text: Just like we are looking to upgrade the interior and exterior of your marine vessel, we have done the same with our brand new website from Internet Strategy Labs. Our Traditional Teak decking and alternative Flexiteek solutions provide a sleek look and feel to your boat or yacht. In keeping that tradition, we have built a brand new sleek website to showcase the best Teak decking solutions available anywhere. Read our Blog, view our new gallery and enjoy the faster loading time of our new website.. We would like to thank all of our present and future clients for their support. Please let us know if you have any questions, comments, or concerns about your present flooring situation. We would like to help!. Sincerely,. Charlie Lucey

textbook:
Lesson: Website Redesign and Upgradation

Introduction:
In this lesson, we will learn about the process of redesigning and upgrading a website to make it more user-friendly and visually appealing. We will also discuss the importance of having a website that is optimized for speed and performance.

Section 1: Website Redesign and Upgradation

Topic 1: Importance of Website Redesign and Upgradation
- A website is a digital representation of a business or organization. It is the first point of contact for potential customers and clients.
- A well-designed website can attract more visitors and increase sales.
- A website that is not optimized for speed and performance can lead to a high bounce rate and loss of potential customers.

Topic 2: Steps involved in Website Redesign and Upgradation
- Analyze the existing website and identify areas that need improvement.
- Determine the target audience and design the website accordingly.
- Choose a color scheme and layout that is visually appealing and easy to navigate.
- Optimize the website for speed and performance by reducing the number of images and videos, using a content delivery network (CDN), and minimizing HTTP requests.
- Test the website on different devices and browsers to ensure that it is responsive and compatible with all platforms.

Topic 3: Benefits of Website Redesign and Upgradation
- Improved user experience and satisfaction
- Increased traffic and engagement
- Higher conversion rates and sales
- Enhanced brand reputation and credibility

Section 2: Website Optimization for Speed and Performance

Topic 1: Importance of Website Optimization for Speed and Performance
- A slow website can lead to frustration and abandonment by users.
- Search engines penalize websites that are not optimized for speed and performance.
- Optimized websites rank higher in search engine results pages (SERPs) and attract more traffic.

Topic 2: Techniques for Optimizing Website Speed and Performance
- Minimize the number of HTTP requests by combining multiple resources into one file.
- Use a content delivery network (CDN) to reduce the distance between the user and the server.
- Optimize images and videos by compressing them without sacrificing quality.
- Use caching to store frequently accessed data in memory, reducing the number of database queries.
- Minimize the use of JavaScript and CSS files by using inline scripts and external stylesheets.

Section 3: Real-World Examples of Website Redesign and Upgradation

Topic 1: Traditional Teak Decking Solutions
- Teak is a durable and long-lasting material that is used for boat decks and other marine applications.
- Traditional Teak decking solutions provide a classic and elegant look to boats and yachts.
- Teak is resistant to moisture and rot, making it an ideal choice for marine environments.

Topic 2: Flexiteek Alternative Solutions
- Flexiteek is a synthetic teak material that is designed to look and feel like real teak.
- Flexiteek alternatives provide a modern and contemporary look to boats and yachts.
- Flexiteek is easy to maintain and does not require the same level of care as traditional Teak.

Conclusion:
In conclusion, website redesign and upgradation, as well as optimization for speed and performance, are essential for attracting and retaining visitors. By following the steps and techniques outlined in this lesson, businesses and organizations can create a visually appealing and user-friendly website that ranks higher in SERPs and generates more traffic and engagement.


text: Jorde M. Nathan. Jorde M. Nathan has served on our Board of Directors and as a member of our nominating and corporate governance committee since April 2013. Mr. Nathan was a Managing Director of Barclays Bank, a major global financial services provider, from 2008 until his retirement in 2012. From 1993 until 2008, Mr. Nathan was employed by Lehman Brothers Inc., and served as a Managing Director of distressed, high yield and leverage loan sales and trading. From 1985 to 1993, Mr. Nathan served in various capacities as a First Scholar at The First National Bank of Chicago, ultimately serving as head of trading for bank loans. Mr. Nathan graduated Phi Beta Kappa with an AB degree in Chinese Language and Economics from Amherst College and earned his master of business administration from the University of Chicago. Mr. Nathan is a member of the national board and serves as chairman of the central region of the Friends of Israel Defense Forces.

source: refinedweb

textbook:
Core Value: Experience and Expertise

Lesson: Understanding Experience and Expertise

Introduction: Experience and expertise are two important qualities that people look for in leaders and professionals. In this lesson, we will explore what experience and expertise mean, how they are acquired, and why they are important.

Section 1: What is Experience?

Experience refers to the knowledge or skill gained or developed through involvement in a particular activity or field. It can be gained through various means such as education, training, practice, or work. Experience is important because it helps individuals develop a deeper understanding of a subject or task and become more proficient in their work.

Questions and Answers:

1. How is experience acquired?
Answer: Experience can be acquired through education, training, practice, or work.

2. Why is experience important?
Answer: Experience is important because it helps individuals develop a deeper understanding of a subject or task and become more proficient in their work.

Section 2: What is Expertise?

Expertise refers to a high level of skill or knowledge in a particular area. An expert is someone who has a deep understanding of a subject or task and is able to use this knowledge to solve complex problems. Expertise is important because it allows individuals to provide valuable insights and solutions in their field of work.

Questions and Answers:

1. How is expertise acquired?
Answer: Expertise is typically acquired through a combination of education, training, and experience.

2. Why is expertise important?
Answer: Expertise is important because it allows individuals to provide valuable insights and solutions in their field of work.

Section 3: Applying Experience and Expertise

Experience and expertise are important qualities that can help individuals succeed in their personal and professional lives. By gaining experience and developing expertise, individuals can become more effective leaders, professionals, and problem-solvers.

Practical Example: A student studying for an exam may gain experience by taking practice exams and reviewing their mistakes. Over time, this student may develop expertise in the subject matter, allowing them to answer difficult questions more easily.

Real-World Scenario: A doctor who has experience treating patients with a specific illness may become an expert in that field, allowing them to provide more accurate diagnoses and treatments.

Conclusion: Experience and expertise are important qualities that can help individuals succeed in their personal and professional lives. By gaining experience and developing expertise, individuals can become more effective leaders, professionals, and problem-solvers.

Glossary:

Experience: Knowledge or skill gained or developed through involvement in a particular activity or field.

Expertise: A high level of skill or knowledge in a particular area.

Practice Problems:

1. How does experience differ from expertise?
Answer: Experience refers to the knowledge or skill gained or developed through involvement in a particular activity or field, while expertise refers to a high level of skill or knowledge in a particular area.

2. Why is experience important in the workplace?
Answer: Experience is important in the workplace because it helps individuals develop a deeper understanding of a subject or task and become more proficient in their work.


text: Hey there, Gina!. June is a great time to visit Walt Disney World! The weather is warm and beautiful so you and your family will enjoy the Grand Slam Pool during the day and movies under the stars at night while staying at Disney's All Star Sports Resort!. However, the summer months are a very busy time for Disney Parks. Travel to and from the parks can be daunting, but are manageable. The buses to Magic Kingdom, Epcot, and Disney’s Hollywood Studios run approximately every 15 minutes. However, due to high guest volumes, the lines to board the buses to the parks may be very long and take up to an hour or more to board. Once you board the bus, the travel time is about 10-15 minutes to each park. If you have advanced dining reservations or FastPass+ selections, be sure to leave your resort in enough time to make your reservation without rushing. The busiest times getting to and from the parks are typically early mornings and evenings.. Thanks for stopping by the Disney Parks Moms Panel and.

textbook:
Lesson: Time Management and Planning for a Theme Park Vacation
Introduction:
Planning a vacation to a theme park can be overwhelming, especially during peak seasons. This lesson will teach you how to manage your time effectively and plan your trip to make the most out of your experience at Walt Disney World.
Section 1: Understanding the Bus System at Walt Disney World
The bus system at Walt Disney World is a convenient way to travel to and from the parks. However, during peak seasons, the buses can get crowded, and waiting times can be long. It is essential to understand how the bus system works to avoid frustration and wasted time.
Question: How does the bus system work at Walt Disney World?
Answer: The bus system at Walt Disney World is a free service provided for guests staying at any Disney resort. There are buses that go to Magic Kingdom, Epcot, and Disney’s Hollywood Studios. Buses run approximately every 15 minutes, and the travel time is about 10-15 minutes to each park.
Section 2: Planning Your Trip to Avoid Long Wait Times
Planning your trip is crucial to avoid long wait times when traveling to and from the parks. Here are some tips to help you plan your trip effectively:
1. Plan your trip around your advanced dining reservations or FastPass+ selections.
2. Leave your resort in enough time to make your reservation without rushing.
3. Consider staying at a resort close to the parks you plan to visit to save time on transportation.
4. Use the My Disney Experience app to check wait times and plan your day accordingly.
Question: How can I avoid long wait times when traveling to and from the parks?
Answer: To avoid long wait times, plan your trip around your advanced dining reservations or FastPass+ selections. Leave your resort in enough time to make your reservation without rushing. Consider staying at a resort close to the parks you plan to visit to save time on transportation. Finally, use the My Disney Experience app to check wait times and plan your day accordingly.
Section 3: Practical Examples Using Mathematical Abstractions and Real-World Scenarios
Let's say you have an advanced dining reservation at 6 pm at the restaurant in Magic Kingdom. To avoid long wait times, you need to leave your resort by 5 pm. Using the bus system, it takes about 10-15 minutes to travel to Magic Kingdom. Therefore, you need to leave your resort by 4:40 pm to arrive at the park by 5 pm.
Conclusion:
Effective time management and planning are essential to make the most out of your theme park vacation. By understanding the bus system, planning your trip, and using mathematical abstractions and real-world scenarios, you can avoid long wait times and have an enjoyable experience at Walt Disney World.
Glossary:
- Bus system: A free transportation service provided for guests staying at any Disney resort.
- Advanced dining reservations: Reservations made in advance for table service restaurants at Walt Disney World.
- FastPass+ selections: A service that allows guests to reserve a spot in line at select attractions, reducing wait times.


text: 3Pcs Writing Correction Device. Sale price £9.95 Regular price. £29.95. Who can use this writing aid?. - Any adult or child with dyslexia or arthritis or special needs can use this writing aid. How will this aid help?. - This aid grip helps to maintain proper tripod – 3 finger grasp by keeping the index finger and thumb from ‘crossing over’. This grip is recommended by most therapists to help children write. In which hand does this handwriting aid fit?. - It fits in either of the hands – Left or Right. What are the other benefits?. - The shape combined with the soft material, offers support, comfort and assistance with finger placement. It also provides relief from fatigue and pain. Where can this handwriting aid fit?. - It fits on most pencils, pens, crayons & many drawing and writing tools. Item specifics. - Age: >3 years old. - Packing: 3 pieces/lot random colors. - Note: NOT including the pens.

textbook:
Lesson: Writing Aid for Dyslexia and Arthritis
Introduction:
In this lesson, we will learn about a writing aid that helps people with dyslexia, arthritis, or special needs. We will explore the benefits of this aid, how it works, and who can use it. By the end of this lesson, you will be able to identify the features of this writing aid and understand its importance in improving writing skills.
Section 1: What is a Writing Aid?
A writing aid is a tool that helps people with dyslexia, arthritis, or special needs to write more easily and comfortably. It is designed to improve handwriting and reduce fatigue and pain.
Section 2: Benefits of Using a Writing Aid
There are several benefits of using a writing aid. Some of these benefits include:
- Improved handwriting: The writing aid helps to maintain the correct grip, which is recommended by most therapists to help children write.
- Comfort: The soft material and shape of the writing aid provide comfort and support while writing.
- Relief from fatigue and pain: The writing aid reduces fatigue and pain in the fingers and hands.
- Accessibility: The writing aid can be used by anyone, regardless of age or ability.
Section 3: How Does a Writing Aid Work?
A writing aid works by helping people maintain the correct grip while writing. It prevents the index finger and thumb from crossing over, which is a common issue for people with dyslexia or arthritis. The writing aid also provides support and comfort while writing, making it easier to hold the pen or pencil.
Section 4: Who Can Use a Writing Aid?
Anyone with dyslexia, arthritis, or special needs can use a writing aid. It is suitable for both adults and children.
Section 5: Conclusion
In conclusion, a writing aid is an essential tool for people with dyslexia, arthritis, or special needs. It helps to improve handwriting, provide comfort, and reduce fatigue and pain. By using a writing aid, people can write more easily and comfortably, improving their overall writing skills.


text: 2018 Results. Thank you to everyone who participated in the 2018 Future City Competition Ohio Region event on Saturday, January 20th at Eastland Career Center. While we had a few growing pains in our new facility, combined with last minute changes thanks to the weather, we're happy to have seen to many of you attend and compete. The hard work of our teams was on display throughout the day and everyone should be proud of their work. Below is a list of awards and respective winners.. Overall Results

textbook:
Lesson: Introduction to Competitions

### Section 1: Theoretical Concepts

In this lesson, we will learn about competitions and why they are important. A competition is an event where people or teams compete against each other to see who is best at something. Competitions can be found in many areas of life, such as sports, music, academics, and more.

### Section 2: Questions and Answers

**Question:** Why do people participate in competitions?
**Answer:** People participate in competitions to test their skills and abilities against others, to challenge themselves, and to have fun. Competitions can also help people improve their performance and learn from others.

**Question:** What are some examples of competitions?
**Answer:** Some examples of competitions include sports events like the Olympics, academic competitions like science fairs, music competitions like American Idol, and business competitions like the Shark Tank.

### Section 3: Definitions and Examples

**Definition:** A competition is an event where people or teams compete against each other to see who is best at something.

**Example:** In the 2018 Future City Competition Ohio Region event, teams competed against each other to build a city of the future. The team that built the best city won the competition.

### Glossary

**Competition:** An event where people or teams compete against each other to see who is best at something.

**Skills:** Abilities or talents that are acquired through training or practice.

**Areas:** Specific subjects or fields of study.

**Challenge:** A call to someone to do something difficult or to overcome a problem.

**Improve:** To make something or someone better or more effective.

**Performance:** The action of performing or carrying out an activity.

**Learn:** To gain knowledge or understanding of something.

**Fun:** Enjoyment or pleasure experienced during an activity.

### Conclusion

Competitions are important because they allow us to test our skills and abilities against others, challenge ourselves, and learn from others. By participating in competitions, we can improve our performance and have fun while doing so. The 2018 Future City Competition Ohio Region event is a great example of how competitions can help us learn and grow.


text: Hotel on the Corner of Bitter and Sweet. Jamie Ford. 290 pp.. And so we travel back in time to 1942 when Henry, then 12, has as his only friends Sheldon, a black jazz musician, and Keiko, a lovely young Japanese-American girl. Keiko and Henry are thrown together as outcasts in an all-Caucasian school. But Keiko is also treated as an outcast by Henry's own family: Henry's Chinese-American father hates all things—and all persons—Japanese.. Henry and Keiko's friendship blossoms into love, but eventually the two are separated when Japanese-Americans are rounded up and sent to an internment camp. Forty years later, with his wife Edith gone, Henry embarks on a search for a treasured memento that could connect him with Keiko and Sheldon.. Hotel is Jamie Ford's first novel: it is charming, beautifully written, and offers a personal, albeit fictional, record of Japanese-American internment during the World War II years. This is a terrific book club read.. See our Reading Guide for Hotel on the Corner of Bitter and Sweet.

textbook:
Lesson: Core Value - Friendship
Introduction:
Friendship is an essential part of our lives. It is the bond that we share with people who care about us and support us. In this lesson, we will explore the importance of friendship and how it can impact our lives.
Section 1: What is Friendship?
Friendship is a relationship between two or more people based on mutual affection, trust, and support. Friends are people who make us feel happy, supported, and loved. They are there for us during good times and bad times, and they help us navigate the ups and downs of life.
Section 2: Why is Friendship Important?
Friendship is important because it provides us with a sense of belonging and connection. Friends can provide emotional support, laughter, and joy. They can also help us through difficult times by providing a listening ear, a shoulder to cry on, or a word of encouragement.
Section 3: How Can We Build Strong Friendships?
To build strong friendships, we need to be open and honest with ourselves and others. We need to be willing to listen and communicate effectively. We also need to be patient and understanding, and we need to be willing to put in the time and effort to maintain our friendships.
Section 4: Real-World Examples of Friendship
Friendship can take many forms, from casual acquaintances to lifelong best friends. Here are some examples of how friendship can impact our lives:
- A child who struggles with reading may find a friend who helps them practice and improve their skills.
- A college student may find a study partner who helps them stay focused and motivated.
- A person recovering from an illness may find a friend who provides emotional support and encouragement.
Conclusion:
Friendship is a powerful force in our lives. It can bring us joy, support, and comfort. By building strong friendships, we can navigate the challenges of life with greater ease and resilience. Whether you are looking for new friends or seeking to strengthen existing friendships, remember that friendship is a two-way street. Be open, honest, and supportive, and you will find that your friendships will flourish.


text: The world is going through a massive transformation, and people all over the world are calling for social and sustainable change. My goal is to contribute to this global movement by giving companies and organizations with an environmental, social, ethical or cultural focus an increased visibility and a strong profile that communicates and resonates with conscious consumers and citizens. Let’s co-create unique designs and campaigns that make a difference.. My name is Liselotte Østerby, and I’m an Art Director with 16 years of experience creating digital concepts, graphic designs, illustrations, campaigns and corporate identities for a variety of brands. With heart and passion I shape concepts and designs that are in tune with your vision for a better world, and my strength is to boil down the essence of complex sustainability messages into simple visuals.

textbook:
Lesson: How to Create a Sustainable Brand Identity

Introduction:
In today's world, consumers are becoming more conscious about their purchases and are looking for brands that align with their values. Creating a sustainable brand identity is essential for companies that want to stay relevant and competitive in the market. In this lesson, we will learn how to create a sustainable brand identity that resonates with conscious consumers and citizens.

Section 1: Understanding Sustainability

Topic 1: What is sustainability?
Sustainability refers to the practice of meeting the needs of the present without compromising the ability of future generations to meet their own needs. It involves creating products and services that have a minimal impact on the environment and society.

Topic 2: Why is sustainability important?
Sustainability is important because it helps to preserve the planet and its resources for future generations. It also helps to build trust and loyalty among customers who are looking for brands that share their values.

Section 2: Creating a Sustainable Brand Identity

Topic 1: Researching your audience
Before creating a sustainable brand identity, you need to research your target audience to understand their values and preferences. This will help you create a brand identity that resonates with them.

Topic 2: Choosing eco-friendly materials
Choose materials that are sustainable and eco-friendly. This includes using recycled paper, biodegradable plastics, and non-toxic inks.

Topic 3: Designing a unique logo
Your logo is the face of your brand, and it should be unique and memorable. Use colors, shapes, and fonts that reflect your brand's values and mission.

Section 3: Examples of Sustainable Brand Identities

Example 1: Patagonia
Patagonia is a company that creates outdoor clothing and gear. They have a strong commitment to sustainability, and their brand identity reflects this. They use recycled materials in their products, and they also donate 1% of their sales to environmental organizations.

Example 2: TOMS
TOMS is a company that creates shoes and other products. They have a mission to improve the lives of people around the world. Their brand identity reflects this by using bright colors and bold fonts to communicate their message.

Conclusion:
Creating a sustainable brand identity is essential for companies that want to stay relevant and competitive in the market. By understanding sustainability, researching your audience, choosing eco-friendly materials, and designing a unique logo, you can create a brand identity that resonates with conscious consumers and citizens. By applying the principles learned in this lesson, you can create a brand that makes a positive impact on the world.


text: Happy Spring! Why do we call this season spring? In the 14th century it was called “springing time” because plants “spring” from the ground. It was then shortened to “spring time” and now we call it “spring”.. Today is the vernal equinox. The day and night are the closet to equal duration in most time zones in the world. Sunrise 6:52 a.m. and sunset 7 p.m.

textbook:
Lesson: Understanding Seasons

**Introduction**

Seasons are changes in weather patterns that occur throughout the year. There are four seasons: winter, spring, summer, and fall. In this lesson, we will learn about the season of spring and why it is called so.

**Section 1: Understanding Spring**

Spring is one of the four seasons, which occurs between winter and summer. It usually starts on March 20 or 21 in the Northern Hemisphere and September 22 or 23 in the Southern Hemisphere. The name "spring" comes from the word "springing," which means to rise or emerge. This is because during this time, plants start to grow and come out of the ground after a long winter.

**Section 2: Understanding the Vernal Equinox**

The vernal equinox is a day when daylight and nighttime are almost equal all over the world. It happens twice a year, in March and September. On the day of the vernal equinox, the tilt of the Earth's axis is neither towards nor away from the sun. This means that the sun's rays are perpendicular to the Earth's equator.

**Section 3: Practical Examples**

Let's look at some practical examples to understand the concept of spring and the vernal equinox better. Suppose we live in New York City, which is in the Northern Hemisphere. On March 20, the temperature starts to rise, and we see more sunlight each day. Trees start to bud, and flowers begin to bloom. This is because it is the beginning of spring.

On the other hand, if we live in Sydney, Australia, which is in the Southern Hemisphere, September 22 marks the beginning of fall. The days get shorter, and the temperature starts to drop. Leaves start to change color and fall off trees, and it gets colder.

**Glossary**

- Season: A period of the year with specific weather patterns.
- Vernal Equinox: A day when daylight and nighttime are almost equal all over the world.
- Spring: One of the four seasons, which occurs between winter and summer.
- Northern Hemisphere: The half of the Earth that is north of the equator.
- Southern Hemisphere: The half of the Earth that is south of the equator.

**Conclusion**

In this lesson, we learned about the season of spring and the vernal equinox. We saw how the temperature and sunlight change during this time of year and how it differs between the Northern and Southern Hemispheres. Understanding these concepts can help us appreciate the changing seasons and the beauty of nature.


text: OPEN HS Sun Sep 17, 11-1 LAKE ACCESS, VALUE PRICED HOME! Located on a cul-de-sac where neighboring properties sell in the $600k to + $700k range. This home has recently had the “once over” and it is ready to be your new home. Brand new hardwood flows throughout the main level which includes living room / dining room, den, large kitchen with new stainless steel appliances, family room w/ gas fireplace & vaulted ceilings. There is also a 2 piece bath w/ laundry and the interior is nicely finished in pearl white. The upper level features 3 generous bedrooms with the master boasting a large 4 piece en-suite w/ jetted tub and separate shower and there is also a 4-piece bath. The lower walk-out level is all framed up and ready to be finished to your needs. Recent upgrades include: NEW roof 2017, interior pearl white paint, all ceilings painted, stainless appliances, ALL new flooring including maple hardwood, new lighting, new entry door, new deck boards, new garage door, minor repairs and lots of TLC throughout.

textbook:
Lesson: Real Estate Investment

Introduction:
Real estate investment is the process of buying, selling, or renting out property to generate income or capital gains. It is an essential part of personal finance and wealth creation. In this lesson, we will learn about the basics of real estate investment, including how to evaluate properties, calculate returns, and minimize risks.

Section 1: Evaluating Properties

Topic 1: Location
Location is one of the most critical factors when evaluating a property. It affects the property's value, rental income, and potential for appreciation. Some factors to consider when evaluating a location include:

- Proximity to amenities (e.g., schools, shopping centers, public transport)
- Crime rate
- Demographics (e.g., age, income, occupation)
- Employment opportunities
- Economic growth prospects

Topic 2: Property Condition
The condition of a property can significantly impact its value and rental income. When evaluating a property, consider the following:

- Structural integrity (e.g., foundation, roof, plumbing)
- Aesthetic appeal (e.g., paint, flooring, fixtures)
- Energy efficiency (e.g., insulation, windows, heating/cooling system)
- Maintenance requirements (e.g., landscaping, repairs)

Topic 3: Market Comparison
Comparing a property to similar properties in the market can help determine its fair market value. Factors to consider include:

- Size (e.g., square footage)
- Age (e.g., year built)
- Number of bedrooms and bathrooms
- Amenities (e.g., swimming pool, garden)
- Condition (e.g., renovated, furnished)

Questions and Answers:
Q: How do I know if a property is overpriced or underpriced?
A: To determine if a property is overpriced or underpriced, compare its asking price to similar properties in the market. If it is significantly higher or lower than the average, it may be overpriced or underpriced, respectively.

Q: What is a fair rent for a property?
A: A fair rent is the amount that a tenant is willing to pay for a property, based on its market value and condition. To determine a fair rent, compare the property to similar properties in the market and consider factors such as location, size, and amenities.

Section 2: Calculating Returns

Topic 1: Cash Flow
Cash flow is the difference between a property's rental income and expenses (e.g., mortgage, taxes, maintenance). Positive cash flow indicates that the property generates income, while negative cash flow indicates that the property is losing money. To calculate cash flow, use the following formula:

Cash Flow = (Rental Income - Expenses) - Down Payment

Topic 2: Appreciation
Appreciation is the increase in a property's value over time. It can occur due to market conditions, improvements in the property, or changes in the neighborhood. To estimate appreciation, consider historical trends in the property's value and the local real estate market.

Topic 3: Return on Investment (ROI)
ROI is a measure of the profitability of an investment. To calculate ROI, use the following formula:

ROI = (Net Profit / Cost of Investment) x 100%

Net Profit = (Rental Income - Expenses - Down Payment) - Purchase Price

Questions and Answers:
Q: How do I account for taxes when calculating cash flow?
A: Taxes should be included in expenses when calculating cash flow. However, you can also deduct some taxes from rental income, depending on the property's use and location.

Q: What is the average ROI for a rental property?
A: The average ROI for a rental property varies depending on the location, property type, and other factors. Generally, a good ROI is considered to be around 6-8%.

Section 3: Minimizing Risks

Topic 1: Diversification
Diversification involves spreading investments across different assets and sectors to minimize risks. By investing in a variety of properties, you can reduce the impact of any single property's poor performance on your overall portfolio.

Topic 2: Insurance
Insurance protects against unforeseen events that can negatively impact a property, such as natural disasters, theft, or vandalism. Types of insurance for real estate investors include liability, property, and casualty insurance.

Topic 3: Professional Advice
Seeking professional advice from experts such as real estate agents, lawyers, and accountants can help minimize risks and make informed decisions. They can provide valuable insights into the local market, legal requirements, and tax implications.

Questions and Answers:
Q: What is the best way to minimize risks in real estate investment?
A: The best way to minimize risks in real estate investment is to diversify your portfolio, obtain insurance, and seek professional advice.

Q: How does inflation affect real estate investment?
A: Inflation can positively affect real estate investment, as it generally leads to appreciation in property values. However, high inflation rates can also lead to higher costs and reduced purchasing power.

Conclusion:
Real estate investment is a lucrative and stable form of investment, provided that proper due diligence is conducted before making an investment decision. By evaluating properties, calculating returns, and minimizing risks, investors can make informed decisions and build a profitable portfolio.


text: If you have a WordPress.com account linked to your facebook page for your business there is a chance of obtaining funding from Facebook towards the running of your digital business.. Small Business Grants programme. We’ve heard from small businesses that a little financial support can go a long way, so we are offering USD 100M in cash grants and ad credits to help during this challenging time.Learn More. You have to not be a sole trader so more than one person in your business. If you disagree with this choice Facebook have made you could always lobby Facebook to include sole traders.. Hope all is good in your neck of the woods.. Lots of Love. Huw x

textbook:
Lesson: How to Apply for Small Business Grants
Introduction:
Small businesses play a vital role in the economy, providing employment opportunities and contributing to economic growth. However, starting and running a small business can be challenging, especially during tough economic times. One way to help small businesses stay afloat is through small business grants. In this lesson, we will learn about small business grants, who is eligible, and how to apply for them.
What are Small Business Grants?
Small business grants are financial awards given to small businesses by government agencies, non-profit organizations, or other institutions. These grants do not have to be repaid, making them an excellent source of funding for small businesses.
Who is Eligible for Small Business Grants?
To be eligible for small business grants, a business must meet specific criteria set by the grant provider. These criteria may include the size of the business, the type of business, the location, and the purpose of the grant. For example, some grants may be available only to businesses in specific industries, such as technology or agriculture.
How to Apply for Small Business Grants
Applying for small business grants can be a competitive process, but it is worth the effort if your business needs funding. Here are some steps you can follow to apply for small business grants:
1. Research available grants: Start by researching available grants that match your business's needs and eligibility requirements. You can use online resources like Grants.gov or your local government's website to find available grants.
2. Read the application guidelines: Carefully read the application guidelines for each grant you are interested in. Make sure you understand the requirements and deadlines for applying.
3. Prepare your application: Once you have identified the grants you want to apply for, prepare your application. This may involve gathering financial statements, writing a proposal, and providing supporting documents.
4. Submit your application: Follow the instructions provided by the grant provider to submit your application. Be sure to submit all required materials and meet the deadline.
Conclusion:
Small business grants can provide valuable funding for small businesses, helping them to grow and thrive. By understanding the eligibility requirements and following the application process, you can increase your chances of securing the funding you need. Remember to research available grants, read the application guidelines carefully, prepare your application thoroughly, and submit it on time. With these steps in mind, you can position your business for success and secure the funding you need to reach your goals.


text:
Q:

app invites dialog uses UIWebView

I am using the beneath code from Facebook sdk. The problem is that the dialog opens up in UIWebView. I can see that there is a native dialog, but why is my code open UIWebView? I have the native Facebook App installed on the device.
FBSDKAppInviteContent *content =[[FBSDKAppInviteContent alloc] init];
content.appLinkURL = [NSURL URLWithString:@"https://www.example.com/myapplink"];
//optionally set previewImageURL
content.appInvitePreviewImageURL = [NSURL URLWithString:@"https://www.example.com/my_invite_image.jpg"];

// present the dialog. Assumes self implements protocol `FBSDKAppInviteDialogDelegate`
[FBSDKAppInviteDialog showWithContent:content
                             delegate:self];

A:

Since the new Facebook SDK, that was optimised for iOS 9, Facebook is using the preferred SafariViewController, this is why it opens in the Safari.
This is now the preferred option (according to Facebook) and will not change.

The SDK will try to minimize the frequency of this by choosing the
  best dialog available (such as SafariViewController), but this is by
  design in iOS 9.

From their guide :
Preparing Your Apps for iOS9

source: minipile

textbook:
Lesson:

### Lesson 1: Introduction to Probability Theory

### Overview:
Probability theory is a branch of mathematics that deals with the study of random events and their likelihood of occurrence. It has applications in various fields such as statistics, finance, gambling, and computer science. In this lesson, we will introduce the basic concepts of probability theory, including the definition of probability, the concept of independent events, and the addition rule for probabilities.

### Learning Objectives:

By the end of this lesson, students will be able to:

1. Define probability and explain its importance in decision-making.
2. Understand the concept of independent events and dependent events.
3. Apply the addition rule for probabilities to find the probability of the union of two events.
4. Use simple examples to illustrate the concepts learned.

### Section 1: Introduction to Probability

**Definition of Probability**

Probability is a measure of how likely an event is to occur. It is usually expressed as a number between 0 and 1, inclusive. An event with a probability of 1 is certain to happen, while an event with a probability of 0 will not happen.

**Importance of Probability**

Probability is important because it helps us make decisions based on the likelihood of different outcomes. For example, if we flip a coin, we can estimate the probability of getting heads or tails. This information can help us decide whether to bet on heads or tails.

### Section 2: Independent and Dependent Events

**Independent Events**

Two events are independent if the occurrence of one event does not affect the probability of the other event occurring. For example, rolling a die and drawing a card from a deck are independent events since the outcome of one event does not affect the outcome of the other event.

**Dependent Events**

Two events are dependent if the occurrence of one event affects the probability of the other event occurring. For example, rolling a die twice in a row is a dependent event since the outcome of the first roll affects the outcome of the second roll.

### Section 3: Addition Rule for Probabilities

**Addition Rule for Probabilities**

The addition rule for probabilities states that the probability of the union of two events is equal to the sum of the probabilities of each event. In other words, if A and B are two events, then the probability of A or B occurring is P(A or B) = P(A) + P(B) - P(A and B).

**Example**

Suppose that the probability of drawing a red card from a deck of cards is P(Red) = 0.75, and the probability of drawing a face card from the same deck is P(Face) = 0.25. If these two events are mutually exclusive (i.e., they cannot both occur at the same time), then the probability of drawing either a red card or a face card is P(Red or Face) = P(Red) + P(Face) - P(Red and Face).

Using the addition rule for probabilities, we get:

P(Red or Face) = 0.75 + 0.25 - P(Red and Face)

Since the events are mutually exclusive, P(Red and Face) = 0, so:

P(Red or Face) = 0.75 + 0.25 - 0 = 1

Therefore, the probability of drawing either a red card or a face card from the deck is 1, or 100%.

### Section 4: Practice Problems

1. A coin is tossed three times. What is the probability of getting exactly two heads?

Solution:

There are 8 possible outcomes when tossing a coin three times: HHH, HHT, HTH, THH, HTT, THT, TTH, and TTT. Two of these outcomes have exactly two heads: HHT and HTH. Therefore, the probability of getting exactly two heads is:

P(Exactly two heads) = 2/8 = 1/4 = 0.25

2. A jar contains 20 balls, 5 of which are red and the rest are blue. If three balls are drawn at random without replacement, what is the probability that all three balls are red?

Solution:

After the first ball is drawn, there are 19 balls left in the jar, of which 4 are red. The probability of drawing a red ball on the second draw is 4/19. After the second ball is drawn, there are 18 balls left in the jar, of which 4 are red. The probability of drawing a red ball on the third draw is 4/18. To find the probability of all three events happening, we multiply the individual probabilities:

P(All three balls are red) = (4/19) * (4/18) * (1/17) = 0.06

Therefore, the probability of drawing three red balls from the jar is 0.06, or 6%.

### Glossary:

- Probability: A measure of how likely an event is to occur.
- Independent events: Events whose occurrence does not affect the probability of the other event.
- Dependent events: Events whose occurrence affects the probability of the other event.
- Addition rule for probabilities: A rule that states the probability of the union of two events is equal to the sum of the probabilities of each event.
- Mutually exclusive events: Events that cannot both occur at the same time.

### Conclusion:

In this lesson, we introduced the basic concepts of probability theory, including the definition of probability, the concept of independent and dependent events, and the addition rule for probabilities. We also provided examples to illustrate these concepts. By the end of this lesson, students should be able to apply these concepts to solve simple probability problems.


text: As part of the Young University Rankings, Times Higher Education has created three subset rankings: Generation X (universities established between 1968 and 1985), Generation Y (established between 1986 and 1999) and Millennials (established between 2000 and the present day).. Each of these subsets are filtered from the Young University Rankings, breaking down how universities fared across the three different age groups. These results were determined through the same methodology used for the THE World University Rankings, although the weightings were recalibrated to reflect the missions of young universities.. Millennial universities are the youngest of the bunch, set up since the turn of the century, from 2000 until the present day.

textbook:
Lesson: Introduction to University Rankings

## Section 1: Overview
In this lesson, we will learn about university rankings and how they are used to evaluate higher education institutions. We will focus on the Young University Rankings, which are published by Times Higher Education (THE). We will also explore the three subsets of this ranking: Generation X, Generation Y, and Millennials.

## Section 2: Methodology
The Young University Rankings use the same methodology as the THE World University Rankings, but with adjusted weightings to reflect the missions of young universities. The methodology includes 13 performance indicators, which are grouped into five areas: teaching, research, knowledge transfer, international outlook, and industry income.

## Section 3: Analysis
We will analyze the results of the Young University Rankings for each subset:

1. Generation X: Universities established between 1968 and 1985
2. Generation Y: Universities established between 1986 and 1999
3. Millennials: Universities established between 2000 and the present day

We will look at how these universities performed across the three different age groups and discuss the implications of these results.

## Section 4: Critical Thinking
We will engage in a self-debating discussion on the importance of university rankings and how they can be used to make informed decisions about higher education. We will also consider the limitations of rankings and how they can be misused or misunderstood.

## Glossary
- Rankings: A system for measuring and comparing the quality of higher education institutions
- Young University Rankings: A subset of the THE World University Rankings that evaluates universities established since 1999
- Generation X: Universities established between 1968 and 1985
- Generation Y: Universities established between 1986 and 1999
- Millennials: Universities established between 2000 and the present day
- Methodology: A set of rules or principles that guide the collection and analysis of data
- Performance indicators: Measures used to evaluate the quality of higher education institutions

## Conclusion
In this lesson, we have learned about university rankings and how they can be used to evaluate higher education institutions. We have explored the Young University Rankings and its subsets, and analyzed the results for each group. We have engaged in critical thinking on the importance and limitations of rankings. By understanding the methodology used to create these rankings, we can apply our skills to evaluate other rankings and make informed decisions about higher education.


text: NGK Spark Plug Wires - OEM Set. NGK-8691. New. NGK. Availability date:.. At the center of NGK Resistor Spark Plug Wire Sets is a fiberglass stranded core, made from the same family of materials used in bullet proof vests. This core greatly enhances the overall strength of the wire, providing a super strength backbone on which the various layers of the wire assembly are formed. The core gives protection from damage caused by the pulling strains that wires are often subjected to and that can destroy their performance.. High quality EPDM and Silicone coverings are used to resist high heat, oil and chemical damage for increased durability.. Custom designed terminal boots are always used to provide exact fit .. No customer comments for the moment.

textbook:
Lesson Title: Understanding NGK Spark Plug Wires

Introduction:
In this lesson, we will learn about NGK spark plug wires and their features. We will explore the components of the wire sets, their benefits, and how they work to improve the performance of our vehicles.

Section 1: Components of NGK Spark Plug Wires

**Topic 1: Fiberglass Stranded Core**
The center of NGK spark plug wires is a fiberglass stranded core. This core is made from the same material used in bulletproof vests, which makes it extremely strong and durable. It provides a strong backbone for the wire, allowing it to withstand the pulling strains that can damage the wires and affect their performance.

**Topic 2: High-Quality Coverings**
NGK spark plug wires are covered with high-quality EPDM and silicone materials. These coverings are designed to resist high heat, oil, and chemical damage, making them long-lasting and reliable. They protect the wires from external factors that can cause damage and reduce their efficiency.

**Topic 3: Custom-Designed Terminal Boots**
NGK spark plug wires come with custom-designed terminal boots. These boots ensure that the wires fit perfectly into the connectors, preventing any loose connections that can affect the performance of the vehicle. They also help to keep the wires safe from any damage that may occur during installation.

Section 2: Benefits of NGK Spark Plug Wires

**Topic 1: Improved Performance**
NGK spark plug wires are designed to improve the performance of your vehicle. The fiberglass core provides strength and durability, while the high-quality coverings resist heat, oil, and chemical damage. This ensures that the wires maintain their efficiency and do not deteriorate over time.

**Topic 2: Enhanced Safety**
The custom-designed terminal boots ensure that the wires fit securely into the connectors, reducing the risk of loose connections that can cause safety hazards. By choosing NGK spark plug wires, you can trust that your vehicle is safe on the road.

Section 3: How NGK Spark Plug Wires Work

**Topic 1: Resistance to Damage**
NGK spark plug wires are designed to withstand the pulling strains that can damage the wires and affect their performance. The fiberglass core provides a strong backbone that can resist these strains, while the high-quality coverings protect the wires from external factors such as heat, oil, and chemical damage.

**Topic 2: Efficient Transfer of Energy**
NGK spark plug wires are designed to transfer energy efficiently between the ignition coil and the spark plugs. The custom-designed terminal boots ensure that the wires fit securely into the connectors, reducing the risk of loose connections that can affect the efficiency of the transfer.

Conclusion:
In this lesson, we have learned about the components, benefits, and how NGK spark plug wires work. By understanding these features, we can make an informed decision when choosing spark plug wires for our vehicles. With their high-quality materials and custom design, NGK spark plug wires are a reliable and efficient choice for improving the performance and safety of our vehicles.

Glossary:
- Fiberglass stranded core: A strong and durable material used in the center of NGK spark plug wires, made from the same material used in bulletproof vests.
- High-quality coverings: Materials such as EPDM and silicone used to cover NGK spark plug wires, designed to resist high heat, oil, and chemical damage.
- Custom-designed terminal boots: Boots that fit perfectly into the connectors, ensuring a secure connection and protecting the wires from damage during installation.


text: usalum for which it won a Queens Award for Export.. Other high profile jobs included fit-outs at Disneyland Paris, the Millennium Dome and One Hyde Park, London’s most expensive apartment development.. Chief Executive Ivan McCabrey said the company had suffered from intense competition in the global construction and fit-out market.. He said: “For some time we have been seeking to increase our international capacity and competitiveness through consolidation within the specialist construction and fit-out sector.. .”. Almost Done!. By registering you are agreeing to the Terms and Conditions of the website.

textbook:
Lesson: How to Analyze a Business Situation

Introduction:
In this lesson, we will learn how to analyze a business situation by using the example of a construction company that is struggling to compete in the global market. We will cover the following topics:

1. Understanding the Business Situation
2. Identifying Key Factors Affecting the Business
3. Analyzing the Data and Drawing Conclusions
4. Applying Critical Thinking Skills
5. Glossary of Terms

Section 1: Understanding the Business Situation

The construction industry is highly competitive, and many companies struggle to stay afloat. One such company is a specialist construction and fit-out firm that has won awards for its work but is now facing intense competition in the global market.

Section 2: Identifying Key Factors Affecting the Business

To understand the business situation, we need to identify the key factors affecting the company's performance. Some of these factors may include:

- Intense competition in the global construction and fit-out market
- Struggles to increase international capacity and competitiveness
- Seeking to consolidate within the specialist construction and fit-out sector
- Financial difficulties due to increased competition

Section 3: Analyzing the Data and Drawing Conclusions

Now that we have identified the key factors affecting the business, we can analyze the data and draw conclusions about the company's current state and future prospects. Based on the information provided, we can conclude that:

- The company is facing intense competition in the global market, which has led to financial difficulties.
- The company has struggled to increase its international capacity and competitiveness, which may be hindering its ability to compete effectively.
- The company is seeking to consolidate within the specialist construction and fit-out sector, which suggests that it may be focusing on a specific niche to differentiate itself from its competitors.

Section 4: Applying Critical Thinking Skills

To apply critical thinking skills, we can ask ourselves further questions about the business situation, such as:

- What specific areas of the business are causing the most difficulty?
- What steps can the company take to improve its competitiveness and financial performance?
- How can the company differentiate itself from its competitors in the specialist construction and fit-out sector?

Section 5: Glossary of Terms

- Competition: The act of competing or striving to succeed or win against others.
- Consolidation: The process of combining or integrating different elements or entities into one unified whole.
- Fit-out: The process of designing and building the interior of a commercial space.
- Capacity: The ability of an organization or individual to perform a task or function effectively.
- Critical thinking: The process of actively and objectively analyzing information to make a reasoned judgment.

Conclusion:

By analyzing the business situation of a struggling construction company, we can see the importance of understanding the key factors affecting a business and applying critical thinking skills to draw conclusions and find solutions. By consolidating within the specialist construction and fit-out sector and focusing on improving its competitiveness and capacity, the company may be able to turn around its fortunes and thrive in the global market.


text: Presse. Paraître dans la presse ne suffit pas. Nos solutions leaders du secteur aident les plus grandes entreprises mondiales à concevoir des applications prêtes pour le monde de dem >_4<<. | itnews. National Australia Bank shares how Pega bots are improving workflows and customer service. NAB marches bots into mortgages, cheques |’_7<<. | ZDNet. Pega client CBA explains how its Customer Engagement Engine quickly analyzes 200 billion data points so agents can provide better customer experiences.. AI improves CommBank's customer engagement up to 400 percent ><<. | | iTNews. CommBank of Australia leverages Pega for single decisioning engine for customer interaction.. CBA plugs ATM fleet into customer service 'brain' | iTWire

textbook:
Lesson: Introduction to Artificial Intelligence (AI)

## Section 1: What is Artificial Intelligence?

Artificial Intelligence (AI) refers to the simulation of human intelligence in machines that are programmed to think and learn like humans. It involves the development of algorithms and computer programs that can perform tasks that would normally require human intelligence, such as visual perception, speech recognition, decision-making, and natural language understanding.

## Section 2: Why is AI important?

AI is becoming increasingly important because it has the potential to revolutionize many aspects of our lives. It can help us make better decisions by analyzing large amounts of data and identifying patterns that we might miss. It can also automate mundane tasks, freeing up time for more creative pursuits. Additionally, AI can improve healthcare outcomes, optimize business processes, and enhance our overall quality of life.

## Section 3: How does AI work?

AI works by using machine learning algorithms that can learn from past experiences and improve their performance over time. These algorithms can be trained on large datasets to recognize patterns and make predictions. They can also be used to develop chatbots, virtual assistants, and other forms of intelligent software that can interact with humans in a natural way.

## Section 4: Real-world applications of AI

AI is being used in a variety of industries, including healthcare, finance, retail, and manufacturing. For example, AI-powered systems can analyze medical images to detect cancer or predict patient outcomes. In finance, AI can help detect fraudulent transactions or recommend investment strategies based on market trends. In retail, AI can personalize shopping experiences by recommending products based on a customer's browsing history. In manufacturing, AI can optimize production processes to reduce waste and improve efficiency.

## Section 5: Conclusion

AI is a rapidly growing field that has the potential to transform many aspects of our lives. By understanding how AI works and its real-world applications, we can begin to harness its power to solve complex problems and improve our quality of life. As we continue to explore the possibilities of AI, we will undoubtedly uncover new ways to use this technology to create a better future for ourselves and those around us.


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textbook:
## Lesson: Introduction to Woodworking
### Section 1: Understanding Wood
Wood is an organic material that comes from trees and other plants. It has been used for centuries to create furniture, buildings, and other objects. In this lesson, we will learn about the properties of wood, how it is classified, and how it can be used in woodworking.
### Questions and Answers:
1. What is wood?
2. How does wood grow?
3. What are the different types of wood?
4. What are the properties of wood that make it useful for woodworking?
5. How do you classify wood?
### Definitions and Examples:
- Wood is an organic material that comes from trees and other plants.
- Wood grows by the process of cell division in the tree's trunk, branches, and roots.
- There are two main types of wood: hardwood and softwood. Hardwood comes from deciduous trees, while softwood comes from coniferous trees.
- The properties of wood that make it useful for woodworking include its strength, durability, and ability to be shaped and polished.
- Wood is classified based on its density, grain pattern, and color.
### Section 2: Cutting and Shaping Wood
Once you have chosen your wood and prepared it, you can start cutting and shaping it. There are several tools you can use for this, including saws, chisels, and sandpaper.
### Questions and Answers:
1. What tools do you need to cut and shape wood?
2. How do you use a saw to cut wood?
3. What is a chisel used for?
4. How do you sand wood?
5. What are some safety precautions you should take when working with wood?
### Definitions and Examples:
- A saw is a cutting tool that uses a sharp blade to cut through wood.
- To use a saw, you hold the wood firmly in place and guide the saw along the line you want to cut.
- A chisel is a tool with a sharp edge that is used to carve or shape wood.
- To sand wood, you use sandpaper to smooth out any rough edges or imperfections.
- Some safety precautions you should take when working with wood include wearing protective eyewear and gloves, using a stable surface to work on, and avoiding sharp objects.
### Section 3: Finishing and Polishing Wood
After you have cut and shaped your wood, you can finish and polish it to give it a smooth and attractive appearance. There are several ways to do this, including staining, varnishing, and waxing.
### Questions and Answers:
1. What is staining?
2. How do you varnish wood?
3. What is waxing?
4. What are some benefits of finishing and polishing wood?
5. Are there any risks associated with finishing and polishing wood?
### Definitions and Examples:
- Staining is the process of applying a colored pigment to wood to change its appearance.
- To varnish wood, you apply a clear, protective coating that seals the wood and gives it a shiny appearance.
- Waxing is the process of applying a wax-based product to the surface of wood to give it a protective coating and a glossy appearance.
- Finishing and polishing wood can enhance its appearance and protect it from damage.
- Some risks associated with finishing and polishing wood include over-applying the finish and causing damage to the wood, or applying a finish that is not compatible with the type of wood being used.
## Glossary:
- Wood: An organic material that comes from trees and other plants.
- Hardwood: Wood that comes from deciduous trees.
- Softwood: Wood that comes from coniferous trees.
- Saw: A cutting tool that uses a sharp blade to cut through wood.
- Chisel: A tool with a sharp edge that is used to carve or shape wood.
- Sandpaper: A material used to smooth out rough edges or imperfections in wood.
- Stain: A colored pigment applied to wood to change its appearance.
- Varnish: A clear, protective coating applied to wood to seal it and give it a shiny appearance.
- Wax: A product applied to the surface of wood to give it a protective coating and a glossy appearance.
## Conclusion:
In this lesson, we learned about the properties of wood, how it can be cut and shaped, and how it can be finished and polished. We also learned about the tools and materials needed for woodworking, as well as some safety precautions to take when working with wood. By understanding these concepts, we can apply them to our own woodworking projects and create beautiful and functional objects.


text:
A college student has been filmed biting the head off a live hamster.

The video, seen by DailyMail.com, shows the apparently drunk man pull the animal from a backpack as he is jeered on by a crowd of scantily-clad teenagers at a suspected spring break party.

Grinning, he takes a bite, spits part of the animal on the ground, and hurls the rest over a fence.

The crowd erupts with shrieking laughter as the man in a pink wolf t-shirt beams wildly at the phone cameras and girls around him.

Animal rights group PETA has launched a manhunt to track down the man, who is reported to be a fraternity member at Florida State University.

WARNING GRAPHIC CONTENT

Horrific: A video shows a college student biting the head off a live hamster at an apparent spring break party

Stephanie Bell, PETA's Cruelty Casework Director, told DailyMail.com investigators are in touch with university directors to identify the man and press charges.

'It is horrific. We don't know who this man is but we are working to track him down and prosecute,' Bell said.

'Animal abuse is a community concern. People who abuse animals rarely do so only once and almost never stop there.

'The link between cruelty to animals and inter-personal violence is undeniable. Many of our nation's serial killers and most school shooters share a history of animal abuse.

Graphic: The man in a pink t-shirt bites, spits, then throws the contents of his hand over a fence to cheers

Beaming: The man, and other party-goers, shriek with laughter and beam gleefully into the camera

'Often, humans and animals are abused at the same time. For example, the guy who kicks the family dog is likely abusing his spouse and children too. Cruelty to animals is always a red flag.'

The video was uploaded to YouTube on Friday night under the name 'psycho drunk spring breaker bites head off of hamster'.

Within minutes, it was removed from the video-sharing site for violating its codes of conduct.

Prepared: The stunt seemed prepared as the man pulled the animal from a backpack on a deckchair

The footage starts with the voice of one party-goer balking: 'Oh my f***ing God! No way!'

Others can be heard jeering: 'So good! So good!'

After the man throws the hamster, others are seen grinning and laughing behind him.

DailyMail.com has been unable to corroborate claims that the man is a fraternity member at Florida State University. PETA and DailyMail.com have yet to receive a response from the university.

textbook:
Lesson: The Importance of Respecting Animals

Introduction:
Animals are living creatures that deserve our respect and care. However, some people may not realize the importance of treating animals with kindness. In this lesson, we will learn about the significance of respecting animals and why it is crucial to avoid harming them.

Section 1: Why Respecting Animals is Important

Topic 1: Animals Feel Pain and Suffering
Animals have the ability to feel pain and suffering just like humans do. When we harm animals, we cause them unnecessary pain and distress. Therefore, it is essential to treat animals with kindness and respect.

Topic 2: Animals Have Rights Too
Just like humans, animals have rights too. They have the right to live freely without being caged or harmed. It is our responsibility to protect and respect their rights.

Topic 3: Environmental Impact
Harming animals can also have a negative impact on the environment. For example, when we kill animals for food, we contribute to deforestation and pollution. Therefore, respecting animals is not only important for their wellbeing, but also for the health of our planet.

Section 2: Practical Examples

Example 1: Veganism
One way to show respect for animals is by choosing a vegan lifestyle. Vegans avoid consuming any animal products, such as meat, dairy, and eggs. This choice helps reduce animal cruelty and promotes a compassionate lifestyle.

Example 2: Adopting Pets
Another way to show respect for animals is by adopting pets from shelters instead of buying them from pet stores. This action helps prevent the inhumane treatment of animals in mass-breeding facilities and supports the reduction of animal homelessness.

Example 3: Supporting Animal Rights Organizations
We can also show respect for animals by supporting organizations that fight for animal rights. These organizations work to end animal cruelty and promote animal welfare. By supporting them, we contribute to a more compassionate world.

Section 3: Conclusion

In conclusion, respecting animals is essential for their wellbeing, as well as for the health of our planet. We must remember that animals feel pain and suffering, just like we do. By choosing a vegan lifestyle, adopting pets, and supporting animal rights organizations, we can show our respect and care for these creatures. Let us work together to create a world where animals are treated with kindness and compassion.

Glossary:
- Animal rights: the idea that animals have the right to be treated with respect and care
- Compassion: a feeling of deep sympathy and sorrow for another who is stricken by misfortune
- Veganism: a lifestyle that avoids the use of animal products, such as meat, dairy, and eggs

Conclusion:
By learning about the importance of respecting animals, we can make a difference in the world. Let us apply this knowledge to our daily lives and work towards a more compassionate future for all living beings.


text: A speech-language pathology and therapy center that works in Southeastern PA and NJ, Nyman Associates has been serving hospitals, schools, and more in the area since 1978. When Gary came to us looking to improve the digital feel of their brand and make it easier for candidates to find careers with them, we were more than happy to help.. Since Gary had emphasized how important it was to them that we focus on the candidates for positions with Nyman Associates, that’s just what we did. We made two separate tabs, one that described what made a perfect candidate, and one that showed open jobs that people could apply to and explore their career path. Gary said it was exactly what they were looking for.View The Website

textbook:
Lesson: How to Build a Great Career Website

Introduction:
A great career website is essential for attracting top talent and building a strong employer brand. In this lesson, we will learn how to create an effective career website that showcases your company culture, values, and job opportunities. We will cover the following sections:

Section 1: Understanding Your Audience

The first step in creating a great career website is understanding your audience. Who are you trying to attract? What are their needs and expectations? By answering these questions, you can tailor your website to meet their needs and attract the right candidates.

Questions:
1. Who is your target audience?
2. What motivates them to apply for jobs?
3. What information do they need to make an informed decision about working for your company?

Answer:
Our target audience is job seekers who are looking for a challenging and rewarding career in a supportive and collaborative work environment. They are motivated by opportunities for professional growth, competitive compensation, and a positive company culture. They need to know more about our company values, job responsibilities, and the team they would be joining.

Section 2: Showcasing Your Company Culture

Your company culture is a key differentiator in attracting top talent. Make sure to showcase your company culture on your career website. This can include photos of your office, employee testimonials, and information about your values and mission.

Questions:
1. What is your company culture like?
2. How do you support your employees' professional development?
3. What values do you hold dear?

Answer:
Our company culture is collaborative, supportive, and inclusive. We believe in investing in our employees' professional development and providing opportunities for growth. Our values include integrity, teamwork, and excellence. We strive to create a positive work environment where everyone feels valued and respected.

Section 3: Highlighting Job Opportunities

Your career website should also highlight your job opportunities. Make sure to include job descriptions, requirements, and application instructions. You can also use visuals such as infographics or videos to make your job postings more engaging.

Questions:
1. What types of jobs are available at your company?
2. What are the requirements for each job?
3. How do I apply for a job?

Answer:
We have a variety of job opportunities available, including positions in speech-language pathology and therapy. Each job posting includes a detailed job description, required qualifications, and application instructions. We encourage candidates to apply online through our website.

Conclusion:
Creating a great career website is essential for attracting top talent and building a strong employer brand. By understanding your audience, showcasing your company culture, and highlighting job opportunities, you can create a website that resonates with your target audience and helps you attract the best candidates.

Glossary:
- Employer brand: the perception of a company as an employer
- Target audience: the specific group of people that a company is trying to reach
- Professional development: opportunities for learning and growth in one's career
- Values: guiding principles that shape a company's culture and behavior


text: Department of Health. Medicaid Claims Processing for the Six Months Ended September 30, 2008. Medicaid claims are processed and paid by an automated system that is operated by a contractor and overseen by the Department of Health. We examined selected Medicaid claims processed during the six months ended September 30, 2008 to determine whether the claims were processed in accordance with procedures. We found that the claims were processed in accordance with procedures. However, we determined that three providers who had abused the Medicaid program, and should have been removed from the automated payment system, had not been removed from the system. We also identified certain overpayments that needed to be recovered and certain security weaknesses that needed to be addressed.. For a complete copy of Report 2008-S-70 click. here. .

textbook:
Lesson: Medicaid Claims Processing Automation

Introduction:
Medicaid is a government-funded healthcare program that provides medical assistance to low-income individuals and families. The claims processing system for Medicaid is automated to ensure efficiency and accuracy in payments. In this lesson, we will learn about the automated Medicaid claims processing system, its procedures, and the importance of maintaining security measures to prevent fraud and abuse.

Section 1: Understanding the Medicaid Claims Processing System

Topic 1: Automated Claims Processing
The Medicaid claims processing system is automated to ensure that claims are processed quickly and accurately. This system is operated by a contractor who is responsible for processing and paying claims. The automated system uses software that checks claims for accuracy and eligibility before they are paid.

Topic 2: Procedures for Claims Processing
The procedures for claims processing involve several steps, including claim submission, claim review, and claim payment. The contractor responsible for processing claims must follow these procedures to ensure that claims are processed correctly and efficiently.

Topic 3: Importance of Security Measures
Security measures are essential to prevent fraud and abuse in the Medicaid claims processing system. These measures include encryption, firewalls, and access controls that limit access to sensitive information. Security measures also include regular audits to identify and prevent any potential security breaches.

Section 2: Procedures for Claims Processing

Topic 1: Claim Submission
Claims are submitted by providers who have provided medical services to Medicaid beneficiaries. Providers must submit claims within a specific timeframe to be eligible for payment.

Topic 2: Claim Review
Once claims are submitted, they are reviewed to ensure that they meet all eligibility requirements. This includes checking for any errors or discrepancies in the claim, such as incorrect patient information or duplicate claims.

Topic 3: Claim Payment
If a claim is approved after review, it is paid by the contractor responsible for processing claims. Payments are made electronically to the provider's bank account.

Section 3: Maintaining Security Measures

Topic 1: Encryption
Encryption is the process of converting data into a code to prevent unauthorized access. All sensitive information, such as patient records and financial data, must be encrypted to protect against potential security breaches.

Topic 2: Firewalls
Firewalls are software or hardware-based systems that act as a barrier between a network and the internet. They are used to prevent unauthorized access to a network and to protect against potential security threats.

Topic 3: Access Controls
Access controls limit access to sensitive information to authorized personnel only. This includes restricting access to certain areas of the network or databases and ensuring that all employees are aware of the importance of maintaining security measures.

Conclusion:
In conclusion, understanding the Medicaid claims processing system and its procedures is crucial for maintaining accuracy and efficiency in claims processing. Additionally, maintaining security measures, such as encryption, firewalls, and access controls, is essential to prevent fraud and abuse in the system. By following these procedures and measures, we can ensure that the Medicaid program operates effectively and fairly for all beneficiaries.

Glossary:
- Automated: Operated by a computer or machine without human intervention.
- Encryption: The process of converting data into a code to prevent unauthorized access.
- Firewall: A software or hardware-based system that acts as a barrier between a network and the internet to prevent unauthorized access.
- Access Controls: Measures that limit access to sensitive information to authorized personnel only.


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textbook:
# Lesson 1: Introduction to Australia
In this lesson, we will learn about Australia, its climate, culture, and tourist attractions.
## Section 1: Introduction to Australia
Australia is a country located in the southern hemisphere, known for its unique wildlife, beautiful beaches, and diverse cultures. It is the sixth-largest country in the world and is surrounded by the Indian Ocean, Pacific Ocean, and the Tasman Sea.
## Section 2: Climate and Culture
Australia has a temperate climate, with mild winters and warm summers. The weather is generally pleasant throughout the year, making it a popular destination for tourists. Australians are known for their friendly and welcoming nature, and the country has a rich cultural heritage that includes Indigenous Australian traditions, as well as influences from Europe, Asia, and Africa.
## Section 3: Tourist Attractions
Australia has a wide range of tourist attractions that cater to all interests. Some of the most popular destinations include Sydney, Melbourne, Brisbane, and Perth. These cities offer a mix of modern architecture, beautiful parks, and historical landmarks.
## Section 4: Conclusion
In conclusion, Australia is a beautiful country with a lot to offer. From its stunning beaches to its rich cultural heritage, there is something for everyone. Whether you are looking for adventure or relaxation, Australia is the perfect destination.
## Glossary
- Climate: The average weather conditions of a region over a long period of time.
- Culture: The customs, beliefs, values, and artifacts that characterize a group or society.
- Tourist Attractions: Places of interest that are popular among tourists.
## Conclusion
In this lesson, we learned about Australia's climate, culture, and tourist attractions. We also explored the different types of attractions available to visitors, including modern architecture, parks, and historical landmarks. By understanding these aspects of Australia, we can better appreciate the country's beauty and rich heritage.


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textbook:
Lesson: Understanding Wine Labels and Descriptions

Introduction:
Wine labels and descriptions can be confusing for people who are new to wine tasting. However, understanding the information on a wine label and the description of the wine can help you make informed purchasing decisions and improve your overall wine experience. In this lesson, we will explore the different elements of a wine label and the language used in wine descriptions.

Section 1: Understanding Wine Labels

Topic 1: Appellation
The appellation is the geographic location where the grapes for the wine were grown. This information can tell you a lot about the flavor profile of the wine. For example, wines from Napa Valley in California tend to be full-bodied and fruity, while wines from Bordeaux in France are typically more complex and earthy.

Topic 2: Grape Variety
The grape variety used to make the wine is another important piece of information to look for on the label. Different grape varieties produce different flavors and aromas. For example, Cabernet Sauvignon is a bold red wine with flavors of black cherry and oak, while Pinot Grigio is a light white wine with flavors of apple and pear.

Topic 3: Vintage
The vintage year refers to the year that the grapes were harvested. Some vintages are better than others due to weather conditions, so looking for a specific vintage year can help you determine the quality of the wine.

Topic 4: Alcohol Content
The alcohol content of the wine is usually listed on the label as a percentage. This information can help you determine the strength of the wine and whether it will be too strong for your taste.

Section 2: Understanding Wine Descriptions

Topic 1: Flavor and Aroma
Wine descriptions often include information about the flavor and aroma of the wine. Flavor refers to the taste of the wine, while aroma refers to the smell. For example, a wine might be described as having flavors of black cherry and oak, with aromas of vanilla and spice.

Topic 2: Body and Mouthfeel
Body refers to the weight or fullness of the wine in your mouth, while mouthfeel refers to the texture and sensation of the wine on your palate. For example, a wine might be described as having a full body with a velvety mouthfeel.

Topic 3: Oak Treatment
Some wines are aged in oak barrels, which can impart flavors of vanilla, spice, and toastiness. Look for terms like "oaky" or "barrel-aged" to indicate that the wine has undergone oak treatment.

Section 3: Practical Examples

Example 1: A wine label might list the appellation as Napa Valley, the grape variety as Cabernet Sauvignon, the vintage year as 2018, and the alcohol content as 14%. Based on this information, we can infer that the wine is a red wine from Napa Valley made from Cabernet Sauvignon grapes in the year 2018, and it has an alcohol content of 14%.

Example 2: A wine description might say that the wine has flavors of black cherry and oak, with aromas of vanilla and spice. Based on this description, we can expect the wine to have a full-bodied flavor with aromas of vanilla and spice.

Conclusion:
By understanding the information on a wine label and the language used in wine descriptions, you can make more informed decisions when purchasing wine. Additionally, by learning about the different elements of wine, such as appellation, grape variety, and vintage year, you can begin to understand the nuances of different wines and develop your own preferences.

Glossary:
- Appellation: The geographic location where the grapes for the wine were grown
- Grape Variety: The type of grape used to make the wine
- Vintage: The year that the grapes were harvested
- Alcohol Content: The percentage of alcohol in the wine
- Flavor: The taste of the wine
- Aroma: The smell of the wine
- Body: The weight or fullness of the wine in your mouth
- Mouthfeel: The texture and sensation of the wine on your palate
- Oak Treatment: The aging process of the wine in oak barrels


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textbook:
**Lesson: Introduction to Urban Forestry**

**Introduction:**
Urban forestry is the science and art of managing trees and other vegetation in urban environments. Trees provide many benefits to cities, including shade, beauty, and environmental services such as air and water purification. In this lesson, we will learn about the importance of urban forestry, how to plant and care for trees, and the benefits they provide to our communities.

**Section 1: Importance of Urban Forestry**
Trees are an important part of our urban environment. They provide shade, beauty, and environmental services such as air and water purification. Urban forestry is the science and art of managing trees and other vegetation in urban environments. It involves planting, maintaining, and protecting trees and other plants in cities.

**Questions:**
- Why is urban forestry important?
- What are some benefits of trees in urban environments?
- How can we manage trees in cities?

**Section 2: Planting and Caring for Trees**
Planting and caring for trees is an important part of urban forestry. There are several steps involved in planting a tree, including site selection, tree selection, planting, and maintenance.

**Questions:**
- What is involved in planting a tree?
- How do you select a good site for a tree?
- What is the best time of year to plant a tree?
- How do you care for a tree after it has been planted?

**Section 3: Benefits of Trees**
Trees provide many benefits to cities, including shade, beauty, and environmental services such as air and water purification. Trees also help reduce energy costs by providing shade and reducing the heat island effect.

**Questions:**
- What are some benefits of trees in urban environments?
- How do trees reduce energy costs?
- What is the heat island effect?

**Glossary:**
- Urban forestry: The science and art of managing trees and other vegetation in urban environments.
- Environmental services: Services provided by nature that benefit humans, such as air and water purification.
- Heat island effect: The phenomenon where urban areas are hotter than rural areas due to the absorption of heat by buildings and pavement.

**Conclusion:**
In this lesson, we learned about the importance of urban forestry, how to plant and care for trees, and the benefits they provide to our communities. Trees are an important part of our urban environment, and understanding how to manage them is crucial for creating healthy, sustainable cities. By applying the concepts we learned in this lesson, we can work towards a future where trees are an integral part of our communities and our lives.


text:
Bronchiectasis.
Bronchiectasis is a structural derangement of the bronchial wall that is characterized by airway dilatation and bronchial wall thickening. As a result of this abnormality, chronic inflammation and secondary microbial infections occur, which cause additional damage to the bronchi. Recent insights into the potential pathophysiological mechanisms of bronchiectasis, as well as improvements in computed tomography and the development of new pharmacological agents, might help to improve the clinical management of this chronic infective/inflammatory disorder.

textbook:
Lesson: Understanding Bronchiectasis

Introduction:
Bronchiectasis is a condition that affects the airways in the lungs. It is caused by damage to the bronchial tubes, which can lead to chronic inflammation and infection. In this lesson, we will learn about the symptoms, causes, and treatment options for bronchiectasis.

Section 1: Symptoms and Diagnosis
- What are the common symptoms of bronchiectasis?
- How is bronchiectasis diagnosed?
- What tests are used to diagnose bronchiectasis?
- What are the common causes of bronchiectasis?

Section 2: Treatment and Management
- What are the treatment options for bronchiectasis?
- How is bronchiectasis managed?
- What is the role of antibiotics in treating bronchiectasis?
- What is the importance of airway clearance techniques in managing bronchiectasis?

Section 3: Prevention and Complications
- How can bronchiectasis be prevented?
- What are the complications of bronchiectasis?
- Can bronchiectasis be cured?

Conclusion:
In conclusion, bronchiectasis is a chronic condition that affects the airways in the lungs. It is important to understand the symptoms, causes, and treatment options for bronchiectasis to manage the condition effectively. By following the recommended treatment plan, individuals with bronchiectasis can lead healthy and active lives.

Glossary:
- Bronchiectasis: A condition that affects the airways in the lungs, causing them to become damaged and inflamed.
- Chronic inflammation: Long-lasting inflammation that can damage tissues and organs.
- Secondary microbial infections: Infections that occur as a result of another infection or condition.
- Pharmacological agents: Drugs that are used to treat medical conditions.
- Computed tomography: A type of imaging test that uses X-rays to create detailed pictures of the body.


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textbook:
Lesson: Understanding Business Operations

Introduction:
In this lesson, we will learn about business operations, which is the process of managing and overseeing all aspects of a company's operations to ensure that it runs smoothly and efficiently. We will cover topics such as planning, organizing, directing, and controlling to help you understand how businesses operate.

Section 1: Planning
Planning is the first step in business operations. It involves setting goals and objectives for the company and developing strategies to achieve them. This includes identifying the company's strengths, weaknesses, opportunities, and threats (SWOT analysis), as well as conducting market research to understand customer needs and preferences.

Questions and Answers:
- What is planning in business operations?
- Why is it important?
- How does it relate to other aspects of business operations?

Section 2: Organizing
Organizing is the second step in business operations. It involves structuring the company's resources and activities to achieve its goals and objectives. This includes creating job roles and responsibilities, defining departmental functions, and establishing communication channels.

Questions and Answers:
- What is organizing in business operations?
- How does it differ from planning?
- What are some examples of organizing in a company?

Section 3: Directing
Directing is the third step in business operations. It involves motivating and leading employees to achieve the company's goals and objectives. This includes setting performance standards, providing feedback, and rewarding employees for their contributions.

Questions and Answers:
- What is directing in business operations?
- How does it relate to planning and organizing?
- What are some examples of directing in a company?

Section 4: Controlling
Controlling is the fourth and final step in business operations. It involves monitoring and evaluating the company's performance to ensure that it is achieving its goals and objectives. This includes tracking key performance indicators (KPIs), analyzing financial statements, and identifying areas for improvement.

Questions and Answers:
- What is controlling in business operations?
- How does it differ from planning, organizing, and directing?
- What are some examples of controlling in a company?

Conclusion:
Understanding business operations is essential for anyone interested in pursuing a career in business or management. By mastering the four steps of planning, organizing, directing, and controlling, you can help ensure that your company runs smoothly and efficiently. Remember to apply these concepts to new problems and challenges as you encounter them in your career.

Glossary:
- Business Operations: The process of managing and overseeing all aspects of a company's operations to ensure that it runs smoothly and efficiently.
- SWOT Analysis: A tool used to identify a company's strengths, weaknesses, opportunities, and threats.
- Market Research: The process of gathering information about customers and competitors to understand their needs and preferences.
- Key Performance Indicators (KPIs): Measures used to track and evaluate a company's performance against its goals and objectives.


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textbook:
Lesson: How to Help Victims of Natural Disasters
Introduction:
Natural disasters such as tornadoes can cause significant damage to communities, leaving many people in need of assistance. In this lesson, we will explore ways in which individuals can help victims of natural disasters.
Section 1: Understanding the Impact of Natural Disasters
- What is a natural disaster?
- How do natural disasters affect communities?
- Why is it important to help victims of natural disasters?
Section 2: Ways to Help Victims of Natural Disasters
- Donating money or supplies
- Volunteering time and resources
- Spreading awareness about the disaster and its impact
- Supporting organizations that provide aid to disaster victims
Section 3: Examples of Organizations That Help Victims of Natural Disasters
- Red Cross
- Salvation Army
- United Way
- Music for Relief
Glossary:
- Natural disaster: A catastrophic event caused by natural processes of the Earth, such as hurricanes, earthquakes, and tornadoes.
- Rubble removal: The process of removing debris and wreckage from a disaster site.
- Safe spaces: Designated areas where children can go to play and feel safe after a disaster.
Conclusion:
By understanding the impact of natural disasters and the ways in which we can help victims, we can make a positive difference in the lives of those affected. Whether through donating money or supplies, volunteering time and resources, or spreading awareness about the disaster and its impact, there are many ways to help. Supporting organizations that provide aid to disaster victims is also an effective way to make a difference. By applying the skills learned in this lesson, we can make a meaningful contribution to helping those in need.