend a 341 Meeting of Creditors. At the meeting, the trustee overseeing the bankruptcy will review the debtor’s petition and ask questions about the debtor’s assets and debts.


Protect an Education Savings Account in Bankruptcy

If you file for bankruptcy, you may lose your education savings account (ESA). The bankruptcy trustee will determine which assets belong in your bankruptcy estate.


A payday loan has many names. It can be called a cash advance loan, a check advance loan, a post-dated check loan or a deferred-deposit check loan. The Federal Trade Commission in the U.S. calls it “costly cash”.


Get a Payday Loan with No Banking Account

Before reading this article, consider other options aside from getting a payday loan. Payday loan companies are notorious for scamming people and sending them into further debt than they were before.


Payday loans are small loans that often come with very high interest rates. They generally only last for a short period of time, such as the two weeks in between your pay checks.


When it comes to borrowing, each personal situation is different, and every borrower has his or her own needs for securing personal loans for various uses.


Few people lend money without charging interest, but there are options out there. You can search out 0% APR purchase or balance transfer credit cards.


Many different people need personal loans for a wide variety of reasons, like to pay for continuing education, home improvements, vehicle financing, or any other kinds of routine costs that the household can't pay directly with cash.


The kinds of household loans that are often called family loans can be difficult to get for families that have low income, less assets and a less than perfect credit score.


Western Union is a popular money transfer service in the United States. Though it does not offer loans directly, it partners with Check Into Cash, a loan service.


When money gets tight, sometimes you need a loan in a pinch. A quick online loan can be an attractive option due to its speed and the relative ease of clicking through a website.


Getting a loan, whether for personal use or for a business, can often save the day or help you take advantage of a new opportunity. If you're strapped for cash, a loan might just be the ticket to a better future.


A collateral loan is also called a “secured loan.” With this type of loan, you pledge assets to back up the loan, which the lender can seize if you default.


Deal With the Consequences of Not Paying Payday Loans

If you have taken out a “loan” for a relatively small amount of money, and are required to pay the loan when you receive your next paycheck, you have probably taken out what is known as a “payday loan.”


Many people live from paycheck to paycheck, making barely enough money to survive. For those people, finding ways to pay for emergency expenses, school supplies, birthday gifts, and more is a challenge at the very least.


Individuals and households may need to get a long-term personal loan to help balance finances (to pay off a high-interest credit card debt, for instance) and fund their lifestyle.


If you are having difficulty paying your monthly bills, or if you have recently suffered a significant drop in income, you may be considering filing bankruptcy.


Prepare for the 341 Meeting of Creditors

The 341 Meeting of Creditors is a necessary part of any bankruptcy in the U.S. It gets its name from section 341 of the Bankruptcy Code. During the meeting, you and your attorney will meet with the trustee who is overseeing your bankruptcy.


Prepare for an Adversary Bankruptcy Proceeding

An adversary proceeding in bankruptcy court is a separate civil lawsuit related to your bankruptcy case. While it can be filed by anyone with an interest in the bankruptcy proceeding, including the debtor, typically adversary proceedings are filed by creditors or trustees against the debtor, alleging some sort of fraud or irregularity in the way you transferred assets prior to initiating your bankruptcy proceeding, or that certain debts are not dischargeable for another reason.


Obtain Motor Vehicle Exemption in Bankruptcy

In a Chapter 7 bankruptcy, the bankruptcy trustee takes your property and sells it. Then, the trustee pays off your debts. Any debts that remain are forgiven.


When unexpected expenses arise, a short-term or "payday" loan might be tempting. However, the interest and fees on these loans is so high that you might find yourself in trouble if you're trying to pay several of these off.


According to established consumer advocates and other sources, many Americans use payday loans to borrow small amounts of money for a short period of time.


In a Chapter 13 bankruptcy, you propose a repayment plan that typically lasts three to five years. You also must begin making payments right away, even before a judge confirms your plan.


U.S. law provides bankruptcy to give you a fresh start if you're struggling with debt and unable to pay your bills. However, filing bankruptcy is a serious decision that can have significant consequences.


Obtain General Property Exemptions in Bankruptcy

When you file for a Chapter 7 bankruptcy, the trustee can sell your property to cover your debts. Whatever debts remain will be forgiven, but you need to pay as much as you can with the assets you currently own.


Getting a car loan can be stressful for anybody, but the process is fairly simple, even if you have a history of bankruptcy. Assuming you definitely need a car, your goal should be to find the most reliable car at the most affordable rate.


Keep Business Assets During a Bankruptcy

When business debts become overwhelming, many business owners file for bankruptcy. However, you might want to save as many assets as you can. For example, you might want to continue your business after bankruptcy, or you might want to sell the assets yourself.


Get Help With Open Chapter 13 Bankruptcy to Obtain a Loan

If you have a steady income, but have fallen behind on rent, mortgage payments, car payments, credit-card payments, etc., filing for Chapter 13 bankruptcy is an option you may consider.


Get Consumer Counseling for Chapter 13 Bankruptcy

Before you can apply for Chapter 13 bankruptcy, you must attend credit counseling. The purpose of this counseling is to assess your finances and decide whether you need to file for bankruptcy.


The United States bankruptcy code allows non-lawyers to prepare bankruptcy petitions and charge a fee for this service. However, petition preparers are not attorneys and cannot give legal advice.


Many people know what it's like to be short on money at a time when they need every penny they can get. It's one thing to need money to fix up your home or buy a new car, but what can you do if you just need a bit more to take care of some short-term unexpected expenses?


Get a Copy of the 341 Meeting of Creditors Recording

In the United States, most debtors who file for bankruptcy must attend a 341 Meeting of Creditors, which is named after a section of the bankruptcy code.


There are a number of methods for borrowing money if you’ve found yourself in a situation where you don’t have the necessary funds to cover some unexpected costs.


Payday loans are almost always expensive to the borrower. Instead of presenting what is a reasonable lending deal to a wider variety of customers, payday loan companies tend to target those who are less knowledgeable about finance with a variety of tempting or high-pressure advertisements.


Not many people go through life without finding themselves needing more money. There are many institutes available to offer loans for a purpose, such as to buy a house or car.


If you've had financial problems in the past and need to borrow money, your options may be quite limited. If you have bad credit, any ordinary bank loans you apply for will only be available at a very high interest rate.


You can amend your bankruptcy petition by obtaining the appropriate forms from the court clerk and filling them out. After completing the forms, you need to notify any affected creditors and the trustee of the change, preferably before the Chapter 341 Meeting of Creditors.


A personal loan can be a great way to build credit or as a short-term solution to a specific financial need. A bank, credit union, or other lending institution will provide you the funds you need in return for the promise to pay back the money over a fixed period of time at a given interest rate.


While you may find plenty of sources that claim you don't need an attorney and can file for bankruptcy on your own, having an attorney can save you a lot of time and hassle.


Bankruptcy can help wipe out unsecured debt like credit card debt, payday loans, and medical debt. However, bankruptcy comes with a steep cost. It stays on your credit report for several years, and the person who runs your bankruptcy can often sell your assets and pay your creditors.


If you know how to calculate a loan payment, you can plan out your budget so there are no surprises. Using an online loan calculator is recommended, simply because of how easy it is to make mistakes when calculating long formulas on a regular calculator.


There are several different kinds of bankruptcy in North America, and many people get confused about which option is best. As individual, you can either file for Chapter 7 or Chapter 13 bankruptcy.


For many people who are completely over their head in debt, filing for bankruptcy can provide relief and a fresh financial start. Most United States citizens are able to file for either Chapter 7 or Chapter 13 bankruptcy.


Filing for bankruptcy is a procedure that can discharge your obligation to pay some or all of your debts. If you are married, you and your spouse need to review your assets and liabilities and decide if filing separately or filing jointly would make the most sense.


If you file a second bankruptcy case too soon after receiving a discharge in a first case, then you are not going to be eligible for a discharge in the second case.


In bankruptcy, you can eliminate some or all of your debts. However, the person who runs the bankruptcy can sell some of your assets to pay your creditors.


File for Bankruptcy As an Individual Debtor

Bankruptcy is an effective - way to protect you from your creditors - but drastic. The procedures are governed by federal law and are designed to give you a fresh financial start.


A personal bankruptcy can eliminate many of your debts. To file, you first need to hire a Licensed Insolvency Trustee, who will run the bankruptcy. If you can’t afford a trustee, then you’ll need to work with the Office of the Superintendent of Bankruptcy Canada (OSB).


Under most circumstances, filing bankruptcy without an attorney is not a good idea. However, if you have a relatively simple financial profile with little property or assets, you shouldn't have any problem filing on your own.


When your business isn’t profitable, you might try to prolong its life by taking out loans and cutting back on expenses. But at some point, you might need to file for bankruptcy.


File Chapter 7 Bankruptcy Without a Lawyer

You may be surprised to learn that U.S. bankruptcy laws allow debtors to file for bankruptcy without the representation of an attorney in court. Though you are allowed to file without the assistance of an attorney, it might not be advisable if your Chapter 7 bankruptcy issues are complicated.


When a person files for bankruptcy in Florida, they are seeking to get rid of or repay some or all of their debt while being protected by the U.S. bankruptcy courts.


Chapter 12 bankruptcy is a reorganization type of bankruptcy similar to Chapter 13, but it is only available to farmers and fishermen who meet specific legal qualifications.


If you are contemplating bankruptcy in California, there are several important decisions you must make as you start. First, try to avoid formal bankruptcy by finding an alternative way to pay off your debts.


In most bankruptcy cases, an automatic stay is imposed as soon as you file your petition. An automatic stay is a court order requiring your creditors to stop their collection activities against you until your bankruptcy case is resolved.


When a business or person files for bankruptcy, all attempts at collecting on a debt are automatically stayed. If you are an entity’s creditor and you try to collect after the stay has been entered, you would be subject to penalties yourself.


When a bankruptcy case is filed in federal court, the judge will issue an automatic stay, which prevents your creditors from collecting debts until your bankruptcy case has been closed.


Figure Out Which Bills to Stop Paying Before Filing Bankruptcy

Before filing for bankruptcy, you should sit down with all of your bills and decide which ones to pay. Some bills—such as for living expenses—you should continue to pay.


Confirm if a Debt Was Discharged in Bankruptcy

There isn’t much you need to do to confirm whether a debt was discharged in bankruptcy. So long as you received a discharge order from the judge, then all qualifying debts have been discharged.


When your debts become overwhelming, you begin searching for relief. Debt settlement and bankruptcy are two options, but which one is right for you?


The U.S. bankruptcy code gives you many options for filing bankruptcy. These options are called “chapters,” and each chapter is different. To choose a chapter, you should learn the basic differences between each and then analyze which chapter will best help you achieve your goals.


Choose a Financial Management Course for Claiming Bankruptcy

Before you can have your bankruptcy approved, you must take two courses—one before you file (called credit counseling) and then a second course before the judge approves your discharge.


Many people seek to purchase real estate from a foreclosure or a bank sale in an effort to get a bargain. By buying at such a sale, you may be able to pay a price that satisfies the bank’s debt, but could be substantially lower than the fair market value of the property.


Bankruptcy in the United States can be an emotional and complicated process. You need to locate an attorney who is experienced in handling bankruptcy cases like yours, is well respected, will provide you individualized legal services, and with whom you feel comfortable.


Compare Chapter 7 Vs. Chapter 13 Bankruptcy

Chapter 7 and Chapter 13 are the two most popular personal bankruptcies you can file as an individual in the U.S. However, they are quite different.


In a Chapter 7 bankruptcy, you can eliminate your unsecured debt. Unsecured debt is any debt not backed up by collateral, such as credit card debt, personal loans, and medical debt.


If you have recently filed bankruptcy and now need to buy a car, you will likely have some difficulties. However, if you are diligent with your bankruptcy case, so that you earn your discharge, you can then work to rebuild your credit.


Although bankruptcy offers some people a clean slate, it is by no means an easy solution. Bankruptcy will destroy your credit and may possibly force you to sell your assets.


Avoid Going to Court when Filing for Bankruptcy

In a Chapter 7 bankruptcy, any assets that aren't exempt are sold to pay a portion of your debts and the rest are discharged. For this type of bankruptcy, you typically won't have to go to court.


Bankruptcy laws are a series of federal laws enacted to allow people to be relieved from their debts and start over with a clean slate. The laws changed in 2005, making the road to a fresh start more complicated, so it is important to completely understand the benefits and drawbacks before you decide to declare bankruptcy.


The number of bankruptcy filings has grown in recent years, due to the sour economy, high unemployment and rising credit costs. When an individual decides to file for bankruptcy, they may file Chapter 13, which restructures the debt so most of it is paid off over time, or Chapter 7, which eliminates debt by paying back creditors through the liquidation of your non-exempt assets.


Achieving a good credit score can be a realistic goal after  filing for bankruptcy . You can build credit after bankruptcy by making wise financial decisions.


Whether you are buying or selling, your goal is to negotiate the best deal possible in a real estate transaction. Doing your homework, keeping your cool, and knowing when to give in or walk away are the key components to a successful real estate transaction.


With interests rates so low and real-estate prices well off their peaks, now could be the best time to launch your real-estate investment career. In time, it could make you seriously rich ...


Make a Fortune in Today's Real Estate Market

The real estate markets around the country are hurting for buyers. It is now the time for the investor who has been sitting around or wanting to diversify their portfolio can make real estate purchases today like no other time in history.


Moving a building is a complex and expensive process that must be handled by professional movers. The process must be well organized and coordinated in advance as most of the work is done before the actual move.


When you invest in residential real estate, you are getting more than a home or a piece of land upon which to build a home. Real estate investment has become a popular way for people to make money, and it is not uncommon to buy a house or land without any intention of living there.


Market Your Property as Student Accommodation

A building designed for student accommodation is different from your regular, run-of-the-mill housing option because it needs to fulfill the basic needs of students.


Knowing how to market your real estate company successfully can be the difference between success and failure in a sometimes unpredictable market. Building a presence in your local community and exposing your brand to as many people as possible can be a challenging task, but will be critical to sustaining your business.


Lease an Office, Retail, or Industrial Space

This article will discuss office, retail, and industrial leasing for tenants. There are many ways in which a prospective tenant can locate space for their needs.


One of the most convenient ways to send or receive money is PayPal. PayPal is a website that facilitates the transfer of money between you and someone else.


This wikiHow teaches you how to verify your PayPal account so you can send, receive, and withdraw money with fewer limits.


This wikiHow teaches you how to transfer money from your PayPal account to your bank account, as well as how to send money from your bank account to contacts through PayPal.


Use PayPal to Accept Credit Card Payments

Back in the days before disco (and even later!), being able to accept credit cards took a lot of work and planning—banks, machines, convoluted software-telephone interfaces to manage, and steep fees—but now, affordably accepting credit card payments couldn't be easier with the advent of PayPal (www.PayPal.com).


iOS is an operating system created by Apple Inc. and used on their many devices. This software allows you to download and install different apps - from video games to social media, or calendars to financial helpers.


To view all of your PayPal transactions in one place, sign in to your PayPal account and click “Activity.” You’ll find an up-to-date log of money you’ve sent and received, fees paid, refunds, and other important data.


Update Your Notification Settings on PayPal

If you are one of the many people who use PayPal to receive their payments from clients or as a method of borrowing money from family, then odds are you will want to be notified when there is a deposit in your PayPal account.


Transfer Money from PayPal to a Bank Account

This wikiHow teaches you how to transfer money from your  PayPal account  both to your personal bank account and to another person's PayPal account.


Salary increases can take on many forms. You may have gotten a raise or a promotion, or you may have accepted a new, higher-paying job entirely. Regardless of circumstance, you probably want to know how to calculate your pay raise as a specific percentage of your old rate.


Your gross pay is your total monetary compensation for a given time period, prior to any deductions for taxes, insurance, retirement plans, and so on.


PayPal has become the leading way to pay people online for jobs or to send money to friends or family. It is quick, easy, and requires minimal computer knowledge to do.


Transferring money to PayPal will allow you to make online and in-store purchases using your PayPal account. You can transfer money to PayPal using either your linked bank account, or a service called PayPal Cash.


Learning how to read your paycheck stubs can help you to better track your income. Once you understand the layout and terminology of the paycheck stub, you can accurately track how much money you earned, how much money you took home, and how much of your earnings were given to any withholdings.


Typically, if you were applying for a loan or needed to verify your income to a healthcare provider or to determine your eligibility for benefits, you would simply provide a copy of your most recent pay stub.


Recover Unpaid Overtime Wages in California

Wages in California are a constitutionally guaranteed right. An employer owes his workers prior to any other obligation. Collecting unpaid overtime wages should be a simple process which requires no attorney, yet few Californians bother with it.


Get Proof of Earnings for a Self Employed Person

It isn't as easy to provide proof of earnings if you are self-employed as you don't necessarily have regular pay stubs or W-2 forms to provide as evidence of income.


With all of the scams and programs that are all over the Internet, it is hard to find a real way to make good money online. Even with well known business models like eCommerce and affiliate marketing, it takes a long time to even make one small sale.


Net income is your total income after taxes, deductions, credits, and business operating expenses. There is a slightly different process for calculating your personal net income, and calculating your business net income.


So you've decided you just can’t rely on just one job to provide you with your main source of income and have decided you need another source of income.


Passive income is any regular income that requires little or no effort to maintain.  [1]   It can supplement or even substitute for your earned income.


There are a number of ways that you can legally reduce your income. If you take the proper steps, you can maximize your take-home income and minimize the amount that you pay in federal taxes.


Your adjusted gross income (AGI) is your total income from all sources, minus allowable deductions. Find your W-2 and 1099 forms to calculate your total income.


Getting rich is not a short term project. We aren’t talking days. We aren’t talking months. We are talking years. Lots of years and maybe decades. This isn’t a get rich quick scheme.


Creating wealth is not as difficult as people think. If you are currently in the habit of creating debt, then you have the ability to just as easily create wealth.


Think a million dollars is out of your reach? Think again. Change the way you think about money and you'll profit. Follow these steps and you'll be on your way to your first million in no time.


Wealth helps us feel secure, but wealth can be fleeting. No matter how rich you are, your fortune could be vulnerable if you are not a good steward of what you own.


A wealthy family member has passed away, your work is giving you a large bonus, you are getting your tax refund... Whatever the case, you are coming into a large sum of money.


Wealth: nearly everyone wants it, but few people actually know what they need to do in order to get it. Becoming rich takes a combination of luck, skill, and patience.


Getting rich quickly usually requires taking substantial financial risk. Use your best judgment and do thorough research before embarking on high-risk endeavors like investments designed to provide a quick return.


Financial success is a relative term, in that it may mean different things to different people. For example, some people may feel that they must have a specified net worth in order to feel successful financially, while others may regard the ability to support a family as the true measure of economic success.


Price-earnings ratio, also known as P/E ratio, is a tool that is used by investors to help decide whether they should buy a stock. Essentially, the P/E ratio tells potential investors how much they have to pay for every $1 of earnings.


Accrued interest on a bond refers to the the interest that has been earned but not yet paid since the most recent interest payment. At the end of this accrual period (typically six months or a year) bonds generally pay interest.


There are many ways to make a debt collector mad when they’re trying to collect on a debt. However, the best thing to do when you’re faced with a debt that has gone into collections is to keep calm.


Make a Settlement With a Collection Agency

A debt collection agency is a third party company hired to collect debt owed to a creditor such as a credit card issuer. Typically, the creditor has given up collecting the debt, but still wants the money.


If you are having trouble paying off your debts, you should try negotiating with creditors before you give up and declare bankruptcy. If your debts have not yet been sold to collections agencies, you may still be able to craft a repayment agreement with your original creditors and reduce potential damage to your credit score.


A debt buyer purchases old debts from creditors, such as credit card companies, and then tries to collect the debts. In doing so, the debt buyer becomes the new owner of the debt.


Consumers who find themselves in debt, struggling to make payments on time, and wondering if they will ever be debt-free can benefit from a good debt management plan (DMP).


Credit is complicated. To put it simply, credit is the ability to borrow money based on promise of a future repayment. It also means a person's reputation for paying bills.


Make a Debt Management Program Work for You

Debt management programs (DMPs) aren't for everybody, but if you get into serious debt trouble you may benefit from participating in one of these programs.


A debt management plan not only puts you on track for eliminating your debt, preparing a plan and sticking to it will give you peace of mind. Once you create a debt management plan, you don’t need to constantly fret and worry, you will have the tools you need to reduce and eliminate your debt.


Losing your job is stressful enough as it is. Trying to handle credit card debt at the same time can be outright scary. Fortunately, you can tide yourself over until you find your new job by following a few tips.


Get Out of Debt Without Hurting Your Credit

It’s possible to pay off debt without harming your credit. In fact, the faster you pay off your debts the more your credit score will improve. Ideally, you should come up with a budget and pay off your debts as soon as possible.


Maybe you are struggling under the weight of credit card debt or student debt and are trying to figure out how you can pay it off so your finances improve.


Credit counseling can help you develop a budget, manage your debt, and learn how to start a savings account. Before you get credit counseling, you should think about why you are looking into the process and what you hope to accomplish.


Investing is an important step toward building wealth. But if you have debt, it might seem impossible. Not so! Even with debt, you can invest in ownership investments, lending investments, or money markets, all while paying down your debt.


Debt is like a disease that can enable us from living a happy and normal life by taking control over our lives. Most of us don’t even know how we end up in the situation we are in.


Once an estate has been fully administered and closed, it generally stays that way. However, there are times when an estate must be reopened. For example, you may discover other estate assets.


Buying a home is a huge financial investment; aligning with the right professionals can save you or cost you thousands of dollars.


If you receive a notice from a debt collector, federal law requires that notice to contain certain information. You also are entitled to receive evidence regarding the validity of the debt provided you send a written request to the collection agency.


Whether you're looking for a new career or a part time gig, the world of real estate can be an exciting arena. A real estate license is an important document that allows you to legally buy and sell homes in the state of Texas.


If you’re buried under debt, the debt snowflake method might be just the trick for clawing your way out. With the debt snowflake method, you use every little bit of extra cash to pay down debt.


If you have a decent job and stable pay, but you just can't afford the entire amount of your payments each month, a consumer proposal may be the option for you.


Identify Estate Assets That Generate Income

A decedent's estate (i.e., the property a person leaves behind when they die) is considered a taxable entity by the Internal Revenue Service (IRS). If a decedent's estate has assets that generate income, that income can be taxed by the IRS as estate income tax.


Whenever you purchase or refinance your home you pay thousands to a title insurance company somebody else probably chose for you. The fact is, you have a Federal Right to choose your own title company, and doing so may save you hundreds or more.


File a Complaint Against an Abusive Debt Collector

Debt collectors are prevented by federal law from harassing you or using abusive tactics in debt collection. When debt collectors violate this law, you can make a complaint to the Consumer Financial Protection Bureau and file a lawsuit in court.


Becoming a licensed real estate agent is a great way to earn money by helping people to buy, sell, and rent properties.  [1]   The requirements for licensure vary from state to state.


"You can't get something for nothing" is an idiom for a reason. You can get free land in the United States, but it usually comes with a caveat, such as you must build on the land.


To list real estate is to put it on the market by posting it publicly. Electronic media has provided real estate agents with a plethora of new tools for finding clients who might be interested in listing their property.


One way to get new listings as a licensed real estate salesperson is to list expired properties that were previously listed by another broker. Doing this is a task fraught with legal issues and can be an agency nightmare.


Virginia real estate is a diverse market, with coastal homes, rural farms and high rise condominiums outside of Washington, D.C.. Sales professionals interested in obtaining a real estate license have many opportunities in Virginia.


Getting your real estate license in California is not difficult. First, check to make sure you meet some basic requirements designated by the California Bureau of Real Estate.


Transferring your Amazon seller account’s payment to a PayPal account directly has become quite impossible because of the hard and fast terms of Amazon’s policies.


Find the Best Houses to Flip for a Profit

Flipping real estate refers to buying property at a low price, fixing it up where necessary and then selling it for a profit. Prospecting or knowing where to look for underpriced properties is a key element in the process of profitably flipping real estate.


Researching the history of a home is a rewarding experience, and it is necessary in most cases to receive a "historical site or building" designation.


PayPal is a popular online payment system that allows you shop online without having to re-enter information every transaction. Read this wikiHow to learn how to set up a PayPal account of your own.


Setting up your PayPal account at your website for transactions during a online business like selling/purchasing/donating/renting etc. Here I am describing these easy steps so you can set it up as ABC.


Setting up PayPal donations is an ideal way to let people contribute money to your cause online. The PayPal donation button works much like the Buy Now button, except it allows you to indicate to customers they are making a donation rather than purchasing a product.


The real estate industry is one of the most dynamic industries to be in. For many people it is an attractive business to enter because of potential high profits and flexible work hours.


Before you buy property, you must make sure that the use to which you want to put that property comports with the existing zoning requirements. This can be a challenge if the property you've got your eye on is currently vacant, or if the existing owner is engaged in a non-conforming use.


PayPal is a popular way to make purchases online, but you can also use it to send payments to other PayPal uses as well. This wikiHow will teach you how to send money via Pay Pal.


Set up a Paypal Account to Receive Donations

PayPal is an online payment system that allows you to receive donations and other payments through websites and email accounts. There are special considerations for non-profit organizations, although anyone can sign up for a PayPal account and get the code for a "Donation" button to insert on a web page.


Paying for online purchases using PayPal can offer buyers a peace of mind with PayPal’s Buyer Protection. If the item you’ve purchased didn’t arrive or wasn’t significantly as described, then you can have PayPal work with you to resolve the conflict with the seller.


If you are a PayPal website user, you will have the ability to make a payment to an international business or to the person of your choice in a foreign currency.


Did you know that PayPal offers a debit card for instant access to your online PayPal income? Using a PayPal Debit MasterCard is a convenience afforded only to PayPal account holders who have business or premier accounts.


Payment vouchers are part of many governmental and corporate programs, serving a purpose somewhere between a bearer bond and a receipt. Creating a voucher for programs of that size may constitute fraud or even counterfeiting.


Pay Online Without a Credit Card or Paypal

Sometimes you don't have access to a PayPal account, or you just don't have a credit card. Here is how to still be able to pay online.


Sell Bus Tickets for a Protest Using Paypal

Increasingly activists are turning to the internet to connect and it is changing the way we organize. In the past it was difficult for people running buses to connect with people from outside of there area.


PayPal provides webmasters with payment links or buttons that can be added to any website, giving merchants the ability to accept secure credit card payments.


Using a debit card with PayPal is an easy way to access money in your account and it also comes with great benefits. The process to obtain a card through PayPal is simple, and through your account and certain purchases, you can earn cash back through PayPal's Preferred Rewards Program.


If you work for an hourly wage, you may want to calculate your wages by hand to verify that the paycheck you receive each week is correct. In general, you only need to know your hourly pay rate and the number of hours that you work.


Make a PayPal Withdrawal Where Local Banks Withdrawals Are Not Supported

Although PayPal might allow you to create an account from your country, making a local bank withdrawal to your country may be supported. This wikiHow article will show you a good and a cheap way on how you can withdraw money from PayPal using a free MasterCard offered by Payoneer Inc. The card will work in your country provided you have access to an ATM.


Calculate Annual Salary from Hourly Wage

The first step in becoming financially sound is figuring out how much money you earn.  If you know your hourly wage, then you can calculate your exact annual salary fairly easily by gathering the appropriate data.


Knowing how much money you earn per year is an important first step in managing your finances and developing a budget. This wikiHow will show you two different methods for calculating your annual salary, depending on how and how often you are paid.


If you are paid by the hour as an employee or contract worker, calculating your hourly income as an annual salary can be useful. You'll often need to provide your annual salary on applications.


Are you looking to maximize every paycheck and squeeze as much as you can out of your income? With a few adjustments to your lifestyle and your finances, you’ll be able to increase the amount of money you bring in every month and maintain a healthy income.


Link Your Bank Account to Your PayPal Account

Linking your bank account to your PayPal account allows you to send money online from your bank, just like using a debit card or writing a check. And if someone sends you money through PayPal, you’ll be able to move it to right into your bank account.


The real hourly wage takes into account the work costs that serve to increase or decrease your annual income amount. Not only is knowing your real hourly wage useful in terms of budgeting both your time and money, it's also a great tool for comparing prospective jobs.


A Roth Individual Retirement Arrangement (Roth IRA) is subject to special rules that do not apply to other types of retirement accounts. Once you open a Roth IRA, you may be able to make contributions into the account up to a certain limit.


Technically you can withdraw money from your retirement plans at any time. However, these accounts were created to provide you with income after you're no longer working, and withdrawing from them early defeats that purpose.


Your retirement account provides a nest egg for the later years of your life. As this investment continues to grow, it is important to understand how to withdraw retirement funds once the time is right and the need arises.


Once you file your taxes with the Internal Revenue Service (IRS), you are probably pretty anxious to receive any refund you might be getting. According to the IRS, you should have your refund within 21 days if you e-file and use direct deposit.


A 401(k) is a type of retirement savings option offered to many workers through their employers in the United States.  Employees with 401(k)  plans  are able to deposit a percentage of their paycheck  into an account before the money is taxed, and many employers agree to match a portion of the employee's contributions (sometimes up to 100%).


A SIMPLE IRA plan is offered to employees of businesses with 100 employers or less. Employees must have earned at least $5,000 during the preceding year, and expect to earn at least that much in the current year.


Although a 401(K) is one of the best ways to save for your retirement, it is not the only way.  An Individual Retirement Arrangement  is a great way to save for retirement that helps you avoid paying certain taxes.


A self directed IRA is same as any other Individual Retirement Account (IRA). Self directed IRA is unique in its choice because of the varied investment options available.


Digital nomads are freelancers, independent contractors, and consultants who satisfy their wanderlust by traveling the world while working online. Some also get temporary day jobs in countries where they can legally work.


It’s tough being a single parent, and financial difficulties are some of the hardest to overcome. However, even single parents need to save for their retirement.


An IRA, or individual retirement account, is a special type of savings and investment account designed to help people prepare for retirement. All IRAs offer a tax advantage.


Retirees looking to boost their bank accounts or those wanting to give back to the community may be able to do both with a hobby they already enjoy.


You want your money to last throughout your retirement. What cost only $100 in 1958 would have cost a staggering $736.58 in 2008, so lock-in retirement income as soon as possible before you savings lose value.


An IRA, Individual Retirement Arrangement (or Account), is an investment vehicle used specifically for an individual’s retirement savings. There are two types of IRAs, Traditional and Roth.


Retirement without  any  savings is technically possible, but it won’t be easy. The average monthly Social Security check is just over $1000. It’s enough to keep an individual out of poverty, but just barely.


Becoming rich requires knowledge, hard work, and most importantly, a plan. While getting rich is by no means easy, there are a few paths that are proven to make you rich over time assuming you put in the time, effort, and dedication.


Roll From a Qualified 401K to a Roth IRA

When you retire or stop working for a company, it may be a good idea to roll your 401K savings into a new fund. While keeping your funds in the current 401K may be an option, sometimes there are extra fees involved once you stop working for the company.


You don't need to amass a huge fortune to retire comfortably, but careful planning can leave you with enough money to enjoy your later years in bliss.


While living a life of luxury may be the dream for many people, there is a difference between simply being rich and being wealthy. The rich may have opulent homes and fancy cars, but the wealthy know how to invest the bulk of their money and spend as little as possible.


Even if you are well off, being modest is a virtue. The purpose of this guide is to convince people you are not well off.


A great many people aspire to become a millionaire, but not so many people are pushing themselves hard enough to reach that particular goal. In a world where being a billionaire is now the new target for the rich, becoming a millionaire is a real possibility for many an average Joe, and it mostly comes down to good management, sensible thinking and occasional calculated risks.


Becoming financially secure doesn’t have to be a chore; however, it does take discipline and careful planning. First, you should figure out what your financial goals are, and then take steps to achieve them.


Being a billionaire person is more than having a bunch of zeroes. Investing capital may be new to some, but it is not a barrier to becoming a billionaire.


Wealth and abundance are important elements in living a life that is financially stable and free of stress. Having a job and earning money is one way to have wealth, yet there is another level of abundant living that involves attracting the idea of wealth and prosperity.


Increasing your bank balance is obviously important for your financial health. Yet it may seem an impossible task when your salary is stuck where it's at and there is no likely increase in your financial stakes in the foreseeable future.


You just won the  lottery ! All those bad tickets and unlucky numbers can finally be put in the past. But what happens after you win the jackpot? Read on for information on how to claim the prize and use your windfall wisely.


Capitalism is an economic system that relies on the private ownership of capital assets, like businesses and money, and investors' freedom to put money wherever they choose.


Building your wealth is almost every person's dream. After years of hard work and toil, you want something to show for it. But how do you set aside the needs of the present and invest in your future?


As consumer debt continues to spiral out of control, debt relief is becoming a major concern for many of us. Although getting into debt is quite easy, getting out of debt will be hard and long, for all concerned.


Beat a Collection Agency at Their Own Game

Do you have collection agencies calling you night and day? Want to beat them at their own game legally? Now you can turn the tables on those nasty collection agencies.


A debt consolidation program may be a good idea for people who find that they cannot keep up with the monthly payments on the debt they have, and is sometimes viewed as an alternative to bankruptcy.


Challenging the validity of a debt is actually quite simple. It does require that you know a bit about your rights as a consumer so you can properly deal with the collection agency.


Debt feels like a lead weight that hangs around your neck, and with student loans, car payments, and medical bills, it all adds up into a pretty heavy one.


Compare Debt Consolidation Vs. Debt Settlement

If you're stuck with overwhelming debt, it may be a good idea to consider a consolidation or settlement process. To decide which one is best for you, start by looking over all of your finances and making a clear budget.


Many people of all ages struggle to control their credit card debt. But debt is not an inevitability. Understanding the sign-up process, using your credit card only in emergencies for short periods of time, and getting a handle on your finances will help you out in the long run.


A debt-to-income ratio is a calculation of how much money you owe each month as compared to how much money you receive each month. Knowing this figure can prevent you from getting into financial difficulty and can help you secure loans and credit in the future.


We all know that good credit is important, but most people struggle from time to time with too much debt, loss of income, or other financial emergencies.


Typically, you are responsible only for your own debts. However, in some situations, you may affect another person’s credit. For example, someone might have cosigned for your loan, or they might have added you as an authorized user to their credit card.


Abandoned land is a public nuisance that reduces the property values of a neighborhood, wastes potentially useful space, and creates an eyesore. If handled properly, you can make the best of the situation by acquiring and reselling these properties, squatting on them, or at least having them cleaned up.


If you're knee-deep in debt, getting back in the black can be a long, arduous road. Unless you've  won the lottery , it seems there's never enough money to pay off all your debts as quickly as you'd like, and if you're running really short on cash, just staying afloat can be a Herculean task.


Whether you need to find the owners of a dilapidated piece of property that needs cleaning up, or want to make an offer on your dream property that isn't yet for sale, locating the names of a property owner can be as easy as knocking on a door or as time-consuming as requesting copies of public tax records at the county assessor's office.


Find Motivated Sellers when Looking to Buy Real Estate

If you'd like to invest in real estate, then you want to find the best deal possible on the properties that you'll buy. That means you need to locate sellers who are motivated.


Discovering who owns land in the UK is a relatively straightforward task, even when the local residents have no idea who owns the property. England and Wales, Scotland, and Northern Ireland each have their own land registers that can be searched for a small fee.


Find Student Accommodation in a Foreign Country

Going abroad to study or work is a big deal for everyone. While you are excited about travelling to foreign locations and meeting new people, your mind is busy worrying about tuition fees, currency exchange, and accommodation.


Whether you're buying or selling a property, a quality real estate agent is vital to make the process run smoothly. Seek out an agent with excellent credentials and references.


When it comes to finding a real estate appraiser, it can be daunting to know what to look for. Even if you don't have a lot of experience in working with properties or property appraisals, you can make sure you're choosing the right person for the job by knowing important qualifications and traits of a good appraiser.


A purchase of unused land is generally harder to finance than a parcel with an existing property, largely because most lenders find these types of loans to be too risky.


File a Complaint Against an Arizona Realtor

Real estate agents in Arizona must abide by certain state laws and regulations. Real estate agents who are also members of the National Association of Realtors (NAR) or the Arizona Association of Realtors (AAR) must also abide by a national Code of Ethics.


Real estate can be a very good investment. Depending upon your resources, you may need to know how to finance the real estate. When financing, there are a number of considerations and options for you to consider.


You have a variety of options for filing a complaint against a real estate agent. Before filing your complaint with any organization, you must compile information and any relevant documentation that supports your complaint.


Whether you own residential or commercial real estate, if you want someone else to pay you to live or operate a business there, draft a real property lease to protect your rights.


File a Complaint Against a Realtor in Florida

In the state of Florida, the Department of Business and Professional Regulation (DBPR) enforces proper business practices by real estate agents. To file a complaint against a Florida-based agent, you must complete an official complaint form and mail it to the Real Estate Division of the DBPR.


Real estate investors rely upon a variety of types information when negotiating for income producing properties - for instance, the desirability of the property's current location and/or any prospective changes in the neighborhood are two common factors.


Purchase and sale agreements are used most commonly when selling real estate. It is drafted after the buyer makes an offer and the seller accepts the offer.


File a Complaint Against a Realtor in Michigan

When you file a complaint against a realtor in the state of Michigan, your complaint is reviewed by Michigan's Department of Licensing and Regulatory Affairs (LARA) to see if the incident can be resolved by mediation between you and the realtor.


PayPal was widely introduced to a waiting public early this century, having been founded on a smaller scale in late 1998. The majority of people who purchase products on line have used PayPal.


Due to security issues, PayPal does not allow 2 different accounts to be linked or share bank accounts/credit cards.  [1]   The workaround for consolidating multiple accounts is to choose one account to maintain, transfer all the money from the one you don’t want to keep, then close the account.


The property in Gurgaon is truly vibrant with most of the big industries of other countries and states that have plans to open subsidiaries or branches in the capital city Delhi.


Find out if a PayPal Account is Still Active

PayPal allows users to make and accept payments online as well as transfer money to their bank accounts. The company has one of the most popular online finance management websites for business as well as personal needs.


PayPal offers buyer's protection on purchases you make using the service. If you receive an item that differs significantly from the item described by the seller, or if you don't receive the item at all after paying for it, PayPal allows you to dispute the transaction.


If you've recently made a purchase through PayPal but have not received the item, received the wrong item, or received a damaged item, you can do a chargeback to recover the funds.


PayPal facilitates one of the easiest ways to both send and receive money wirelessly. To receive a payment on PayPal, you can request money from a recipient using either the mobile app or the PayPal website.


Dispute a PayPal Transaction After PayPal Closes the Dispute

E-commerce has its dangers and risks and one of them is losing your money to a vendor because you did not get your order or the item was not what the vendor described.


This wikiHow teaches you how to permanently close a PayPal account..


You can contact PayPal by phone or e-mail. Either process will be easiest if you log into your PayPal account before beginning, but you can still get in touch with customer service even if you are unable or unwilling to do so.


PayPal is an online e-commerce service that allows you to send and receive money over the internet. The company also provides merchant services that allows you to accept PayPal payments through your website or online store for products, services, or donations.


This wikiHow teaches you how to cancel a PayPal payment that you've set up for withdrawal on a regular basis.


Your PayPal password can be reset from the login page by going to your profile, accessing the security tab, and editing your password. If you cannot access your PayPal account then you can also reset your password by pressing the “Having trouble logging in?”


This wikiHow teaches you how to cancel upcoming automatic PayPal payments, including as subscriptions to sites and services, using PayPal’s website.


Payments made via PayPal can only be canceled automatically if the payment has not yet been claimed by the recipient. To cancel a payment you’ve made through PayPal, you must log in to your PayPal account, and either manage your payment activity or request a refund from the payee.


This wikiHow teaches you how to transfer money that you've received in Venmo to your linked U.S. bank account.  [1]


PayPal Buyer Credit (currently named PayPal Smart Connect) is a payment program that functions like a credit card. Fortunately for those who want to cancel the card, PayPal is a phone call or letter away.


PayPal and eBay work hand-in-hand in order to add convenience for buyers on eBay when making purchases. The initial steps to set up your PayPal account with eBay may be a bit lengthy but the next time you buy on eBay using PayPal you will not have to go through all of the setup steps again.


PayPal limits accounts for various reasons and certain activity based on the user. Many users do not know what causes them, here are various steps to avoid triggering a limitation.


You can remove a linked bank account from your Venmo account from within the Venmo app or website. From your account, access the “Banks and Cards” settings page and select your bank account on file.


This wikiHow teaches you how to use Venmo, which is a free money sending and receiving service, on your mobile device or computer.


.com, .org and .nets do seem attractive, don't they? Now, with either a credit card or money in your PayPal account, you can get one real easily. Time to do a happy dance!


This wikiHow teaches you how to sign out of your Venmo account on an iPhone or iPad.


You can pay someone on Venmo from mobile by logging in, tapping the "Pay or Request" button, and entering an amount to send them, or from a computer by clicking "Pay" at the top of your screen and entering an amount.


This wikiHow teaches you how to protect Venmo with a 4-digit PIN on your iPhone or iPad.


This wikiHow teaches you how to cancel your Venmo account when you’re using a computer.


This wikiHow teaches you how to request and receive a payment using Venmo on mobile or from your desktop.


Request Money on Venmo on iPhone or iPad

This wikiHow teaches you how to request payment from a Venmo contact when you're using an iPhone or iPad.


Protect Assets From Nursing Home Expenses

The Department of Health and Human Services reported that by 2010 nearly 10 million Americans required long-term care. It is expected that 70% of people turning 65 will need long-term care at some point in their lives and that many of these people will require care from a long-term care facility or nursing home.


This wikiHow teaches you how to ask a Venmo user for money when you’re at your computer.


If you're retired, odds are your taxes are much different than they were while you were working full-time. Since income in retirement moves from wages to diverse sources of income, understanding how to minimize your tax bill can get a little confusing.


Most traditional individual retirement accounts (IRAs) do not offer investment opportunities in precious metals such as gold. However, you can include gold metal (bullion or coins) in your IRA investment portfolio by establishing a self-directed IRA and purchasing qualified gold with your IRA funds.


Provide Retirement for Your Employees As a Small Business

As a small business owner, you have several options for creating a retirement solution for your employees. Among the most popular options are various Individual Retirement Arrangements (IRA).


These days, many people are putting off retirement and choosing to work past the retirement age of 67. One of the reasons many people do this is so they can keep the access they have to health insurance through their employers.


A 401(k) is a retirement savings plan that is sponsored by your employer. The value of a 401(k) plan is that it allows you to invest money into your retirement fund before taxes are taken out of it.


Have you ever thought about how you would want to retire? Surely you have. If you haven’t, then it is best that you start doing it now. Thinking and planning about your retirement years is the best way that you can actually make the most of your remaining years.


With workers changing jobs every few years, many people have multiple retirement accounts. You might want to combine these accounts so they are easier to manage.


IRAs, or Individual Retirement Accounts, are long-term accounts that help you save for retirement. You may put any combination of investments in an IRA—stocks, bonds, or CDs, among others.


Project Retirement Income Needs With Inflation

For those reaching retirement age, the issue of providing adequate income throughout retirement is naturally a concern among financial professionals and the workforce alike.


Sometimes, when someone you know needs money fast, the only way to get it to them within a matter of seconds is to send it online. Send money online fast and with limited hassles by using one of many payment methods.


Every retirement plan needs to be updated at some point. Over time, the funds you invest in will perform differently, and your portfolio might become unbalanced.


One fear many people have is outliving their retirement income. To avoid that result, you should plan how you will generate the income you need in retirement.


Preparing for retirement is an important part of an employed person's life. This process is not as simple as it once was, due to fluctuations in the economy.


Saving for retirement is extremely important, especially if your employer does not provide a pension savings plan. Once you retire, you will no longer be making an income and as result, it is important that you make the most of your pension contributions.


There are many options for converting a Simple IRA (Individual Retirement Account). You will have to decide what you would like to convert to: cash, a Simple IRA with another administrator, an employer's 401(k) plan, or a Roth IRA.


If you have a card that you no longer use or don't want to connect with Google Wallet anymore, you can easily remove it. Just access Google Wallet from a web browser or from its mobile app to start removing the card from your account.


Buy a Variable Annuity to Supplement Your Retirement Income

An annuity is an account an investor pays into during a contribution period and receives distributions from after retirement. They come in several varieties, but a variable annuity is an annuity where the principal is invested and is allowed to grow or shrink in accordance with the performance of the investment.


Getting out of  debt  and staying out of  debt  is not easy. Chances are, you're reading this article because you've already amassed a fair amount of debt and are thinking it will be impossible to ever get out from under it all.


It may seem easier to just ignore it, but your unmanaged credit card debt will haunt every step you take. It may sound like a daunting task, but you can pay off your debt with order and dignity!


Unfortunately, collecting old debts -- even debts for which you are not legally responsible -- is becoming a very profitable venture. Companies can buy those debts (sometimes referred to as "junk debt") for pennies to the dollar, then go after the people who they think are most likely to pay up.


Using a balance transfer might be a good way to reduce your debt. Some credit card companies offer a low or 0% introductory APR for a limited amount of time, which will allow you to contribute more to paying down your debt.


Currently, the average U.S. household is carrying approximately $7,400 in credit card debt  [1]  . While sometimes easy to accumulate, credit card debt can be difficult to reduce due to interest rates that are often in the high double-digits.


One thing you need to do when you resolve to get your financial ducks in a row is to know how to detox your finances. It is important to get rid of old habits, any residual money pits, or anything else that is hurting you financially so that you can move on in a financially sound manner.


If you're struggling with debt, it can seem as though there's no one to turn to. In reality, there are plenty of people and agencies willing to talk with you about your debt concerns.


If your finances have taken a turn for the worse and you find yourself drowning in  debt , a debt management program may help you keep your head above water.


There are many reasons that you might want to design a real estate sign. Whether you have an apartment to lease, a property to sell or an open house to advertise, posting signs around the community and neighborhood can be an efficient way to get attention.


You've been thinking about investing in property. Although investing in real estate can be an overwhelming thought for some people, it can also bring great rewards.


Determine if There Is a Housing Bubble in Your Neighborhood

While the surging American  real estate  market appears to be cooling down, home prices are still soaring in many areas. Amid the upward spiral, some economists warn that much of the country is experiencing a housing market bubble: a period of unsustainable price growth fueled by  speculation  and inertia.


Determine if You Need to Buy a Home Warranty

Unlike home insurance policies, home warranties are service contracts. Similar to the service contracts you buy when you purchase a new computer or TV, home warranties cover repairs, and if necessary, will replace an item.


Since more than 75% of new residents moving into a community association have never lived in an association before, it is wise, as a part of a new resident screening process or in the case of communities that do not have a formal approval process, to at least have a “New Resident Welcome Manual.”


If you have completed an online "rate quote," you probably ended up getting dozens of telephone calls and emails. Are you overwhelmed with all of the offers, and how different they may seem?


A "lot loan" is similar to a mortgage in that it is used to purchase real estate. Unlike a traditional mortgage, however, lot loans are more commonly used to purchase lots of residential land upon which a primary residence is to be built.


Individuals can obtain legal title to a piece of property under the legal doctrine “adverse possession” simply by occupying the piece of property and meeting other requirements.


Hiring the right person to sell your home is critical to ensure that you encounter as few roadblocks as possible during escrow and earn a good price for your house.


If you buy or sell a real estate property, a commission will be owed to the brokers involved in buying or selling the property. Commissions are often paid by the seller, and the overall commission is split by the agent who worked on behalf of the seller and the agent who represented the buyer.


When a house is bought or sold, a home inspection is a necessary procedure that alerts both homeowners and buyers to the condition of the property in question.


Zoning laws are enacted by cities or counties to restrict how property may be used in certain areas. The purpose of these laws is to keep businesses from negatively impacting residential neighborhoods – typically to decrease traffic and congestion, as well as ensure people have safe and peaceful places to live.


Federal estate taxes are taxes paid on property transferred from a decedent after his or her death. You may wish to calculate the estate tax that will be due on your own estate during the estate planning process.


After a loved one’s death, a personal representative may need to calculate the value of the decedent’s estate for tax and distribution purposes. Somebody may also wish to calculate the value of his or her own estate to help inform their decisions about their will, and potentially decrease the amount of taxes that will be due from the estate and its heirs.


The details of how a contract is broken are typically specific to the provisions originally laid out in the contract. But, there are some standard features of real estate contracts which, although not true in all cases, typically allow you to end a deal that you have made.


Choose a Community Association Management Company

Prior to choosing a professional association management company, it is wise to have a committee formed just for that purpose. In the absence of a committee, Board Members can provide this function as well.


PayPal can be used all over the world to make and receive payments through the Internet, eliminating the need for paper transactions. You can add to your PayPal balance electronically if you have a confirmed bank account or a debit/credit card linked to your PayPal account.


PayPal was introduced in 2002 as a way to pay or receive payment for services or merchandise through the Internet. It works as an intermediary; instead of giving your credit card details to many websites, you can link PayPal to your credit card, debit card, or bank account and pay by activating your PayPal account at checkout.


An inaccurate appraisal can really throw a wrench in the homebuying process. If you’re the buyer, the bank will only let you borrow up to the appraisal amount, so you might not be able to buy the house.


Buying a property of any kind can be a stressful and complex process, but can be very satisfying and exciting in the end. Buying property in Colorado is not that much different from other parts of the United States, yet it is still helpful to enlist the help of real estate experts — both agents and lawyers — to assist you with a property purchase.


A PayPal chargeback only occurs when a customer pays you through PayPal, but funds the payment with an outside credit card. When a customer files a chargeback with the card, she is asking her card issuer to get her money back.


You can use a PayPal account to send or receive money from banks and other PayPal accounts, or to pay directly for online transactions. When you first sign up for a PayPal account you will choose between using a bank account, debit card, or credit card as a source of funds.


PayPal is an online merchant account company that allows account holders to accept, withdrawal, and make payments via a secure Internet site. This is widely used by eBay buyers and sellers alike as well as countless other e-commerce sites.


PayPal is an e-commerce company that handles private and commercial money transfers online. With PayPal, users can pay for goods and services or simply send money to anyone with an email account.


PayPal is one of the most popular and trusted ways to send and receive money online. To learn more about this service and how to use it, read the steps below.


When you send money to a Venmo user, the amount is automatically added to their account balance. Because sending money through Venmo is so instantaneous, you can’t cancel a payment once it’s been sent.


Block Someone on Venmo on iPhone or iPad

This wikiHow teaches you how to block a Venmo user on your iPhone or iPad.


Whether selling items on eBay, working as an independent contractor, or starting your own Internet business, there may come a time that you need to accept payments from PayPal.


This wikiHow teaches you how to add Venmo contacts on your iPhone or iPad.


Confirm That Your PayPal Account Is Closed

PayPal is an international e-commerce business which facilitates online payments and money transfers. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as checks and money orders.


Create a Venmo Account on iPhone or iPad

This wikiHow teaches you how to install and sign up for Venmo using an iPhone or iPad. When creating your account, you’ll have the option to sign up with your Facebook account or with an email address.


Apple pay is a great and convenient way to pay in stores. However, if you lose your phone or it gets stolen, it may be risky to have Apple Pay enabled.


Add a Bank Account to Venmo on a PC or Mac

This wikiHow teaches you how to connect a bank account to Venmo when you’re using a computer.


This wikiHow teaches you how to prevent a Venmo user from sending payments, requests, and comments when you’re using an Android. Blocking someone on Venmo also makes it so you’ll no longer see that person’s activity in your feed.


This wikiHow teaches you how to link a debit card to your Venmo account so you can use it to make payments.


Apple Pay is a new feature introduced with iOS 8 for iPhone 6 and iPhone 6+ devices. With Apple Pay, you can use your phone to pay easily at major retailers.


With the release of Apple Pay, you can now pay within apps with Apple Pay, instead of charging it to your iTunes account. Scroll down to step 1 to learn how.


Apply For Social Security and Retirement Benefits

The Social Security Administration pays out Retirement Insurance Benefits (RIB) to retirees, as well as administering Medicare, spousal Social Security benefits and survivors' benefits.


Apple Pay is a convenient new feature available with iOS 8 to iPhone 6 and 6 Plus. With Apple Pay, you can simply touch your phone to a contactless reader at the store, and the payment will go through automatically.


With Apple Pay, you can now use your phone to pay for things in stores and in apps. To do that, you will have to add your credit or debit card to Passbook.


Apple's release of Apple Pay has given users a convenient way to pay in store using only your phone. However, people change credit cards all the time.


With Apple's release of Apple Pay, you can now pay in stores with your iPhone 6 or iPhone 6+! Scroll down to step 1 to learn how.


Maintain Your Credit Score in Retirement

Many people who retire may think that their credit score becomes less important. After all, the house and car may be paid off and there may be no more large bills on the horizon.


Calculate How Much Money You Need to Retire

Most people look forward to retirement. This is a period of life in which you can step away from the grind of daily employment and follow your dreams.


To set up your new Apple Watch, you'll need to pair it with your iPhone using the Apple Watch app. Once the watch is paired, you can log in with your Apple ID and sync apps and information from your iPhone to the watch.


Use Square to Accept Credit Card Payments

This wikiHow teaches you how to install and use the Square Point of Sale card reader and app. Square takes 2.75 percent of each credit card transaction.


When attempting to secure a collateral loan, it may be possible to make use of the balance in a pension fund as the security for that loan. In many nations, including the United States, there are restrictions on how and even if a pension can be used as collateral, making it necessary to work with lenders to determine if this is an option.


Square wallet lets you easily buy things from local stores using your phone. Most of the time all you have to do is say your name at the register.


Prefabricated homes (also called "prefab" homes or manufactured homes) are those that are entirely constructed off-site and then positioned onto the building site when completed.


If you are looking to buy a home, but would like to avoid working with a real estate agent, you may handle the home-buying process yourself. Follow these steps to buy a house without a realtor.


Square is an iOS and Android app that provides a low overhead means of collecting payments.  [1]   When you sign up for Square, you'll receive a free credit card reader that will plug in to your iOS or Android device.


Avoid Penalties for Early Retirement Withdrawals

If you don’t want to wait until age 59 ½ to access your retirement accounts, then you should check whether you can qualify for an early withdrawal without penalty.


Counties across the United States charge real estate taxes. When these taxes go unpaid, a lien is placed on the property. After a certain period of time, if the back taxes are not paid, the property can be seized and sold to pay the debt.


Square is an electronic payment system that allows users to accept credit card payments via mobile devices (specifically iPhone, iPod touch, iPad, and Android devices).


Square lets you run an entire business from your mobile phone or their website on your PC. Tracking your payments and data associated with them is one of the advantages to using the Square system.


Buying a condo can be an intimidating experience, especially if you are a first-time buyer. Learning a few tips on how to buy a condo can help you approach the process with more confidence, and save you a few bucks in the long run.


Do you want to live in a duplex? Here is how to buy one.


One of the best things about Square is that you get discounts with many stores just for using it. It helps to check around the app to see which stores or doing this so you can go there.


This article provides a step by step accounting of the key steps in the home buying process - from budget planning to mortgage considerations to home inspections to closing.


In any economy, there will always be people looking to buy and sell property. The real estate industry, surrounding those who conduct and facilitate these transactions, can be a lucrative field for starting and growing your own business.


There are a plethora of reasons why property managers and real estate investors across the nation have failed with their business. When property maintenance suffers and tenant satisfaction drops, so does your bottom line.


Becoming a licensed real estate agent is a great way to earn money by helping people to buy, sell, and rent properties.  [1]   The requirements for licensure vary from state to state.


Real estate can make a great investment choice. Many pieces of property and real estate can build value over time, bringing you back a nice return on your initial investment.


Avoid Investing in Illegal Spanish Property

A number of Britons and Germans found themselves the victims of numerous property scams in Spain. Many of these people invested their life savings into a retirement home only to have the home bulldozed to the ground because it was built illegally and realtors and builders duped the buyers.


Short selling a house is selling a house for less than the value of the mortgage. In some circumstances, a lender will allow you to pursue a short sale, but it isn't typical.


If you’ve recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly.


If you are purchasing real property (a.k.a., a home or land) or using your home as collateral on a loan (e.g., getting a mortgage), chances are you will have to conduct a title search.


You'll obviously risk getting in trouble if you don't account for taxes based on your location when selling stuff on Square. You can tweak the settings to apply this tax automatically.


Square offers a variety of financial and payment services to enable individual merchants and companies in the US, Canada, Australia and Japan to accept debit and credit card payments online.


Square wallet will help you process payments right from your phone. It's easy to download from the Google Play store whenever, and it's a great way to base a business.


Home equity is the monetary value of a home minus the amount the owner still owes on the property. Equity usually increases over time. You can determine the amount of equity in a home by subtracting the balance on the mortgage from the current market value of the property.


If you don't want to use your Square store front account anymore, it's a good idea to disable it. After all, you probably have a lot of personal and payment info in there that's pretty sensitive and that you don't want hackers getting their hands on.


Since the Square profile is one of the primary places that people will first find out about your Square store, it's good to customize it. Adding a color that matches up better with whatever your selling can help set the right mood.


Item modifiers on Square are a way to add special circumstances for sets of things, or if special items require extra chargers or less charges for whatever reason.


You can do things like change your credit card info or your profile picture by going into the account settings in a Square portal like the Android Wallet app.


It can take a lot of button clicks to get to the store you want when paying for stuff in Square Wallet. But, you can also add a shortcut that goes right to the store from your homescreen that can make the whole process way easier.


It's a necessity to make sure you only publish as much personal info as you feel safe doing online. You can change privacy and other settings in Square to help with this.


Square is an app that lets you accept payments from customers bot in person and simply over the Web. While you can use the "square" device they give you to scan credit cards with your phone, this isn't necessary.


People who are thinking about buying stuff from your Square store will often feel better about it if they know who you are. You can add a bit of a bio about yourself to help with this.


The "heels to heaven" exercise, also called the "pulse up," is an easy exercise that targets your lower abdominal muscles. But don't let the simplicity of this exercise fool you – it will supply a killer workout to build strength in your lower abdominal area.


Many brides decide to get in shape for their big day. They do workouts designed to sculpt their upper bodies and burn fat. If you are getting ready for your big day, try the bridal burn workout to sculpt your body.


Upward Facing Dog, or  Urdhva Mukha Svanasana , is a simple pose designed to strengthen the legs and buttocks, as well as the shoulders, torso, arms and wrists.


Scissor jumps are a whole-body exercise that also give you a good cardiovascular workout. They may also be known as scissor hops or runs. This exercise typically is associated with interval training.


Working as a corporate lawyer can be a very rewarding and lucrative career path. You have to study for many years, so be prepared for hard work and sacrifice.


Off-balance exercise includes exercises that require you to balance on one leg as well as exercises performed on an unstable surface. When it comes to unstable surface training, the jury's still out as to whether it will improve your future performance and lessen the risk of future injury.


Court reporters create transcripts of legal proceedings and other events where spoken words must be preserved. There are different types of court reporters.


A barrister is a lawyer who works from chambers independently and tends to handle mostly cases in court, as well as some large and often more complex advisory work in an area of specialisation.


Are you in the 62 per cent of adults who do not meet the recommended physical activity guidelines?  [1]   The 7 Minute Workout has been developed by world leading scientists and has been proven to be more effective than longer more difficult workouts.


If you want to be a detective because you love following the exciting developments in  Law and Order,  you probably need a reality check before you move forward.


Midlife career crises are more and more common in our fast-paced world. Such crises may manifest in the loss of a job, being passed over for promotion, or in simple dissatisfaction with a career.


Crime Scene Investigators (CSIs) are employed by many law enforcement agencies to collect and document evidence. However, the label “CSI” is often used to describe a variety of positions within one agency, each with its own role and qualifications.


As a notary public, you perform many important acts. You can witness signatures, certify a copy of a negotiable instrument, and administer an oath or affirmation.


Become an Intellectual Property Paralegal

Would you like to work in the legal field, but don't want to be an attorney? Consider becoming a paralegal or legal assistant. You'll assist lawyers in legal research and case filing.


If you want to become an interrogator, there are a few different paths you can pursue. You may have a hard time finding a job with the title "interrogator," but there are many careers in the military, federal government, and local police departments that will put your interrogation skills to good use.


Having a lost family member can feel like you have a hole in your life. Maybe you have an estranged parent that you never met. Or perhaps you just learned that you have a sister you never knew about.


Legal malpractice occurs when an attorney who was hired by a client does something negligent or intentionally harmful that causes injury to the client.


If a person who has dementia walks away, you will want to find them quickly, especially if it is cold outside. Here are some steps to take when someone wanders off.


When you believe a person in your life has disappeared, it's important to act quickly to set a search in motion. Start by calling the police department to file a missing persons report, then take measures to conduct your own search.


Working for Child Protective Services can be very rewarding. It can also, however, be demanding and stressful. Every state has different requirements for the job.


Take Legal Action Against Software Licensing Violations

A software license is an agreement made between the software producer and the end-user that specifies the terms of use.  [1]   If you have ever downloaded an application or used a computer, you have probably agreed to a software license (they are the terms of use you have to "agree" to before you can use your application - called End User License Agreements).


When you suffer a bodily injury (personal injury) due to the negligence of another, you may have a claim against that other person for money damages.


Slander falls under the legal category of personal injury within civil, or tort, law. Slander is a subcategory of defamation, which happens when someone attacks your good character by communicating untrue statements.


If someone publishes something about you that is untrue and hurts your feelings, you may have a false light claim. This claim is a type of invasion of privacy, and isn't recognized in all states.


If you suffer personal injuries due to another person’s negligence, you are entitled to compensation; however, recovering a fair payment is not always as easy as simply asking for it.


In the U.S. if someone close to you is killed, you may be able to hold the responsible party liable in civil court. Wrongful-death actions permit the family and dependents of the decedent (the one who has died) to recover financial and emotional losses when the death was caused by the intentional or negligent actions of someone else.


File a Wrongful Death Claim in California

A loved one’s death is a shocking experience. Even more shocking is learning that the death was caused by someone’s carelessness or deliberately wrongful act.


You have the right to be left alone.  [1]   When someone invades that privacy, you may be able to sue in court and get compensated for your injury. An invasion of privacy can take many different forms, and whether you have a valid lawsuit will depend on the state you live in as well as the facts of your case.


A personal injury case is a type of lawsuit in which a person sues someone else for negligently or intentionally injuring them. “ Personal injury” encompasses many different kinds of cases, including medical malpractice, slip-and-fall cases, automobile accidents, and any case in which you were injured because someone else was at fault.


Libel is when a person or entity communicates a false and defamatory statement that damages the reputation of another person or entity. Unlike slander, which is spoken, libel is written or published so that it can be seen by others.


No one likes to be lied about, and reading someone's memoir that contains lies about you can be upsetting. Taking legal action (e.g., filing suit for libel, defamation, false light, or public disclosure) against the author can be a risky and difficult proposition.


Take Legal Action As a Victim of Violence at a Bar

Sometimes an enjoyable night on the town doesn't end up as it should. If you're caught in the middle of a bar fight and end up getting injured, it's not just a case of being in the wrong place at the wrong time.


Take Action if Your Child Gets Hurt on a Neighbor's Property

If your child was injured on a neighbor’s property, then you can request that the neighbor pay for the injury. Children can be injured in a variety of ways—by falling into a well or ditch, playing with dangerous equipment that has been left lying around, or being attacked by your neighbor’s pet.


Whenever you want a judge to do something in your court case, you need to file a “motion” with the court. This document outlines what you want the judge to do and explains why you are entitled to the action.


When someone defames you – whether in person, in print, or using social media – the damage to your reputation can be significant. However, the legal definition of defamation may differ somewhat from the common understanding of the word.


Write a Letter Requesting a Court Hearing

You can request a court hearing in a variety of ways. Typically, you would file a motion with the court and pick up a hearing date when you file. Alternately, you could request a hearing date in person.


A closing argument is delivered by an attorney at the end of a trial, after all of the evidence has been presented, witnesses and experts have been questioned, and the theory behind a prosecution or a defense has been given.


If you have been harmed by a person or corporation in a way that violated the law, you are entitled to file a lawsuit with the court that has jurisdiction (power) over your case.


Send a Citizen Complaint to a Civil Grand Jury in California

Each county in California has a grand jury, which is made up of everyday citizens, convened annually by the county's Superior Court.  [1]   Grand juries have the legal power to investigate and report on the operations of local government agencies, investigate public corruption or misconduct from public officials, and can even issue criminal indictments, which charge defendants with a crime.


Whether you have been sued, or are planning to sue, you can win your case at various stages of the litigation. You must understand the law as well as the applicable procedural rules.


Write a Letter About a Friend's Character for Court

If your friend has been charged with a crime or with an immigration offense, then you may be asked to write a character reference letter for court. The purpose of the letter is to convince the judge that the defendant’s character warrants a lighter sentence or other relief.


A deposition is, essentially, a recorded interview where your answers to the interviewer’s questions are given “under oath.” This means that—just like when testifying in a courtroom—you potentially face serious penalties, including fines or even incarceration, for lying (also known as “perjury”).


Generally speaking, all court proceedings in the United States are open to the public. This openness extends to court records, which the public has a right to inspect.


Civil court records such as divorce records can sometimes be embarrassing, and criminal records can prevent you from getting back on your feet by restricting your ability to get a good job or rent a nicer apartment.


For some research projects, you need to review court records for cases filed in state or federal courts. Whether you're tracing your ancestry or looking into a particular scandal or crisis in the context of a larger research project, you may need to research court records.


Obtain a Copy of Your Divorce Trial Transcript

You might want a copy of your divorce trial transcripts for a variety of reasons, but the most common is so that you can appeal the decision of the trial judge.


Testifying at your divorce trial can be one of the most nerve-racking parts of the whole process, but there are ways you can make it at least a little easier on yourself.


Most states allow people to have juvenile court records sealed. However, states usually set strict requirements that you must meet. For example, you can only seal court records for some offenses but not others.


Jury duty is a civic responsibility wherein a group of citizens is chosen to participate in a legal trial within the federal court system. Many believe that jury duty is one of the most important responsibilities a citizen can have because it helps to protect the rights and liberties of citizens through fair trial by judge and jury.


One of the responsibilities of citizenship is serving on a jury. If you are called to serve, you will receive a summons in the mail informing you of when to show up at court.


Individuals often have complaints or grievances, but they lack the knowledge or funds to present their case to a court of law. A class action lawsuit is a single lawsuit that can consolidate the same or similar claims of a large number of people.


Write an Affidavit Letter for Immigration

If someone you know is immigrating to the United States, you might need to write an affidavit letter – a written statement you submit under oath that the facts within it are true.


A class action lawsuit can be a powerful weapon for consumers. If you only lost a few hundred dollars (or less) as a result of a company's illegal practice, filing a lawsuit yourself wouldn't have much of an impact.


If you have been injured, lost money, or have suffered any other type of loss in a way that you believe may be common to many other people, you may have the beginnings of a class action lawsuit.


Get a Restraining Order in Massachusetts

If you have been abused or threatened with violence, then you are no doubt scared. However, help is available. In particular, you can get a restraining order that prevents your abuser from contacting you or coming near year.


Write an Affidavit for Proof of Child Support

In order to determine child support, a judge in the U.S. must review financial information for both the parent who will have custody and the parent who won’t.


A class action lawsuit may occur when many individuals, or the plaintiffs, sue one defendant, which is typically a company or business, for wrongful conduct.


Write an Affidavit Against Law Enforcement

An affidavit is a sworn statement signed under penalty of perjury. You can file an affidavit against law enforcement in order to complain about police mistreatment.


An affidavit is a written statement that is notarized. If you are confused or intimidated by having to write one, read this wikiHow to learn more about it.


If you are being abused, threatened, or harassed, you may want to seek out a restraining order against that person. If you live in Maryland, you have two options – a protective order or a peace order.


Sexual harassment in the workplace, defined as unwelcome sexual advances, requests for sexual favors, or other verbal or physical harassment of a sexual nature, violates state and federal anti-discrimination laws.


If you have been assaulted, then you can bring a lawsuit in civil court against the person who assaulted you. You may also be able to get restitution from the offender during a criminal case.


Many courts order people to take a class as part of their punishment or as part of a diversion program. In order to satisfy this requirement, you should find appropriate online classes to take and then finish the class before the deadline.


All too often, elderly adults are abused or neglected in nursing homes their families rely on to provide them with the care and supervision they need.


In New South Wales, Australia, an Apprehended Violence Order (AVO) prohibits a defendant from harassing, stalking, menacing, or intimidating the person under the AVO’s protection.


If you have been in a car accident that was not your fault, you should receive money to cover your expenses and losses relating to the accident. Unfortunately, you may have to negotiate with either your insurance company or the other driver's insurance company for what you are entitled to.


At best, false allegations can cause serious damage to your reputation. The consequences can be even more severe when someone falsely accuses you of committing a criminal act, or when that violates the rules of your workplace or an organization of which you are a member.


Once you've filed a lawsuit, any number of things might happen that make you no longer want to proceed with your claims. Maybe you and the other side came to an agreement and settled your dispute, or maybe you've simply come to the conclusion that lawsuits are expensive and time-consuming and you no longer care to pursue it.


Take Action for Violation of an Injunction

While courts issue injunctions for a variety of reasons and to restrain many different kinds of behavior, the most common situation is a restraining order or order of protection, which prohibits an abusive or violent person from contacting you or visiting places you frequent, such as your school or workplace.


When a lawsuit concludes, one party (the debtor) is usually ordered to pay money to the other party (the creditor). Enforcing the judgment can be frustrating and difficult for both parties, especially if the process drags on for a long time.


To win a civil case you must prove your case by a “preponderance of the evidence,” meaning that if 51% of the evidence favors your case then you should win.


Take Action Against Partnership Agreement Violations

A partner can violate a partnership agreement if he or she stops performing their obligations. The principal action you can take is to expel the partner from the partnership, which might be allowed by either your partnership agreement or your state's law.


Take Action Against Joint Venture Agreement Violations

Joint ventures are formal relationships between two or more companies for the purpose of taking part in a specific activity. Joint ventures are generally created when parties  Form a Corporation  or  Draft a Joint Venture Agreement .


Take Action Against Equipment Lease Violations

Businesses typically want to use the most up-to-date equipment to compete effectively in the marketplace, but buying and replacing equipment every year or so can be cost-prohibitive.


Seek Specific Performance Action from a Buyer

A sale isn’t completed until the buyer delivers payment and you deliver the property you are selling. Sometimes, a buyer might back out of a sale. In this situation, you might want to seek “specific performance,” which is a court-ordered command to go through with the sale.


Settlement conferences are used in all kinds of lawsuits, but they are very common in divorce and personal injury cases. The purpose of the conference is to resolve the dispute in a way that satisfies all parties to the lawsuit.


If you have had a car accident and the insurance company is not paying your claims as promised, you have some options, including suing the insurance company.


In most cases, you are free to represent yourself in court if you choose; and in some states, you are required to do so in small claims court. This is called ‘pro se’ or ‘pro per,’ which are Latin terms meaning ‘for himself’ or ‘on one’s own behalf.’


“Constructive discharge” exists when you quit your job because the illegal work conditions are so intolerable that you feel that you have no other choice but to quit.


Most personal injury lawsuits are brought for physical injuries. However, you can sometimes file a lawsuit for purely emotional harm. In order to make an emotional distress claim, you need to thoroughly document your distress.


Compensatory damages are one of the most common types of damages awarded if you win a personal injury or property damage lawsuit. Unlike punitive damages, which are intended to punish the person for intentionally committing a wrongful act, compensatory damages are intended to put you back in relatively the same position as you were before you suffered the injury or damage to your property.


As part of the fact-finding phase of a lawsuit, the other side might send you requests to produce certain documents. This request is called a Request for Production.


There are many reasons you might want or need to postpone, or in legal terms obtain a continuance for, a civil court date. If you cannot physically be present for your court date, there are two avenues to pursue to postpone the date: by obtaining permission from the court; or by agreeing to postponement with the opposing counsel.


After filing your complaint or answer, the other side might send you a Request for Admissions. This document will contain statements of fact which you must admit or deny.


If you're involved in a legal proceeding, you may need to subpoena documents to support your case. The first step is to hire an attorney to help you navigate the laws in your state and county.


When you are involved in a lawsuit, you may wish to review the bank records of a party or person. You can obtain these records by preparing and serving a subpoena.