It's the responsibility of the employer to accurately calculate payroll for his or her employees. Errors can result in employees having too much or too little of their pay withheld for taxes, Social Security, Medicare and other deductions, which causes an inconvenience for them at tax time.


Deferred revenue (also called unearned revenue) refers to money received by a company before it provides the related goods or services to the customer.


Purchase orders are business forms designed to enter detailed information for a purchase or sale of goods and services. Purchase orders are created by buyers and sent to sellers.


Overtime pay is the pay employees receive for hours worked in excess of 40 hours during a work week. In some states, like California, overtime pay also refers to the number of hours an employee works in excess of eight hours a day.


An inventory report is a summary of items belonging to a business, industry, organization, or home. It provides a comprehensive account of the stock or supply of various items.


If you’re starting a retail business and looking for products to sell, you’ll need to find reliable wholesale suppliers. Sourcing wholesale products can be challenging, and there are certainly lots of pitfalls that business owners need to look out for.


Run a Business to Business Online Auction

This article addresses the business-to-business online auction approach for auction values in excess of a quarter of a million dollars or pounds.


Respond to an Invoice for Goods or Services Your Company Didn't Purchase

Occasionally someone will get the idea to try to scam your company by sending you an invoice for goods or services that your company didn't order. The bigger the company, the easier it is to lose sight of this but it can happen to any company.


Negotiate with Suppliers As a Small Business

To be competitive as a small business, you need to be able to obtain your supplies and materials at the lowest prices available. This will mean negotiating with your suppliers.


Order Heavy Equipment Parts and Supplies

It is hoped the following will help save time and money. There is not always a substitute for experience and technical expertise, but some hints may help.


Any business that has commercial loans should evaluate the terms of those loans on a regular basis. A regular review will ensure your present loan is allowing you to leverage all of your commercial assets and provide you with the best value on the money you have borrowed for your business.


Many overstock, liquidation and surplus stock sales are happening generally in minutes. The total price of the wholesale liquidated stock is here usually the most important factor to make up your mind.


Business loans are a must for any company looking to expand, renovate, make smart investments, and more. Though investment institutions and lenders will have specific requests for your loan proposal, there are some common elements shared by most.


An asset management system is the process that a business uses to get the most value out of their assets. This system also seeks to reduce the costs of buying and maintaining these assets, as well as make sure that the customer receives the correct product, service, or content that they request quickly and efficiently.


Inventory is the physical supplies you sell or use to provide services as part of your business. Your inventory is one of your most valuable assets, and keeping track of it accurately is essential to running your business smoothly.


Get Truck Equipment Financing with Bad Credit

Getting your truck equipment financed is arguably one of the most important steps for the success of your business. Yet business owners like you are faced with the challenge of needing to raise funds or you’ll limit your financial growth and miss profit opportunities.


Commercial loans occasionally need to be restructured or modified due to financial setbacks. A good attorney or company can help you work with a lender to modify your loan to fit your current financial needs.


If you are looking to acquire equipment, maybe to start a business or complete a particular task, you have two options: purchase or lease. While there are pros and cons to both methods of acquisition, you may be surprised to learn that leasing is actually an incredibly popular option, with approximately 80% of companies in the United States leasing some or all of their equipment.


Managing inventory is an important task in many businesses. Inventory comprises the total amount of finished goods and materials on hand and the process of counting them.


Running your own business comes with many different financial responsibilities, one of which is finding a reliable supplier that provides your business with merchandise that sells.


The Small Business Administration (SBA) was created by the U.S. government to help entrepreneurs grow their businesses. One of the ways the SBA achieves this is by managing several loan programs for businesses that are traditionally declined funding by commercial banks.


Safety stock, or buffer stock, is a term that is used to describe the amount of inventory or stock beyond pending orders or average demand that should be kept on hand to reduce the chance of a temporary shortfall of materials, or stockout.


Legally Establish a Preferred Vendors List

If you run a business and you need to purchase supplies on a regular basis, you need to consider establishing a preferred vendors list. A preferred vendors list allows your employees to buy important supplies on a regular basis from approved vendors that have approved, set pricing.


Managing inventory is very important in a company that sells products to make a profit. Calculating inventory days is an indicator of how well the business is doing in terms of inventory.


In the United States, it’s possible to get a car loan under your business name. You can’t buy a car as a sole proprietor, but you can buy one as a  limited liability company  or as a  corporation .


Whether you’re planning expansion or improvements of an existing small business, or you’re just now getting a new business off the ground, a small business loan can give you the financial support you need.


Government loans (federal, state and local) are available to assist businesses get up and running, or expand. Probably the best known government lending agency is the U.S. Small Business Administration (SBA).


Gather Information for a Business Loan Application

The start-up and first few years of operation can be expensive ones for a small business, while you're still trying to find your feet in the market and establish a profit-making enterprise.


Businesses need credit to fund expansions and to tide them over during dry spells. Unfortunately, it takes a credit history to get credit. How do you start building your credit history?


Overall Equipment Effectiveness, or OEE, is a modern way to assess production. This measurement can be used for a variety of systems, from a single workstation to a large industrial plant or facility.


If you are starting a new business, then you might need a start-up loan. The loan application should ask you about your business as well as what you plan to spend the loan proceeds on.


It can be a little bit unnerving when you first start looking for a business loan. After all, the outcome of that situation is going to make a difference in your ability to keep your business going.


Small business owners often need commercial loans to start up a business or to expand an existing business and make it more lucrative. Commercial lenders will evaluate your reasons for borrowing, your business plan and your personal credit score when reviewing your loan application.


Retailers often employ special accounting treatments that aren't seen in other industries. Because inventory controls are so important to these companies, they have developed several methods for tracking and accounting for the flow of inventory, from production to final sale.


A commercial invoice is a form used by exporters and importers to provide specific information required by customs officials when sending or receiving products across international borders.


At one point or another, most businesses need more money. Maybe you are funding an expansion or buying new equipment. Whatever the reason, you should identify lenders and approach them about getting a loan.


Barcodes, those strips of alternating white and black vertical stripes of varying width that appear on just about everything you buy, have become a standard method of keeping track of products for both inventory and sale.


One of the most challenging aspects of running a business is learning how to effectively manage your inventory so you have what your customers need and want without having too much excess, which can be a waste of money.


Creating a successful forecast demand ensures that you have enough inventory for the upcoming sales period. A demand forecast looks at sales data from the past to determine the consumer demand in the future.


There are opportunities to buy almost anything at wholesale prices, whether you want to buy everyday items or specific products for resale. Once you begin your search, you will see that opportunities to find wholesale buys exist almost everywhere.


Inventory turnover is a way of measuring how many times a business sells its stock of inventory in a given time period. Businesses use inventory turnover to assess competitiveness, project profits, and generally figure out how well they are doing in their industry.


Differentiate Between Types of Pallets (Australia)

Used universally in almost every manufacturing, warehousing, and logistics industry and workplace, pallets are a staple of the industry. They are used as the literal "foundation" of what is referred to as a "unit load".


An effective inventory system is an indispensable component of any retail or manufacturing operation. The primary purpose of a retail inventory system is to accurately maintain a physical count of products, supplies, and materials stored in a warehouse or storeroom.


Used shipping containers that are being converted into storage units, housing projects, or even hydroponic farm boxes will typically need some attention before they are habitable for their new purpose in life.


Before cleaning your pallet, put on thick gloves and inspect the wood visually for stains, protruding nails and code markings. Once you confirm that the pallet is safe to use, hose it down outside with a garden hose or power washer.


Freight containers are used every day to ship goods across the world. They can also be used as storage containers, mobile offices, and even homes. They are attractive and versatile options if you are looking for a large storage unit, mobile office, or a low-priced, environmentally friendly home.


One of the most critical business skills is the ability to write an effective business proposal. Your proposal needs to provide a clear and cost-effective solution to a client's problem.


You need to draft a business proposal when you offer products or services to another business.  [1]   You might draft a business proposal in response to a Request for Proposal (RFP), which businesses or government agencies send out when they have a particular problem they need help with.


Having the skills to do a job doesn't always mean you have the knowledge to be able to effectively pursue the project or convince the client that you are the best choice.


Are you looking for wooden pallets? Many businesses need pallets to transport goods, stock items, and keep their equipment safe. Although pallets can be made of other material such as plastic and metal, wooden pallets are a far better choice.


Job bidding is another term for posting a job internally first.  [1]   Basically, it gives your employees a chance to apply for the position before other candidates have the opportunity.


Companies utilize the services of a bid manager in order to get ahead of the competition when submitting bids for contracts. You might have a degree that focuses on writing, business, or a field related to the industry you manage bids for.


Being able to land work contracts can determine the success or failure of your business. In addition to writing a good proposal, you must be adept at knowing the ins and outs of the contracting process, look in the right places for opportunities and distinguish your company from the rest.


The amount of solid waste, such as plastic cans, bottles, packaging material and boxes, that businesses generate can be frightening. What businesses do not realize is they can save money on waste management through some ingenuous measures.


Understand the China Sourcing Process and Timelines

Have you been sitting on that awesome million-dollar product idea and you are keen to source / import it from China? To help with your China sourcing, you first need to take time to understand the process and the relevant timelines.


Tea is getting more and more popular in America, according to the statistics published by  Tea Association of USA , so it’s a good time to jump into the tea business.


Find a Supplier to Export Products from China

If you have an in on the market, you can be incredibly successful importing Chinese products into North America or around the world; however, China is hard!


Suppose you come up with a product idea or think you have market channels for certain products, and you want to find a supplier in China because of the low product development cost and low production cost there.


Most people agree that being compassionate is essential to leading an effective business.  [1]   But how can you actually run your business compassionately?


If you want to export products you make to other countries, you must consider tariffs when computing the total cost of those goods to overseas buyers.


Importing items from China can be an affordable way to acquire materials for use in manufacturing or products for sale. However, importing items on your own requires establishing relationships, setting up shipping, and navigating the regulatory channels of US Customs.


Whatever type of business you are in, there will always be competitors. As a business owner, you’ll definitely be happier when your business is on top of others.


In these days, shrinking your carbon footprint seems to be very important. How great that a lot of corporations have discovered our need to cleanse our environmental sins.


Import Foreign Products for Resale in the United States

When you import a product into the United States for the purpose of resale, you are shipping an item, from a country that is not the United States, to the United States.


Different businesses can be certified as being "green" in different ways. When your business is certified as green, it means you are taking steps to make sure your operations are environmentally friendly.


Develop an Ethical Trading Policy for Your Small Business

The need to trade ethically is recognized widely and many small businesses are considering showing customers the ways in which they are trying to meet this requirement.


Company wellness programs are on the rise. The American Journal of Health Promotion and the University of Michigan Health Management Research Center released study results that found employee-related absences, health care costs and worker's compensation costs dropped dramatically after a wellness program is put in place.


Being environmentally friendly can be a top priority for your business, but until you know how to build a green supply chain, you oftentimes can't feasibly reach that goal.


A green business (or sustainable business) is a business that causes no negative impact on the local or global environment, the community, or the economy.


Select Best Strategies for Outsourcing to Virtual Assistant

Outsourcing and virtual assistance goes hand in hand. With a host of online virtual assistant providing firms around, these web assistants are becoming a ubiquitous business asset.


This is your opportunity to participate in LEED training opportunities and learn the skills necessary to be seen as a professional committed to environmental standards in all building and construction practices.


Facilitate Clarity of English Usage in Outsourcing Companies

In many outsourcing relationships English is the designated language when there are managers, engineers, and clients from different countries. A key factor in successful outsourcing is the ability to understand – to have clarity at each level of the process – from client requirements and technical specifications to management decisions.


Outsourcing tasks is one of the strategies that companies can use to keep costs of essential functions as low as possible. When the right outsourcing partners are chosen, the end result is that those tasks are performed efficiently and the business benefits from the expertise of those partners.


Outsourcing small business tasks so that you and your employees can focus on generating income and new business is a great way to impact the productivity, growth and revenues of your small business.


Assess the Benefits of Outsourcing for Your Business

Outsourcing can help companies and individuals earn greater profits. If you own a company or small business, then outsourcing part of your business is highly lucrative.


A carefully devised outsourcing strategy allows government agencies, corporations and other organizations to meet institutional objectives more effectively.


Once you face the task of finding help, in any business it can present some choices that come with decisions that sometimes hard to make. But when looking for IT help, you face real problems unless you know the most common but critical mistakes to avoid.


Outsourcing is a business practice where you hire outside contractors to help with a function or project. Contractors are not considered employees; they are either independent freelancers or another business that has been given a paid contract to deliver a product for set period of time.


Goodwill is an accounting concept that is used when dealing with acquisitions. When one company acquires another entire company, the purchase price is likely to exceed the total value of the acquired firm's net identifiable assets.


Goodwill is an accounting concept that represents a company's intangible value. Goodwill usually arises as a result of mergers and acquisitions. When one firm purchases another, the purchase price may be higher than the total market value of the acquired firm's assets.


Goodwill is a type of intangible asset that may arise when a company acquires another company entirely. Because acquisitions are designed to increase the value of the combined firm, the purchase price paid often exceeds the book value of the acquired company.


When business goes bad and the only option is to close the doors, you need to make sure that you do it the correct way. There are specific steps that must be taken in the event that you have to close a small business.


Prepare for the Business Valuation Process

The process of determining the economic value of a business is called business valuation.  [1]   Before a business can be valued you need to fully understand what needs to be valued (e.g., the whole business, a portion of it, its assets, a certain number of shares) and why it needs to be valued (e.g., for a sale, divorce, liquidation, tax purposes).


If you are faced with closing your business and you were unable to locate a buyer to purchase the business in its entirety, you should consider selling/liquidating your business’s assets.


For any small business that starts selling services rather than products, one of the most critical questions in startup is how to price those services.


Many people enjoy crafting as a hobby. However, it can also be a very successful form of income. Making money with crafts all depends on knowing how to price crafts for sale.


When you craft products as a business, pricing can be one of the more objective aspects of running your business. It's obvious that you need to price the crafts high enough to get your investment back, but you may struggle with how to price crafts to compensate for your time and creativity.


One of the most difficult aspects of selling your own embroidery is knowing how to price it. Determine a basic price by adding together your total costs and your desired profit, then alter that price accordingly to meet the needs of the market.


Lots of people have interesting antiques and collectibles in their homes. Antiques are objects that are 100 years old or older, while collectibles are interesting objects that are less than 100 years old.


A chief financial officer (CFO) sits near the very top of a company, with only the chief executive officer above them. As a CFO, you’ll lead business strategy, develop revenue streams, and find funding.


Exude the confidence and power of a successful CEO by being able to choose the right attire for the occasion, pick out quality suits, and add tasteful accessories.


Entrepreneurial leadership is important for both the start-up and management of business ventures. In an increasingly competitive and global business climate, successful entrepreneurs are able to innovate, create value, manage change and guide others through transitions and uncertain circumstances.


Creating a price list is an essential part of any business. You and your employees need to have a clear set of prices to consult and rely upon. Make sure that you do your homework before setting prices, keeping in mind your costs, customers, and competitors.


Sell to CEOs and Other Top Decision Makers

Imagine if you had a shortcut to the CEO at the next company you call on. You know the profound difference the CEO’s endorsement can make in opening relationships and closing sales.


An entrepreneur may be simply defined as someone who starts a business; However, the word "entrepreneur" carries a number of implications that go beyond basic business start-up.


Having a great idea is not the only part of making money from an invention. You have to develop your idea so that it has a chance of working outside the drawing board.


If you want to run your own business, you've come to the right page. Being an entrepreneur is a high-risk, high-reward position. It's full of stressful situations, sure, but it's also chock full of rewards and a sense of accomplishment.


Develop The Characteristics of a Entrepreneur

Job market stability changes with the economy. When the job market is depressed, counting on an employer to provide for your future can be a risky enterprise.


Deadlines are important to all businesses. Small businesses and the entrepreneurs who run them, though, know the challenges of setting workable deadlines for their employees.


Becoming a successful, young entrepreneur can be challenging. Set a clear path to success for yourself by deciding on your goals and securing start-up capital.


Become a Successful Internet Entrepreneur

These days, the internet is a major part of both small and big business. With extensive traffic on the web, from social media advertising to new methods of merchandising online, a new generation of business people is growing up: the internet entrepreneur is someone who is looking at the vast power of the internet to start or grow a business.


Becoming a successful, self-made entrepreneur is a strenuous feat that demands risk of time and money. It requires countless nights, hours of intense focus, and having faith in yourself, your team, and your company.


Being an entrepreneur is an exciting and potentially highly profitable venture. However, entrepreneurs incur huge risks since there's a high likelihood of failure.


There are many financing options available to you as an entrepreneur. Applying for a grant is just one of them, but it is a very favorable option for those who want to avoid going into immediate debt to fund a business.


If you are an aspiring or established entrepreneur looking to open a small retail business, there are many things to consider before opening your doors.


Opening a shop is a dream that many people hope to fulfill. However, opening a shop is also a challenging venture which requires significant amounts of time and money.


Be Organized and Save Time As a Female Entrepreneur

To save time and stay organized while running a business, small or big, is monumental task, especially for women entrepreneurs. Whether you are single or married or a mom, you need to organize your business in a way that you also save some time for yourself.


The economic climate for new businesses is never certain, but doing your research can drastically improve your chances for success. By thoroughly investigating every aspect of your business idea, you will know what to expect and how to execute your strategy if you choose to move forward.


Opening a Supercuts franchise is an option if you want to own your own retail hair care establishment. Supercuts has been in business since 1987 and has over 2,100 locations, all of which are independently owned and operated.


Choosing the name of your business can have a big impact on its success. When choosing your name, you should pick something that stands out to your customers while representing the unique qualities of your business.


Forecast Sales Before Starting a Business

Projecting sales can be the most difficult part of  writing a business plan . However, it is also one of the most important. You'll need sales figures to estimate how much working capital you'll need in the first months and years you are up and running.


Finding your target market is very important if you're trying to sell a service, run a retail store, or get people to read your content online. Having a good understanding of who your target market is will help you develop new products and market your business effectively.


If you feel that you have a passion for fashion and want to show it to the world, you might be suited to owning a clothing store. Just like starting any other business, the road can be rough at the start, but with the right help you could soon be running a your own successful fashion empire!


A business mentor is somebody who guides you through the ropes of starting a new business. It's wise to choose someone very carefully for this important role because your ability to succeed might just depend on sensible counsel.


Many people dream of starting their own business. The independence of being your own boss is enticing. However, before starting your own business you need an idea.


You can self-install a professional security camera system. If you can run a cable from a camera to a digital video recorder, then you can install a CCTV Security camera system.


If you're a business owner, you probably worry about preventing theft. As much as you'd like to trust all of your customers, you know that some people will enter your store looking to take advantage of you.


A positive corporate reputation increases access to new clients, desirable employees, greater funding resources and favorable professional references.


Use Social Distancing for Retail Businesses in Pandemic

Social distancing measures of closing schools and restaurants, imposed by the government, was effective in reducing the transmission rate of the H1N1 pandemic in Mexico in 2009 by 29 to 37 percent.


Train Your Staff to Be Prepared for Shoplifters

Are you a retail employee who is frustrated with reoccurring shoplifting events within your business? As a manager of a tween clothing store, I've learned that most shoplifting solutions are costly and hard to get.


Many stores are the targets of people, who will gladly take merchandise with no intent to pay for it. Although it is dangerous to take on a thief by yourself, here are some easy to follow steps to spot a shoplifter.


Protect Your Business Property Against Theft

Is your business or commercial  property  safe against theft or vandalism? Are you sure? Take a look at the ten best kept secrets for protecting your most valuable assets and know for sure.


A chemical attack is the deliberate release of a toxic gas, liquid or solid that can poison people and the environment. This article describes what to notice and how to react.


Banking is a large industry that employs people in positions ranging from bank tellers to major investment bankers. Attire will vary somewhat depending upon one’s level of employment.


Investment bankers are intermediaries that help their clients - whether individuals, companies or governments - intelligently invest their money. In addition, investment bankers are responsible for buying and selling those securities on behalf on their clients.


Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan.


The secretive world of quantitative finance has grown rapidly in recent years, and will continue to, among investment and commercial banks, hedge funds and asset management firms.


If you own your own business or you do some contracting work on the side, then it's important to keep track of all documents related to your business.


A registered representative of an investment broker, commonly called an investment broker or simply a broker, connects parties interested in either buying or selling investments.


In Illinois, both insurance brokers and agents become certified under a "producer's license." To become a broker in this state, you will have to complete certain educational requirements to qualify for the exam.


Greet and Meet People in a Business Setting

In business you meet people every day. If you are making the initial contact with a client or a colleague you want to get off on the right foot. This will help you make a positive impression and develop a profitable business relationship.


In some parts of the world, doing business over afternoon tea has become a standard. It's a great way for high powered executives to settle the deal and strategize, without having to deal with the heavier digestive needs of lunch or dinner.


Insurance brokers act as independent agents who help clients find and purchase insurance policies. They offer clients options from many different insurance companies, rather than working exclusively with one insurance agency.


Networking for business is important no matter what business you are in. It involves talking to people in various industries who can help you grow your business, gain clients and make a name for yourself in the market you serve.


A mission statement distills the heart and soul of a company in an engaging, memorable paragraph or two. Your mission statement is your chance to create a compelling picture of your company for the rest of the world to see.


A business profile is like a résumé for your company. It lists basic company details and gives you a chance to highlight your strengths. Just like a résumé, you should write each business profile with a purpose in mind.


Networking can be difficult for even the most seasoned business people. Adding shyness to the mix can be quite anxiety-producing. By starting out slowly, shy people can learn to network without wanting to run in the opposite direction.


Network Effectively As a Small Business Owner

If you've started a small business, networking might not be on your mind yet, or it could be something you have feelings of reluctance and uncertainty about.


A hustler is a kind of creative businessman who makes money by exploiting a particular ignorance, weakness, or loophole in a customer base. If you go about it smartly, safely, and and diligently, you can make easy money on the side or as a full time gig.


Schmoozing is an excellent way to get people to like you and to grow your professional and social network. Contrary to popular belief, schmoozing isn't all about complimenting a person.


Haven’t you ever wondered why some businesses thrive while others suffer? This becomes especially apparent during leaner times and slower economy cycles.


Keep Sales Staff Motivated During Holiday Season

Here’s how to make the most of an end-of-year push to meet sales targets.


Final expense insurance is a growing business as the baby-boomers edge towards old age and near the inevitable reality of death. Many of these baby-boomers have planned ahead and have no need for final expense insurance but there are still millions of seniors that need this service and who are looking for a solution to this financial burden that faces their family.


The popularity of the Internet has dramatically changed the way people shop. Online shopping is a convenient way for your company to connect with a much larger consumer base.


Early adopters live, eat, and breathe the new out there in consumables. They don't want to be the last to know or try a new gadget, design, or latest thing; they want to be at the forefront and show others the way.


Use a Projector to Motivate Your Sales Force

Your sales force can be the lifeblood of your company. They help you pick up new customers and ensure that customers are happy with your service and product.


Selling products and services is easier than people think. Actually, it may be better to run a home-based business than an office-based one.


Writing using proper business style is very different than using personal or academic styles. A business document is not a place to show off your vocabulary and grammar skills or to highlight your creativity.


A human resource manual is a document detailing an organization's policies regarding employee management and the relationship between managers and employees.


Write Policies and Procedures for Your Business

Written policies and procedures integrate the guidelines, rules, focus and principles of an organization. The policy and procedures are generally incorporated into a manual made available to the staff.


Vision statements should describe the essential goals an organization sets for itself. Even though the actual vision statement should be simple and direct, writing it requires time and careful consideration.


Selling is an essential task for most businesses. If you want to grow your business and sell more, you need to think carefully about your approach to prospective customers.


It is easy to get disheartened by the trials in getting your product to retail and  selling  through at a decent percentage. Publishers even consider leaving the channel entirely, putting all their eggs hopes into subscriptions marketing or the internet.


When it comes to running a business, your sales are likely to move in one of two directions: up or down. Obviously, you want them to go up. If you simply try to "hold serve" and just remain profitable without actively trying to grow your top line sales figure, you're likely going to see that number drop over time.


Increase E‐Commerce Sales for Your Business

For any businesses, it is important that the sales exceed the costs, especially for e-commerce ventures. Since e-commerce businesses differ from brick-and-mortar businesses, the techniques for increasing sales also differ as well.


Salesforce is a San Francisco company that provides business software on a subscription basis. The company calls itself "the World's favorite CRM software."


Sales representatives sell your products to potential clients. There are several types of reps, including those who work in a showroom and those who travel to potential clients.


A business process document (BPD) acts as an agreed upon communication guide that all employees, managers, customer service employees, even outsiders can reference to see how a process within the business should be performed.


Encourage People to Buy from Telemarketing Scripts

Telemarketing scripts are carefully written to entice buying and positive responses. Salesman that just call up and start selling the product nearly always get rejected.


Business reports are one of the most effective ways to communicate in today’s business world. Although business reports' objectives are broad in scope, businesses or individuals can use them to help make important decisions.


Salesforce is a subscription-based business software company. They are known for the Customer Relationship Management (CRM) efficiency of their software, which allows its users to keep track of correspondence, data and sales for their business contacts in 1 place.


A memorandum—usually known as a memo—is a document which is most commonly used for internal communication between coworkers or members of a department.


A business meeting without an agenda is much like traveling to a new destination without a map. Without an agenda, a meeting is likely to have little focus, no direction and no course of action.


For a few years now, businesses have used SMS messaging to reach their customers, and it’s now more common to text your boss, team members, prospects and colleagues.


It is very important to follow up your business prospect. You have worked hard or the luck would have just smiled and you have generated a business client or a future business prospect.


Cross Sell in Professional Services Firms

Is your firm a vulture or a wise owl? We all know the desired image but sadly the need for many firms to replace lost fee-income by selling additional services is potentially damaging the relationships with their most important clients.


A communication plan is a road map for getting your message across to your audience. The plan is an essential tool of marketing, human resources, corporate affairs and public relations management.


Cross-selling is the art of alluring existing or potential customers with goods or services related to what they are already buying or planning to. Though cross-selling increases your sales on an average by 10 -20% or higher at no extra cost, it should be practised in a tactful manner.


Compose a Business Email to Someone You Do Not Know

When you work in business, you may often need to compose an email to someone you don't know. While somewhat awkward, it's part of professional life.


If you want your mail to get to the recipient promptly and accurately, you can do a lot to help at your end of creating the mail. A properly addressed envelope makes everyone's life easy and helps ensure that the item reaches the person it should reach, in record time.


A business letter uses a formal tone, and has specific requirements for  salutations  -- greetings that specifically reference the intended reader. An improperly drafted business letter could offend a potential employer, client or partner and damage your business relationship as a result.


Email overload! Many people in business get more emails than they can deal with. To make sure your business emails are well received you need to make them clear, concise and actionable.


When your business is sales, many of the factors that determine success are out of your control. Whether you are trying to develop an overarching guide to your sales business strategy, or are a salesperson seeking to define your goals and tactics for meeting (and exceeding) your targets, writing a sales plan can be of great value.


A business case provides justification for a proposed business change or plan, and typically outlines the allocation of capital and resources required to implement the proposed business case.


It’s true – we tend to buy from people we like and trust, which is one of the reasons successful networking is so important to growing your customer base.


Create the Conditions for a Successful Business Lunch

Business lunches are commonplace, and they're an accepted means for doing some deals. However, they're also in public, often noisy, and can be rather distracting.


Networking is a crucial part of a successful small business. Contacts are important sources of information, potential clients, potential jobs, and support.


An easily understood record keeping system allows you to keep track of paperwork your business generates, as well as transactions completed. It is important to know what your business' needs are before you set up an easy record keeping system.


Escrow officers are known as title closing agents or title insurance agents in some states. Although the specific title may differ, the duties are essentially the same.


Planning a work-related trip can be a stressful endeavor. On top of your usual travel concerns, you also have to keep your mind focused on the business aspect of your trip.


A mortgage broker finds loans for people needing a mortgage. In many professions, particularly financial services, accreditation demonstrates additional knowledge and expertise.


Business travel relies on a professional look and demeanor. Folding your shirts properly before packing will minimize the amount of wrinkles that will develop en route.


Homebuyers who are looking to quickly gain equity in today's housing market are looking for loan products that require very little money down, and United States Federal Housing Administration (FHA) loans fit the bill.


Whether you are planning travel for one executive or for an entire group, the choice of accommodations can impact the success of the business trip. An executive on the road is typically working long hours, possibly fighting jet lag or fatigue and dealing with an unfamiliar city while trying to make a good impression on clients and maintain continuity with the home office.


Organizing a business trip and preparing yourself to travel require self-reliance and proper planning. Taking the time to stay organized will ensure your trip is successful, and help you avoid unnecessary stress and complications.


If you want to become an actuary, you will need to possess superior analytical skills. Actuaries compile and analyze statistics and use the information to help companies calculate financial risks.


Raising money for your favorite charity sounds like a great idea. It can be a lot of fun to hold events for charities, but it can also be a lot of work, too.


A donation letter is a formal, written request for donations from individuals, companies, or organizations. This letter provides the potential donor with information about the requesting organization and details about the project for which a donation is being sought.


There's no question that charities, nonprofits, PTAs, clubs and many other groups need to raise funds. The question is, how to do it effectively. This article introduces several ways that your group can raise funds for its projects.


It's not always easy finding people willing to join or help out as volunteers for a charity event or organization. Here are a few steps you can follow that might make it a bit easier.


Find Sponsorship for Your Charity Golf Event

A golf tournament is an effective way to raise money for worthy causes. Hosting a successful golf tournament, though, requires a lot of advance planning.


Fund Raise Effectively for a Nonprofit Organization

Non-profit organizations rely heavily on fundraising efforts to achieve their missions and goals. For many, fundraising is an uncomfortable subject because it involves asking people for money.


Fundraising is an ancient act. In the United States, industrial pioneers in the early 1900s revolutionized the way non-profits raised funds  [1]   This led to government regulation on fund donations.


There are many resources that provide the names and contact information of nonprofit organizations across the country and the world. Whether you need a list of local charities, or a larger list of nonprofits that serve a targeted population or work in a particular field, your best bet is to search an online database or search engine.


A successful corporate sponsorship should bring benefits to the corporation and the nonprofit they sponsor. But with so many donors out there and so many nonprofits looking for funding, it can be difficult to know where to begin.


Establish a Charitable Foundation in Nigeria

In this article, you will be able to consider the meaning of a charitable trust and the various types of charitable trust possible in Nigeria. We shall examine the mode and procedure for creating charitable trust and thereafter outline the various types of charitable trust.


Find Out Which Charities Accept Auto Donations

Donating a car or boat is a great way to help a charity. You can cut out the sales process and receive a deduction on your taxes, if done correctly.


Establishing a private foundation can be a rewarding and socially beneficial venture, particularly if you are more interested in advancing broad causes than providing direct services.


Improve Service Quality at Your Business

Quality service is a key element of a successful business. But many businesses struggle to improve service and retain their customers. A bad experience can drive a customer away for years.


One of the toughest things you must do as a businessperson is get paid! You work hard for your clients to provide them with a valuable service, and then spend months chasing your money.


In the U.S., personal property that you donate to a qualified charitable organization can be deducted from federal income taxes if you itemize deductions on Schedule A of Form 1040.


Books can take up a lot of living space from your home, especially if you are an avid reader. An excellent option to deal with this problem is to give the books away, as this releases the burden in your home in addition to helping people in need.


Business cards are a tangible way that people can remember you, an advertisement for you and your company. Of course you want to use them as often as you can.


One of the most common reasons for the failure of a business venture, large or small, is its inability to deliver value to customers. The concept of value is one of those things that is both simple and complex.


Anticipating a customer's needs is an important part of most retail and wholesale businesses, especially in a more challenging retail environment so they choose to  come back .


A corporate identity is important to any business or organization, regardless of size, mission or purpose. Your identity will define who you are and what you do for customers, partners and the public.


Let’s face it – everyone is in sales. From the neighborhood babysitter who wants to pack her weekend sitting schedule to the public accountant looking for more work, even non-sales positions require plenty of sales savvy in this economy.


Decide Where to Get Your Business Cards Printed

Business card is the most effective means of promoting your business. It builds your image and brand of your business. So, it is important to have a professional and exclusive business card.


Got a great concept for an artisanal waffle cart, but don't know what to call it? Increase your chances of feeding the masses and kick your venture off on the right foot by following these simple tips in naming your business.


Successful branding is the key to outdoing competitors and creating customer loyalty. It requires careful consideration of your mission, creative thinking and a strong desire to connect with the people who will ultimately make your company successful.


You may have a great product or service, but to be taken seriously, clients need to hear about you, understand your message, and believe that you're on the same playing field as the bigger guys.


Getting people to come to your event or support your organization may seem difficult, thus the need for distributing publicity materials. Yet knowing how to distribute publicity materials is crucial to increasing your response rate.


Becoming a wholesaler is a great way to  make money  from home. Whether you're wanting to supplement your current income by making a little extra cash, or become a wholesaler as your full time job, there are a variety of business types you can get involved in.


If you're looking to get your name out there as a babysitter, it helps to look professional. It can be tough to get babysitting jobs, but this can make it much easier.


Evaluate an Internet Small Business Opportunity

Evaluating an Internet small business opportunity involves researching the claims of the business promoters, speaking to prior and current business investors, and determining if the business is a fit for your financial needs and specific skills.


As the U.S. population ages, the needs of the elderly are having a greater and greater impact on society at every level. As people age, the homes and workplaces that were once easy to negotiate can become difficult to maneuver, as age-related diseases and disabilities set in.


Today’s online newsroom can be a high-value, low-cost springboard to corporate media coverage. According to a recent survey by The Bulldog Reporter, nearly 40% of journalists say it’s difficult to locate the information they need on corporate websites.


Add Your Business to Local Business Listings

When internet users search for a product or service, the results that come up on the first page of the search are local listings. This information, provided either by the search engine itself, business listings websites, or social media sites, allows customers to get a glimpse of the highest-rated and most well-known businesses that offer the product they searched for.


Almost every other British High Street sector is a more lucrative option than owning a bookshop, if the bottom line is all that concerns you. Yet running an independent bookstore remains a dream for many.


Define a Comprehensive Solutions for Your Client's Web Needs

Clients are the most indispensable asset irrespective of the nature of their business. However, managing clients often proves to be a tricky task for some.


Councils are introducing more and more dedicated bike lanes every year, while 2005’s terrorist atrocities in London have led to a boom in bicycle use.


An independent sales organization (ISO) works with banks to provide credit card services. Most commonly, ISOs work to sign up merchants for the bank.


Becoming an antiques dealer can be a rewarding, and even profitable career. It's great for history lovers, those who enjoy rummaging for bargains, and those with a keen eye for details.


Running a nonprofit can be a time-consuming and involved job, and one of the ways to make it easier is by enlisting a great group of directors. It's important to find directors that have the right attitude and experience to help your nonprofit organization thrive.


Owners of small businesses are sometimes concerned about the Goliaths of their industry competing with them in terms of products and services; another worry is attracting the talent to make your business as vibrant and as successful as it can be.


Staff shortages are an unavoidable part of business in today’s economy. Learning the best way to soften the blow after a downsizing expands beyond the well-being of those who are being let go, however.


Choose a Board of Directors for a Nonprofit

The Board of Directors for a nonprofit provide governance to the organization, assist in making business decisions, review contracts, plan events, and often much more.


Your company’s attrition rate is the rate at which employees voluntarily leave your firm. The attrition rate is also referred to as the employee turnover rate or the “churn” rate.


A business coach is someone who has the skills, knowledge, and ability to guide you through the things you need help with in starting a business or working through particular issues in a business, such as getting clients, sourcing new lines, fixing financial problems or expanding your business.


Understanding your firm’s employee turnover rate is critical. High rates of turnover can damage employee morale and increase company costs significantly.


If you’re lucky, your business will grow without much effort. However, most business owners need a plan. A well-drafted growth plan will identify potential growth opportunities and the amount of money you will need to fund the expansion.


You might have the best business ideas in the world, but it’s hard to develop a business alone. At some point, you’ll need to put together a business team.


What do leaders of successful businesses Do? Leadership can make or break a company. This is why public companies pay several million dollars for a new chief executive officer.


Write a use case to explore and highlight the value of your business, industry or computer system. Use cases can be valuable tools for understanding a specific system's ability to meet the needs of end users.


Businesses who renovate can maintain high quality and make necessary improvements to their services. However, most renovations mean closing or limiting your services for a period of time.


The prospect of moving office may seem daunting. But it’s just a process, and like any process, it can be broken down into a series of simple tasks and checks.


Starting a successful business will be one of the most difficult, but potentially most rewarding, things you do. Most people have had an idea for a business at some point in their lives.


Being a small business owner comes with challenges unique to the size and function of the business. The small business owner has to handle all the challenges of selling, delivering, financing, managing and growing the business with little or no staff, while trying to make it a success.


Business is tricky, and will throw papers and files at you constantly! Entrepreneurs know organization is key in business, and here are a few steps to help make your job easier.


Managing a business requires you to pay attention to many details simultaneously. Most importantly, you need to handle your staff, whether you have only a few employees or many.


Managing time is something we all have to do. Personal finances, social engagements, family matters, and hectic work schedules are just a few of the key areas of our lives that demand our time.


When managing a warehouse, your duties and responsibilities may range from supervising and evaluating employees to things like shipping, purchasing, receiving, inventory control, storage, and distributing merchandise.


The ultimate goal of any business is to  make money , but it can't be done overnight. Creating or running a successful business takes creativity, planning, and above all, hard work.


Being a DJ  can be a fun career, but it’s not always easy to transition from doing free gigs to landing paid work. If you want to get more gigs, you have to know certain marketing techniques.


Leasing retail space can be a daunting task when you're just starting a business or relocating an existing one. To find retail space, you need to estimate how much you can afford and then find properties in your price range.


Establish Business Credit for Your Business

Many entrepreneurs do not have good credit. Some start a business because they were laid off and don't have many alternatives. Some start a business when opportunity strikes, rather than when their personal financial situation is in good condition.


Grow a Small Business Utilizing Local Business Marketing

Small businesses depend on local consumers or excellent marketing to gain profitability. However, it is often seen that small businesses keep low budget for marketing.


A fitness business is a business centered around providing personal training, fitness instruction, or the use of a fitness facility to those interested in pursuing their own fitness goals.


If you've dreamed of starting your own business and you think you're finally ready to make your dreams a reality, you need to make sure you have enough money to start strong and keep operating while you build your sales and your reputation in your industry.


Creating a business development budget is a vital part of planning for your new business, or for a new project within an existing business. Without one, you have no reliable method for estimating profits or for controlling expenses -- both vital tools in business success.


If your small business is up and running successfully, it may be time to think about taking the next step. Maybe you want to reach new markets, offer new products, or take your business in a completely different direction.


A lot of work goes into starting a business: you need to draw up a business plan, find investors, get loans, and look for employees. Before all that, however, you have to come up with your idea for business.


Business ideas are all around you, but it is difficult to find one that you know you can work with and that is going to fulfill a need that people will actually pay for.


Technology has changed the way people watch television, gain access to movies and play games. However, not everyone has jumped on the download wagon.


Presenting a business proposal requires more than simply reading a transcript of the proposal text. Gaining the confidence of your audience requires tact, research, and a whole lot of preparation.


Creative and entrepreneurial ideas for small businesses often come about after a series of brainstorming sessions. Brainstorming can be an effective way to think without limitations or restraint.


A corporate retreat can be far more effective than a long meeting held in your conference room, especially if you have a major piece of business at hand, such as strategic planning or important matters before the board of directors.


Begin a Small Business Steve Jobs' Way (Competitive Freedom)

Be a visionary who creates competitive challenges, shares his success, creates jobs for others, fuels vibrant, human hope by capital investment, ie: American creative freedom, competition.


Create Jobs or Start a Business by Bids and Quotes

Do you want to find work by creating a flow of jobs for yourself and/or others -- to get freelance arts, or acquire an order or a project in a skill that you have or can supervise or be manager/worker -- in all kinds of things, such as:


Are you seriously thinking of starting your own business? Then it could be a good idea to honestly assess the suggested requirements presented in this article before launching into it.


Let's face it; the business world can be tough, stressful, and hectic. Here are some tips to help make it a little easier and a little less stressful.


When you have your own business, you need to increase sales as soon as possible in order to create business momentum and build credibility. For this reason, getting referrals from current customers is a necessity.


Gain Advantages of a Business Invitation

An outstanding business invitation makes stronger the general idea of a ceremony. What's more, It raises the great importance of your presence at the meeting.


An organization or organizational chart is a way of depicting the structure of your company or organization in a visual way. It shows the relationships between people and/or departments.


Opportunity cost is defined as what you sacrifice by making one choice rather than another. This concept compares what is lost with what is gained, based on your decision.


Prevent Online Credit Card Fraud As a Merchant

Credit card fraud can be a frustrating experience as a customer, but merchants are also very much at risk. Although customers are protected for unauthorized use of their credit cards, e-commerce merchants are not.


Online shopping makes for lots of packages to deliver. Unfortunately, a box sitting out on a front step makes an easy and attractive target for thieves.


Developing advertising contacts is an essential part of being a successful marketer or advertiser. Forming relationships with advertising channels allows you to get the best prices, more flexibility and occasionally free advertising.


If you are trying to choose a security camera, the choice can be mind-boggling. Here are some tips to help you out.


Many individuals, companies, and small businesses often focus on maintaining the security of office computers from a virtual standpoint; however, sometimes physical instances of theft or burglary can occur in which your office computers are stolen.


CCTV stands for Closed Circuit Television, and is a system of security cameras all linked to one monitoring system. Since CCTV cameras are now gaining in popularity and becoming more affordable, homeowners can feel more comfortable knowing they can secure their home, home businesses and other personal properties.


Deter Thieves with a Video Monitoring System

A video monitoring system can be an effective method of deterring thieves from stealing your belongings, wares or information. In the event of a theft, a video monitoring system can help alert the police or a direct response team, as well as provide footage that can aid in identifying the perpetrators.


Becoming a stockbroker can be an exciting and rewarding career path. You can help people invest money while making a decent living yourself. To become registered in Canada, you first need to start out your career with the proper education and get hired on at a firm.


As a portfolio manager, also called a financial analyst, you're responsible for assisting clients such as businesses or individuals with investment decisions.


Organizations of all kinds have adopted the fashion of designing and adopting their own ID cards. It is faster, cheaper and ensures them control over the whole printing process, making it easier to ensure that only the authorized cards are printed.


A repo man, more formally known as a repossession agent, is an individual who is typically hired by banks, debt collection agencies, and other financial institutions to take back possessions from people in debt.


Just as a thief can grab your wallet when you are not looking, cyber criminals, also known as hackers, can steal your valuable web data and information when your attention is focused elsewhere.


Private bankers (also called relationship managers, personal bankers, and personal financial advisers) offer specialized services and attention to select, usually very wealthy clients.


Loan officers help people procure loans for houses and businesses helping people buy houses and other types of real estate. All mortgage officers must be licensed by the federal and state governments, which requires extra educational coursework and testing.


Become a Mortgage Broker in Washington, D.C.

Washington, D.C. mortgage brokers serve as an intermediary between borrowers and lenders for Washington, D. C. mortgages. District of Columbia mortgage brokers accept mortgage applications and negotiate with lenders.


Jackets are an integral part of any suit. Rather than paying for dry cleaning, you can iron your jackets at home to keep them looking their best. Ironing a jacket is a fairly straightforward process, as long as you use the right temperature and carefully press each section.


Business travel requires you to look your best. Unfortunately, most business attire is prone to wrinkles. Suits, dress pants, and collared shirts often wrinkle in a suitcase and need to be pressed upon arrival at your destination.


Even a tiny speck of ink stain can make a men's suit lose its elegance. When an accident happens and you end up with an ink-stained business suit don't try to remove the stain hastily at the risk of damaging your suit more.


Almost all professional positions require a certain kind of dress code. Things are no different for a businessman. If you aren't dressed appropriately, you may not make a great impression on your coworkers, bosses, or clients.


Some consumers or individuals with spare capital tend to follow the old axiom "neither a borrower nor a lender be," but others are looking at how to cash in on lending.


Freight brokers conduct negotiations between shippers and carriers, serving as a critical link in the national transportation and freight system. If you want to become a freight broker, bear in mind the barriers to entry.


Mortgage brokers work in real estate to secure lending opportunities for home buyers. They develop associations with banks and other lenders in order to help analyze potential mortgages.


The role of a junior stockbroker, aka a stockbroker trainee, in an investment firm or brokerage house is to advise people and companies on how to invest their money, based on their financial ability and the state of the stock market.


Debt consolidators, also known as debt managers, work for non-profit and for-profit firms offering services to people in debt. By communicating with the client and credit companies, the consolidator works as a third party manager to create a financial plan and suggest a loan that will eventually pay off the client's debt.


Financial advisors provide guidance to their clients regarding investing and financial strategies, and sometimes can also invest money for them. Many advisors choose to become registered investment advisors (RIAs) as a way to legitimize their practice.


With consumer  debt  at record highs,  credit  counseling and repair specialists have forged a new economic services market niche that is highly specialized and in high demand.


Donating possessions that you no longer have a use for can make a huge difference in the lives of those who are less fortunate. Beyond that, giving to a charitable organization, like Goodwill, can improve your health, happiness, and sense of community.


Financial analysts look at market trends and date to help people make smarter investments. For this job, you need a background in finance. More education, such as a master's degree or certification, would help advance your career.


A credit analyst gathers and analyzes financial data about clients. This data can include a client’s pay history, earnings, savings, and purchasing activity.


Donating to a charity is a noble cause, but it is only a smart decision to give your money if it's done wisely. There are many bogus organizations pretending to be legitimate charity organizations, making the ability to donate to charities wisely a difficult task, but not an impossible one.


Many people around the world go hungry every day. Donating to a food charity is a great way to help alleviate hunger, whether in your own community or in a foreign country.


Donate Empty Ink and Toner Cartridges to Charity

Empty toner and ink cartridges generate a lot of waste each year. If you want to reduce your carbon footprint, while helping a worthy cause in the process, there are a lot of options for donating toner and ink cartridges.


Wedding dresses carry sentimental value long past your wedding day. However, you only wear it once, and then you tuck it away in a closet. If you are ready to part with your wedding dress, then you have a number of options available to you.


Setting up an educational scholarship fund can be a meaningful way to give back to your community or to honor a loved one. There are a number of things to consider when planning a scholarship, including how to fund and administer it.


As babies grow, they leave behind piles of old clothes that are too small or too worn. Feel good and give back to the community while also clearing out valuable closet space by donating baby clothes to charity.


Organizing a charity event is a noble endeavor, but it’s rarely as simple as putting up a sign, collecting cash, and saying lots of thank-yous. In order to ensure success, even smaller charity events require careful planning, dedication, and a substantial investment of time and money.


If you have a cause that's close to your heart, you might consider collecting donations on behalf of that cause. When you do collect money, you need to make sure you are keeping it in a safe place separate from your personal funds.


Create a Fundraiser Using an Easter Egg Hunt

Did you know that Easter egg hunts can be a super way to raise funds? If you haven't already considered this for a school, club, or community fundraiser, now is the time to do so!


Because charitable donations are tax-deductible for the donor and reportable by the nonprofit organization, a donation receipt must include specific information about the value of the donation and what the donor received in return.


If you donate clothing and other items to a non-profit organization like Goodwill or St. Vincent De Paul, you may be eligible to receive a tax deduction for your donation.


Retail businesses sell practical quantities of various products directly to the final consumer. Becoming a retailer requires considerable planning and risk, but it can be a rewarding career if you succeed with the endeavor.


Although the term "peddler" is thought of as an antiquated one, millions of people around the world still practice selling goods in an age-old way, by making face-to-face contact with customers in an informal location.


A courier business is a company that moves packages from one location to another for a fee. Starting a courier business can be a lucrative opportunity, but there are practical considerations and logistics you may overlook that need to be taken into account.


Vendors give a city its personality. Being able to buy things from a person who's operating their own business is exciting and personal, giving customers the opportunity to interact with business owners in a unique way.


It may be your personal dream to be your own boss. But, fulfilling this role may be more difficult than it seems, especially when it's necessary to create and maintain a successful business in order to pay the bills.


Supporting a charity can be a rewarding way to give back to the community or aid someone in need. There are many charities to choose from that support a wide range of people with varied needs, so finding the right one can be daunting at first.


There has been a 5.7 percent drop in donations over a recent 12-month period  [  citation needed  ] -- the biggest decline in more than 50 years. This means that charities need your money now more than ever.


How to be a business analyst who can support the company's business.


When it comes to business, half the battle is looking and acting the part. It is often said that one should "dress for the job you want, not the job you have," and this quote reveals the importance of appearance for getting ahead in business.


Tutoring is the business of providing instruction and expertise on a particular subject. Tutoring often takes place on an individual basis outside of school or work.


Being a business analyst is a great option for many people as it is generally a very stable position with solid benefits. A business analyst performs many tasks including analyzing a company looking for ways to increase effectiveness.


Gathering business requirements is a step in problem resolution that occurs after a potential problem has been identified, but before a solution is developed.


Gain a Competitive Advantage in Business

Every business, large or small, needs a competitive advantage to distinguish itself from the competition. In the aggressive business world, especially in today’s economy, every advantage counts to establish your business in the top of your industry.


Maybe your business is doing well and you are starting to think about strategies for expanding it. Or, perhaps you feel your business has been steady but might be in need of an expansion to attract more customers and increase your profits.


Your business's employees are like a team - if they're willing to work together, rather than against each other, your business is more likely to succeed.


How different is business evolution from biological evolution in nature? What would have been the kindling factor of biological evolution and of the business evolution?


There are a variety of reasons to change a company name such as outdated cultural relevance, change of ownership, or transitioning to a new product mix.


Overhead costs are the expenses paid to keep your business running, whether you are in high demand or barely producing a product. Having a solid record of your overhead costs will help you set a better price for your product or service, show where you can save money, and illuminate ways to streamline your business model.


If your are a small business owner, you should consider applying to become an accredited Better Business Bureau (BBB) member. The BBB's stated mission is to foster honest dealings with customers and excellence in services and products.


Downsizing a company refers to when a company chooses to layoff employees. If you are a part of a managerial board, or own a company that is thinking about downsizing, you will have to determine the reason you are downsizing, and decide whether it is a valid reason to layoff loyal employees.


Mark Zuckerberg did it! You can too! Mark Zuckerberg coupled knowledge with savvy internet skills to achieve success with what started as a small business and has grown to what we now know as Facebook.. With a good idea, knowledge of your market and the ability to utilize the internet to its full potential, even the smallest businesses can compete with larger business giants.


Sweat equity is a term used to describe the personal effort contributed to an entity, such as the  renovation of a house  or the  start of a business .


If you host dinner parties for your family and friends every chance you get, you're up on food trends and you have an entrepreneurial spirit, consider starting a catering business.


Are you tired of working for an hourly wage and want to be your own boss? Do you believe that you have a creative and clever idea for a product or service that is not currently being served by any existing business?


Once you’ve decided you want to start a small business, formulated your business plan, lined up financing, and secured a site, the time will finally come to actually open up shop.


Starting a  small business  is without a doubt a large undertaking, but it is fortunately something that can be attained by anybody with a good idea, a strong work ethic, and a good set of resources.


Cleaning your own home and cleaning professionally are two totally different things. Even though you clean your home constantly, learning how to clean professionally takes a lot of time and effort––when a client pays for your services, they expect to come home and find their home spotless, tidy beyond reproach, and smelling pleasant.


Business process is a system used by a company to reach a goal. It can also be defined as a set of steps used to create value for customers. Managers analyze business processes to judge how well a certain process works.


A business apology can be directed at customers, co-workers, bosses, employees, really anyone you encounter in a professional setting. These apologies are very similar to personal apologies, but here you need to go several steps further in offering restitution or resolution.


Succeed in Business if You Are an Introvert

Does the idea of a small talk make you cringe? Does the thought of making a cold call fill you with horror? Many (although not all) introverts find the idea of having to sell themselves or their business ideas daunting.


Advance Your Main Career with a Side Business

Running a side business can help you stand out from the crowd. When employers see you’re a go-getter who can operate without supervision, they will be more willing to cede responsibility to you in your main career.


Do you have a great idea for a new product? Perhaps your homemade apple jam is famous among your friends and family and you've been thinking about turning your hobby into a business.


A radioactive contamination threat, from such sources as a "dirty bomb", a "radiological dispersion device (RDD)", or radioactive contaminant leaks from a nuclear power facility can cause great concern, but reacting calmly is your number one defense.


The best way to know how to catch a shoplifter is to practice prevention measures to avoid shoplifting in the first place. Employee shrinkage should also be a major concern that you and your business need to be aware of and deal with as well.


Become a Certified Public Accountant (CPA)

Certified public  accountants , or CPAs, are licensed professionals who conduct audits and help businesses and other institutions manage their finances.


Improve Cyber Security in Small Organizations

Stories of data breaches in the computer systems of big companies make the headlines all too often. The amount of information these businesses keep on computers is staggering and a breach of their computer security system can affect millions of people.


When you “scale” a business, you commit to growing it. However, scaling requires more than simply increasing your customer base or sales. Instead, you need to proactively plan to handle the increased workload in a cost-efficient manner.


Inventory shrinkage simply refers to a loss of inventory. Shrinkage typically occurs due to theft, damage/spoilage, or errors by administration. Though inventory shrinkage can be a big problem for businesses which carry goods, the issue can be greatly reduced by putting in place proper monitors and controls.


Become a Certified Management Accountant (CMA)

Certified Management Accountant (CMA) is an accounting or finance specialist. CMAs work in the areas of financial planning, analysis, and management decision-making.


Becoming a Chartered Accountant (CA) is a challenging yet rewarding career decision. This designation demonstrates that you have mastery in accounting.


Becoming a Certified  Financial Planner ™ (CFP® ) requires education, work experience, and passing a certification exam. CFP®s may then give clients sound financial advice based on the CFP® Board's outlined code of ethics.


If you’re looking for a career that is professionally rewarding and allows you to help people get their finances back on track, then you may want to learn how to become a certified credit counselor.


A bank manager is responsible for all aspects of a branch bank: managing the banking team, increasing sales of financial products like loans; and attracting new customers.


Commercial banks provide financial services to individuals and businesses, such as payment services, loans, and credit. They are the largest type of financial institution within the banking industry and therefore present many opportunities for those interested in a banking career.


Bank compliance officers manage and oversee the daily operations of financial institutions to ensure that they comply with all applicable federal, state and local laws.


A bank customer service representative performs duties related to working with a bank's customers and helping customers understand their accounts. Often, their duties are to check the status of bank accounts, explain incurred fees and help customers with any issues, problems or questions.


Becoming a tax preparer, either as a supplement to your current income or as a full-time job, can offer rewarding and well-paying work. For example, the average tax preparer made about $44,000 in 2014.


There are a number of jobs that make up the road map of the financial world, from accountants to bankers to highly-paid Chief Financial Officers (CFO).


Business brokers, also called intermediaries, are professionals who help others buy or sell private businesses. They typically handle the entire process, from valuing the business to advertising it and then negotiating the right price with a buyer or seller.


Did you just finish watching  Wall Street ? Well, being a stockbroker doesn't involve that much glitz and glam, but it's pretty awesome. A stockbroker is a financial adviser who counsels clients (corporations or individuals) on appropriate investments to fit their abilities and goals.


As a mortgage broker, you will be involved with a lot of decision making. You will be an integral part in the time-honored tradition of home ownership by helping individuals decide which loan to use when purchasing homes.


A mortgage underwriter works with mortgage bankers and  loan processors  to determine whether or not a borrower's home loan application will be approved and under what repayment terms.


There are many ways to help the underprivileged. There are a few ideas below. Some are really easy to do, and some are a little bit harder. Just try to fit as many in your life as you can.


Effective altruism is a philosophy that encourages people to make doing the most good they can one of their important goals in life. Effective altruists make educated, logical decisions about which charities to support.


Fundraising for charity is an important part of any nonprofit group's work. In the U.S. alone, donors gave almost $287 billion in 2011.  [1]   Many people who work for nonprofits feel uncomfortable asking donors for money, but without their help most nonprofit groups would not be able to carry out their missions.


Whether you work for a nonprofit or are just trying to raise money for a little league team or a school fundraiser, asking for donations can be an intimidating prospect.


Nonprofit organizations are tax-exempt organizations that are charitable, educational, scientific, religious or literary, and use all revenue in service to the public.


Raise Money to Buy Marching Band Instruments

If your school or organization has gotten together a marching band, you may notice that that's only the first step. While many woodwind and high brass players may be able to supply their own instruments, low brass (baritones and tubas) and percussionists will usually need the group to provide instruments.


Be an Effective Donation Collector on City Streets

If you decide to help a charity of your choosing by collecting donations on the street, it’s important that you understand the elements required to make a successful pitch to potential donors.


During an ailing economy, companion animals are hit especially hard when their owners feel that they can no longer afford to feed them or keep them due to foreclosures or loss of income.


"It is a beggar's pride that he is not a thief," says an old Japanese proverb. A panhandler is a person who relies on the financial graces of strangers without providing goods or services in return, though it's just as much work as a wage job.


You may have seen some of the millions of videos on social media and TV: around the world, people are dumping a bucket (or buckets) of ice water over their heads and pledging support (both through the challenge itself and financially) to the cause.


With the " ALS Ice Bucket Challenge " going social media viral, you might be anticipating a challenge (or maybe you were challenged already). Whether or not you pour ice water over your head, you might be interested in donating to the cause.


Everyone has things in their closets that they haven’t worn in years. But something you don’t love anymore could be another person’s new favorite outfit!


Kickstarter is a great crowd-sourced funding platform. In other words, it lets you raise money from people just like you, people who want to get involved in the project you are working on.


Super typhoon Haiyan, also called "Yolanda", ripped through the central Philippine provinces of Leyte and Samar on Friday, November 8th, causing massive devastation.


When you subscribe to enough Indiegogo campaigns on a whim, the sheer number of emails you get about the campaigns can be overwhelming. It's a good idea to unsubscribe from a few of them if you don't care about them anymore.


The Indiegogo email load can get a little out of hand sometimes if you impulsively subscribe to too many. You can unsubscribe from all of them at once with one button to stop the madness.


People in the U.S. can set up bank accounts to accept donations under many circumstances. You may want to start an account to aid a family facing large medical bills, for example.


Indiegogo will let you get any project you want off the ground. It's a good idea to check how much money you've made in contributions periodically to see how close you're getting to where you need to be.


As they say: money doesn't grow on trees! So when you really need money, whether it's for a charity, or your child's school, where do you get all that cash?


Kickstarter is an online crowdfunding website that aims to help individuals who have great and promising ideas to get the resources they need to make their projects a reality.


Thanks to ingenuity and the Internet, people are donating money to see others’ dreams come true. With social media networks and fundraising websites, charities are able to spread their message more easily and reach larger groups of supporters from across the World.


Setting up a fundraiser at school can seem like a daunting task, especially if you are trying to help the school raise a certain amount of money. Fundraising can be a great way to connect with the community of students, parents, and teachers in and around the school.


Kickstarter is an online service that allows users to make pledges to fund creative projects that are posted by others. The pledges work on a threshold pledge system, meaning the funds are not transferred from the donors to the project creator until the project receives 100% of its predetermined funding goals.


It’s nearly impossible for a brand new business with no prior history to get funding from a conventional lender. In fact, most banks disqualify startups from getting loans altogether.


Everyone wants to have a bake sale for their school, but how do you set up the table? Read below and learn how to leave no treat unsold, and create a dashing display of decadent cookies and sweet cakes.


Here are some helpful tips presented for school fundraisers.


Auctions are a great way to earn money, and you can still set one up, even if you're a kid! Here's a how-to on setting up a kids' auction.


A raffle is a type of contest in which participants purchase tickets in exchange for chances to win a prize. The prize is typically determined by a "raffle drawing," when the winning ticket is blindly pulled out of the pool of tickets.


Organizing a food drive is a great way to promote social awareness in your community. Many businesses and facilities are open to being drop-off locations for food items.


Fundraising dinners are a tried and true way to raise money for your cause, whether you’re a church, school, non-profit, or political candidate. While the size and expense may differ from event to event, the fundamentals remain the same.


Bake sales are a fun and effective way of raising money. And as long as you can bake and add up, you can probably run a good bake sale stall. More importantly, follow the suggestions here to make your bake sale the best bake sale around.


A communications strategy, or plan, is a document that expresses the goals and methods of an organization's outreach activities, including what an organization wishes to share with the public and whom the organization is trying to reach.


A lucky dip is a type of game involving a 'grab bag' full of gifts that people can draw in and keep. Running a lucky dip is great for parties and fundraising events, and is sure to please all the players.


Working in the banking field covers a broad spectrum of job duties. You might be a loan officer who holds the future of a young family or a struggling business in your hands.


Strategic communications helps an organization share a clearly defined message with everyone involved with that organization -- internally and externally.


Choose One Answering Service Vendor over Another

With a number of answering service companies in the market today offering what appears to be the same set of core services, it can be difficult as a business owner to know which vendor would make the best choice to meet your call center needs.


Computerizing business operations is an effective way to streamline business processes, accurately manage large amounts of information and data, and accomplish more work in less time.


Choose the Right IT Support for Your Business in Thailand

Things you need to know when choosing an IT support for your business.


Choose a Quality Answering Service for Your Business

Behind every successful business is a great team that solely caters to the needs of the customers. Through giving enough attention to the varying needs of your customers, your business can grow bigger.


Financial advisors provide advice relating to investment strategies, mutual funds, bonds, and stocks, and their knowledge is more necessary than ever as Baby Boomers near retirement.


Hosting a benefit concert series for your cause is one of the easiest and most rewarding methods of raising money. Not only will you build local awareness and gain support for your organization, but you'll also get to enjoy some great music in the process.


Fund raising isn't as easy as 1, 2, 3. It takes some work. Here are some ideas to get you started.


If you're done with Indiegogo then you should delete the account since it's not good to leave lingering trails on the Internet. It's easy to do on Indiegogo since you can do it from the account page instead of needing to email someone.


Indiegogo artists and creators depend on contributions to get their projects off the ground. You can add contributions to any project you want on Indiegogo to make sure that project happens.


When you’re running a campaign on Kickstarter, there may come a time when you want to reach out to your backers and let them know updates or requests.


People who are active on Indiegogo will probably contribute to more than one campaign over the years. It can be fun to check out what impact you've had on Indiegogo overall by checking this in your account.


Whether you have a great idea for a new product or invention or simply want to offer particular retail products or services to consumers, it's difficult to open a small business without money to get started.


Indiegogo can be an excellent place to get people interested in your other projects. It's a good idea to make sure the external links in your profile point to your personal pages correctly.


The Indiegogo profile is a way for people looking at your projects to learn a bit about who you are. It's good to keep it up to date with useful information in there if you can.


It's a good idea to periodically change your password, even for sites that don't seem to need it as much like Indiegogo. But the site can still be linked to your banking info so it's good to make sure it's secure.


Kickstarter is an online threshold pledge service that allows you to post a creative project and receive funding via donations from other users. The site is a part of a new wave of similar donation services called “crowdfunding”.


Indiegogo perks are things you give to contributors to encourage more donations at each level. It's the most important part of how Indiegogo works so it's important to add good ones.


The description on Indiegogo is what draws people in. It's pretty important to make sure you get it right. You can change it later too if you need to in the campaign area.


Organizing a successful fundraiser can be a colossal task, especially for an inexperienced planner. You'll need to plan every detail of your event, build a team to help you realize it, figure out your finances, and plan every part of your logistics and advertising.


It is entirely possible to run a very successful crowdfunding campaign without being absurdly well-connected or quitting your day job. The key to successful commercial and community crowdfunding is preparation and planning.


Organizing a bake sale is an excellent way to raise money, especially for charity, or something new your community needs money for. Bake sales are easy to organize, easy on the pocket, and fun to do.


To understand the process, first understand that a fundraiser is designed to raise money for a special purpose fund. When people advertise a fundraiser, the people supporting the fund believe that the money is going mostly to the fund.


Are you hoping to fundraise for your school? Does your school need extra money? A fundraiser takes a lot of planning, but the task is reachable!


A charity car wash is a great way to raise funds and awareness for any school, charity, or organization. It's a great project for a church youth group, school class, a pep squad, Girl Scouts, and Boy Scouts.


Silent auctions are auctions held without an auctioneer. People place their bids on sheets of paper instead. They're often used by charities to raise money, but they can be tricky to put together.


Does your sports team need to raise money for new equipment or competition fees this upcoming season? Are you looking for new ideas that are quick, profitable, and effective?


The Parent-Teacher Association is an important auxiliary organization in enhancing the K-12 student experience. Not only does the PTA raise funds for school events, but it acts to bring parents, teachers, and students together in a true community.


Fundraise for a Cause (for School Students)

Whether or not you want to try to raise funds for a cause that you and your school or community wishes to support, and how, will depend on local circumstances and what projects you are planning.


Make Back to School Packs for Needy or Displaced Students

Every year, you head to the office supply store for the dreaded back-to-school shopping. No matter how much you hate it, some students are not so lucky.


Every day, thousands of Americans go without food because they cannot afford to feed themselves. The current solution of food banks faces major problems, such as being understocked and unable to supply everything each needy person may need.


A bottle/can drive is one of the easiest things to do as a fundraiser. Follow these steps, and the money will roll in!


Being a good athlete is about much more than just being great at a sport. There is a mental angle as well, as you prepare your mind and attitude for being the best you can be at your sport.


Imagine my friends you are watching the Kentucky Derby. All of a sudden, the "bugle player" plays "Boots and Saddles" gathering up the horses. They soon head into the starting gate and before you know it, they're off and racing with the track announcer giving all the race details over the PA system.


Becoming hyper because you've spent too much time in a highly stimulating environment can leave you feeling irritable, with too much pent-up energy waiting to be released.


Whether you want to strengthen and build your muscles or heal injured muscles, using the right recovery technique is important. How you recover will vary depending on what you're recovering from.


Exercise or stability balls can be used in a variety of ways to improve your posture or to aid in physical therapy or training like yoga and Pilates.


The back is a major muscle group in your body, and targeting it with effective exercises can burn calories and boost your metabolism. Even if you don't have the time to get to the gym or can't afford a membership, you still can get a comprehensive back workout at home.


So you've got a  team  jersey that needs some TLC? Are those great looking plasticized letters starting to curl up and peel off? Not a problem. Keep reading for instructions on how you can re-attach them neatly and easily.


Exercise is one of the most important habits to keep as you age. Exercise keeps you healthy, mobile, and mentally aware. However, certain exercises and exercise habits can age you instead of helping you stay healthy and fit.


Being a fitness model can be a rewarding and potentially lucrative career. If you invest time and energy, you can achieve your goal of inspiring others with your impressive physique.


Layups can be pretty hard to pull off, but if you work on your technique of laying the ball up to the sweet spot of the backboard, you'll slowly improve your performance.


Maintaining a strong core is a vital component of a well-planned fitness regimen. The stronger your core, the less likely you are to struggle with poor posture, injuries of many different types, and pain in the lower back.


Wing Chun is a style of kung fu that emphasizes close quarter combat, quick punches and tight defense to overcome opponents. This traditional Chinese martial art destabilizes opponents with quick footwork, defense and offense happening simultaneously, and redirecting opponent's energy to your advantage.


Many sports in today's action-packed world require you to use a vast amount of air in order to be successful. While there are ways to increase the size of your  lungs , there are also many ways to increase the amount of air taken in by your lungs, and the efficiency with which they capture  oxygen .


This wikiHow will teach you how to exercise. Put on some breathable clothes and shoes made for exercise to get started.


Karva Chauth is an one-day long festival that is traditionally celebrated by Hindu women in North India. Women fast from sunrise to moon rise to safeguard and encourage their husbands' (and sometimes fiancés') longevity and safety.


If you have just bought Nike Plus, it can be a bit confusing to set up, but, luckily, help is at hand!


Mardi Gras is one of the most well known and exciting festivals of the year. While Mardi Gras is celebrated all over the world, the most famous Mardi Gras happens in New Orleans, where weeks of parties and parades culminate on Fat Tuesday.


March 4th is the only day of the year that is also a command! You can use this day to celebrate your achievements and set new goals. Here's how.


International Polar Bear Day (or IPBD) takes place on February 27th. This is a great chance to help save the already potentially endangered polar bears.


Eid ul-Fitr, or the Feast of Fast-Breaking, is an important Muslim holiday that is celebrated at the end of Ramadan, when the 30 days of fasting is over.


Celebrate Holidays As a Pagan Around Non Pagans

Being Pagan can be tough sometimes, Esbats aren't usually a problem, but things can get dicey around times of the year when other religious holy days happen to coincide with Sabbats.


You might have never heard of Dia de Ñoquis (Gnocchi Day)--in fact, you might have never heard of gnocchi. These little flour and potato dumplings have their roots in Italy.


Gotcha Day is a commemoration of the day on which a child was adopted. It’s commonly celebrated with presents, cake, an age-appropriate party, or a family trip to a zoo or museum, much as a birthday or anniversary would be celebrated.


Eid means happiness. Eid teaches you to laugh and love. There are two major Eids, or holidays, that are celebrated by Muslims worldwide. Each of these have many names, but they are most commonly called Eid al-Fitr, the Festival of Breaking Fast, and Eid al-Adha, the Festival of the Sacrifice.


Celebrate Día de los Muertos (Day of the Dead)

Día de los Muertos (Day of the Dead) is a holiday celebrated in Latin American countries and is especially popular in Mexico. This special holiday, celebrated on November 1st and 2nd each year, honors the lives of people who have died.


A public holiday in Finland on the 6th of December. Includes solemn celebrations to honor the gained independence from Russian Empire in 1917.


Theodor Geisel, otherwise known worldwide as "Dr. Seuss", has become one of the most celebrated  authors  of children's books. The unique characters and creative  rhyming  stories mark him as one-of-a-kind.