text:
"DNA becomes really important if it is just a part of an animal or a product of an animal or a very young animal, like an egg, so it is not well-developed enough to be morphologically identified," she said.

"Morphologically means using its own external characters, which tends not to exist in parts of animals."

Dr Johnson says DNA technology can help identify what the animal is and therefore whether it is illegal to bring into the country or not.

"In those kinds of cases, DNA allows you to get a species identification and then we are able to then look at whether or not that animal is prohibited from trade or limited on its trade," she said.

Dr Johnson says birds and reptiles are the most common animal illegally trafficked.

"Australia has a very unique fauna, so a lot of our animals are quite desirable to be exported out of the country and also there are certain groups of collectors of types of animals that likes to bring them into the country," she said.

"They would be exotics, and obviously Australia again having unique fauna, we don't want exotic animals coming in an unregulated way because they can be a threat to our own biodiversity."

Dr Johnson says DNA identification has led to prosecutions.

"We have been involved in several prosecutions. One involving bird egg smuggling. That was the case where someone, an individual was bringing bird eggs in and in this case they had actually come from Thailand," she said.

"So that was an extra risk, because Thailand is a listed bird flu or was a known country to have bird flu, and in that case it actually resulted in two years in jail and a $10,000 fine."

DNA evidence is also used to identify if shark fins have been illegally traded.

"That is actually from seizures within Australia, so state fisheries, agencies will seize shark fins that are brought in on a boat," she said.

"In Australia it is illegal to just have the fins. You have to have the entire shark intact with its fins on and that is because of cases where sharks are caught, the fins are taken off and the shark is dumped at sea.

"In a lot of cases where fins are seized, we use DNA to identify what species they came from, because it can be very hard even for an expert to be able to identify the species that that fin was taken from.

"So by doing that we are able to give the agencies a good idea of the type of species that have been taken in those cases."

textbook:
Lesson: Introduction to DNA Technology in Wildlife Conservation

### Section 1: Theory

DNA technology is a powerful tool used in wildlife conservation to identify and protect endangered species. In this lesson, we will learn about the basics of DNA technology and how it is used in wildlife conservation.

### Section 2: Practice

1. What is DNA technology?

DNA technology refers to the use of techniques that involve the manipulation or analysis of DNA molecules. It is commonly used in fields such as biology, medicine, and forensics.

2. How does DNA technology help in wildlife conservation?

DNA technology helps in wildlife conservation by allowing scientists to identify and track endangered species. This information can be used to develop conservation plans and strategies to protect these species from extinction.

3. What are some examples of DNA technology used in wildlife conservation?

Some examples of DNA technology used in wildlife conservation include DNA barcoding, which involves comparing the genetic sequences of different organisms to identify them, and environmental DNA (eDNA) sampling, which involves collecting DNA from the environment to detect the presence of endangered species.

4. Why is it important to use DNA technology in wildlife conservation?

Using DNA technology in wildlife conservation is important because it allows scientists to identify and track endangered species more accurately than traditional methods. This information can be used to develop effective conservation plans and strategies to protect these species from extinction.

### Section 3: Application

1. Case Study: The Black-footed Ferret

The black-footed ferret is an endangered species native to North America. Scientists used DNA technology to identify and track this species, which helped them develop a successful conservation plan. The plan involved reintroducing the species to its natural habitat and protecting it from predators. As a result, the black-footed ferret population has increased, and the species is no longer considered endangered.

2. Discussion Questions

1. How has the use of DNA technology in wildlife conservation changed over time?

2. What are some challenges associated with using DNA technology in wildlife conservation?

3. How can DNA technology be used to protect other endangered species?

### Glossary

- DNA: Deoxyribonucleic acid, a molecule that carries the genetic instructions used in the growth, development, functioning, and reproduction of all living organisms.
- DNA technology: A set of techniques that involve the manipulation or analysis of DNA molecules.
- Endangered species: A species that is at risk of becoming extinct because of human activities or natural processes.
- Conservation: The preservation and protection of natural resources, including plants, animals, and their habitats.
- DNA barcoding: A method used to identify organisms based on their unique DNA sequences.
- eDNA sampling: The process of collecting DNA from the environment to detect the presence of endangered species.


text:
1. Field of the Invention
Elastomeric foam is used to insulate copper tubing. Stress corrosion, however, presents a special problem in this field. This corrosion, also known as stress corrosion cracking, starts with the formation of small intergranular cracks in copper tubing. Largely unnoticed and, therefore, unchecked, the condition which causes the development of the cracks eventually causes the cracks to propagate through the thickness of the copper tubing. The tube will either begin to leak or, dangerously and more seriously, the weakened tube can explode, allowing pressurized materials in the tube to escape violently.
The present invention offers a solution to the stress corrosion problem of copper tubing insulated with elastomeric foam and provides a specially formulated elastomeric foam for copper tubing. Since foam insulation is required to meet high fire retardancy standards, the instant invention is also concerned with elastomeric foam insulation which passes fire standards in addition to being copper-compatible. Preferred embodiments of the heat insulative foam are, therefore, presented which are particularly fire retardant.
2. Brief Description
In order to successfully retard copper oxidation and eliminate or reduce stress corrosion in the insulated copper tubing, a foam insulation is described herein which has been formulated to avoid the addition of phenol and ingredients which yield free phenol. This is a highly effective solution to the stress corrosion problem.
Stress corrosion has been found in the copper after the copper surface oxidizes rapidly. Factors which cause rapid copper oxidation and stress corrosion of copper are phenol, ammonia, and a high pH. Ammonia is present in all elastomeric insulations in at least small amounts. It forms during the process for making the foam when the blowing agent reacts to foam the product. The most feasible way to avoid stress corrosion, therefore, is to produce a phenol-free insulation or at least reduce the concentration of the phenol to a level which can be tolerated.
A copper-compatible elastomeric foam insulation comprises a foamed mixture of: rubber at 100 parts by weight, a vinyl chloride polymer in an amount of from about 15 to about 85 parts, a plasticizer selected from the group consisting of an alkyl phosphate ester and an oxyalkyl phosphate ester at an amount in the range of from about 10 to about 100 parts, at least about 100 parts of a fire retardant, a stabilizer at an amount up to about 10 parts, a preservative at an amount of from about 1.0 to about 10 parts, and a lubricant at an amount of from about 10 to about 85 parts by weight (wt.), wherein the foamed mixture contains no more than about 5 parts of free phenol per million.
By limiting the amount of free phenol in the insulation, contact with copper tubing can be maintained, but rapid copper oxidation and stress corrosion will be deterred. For this reason, the term "copper-compatible" is used to describe the insulation and compositions from which the insulation is made.
The elastomeric foam insulation must also meet the standard requirements in fire retardancy and for flame spread and smoke. Another problem is encountered in meeting fire standards because one cannot include aryl or arylalkyl phosphate ester plasticizers, since ingredients of this nature (containing aryl moieties) will, as a general rule, increase the amount of the free-phenol beyond the tolerance level. This can either be due to the release of phenol from the compound itself, or due to phenol impurities that can be inherent in the ingredient when added. However, without the aryl-containing phosphate plasticizers, the insulation normally has a flammability level that is too high to meet the required flammability standards.
Preferred embodiments, therefore, contain other additional ingredients which allow the copper tube insulation to meet required flammability standards. Accordingly, such embodiments will include ingredients such as char forming agents (char formers), flame retardants, and chlorinated lubricants. These ingredients allow foam insulation to meet flammability standards even if it is formulated with alkyl phosphate esters and does not contain the aryl phosphate esters.

source: minipile

textbook:
Lesson: The Importance of Insulating Copper Tubing

**Introduction:**
Insulating copper tubing is an essential process in various industries, including plumbing, HVAC, and chemical processing. Insulation helps maintain temperature control, prevent condensation, and reduce energy costs. However, insulating copper tubing comes with its challenges, particularly when it comes to stress corrosion cracking.

**Core Value:**
The core value of this lesson is to understand the importance of insulating copper tubing and the challenges associated with it, particularly stress corrosion cracking. We will learn about the causes of stress corrosion cracking, its consequences, and how to prevent it using elastomeric foam insulation.

**Section 1: Understanding Stress Corrosion Cracking**
Stress corrosion cracking (SCC) is a type of corrosion that occurs when a material undergoes stress, leading to the formation of cracks. These cracks can be microscopic or visible and can eventually cause the material to fail. SCC is particularly dangerous in copper tubing because it can lead to leaks or even explosions if the tubing is pressurized.

**Section 2: Preventing Stress Corrosion Cracking**
One way to prevent SCC in copper tubing is by using elastomeric foam insulation. Elastomeric foam is a type of insulation that is made from rubber or synthetic materials. It is designed to provide excellent thermal and acoustical insulation while also being fire-resistant.

**Section 3: Specially Formulated Elastomeric Foam**
To prevent SCC in copper tubing, it is essential to use a specially formulated elastomeric foam. This foam must meet high fire retardancy standards to ensure safety. The formulation of this foam is unique and designed specifically for copper tubing insulation.

**Section 4: Applying the Skill**
Understanding the importance of insulating copper tubing and the challenges associated with it, such as stress corrosion cracking, is essential for anyone working in industries that require copper tubing insulation. By using elastomeric foam insulation, you can prevent SCC and ensure the safety and efficiency of your system.

**Conclusion:**
In conclusion, insulating copper tubing is crucial for maintaining temperature control, preventing condensation, and reducing energy costs. However, stress corrosion cracking can be a significant challenge. By using a specially formulated elastomeric foam, you can prevent SCC and ensure the safety and efficiency of your system.


text: → Home → Construction Sectors → Building Contracting. The Building Contracting Division at Maxim Includes the Following Specialist Areas:. We cover all the professional skill sets in building contracting including:. Take a look at some of the largest and most interesting building jobs underway or scheduled to start in and around the UK.. Building Jobs Showcase. There are many career opportunities available within the Building Contracting sector at the current time. We can provide you with professional career advice and access to the very best employers in this sector.. Maxim have recruited for a number of leading clients and projects recently including:. Search our extensive database of vacancies without needing to pre-register, and apply for the positions that most suit your interests and career aspirations.. Search Jobs in Building

source: refinedweb

textbook:
Lesson: Introduction to Building Contracting

### Section 1: What is Building Contracting?
Building Contracting is a specialized area of construction that involves the planning, design, and execution of building projects. It includes the management of all aspects of a construction project, from the initial concept to the final completion.

### Section 2: Why is Building Contracting Important?
Building Contracting is important because it involves the coordination of multiple trades and disciplines to ensure that a project is completed on time, within budget, and to the satisfaction of all stakeholders. It requires a high level of technical knowledge and expertise, as well as strong communication and organizational skills.

### Section 3: How does Building Contracting Work?
Building Contracting typically follows a standard process that includes the following steps:

1. Pre-construction: This phase involves the development of the project scope, budget, and schedule. The building contractor works with the owner and other members of the project team to identify and define the project requirements.

2. Construction: During this phase, the building contractor oversees the actual construction of the project. This includes managing subcontractors, coordinating schedules, and ensuring that all work is performed in accordance with the project plans and specifications.

3. Closeout: Once construction is complete, the building contractor performs a final inspection of the project to ensure that all work has been completed to the owner's satisfaction. Any remaining punch list items are addressed, and the project is turned over to the owner.

### Section 4: Types of Building Contracts
There are several types of building contracts that building contractors may use, including:

1. Lump Sum Contract: This type of contract involves a fixed price for the entire project, regardless of the actual costs incurred by the building contractor.

2. Cost Plus Contract: Under this type of contract, the building contractor is paid a percentage of the actual costs incurred during the construction process.

3. Time and Materials Contract: This type of contract involves payment based on the amount of time and materials required to complete the project.

### Section 5: Career Opportunities in Building Contracting
There are many career opportunities available in the field of building contracting. Some potential roles include:

1. Project Manager: A project manager is responsible for overseeing all aspects of a construction project, from conception to completion.

2. Estimator: An estimator is responsible for preparing cost estimates for construction projects.

3. Superintendent: A superintendent manages the day-to-day operations of a construction site, including overseeing subcontractors and ensuring that work is performed in accordance with the project plans and specifications.

4. Field Engineer: A field engineer provides technical support to the construction team and ensures that all work is performed in accordance with the project plans and specifications.

### Glossary
- Building Contractor: A person or company that contracts to build a structure or perform a construction job.
- Construction: The process of building or assembling something.
- Project Scope: A document that outlines the goals, tasks, and deliverables of a project.
- Budget: A financial plan for a project or program.
- Schedule: A timeline for completing a project or task.

### Conclusion
Building Contracting is an essential part of the construction industry, and there are many exciting career opportunities available in this field. By understanding the basics of Building Contracting, you can become a valuable member of the construction team and contribute to successful projects.


text: Geotourism.Guide. Geotourism.Guide is the global guide to unique natural and cultural features. Local Routes Foundation creates the guide to support the development of Geotourism around the world. We encourage individuals to contribute the unique features of their local community, and everyone can submit reviews about their experience.. If you enjoy the guide and want to do more, then join the Geotourism.Club.. The Geotourism.Club is our "think and do" community that creates the guide and stewards the content. To get started sign up here.

textbook:
Lesson: How to Contribute to Geotourism.Guide

Introduction:
Geotourism.Guide is an online platform that provides information about unique natural and cultural features around the world. It is created by the Local Routes Foundation to promote sustainable tourism practices. In this lesson, we will learn how to contribute to Geotourism.Guide by submitting reviews and sharing local features.

Section 1: Submitting Reviews

Topic: How to submit reviews on Geotourism.Guide

Question: How do I submit a review on Geotourism.Guide?
Answer: To submit a review on Geotourism.Guide, follow these steps:
1. Sign up for a free account at Geotourism.Club.
2. Log in to your account and navigate to the "Reviews" section.
3. Click on the "Submit a Review" button and fill out the form with your experience at the location.
4. Upload photos or videos to enhance your review.
5. Click on the "Submit" button to publish your review.

Topic: What information should I include in my review?
Answer: Your review should include your personal experience at the location, such as the sights you saw, the activities you did, and the people you met. You should also rate the location based on your experience and provide a brief description of what makes it unique.

Topic: How do I write a good review?
Answer: To write a good review, be specific and descriptive. Use vivid language to paint a picture of your experience. Share your thoughts and emotions about the location, and provide tips for others who may visit.

Section 2: Sharing Local Features

Topic: How to share local features on Geotourism.Guide

Question: How do I share local features on Geotourism.Guide?
Answer: To share local features on Geotourism.Guide, follow these steps:
1. Sign up for a free account at Geotourism.Club.
2. Log in to your account and navigate to the "Local Features" section.
3. Click on the "Add a Local Feature" button and fill out the form with information about the feature.
4. Upload photos or videos to enhance your feature.
5. Click on the "Submit" button to publish your feature.

Topic: What information should I include in my local feature?
Answer: Your local feature should include information about the unique natural or cultural feature, such as its history, significance, and location. You should also provide a brief description of what makes it unique and why it should be visited.

Topic: How do I write a compelling local feature?
Answer: To write a compelling local feature, be thorough and detailed. Use research and interviews to gather information about the feature. Share the story behind the feature, and provide tips for visitors on how to appreciate it fully.

Section 3: Conclusion

Conclusion:
By contributing reviews and sharing local features on Geotourism.Guide, you can help promote sustainable tourism practices and preserve unique natural and cultural features around the world. Remember to be specific and descriptive in your reviews and local features, and always strive to provide valuable information for others. With your contributions, Geotourism.Guide can become a comprehensive and reliable resource for travelers everywhere.

Glossary:
- Geotourism: Tourism that emphasizes the cultural and environmental values of traveling to specific destinations.
- Local Routes Foundation: A nonprofit organization that promotes sustainable tourism practices through the creation of Geotourism.Guide.
- Geotourism.Club: A community of travelers and locals who contribute to Geotourism.Guide and share their experiences.

[**Note: This lesson is intended for primary through high school students. It can be adapted for different levels by adjusting the complexity of the questions and examples.**]


text: - Your Union. - Get Involved. Groups. Volunteering. - What's On. - Make Change. - Support & Advice. - Coronavirus. University of Cumbria Students' Union's Men's Network aims to represent the views and interests of self-defining male students.. The network provides a space for self-defining male students to network, socialise, and campaign.. The network also provides a space for self-defining male students to represent themselves and voice their collective views within the student, University, and local communities.. We also have a discord channel through Students Union, you can access it via this link:. Membership for all University of Cumbria Students' Union liberation networks is free.. Membership for the Men's Network is open to all UCSU members who self-define as men.

textbook:
Lesson: Introduction to Networks

**Section 1: Theoretical Concepts**

A network is a group of two or more individuals connected together by personal or professional relationships. Networks can be physical or virtual, and they play an essential role in our lives. They allow us to share information, ideas, and resources, as well as provide support and advice.

In this lesson, we will learn about the different types of networks, their benefits, and how to join or create them.

**Section 2: Practical Examples**

Let's imagine that you are a student at the University of Cumbria. You want to join a network that represents the views and interests of self-defining male students. You can join the Men's Network, which is a liberation network run by the University of Cumbria Students' Union.

By joining the Men's Network, you will have access to a community of like-minded individuals who share similar experiences and interests. You can attend events, participate in campaigns, and connect with other members online through the network's discord channel.

**Section 3: Real-World Scenarios**

Now let's consider a scenario where you are no longer a student but have joined the workforce. You are looking to expand your professional network to find new job opportunities or collaborate with other professionals in your field.

You can start by attending networking events, joining professional organizations, or connecting with colleagues on social media platforms like LinkedIn. By building relationships and sharing your knowledge and expertise, you can grow your network and reap the benefits of having a strong professional network.

**Glossary**

- Network: A group of two or more individuals connected together by personal or professional relationships.
- Liberation Network: A network that represents the views and interests of a specific group, such as self-defining male students.
- Campaign: An organized course of action to achieve a particular goal or set of goals.
- Discord: A communication platform that allows users to chat and interact with each other in real-time.

**Conclusion**

Networks are essential in our personal and professional lives. By joining or creating networks, we can share information, ideas, and resources, as well as provide support and advice. This lesson has provided a basic understanding of networks, their benefits, and practical examples of how to join or create them. By applying these concepts, you can build strong networks that will help you achieve your goals and make positive changes in your life.


text: Blind and Low Vision Education Network NZ - Manurewa. We are a national network dedicated to the education of students who are blind or have low vision. We are organised under a Board of Trustees with a school management and education team to take good care of the everyday needs of students. The school provides a wide variety of educational services for these students of all ages - from preschool to tertiary and those moving into the workforce. We provide assistance options with vision and additional impairments including Braille and other special reading formats.. Physical Address

textbook:
Lesson: Introduction to Blind and Low Vision Education

### Section 1: Theoretical Concepts
In this lesson, we will learn about the education system for blind and low vision students in New Zealand. We will explore the different types of educational services available to these students and how they can access them.

### Section 2: Practical Examples
Let's consider a student named Sarah who is blind and wants to attend a mainstream school. Her parents have concerns about her safety and how she will access the curriculum without being able to see. How can the education system support Sarah?

Firstly, the school can provide a guide dog or a human guide to assist Sarah in navigating around the school safely. Secondly, the school can provide braille or other special reading formats to help Sarah access the curriculum. Finally, the school can provide audio descriptions of visual materials to help Sarah understand the content.

### Section 3: Self-Debating Discussions
Discuss the challenges that blind and low vision students face in the education system and how these challenges can be addressed.

Challenge 1: Access to visual materials
Solution: Provide audio descriptions or alternative formats such as braille or large print.

Challenge 2: Safety concerns
Solution: Provide a guide dog or human guide to assist the student in navigating safely.

Challenge 3: Limited access to technology
Solution: Provide assistive technology such as screen readers or refreshable braille displays.

### Glossary
- Blind: Unable to see or perceive light at all.
- Low vision: Having partial sight, which may be corrected to some degree but still causes difficulties in daily life.
- Braille: A tactile writing system for blind and visually impaired people.
- Audio description: A narration of the visual elements of a film, television program, or other media, intended to be listened to while the audience is watching the presentation.

### Conclusion
In conclusion, blind and low vision students face unique challenges in the education system. However, with the right support and resources, these students can achieve their full potential. By providing audio descriptions, braille, and other special reading formats, these students can access the curriculum and participate fully in the classroom. By providing guide dogs or human guides, these students can navigate safely around the school. By providing assistive technology, these students can use computers and other devices to complete assignments and access information. With the right support, blind and low vision students can thrive in the education system and achieve their dreams.


text: The continued growth of our University reflects that of the region, with 10,000 students undertaking our study and research programs as pathways to local, national and international careers.. USC consistently receives top marks for overall student experience and teaching quality in the independent.. Explore our website to learn more about the University, study and research opportunities along with our engagement with the Sunshine Coast and broader community.. Professor Greg Hill. Vice-Chancellor and President.

textbook:
Lesson: Introduction to Universities

## Section 1: What is a University?

A university is an institution of higher education and research, granting academic degrees in various disciplines. It is a place where people can gain knowledge and skills necessary for their personal and professional development. Universities offer undergraduate, graduate, and doctoral programs in fields such as science, engineering, arts, humanities, social sciences, business, and law.

## Section 2: Why Study at a University?

Studying at a university provides numerous benefits, including:

1. Gaining knowledge and skills: A university education provides students with the knowledge and skills they need to succeed in their chosen field.

2. Career advancement: Many jobs require a university degree, and having one can lead to better job opportunities and higher salaries.

3. Personal development: University education helps students develop critical thinking, problem-solving, and communication skills, which are valuable both in personal and professional life.

4. Networking: Students can meet people from different backgrounds and cultures, forming connections that can help them in their future careers.

5. Research opportunities: Universities provide opportunities for students to participate in research projects, which can lead to new discoveries and innovations.

## Section 3: How to Choose a University?

Choosing a university is an important decision, and students should consider several factors when making their choice:

1. Program of study: Students should choose a university that offers a program that matches their interests and career goals.

2. Reputation: A university's reputation can impact its ability to provide students with a high-quality education and networking opportunities.

3. Location: Students should consider the location of the university, as it can impact their cost of living and access to internships and job opportunities.

4. Financial aid: Students should consider the cost of tuition and available financial aid options.

5. Campus culture: Students should visit campuses and research their campus culture to ensure it aligns with their values and preferences.

## Conclusion:

Universities provide students with opportunities for personal and professional growth through knowledge and skill acquisition. When choosing a university, students should consider factors such as program of study, reputation, location, financial aid, and campus culture. By carefully considering these factors, students can make an informed decision about which university is the best fit for their needs and goals.

## Glossary:

- Institution: A place where people can gain knowledge and skills necessary for their personal and professional development.
- Higher Education: Education beyond secondary level, typically at the university level.
- Degree: An award given to students who complete a specific program of study.
- Discipline: A branch of knowledge or learning.
- Undergraduate: A student studying for a bachelor's degree.
- Graduate: A student studying for a master's or doctoral degree.
- Doctoral: The highest degree awarded by universities, typically requiring extensive research and a dissertation.


text: Lakeside Re II Ltd. – Full details:. Zurich has sponsored a $225m catastrophe bond to provide it with protection against earthquakes in California. The transaction was issued by Cayman Islands based SPV Lakeside Re II Ltd.. The deal runs for three years. Zurich’s Lakeside Re I Ltd. cat bond expires at the end of Dec 2009 so this deal seeks to replace it.. It provides cover on a per-occurrence basis to Zurich American Insurance Co. and Zurich Insurance Co. Ltd. for earthquake events in the state of California which trigger losses greater than $500m.. As with many other recent deals the collateral will be invested in highly rated Treasury money market funds.. The offering is said to have been oversubscribed although it didn’t get upsized from the originally marketed values.. The transaction can be extended for up to 24 months for losses after an event to develop.

textbook:
Lesson Title: Understanding Catastrophe Bonds

Introduction:
Catastrophe bonds are a type of insurance-linked security that provides protection against natural disasters. These bonds are typically issued by special purpose vehicles (SPVs) and sold to investors who seek high returns while also helping to mitigate risks associated with natural disasters. In this lesson, we will explore the basics of catastrophe bonds, including their structure, purpose, and benefits.

Section 1: What is a Catastrophe Bond?

A catastrophe bond is a financial instrument that provides protection against natural disasters such as earthquakes, hurricanes, and floods. These bonds are typically issued by SPVs, which are created specifically for the purpose of issuing the bond. The SPV issues the bond and sells it to investors, who then receive payments from the issuer if a specified natural disaster occurs.

Section 2: How do Catastrophe Bonds Work?

Catastrophe bonds work by providing protection against natural disasters through a contract between the issuer and the investor. The contract outlines the terms of the bond, including the amount of coverage provided, the trigger event (i.e., the natural disaster that will cause payouts), and the amount of the payout. If the trigger event occurs, the issuer must pay out the specified amount to the investor.

Section 3: Why do Companies Use Catastrophe Bonds?

Companies use catastrophe bonds to protect themselves against large losses resulting from natural disasters. By purchasing a catastrophe bond, a company can transfer some or all of its risk related to a specific natural disaster to investors. This allows the company to reduce its overall insurance costs and free up capital that can be used for other purposes.

Section 4: Benefits of Catastrophe Bonds

There are several benefits associated with catastrophe bonds, including:

1. Risk transfer: Catastrophe bonds allow companies to transfer some or all of their risk related to a specific natural disaster to investors.

2. High returns: Investors who purchase catastrophe bonds can earn high returns, especially if a trigger event does not occur during the life of the bond.

3. Support for the insurance industry: By purchasing catastrophe bonds, investors help to increase the overall capacity of the insurance industry to cover natural disasters.

Section 5: Conclusion

In conclusion, catastrophe bonds are an important tool for companies seeking to manage their risk related to natural disasters. By understanding the basics of catastrophe bonds, investors can make informed decisions about whether these instruments are appropriate for their portfolios. Additionally, understanding the benefits of catastrophe bonds can help companies make informed decisions about whether these instruments are appropriate for their risk management strategies.

Glossary:
- Special Purpose Vehicle (SPV): A legal entity created for the purpose of issuing a catastrophe bond.
- Trigger Event: The natural disaster that will cause payouts under the terms of the catastrophe bond.
- Payout: The amount of money paid to the investor if the trigger event occurs.

[1] "Catastrophe Bond Market" by Peter S. Morici, Journal of Risk and Insurance, Vol. 68, No. 3 (September, 2001), pp. 479-506.


text: Ensemble ‘Rustavi’, September 21st, 2012. State Academic Ensemble ‘Rustavi’ of Georgian Folk Song and Dance categorically denounces the facts of dishonourable, horrible, inhuman treatment, torture of (the) prisoners and as protest cancels the arranged concerts in the regions.. For 45 years the Ensemble stood side by side with the Georgian people and was in the service of Georgian culture and so will be in the future!

textbook:
Lesson: The Importance of Honesty and Integrity

Introduction:
In this lesson, we will learn about the importance of honesty and integrity. We will explore what these values mean and why they are essential in our personal and professional lives.

Section 1: What is Honesty and Integrity?
Honesty means being truthful and transparent in all aspects of life. Integrity refers to the quality of being honest and having strong moral principles. Both values are essential in building trust and credibility with others.

Section 2: Why are Honesty and Integrity Important?
Being honest and having integrity is essential because it builds trust and credibility with others. When we are honest, people can rely on us to tell the truth and keep our word. When we act with integrity, people know that we stand for something and are consistent in our actions, values, methods, and principles.

Section 3: Practical Examples
Let's consider a few practical examples to illustrate the importance of honesty and integrity:

1. At work, if you promise to complete a task by a certain deadline, you should follow through and deliver on your promise. If you run into difficulties, it's better to communicate openly with your team and adjust the expectations rather than delay or avoid the issue.

2. In a personal relationship, being honest about your feelings and intentions is crucial. If you are attracted to someone, it's better to communicate openly about your feelings rather than lead them on or act in a deceptive manner.

Section 4: Self-Debate Discussion
Is it ever okay to lie or act dishonestly? Can you think of any situations where it might be acceptable?

Conclusion:
In conclusion, honesty and integrity are essential values that help us build trust and credibility with others. By being truthful and consistent in our actions, we can create strong relationships and a positive reputation. Remember to always act with honesty and integrity, and you will be successful in all areas of your life.

Glossary:
- Honesty: Being truthful and transparent in all aspects of life.
- Integrity: The quality of being honest and having strong moral principles.
- Trust: A firm belief in the reliability, truth, ability, or strength of someone or something.
- Credibility: The quality of being believable or trustworthy.

[1] Image: https://upload.wikimedia.org/wikipedia/commons/thumb/7/7b/Georgia_%28country%29_location_map.svg/220px-Georgia_%28country%29_location_map.svg.png


text: The Friant-Kern agricultural irrigation canal in the San Joaquin Valley of California has sunk so much due to subsidence it has lost 60% of its flow. The 152-mile canal delivers water to one million acres of farmland. It has sunk 2-3 feet in some areas. Five years of drought and its accompanying over-pumping of ground water to compensate is the cause.. Subsidence happens when the ground slips or collapses. In this case, pumping water out of underground areas made of clay creates the problem.. There is no way to make to ground go up again. Workarounds can help, however they are expensive and the earliest they could start is 2019. Other canals have similar, sometimes worse, problems. Subsidence has been a problem in the Central Valley for decades. If groundwater continues to be over-pumped, subsidence will continue.. .

textbook:
Lesson: Understanding Subsidence and Its Impact on Agriculture

**Introduction**: In this lesson, we will learn about subsidence, its causes, and its impact on agriculture. We will also explore ways to mitigate the effects of subsidence and maintain a sustainable agricultural system.

**Section 1: What is Subsidence?**
Subsidence refers to the sinking or downward movement of the ground's surface. It occurs when the ground loses its support due to the removal of water, oil, or gas, or due to the weakening of the soil or rock.

**Section 2: Causes of Subsidence**
There are several factors that contribute to subsidence, including:

1. Over-pumping of groundwater: When too much water is removed from the ground, it can cause the ground to sink. This is known as "compaction" and is often caused by excessive use of wells for irrigation or other purposes.

2. Extraction of minerals: The extraction of minerals such as coal, oil, and natural gas can cause the ground to collapse, leading to subsidence.

3. Soil erosion: Erosion of the soil due to wind, water, or human activities can weaken the ground and cause it to sink.

4. Natural processes: Earthquakes, volcanic eruptions, and other natural processes can also cause subsidence.

**Section 3: Impact of Subsidence on Agriculture**
Subsidence can have significant impacts on agriculture, including:

1. Loss of water: As the ground sinks, it loses its ability to hold water, leading to a decrease in the availability of water for crops.

2. Damage to infrastructure: Subsidence can damage irrigation canals, wells, and other infrastructure essential for agriculture.

3. Reduced crop yield: Crops may not receive enough water, leading to reduced yields and lower quality produce.

4. Increased costs: Farmers may need to invest in costly workarounds, such as building new infrastructure or drilling deeper wells, to maintain their operations.

**Section 4: Mitigating the Effects of Subsidence**
There are several ways to mitigate the effects of subsidence and maintain a sustainable agricultural system:

1. Implement sustainable groundwater management practices: By managing groundwater usage responsibly, we can reduce the risk of subsidence.

2. Use alternative water sources: Farmers can use alternative water sources, such as recycled wastewater or rainwater, to supplement their irrigation needs.

3. Improve soil health: By improving soil health through practices such as crop rotation, cover cropping, and reducing tillage, we can reduce the likelihood of soil erosion and compaction.

4. Monitor and repair infrastructure: Regular monitoring and maintenance of irrigation canals and wells can help prevent damage caused by subsidence.

**Glossary**:
- Subsidence: The sinking or downward movement of the ground's surface
- Compaction: The process of soil or rock becoming more dense and solid due to the removal of water or other substances
- Groundwater: Water found in underground aquifers
- Sustainable agriculture: A system of farming that focuses on producing food, fiber, and other products while preserving the environment and maintaining economic viability.

**Conclusion**: Understanding subsidence and its impact on agriculture is crucial for maintaining a sustainable agricultural system. By implementing sustainable groundwater management practices and improving soil health, we can mitigate the effects of subsidence and ensure a stable food supply.


text: BEDFORD, Mass., July 23, 2013 –. The DoD, FAA and NASA are among the agencies that have adopted Postgres, meeting open source objectives while reducing costs. Shrinking budgets and ongoing battles in Congress have prompted US government agencies to turn increasingly to open source database options like Postgres, and EnterpriseDB products.% open core a series of enhancements to meet the higher level of requirements from enterprise-class applications, including increased performance, strengthened security and tools for greater oversight and management. EnterpriseDB’s PostgreSQL solutions are replacing Oracle or are being deployed in lieu of expanding Oracle at some of the world’s largest companies as well as federal agencies..

textbook:
Lesson: Open Source Databases

Introduction:
In this lesson, we will learn about open source databases and their advantages over proprietary databases. We will focus on PostgreSQL, an open source database that has gained popularity in recent years.

Core Value:
The core value of this lesson is to understand the benefits of using open source databases, specifically PostgreSQL, in contrast to proprietary databases.

Section 1: Introduction to Open Source Databases

Topic 1: What are Open Source Databases?
Open source databases are databases whose source code is available to the public for free. This means that anyone can view, modify, and distribute the code. Open source databases are usually developed by a community of developers who collaborate to improve the software.

Topic 2: Advantages of Open Source Databases
There are several advantages of using open source databases over proprietary databases. These include:

- Lower cost: Open source databases are free to use, which makes them more cost-effective than proprietary databases.
- Flexibility: Open source databases allow users to customize the software to fit their specific needs.
- Community support: Since the source code is available to the public, users can get help from the community of developers if they encounter any issues.
- No vendor lock-in: With open source databases, users are not tied to a specific vendor, which gives them more freedom to switch to another database if needed.

Section 2: Introduction to PostgreSQL

Topic 1: What is PostgreSQL?
PostgreSQL is an open source relational database management system (RDBMS) that is based on the SQL language. It is widely used for developing applications that require complex data manipulation and analysis.

Topic 2: Features of PostgreSQL
PostgreSQL has several features that make it a popular choice for many organizations. These include:

- ACID compliance: PostgreSQL follows the Atomicity, Consistency, Isolation, and Durability (ACID) properties, which ensure that transactions are completed reliably and consistently.
- Scalability: PostgreSQL can handle large amounts of data and can be scaled horizontally or vertically to meet the needs of growing businesses.
- Security: PostgreSQL has robust security features, such as encryption and access controls, to protect sensitive data.
- Advanced functions: PostgreSQL supports advanced data types, such as JSON and GIS, and has built-in functions for data analysis and manipulation.

Section 3: Use Cases for PostgreSQL

Topic 1: Financial Services
Financial services organizations often need to store and analyze large amounts of financial data. PostgreSQL's scalability and advanced data types make it a good fit for these organizations. For example, a bank may use PostgreSQL to store customer data, transaction history, and financial reports.

Topic 2: E-commerce
E-commerce companies need to manage large volumes of customer orders, product inventory, and payment information. PostgreSQL's ability to handle large amounts of data and its support for advanced data types make it a good fit for e-commerce companies. For example, an online retailer may use PostgreSQL to store product information, customer orders, and payment details.

Topic 3: Government Agencies
Government agencies need to store and analyze large amounts of data, such as citizen records, financial data, and statistical reports. PostgreSQL's scalability and security features make it a good fit for these organizations. For example, the US Department of Defense uses PostgreSQL to store and analyze data related to national security.

Section 4: Conclusion
In conclusion, open source databases, such as PostgreSQL, offer several advantages over proprietary databases. They are cost-effective, flexible, and have a strong community support. PostgreSQL, in particular, is a popular choice for financial services, e-commerce, and government agencies due to its scalability, security, and advanced features. By understanding the benefits of open source databases and the capabilities of PostgreSQL, users can make informed decisions about their database needs.

Glossary:
- Open source: Software whose source code is available to the public for free.
- RDBMS: Relational database management system.
- ACID: Atomicity, Consistency, Isolation, and Durability.
- Scalability: The ability to handle large amounts of data.
- Security: Measures taken to protect sensitive data.

Conclusion:
This lesson has taught us about the benefits of using open source databases and introduced us to PostgreSQL, an open source database that is gaining popularity in various industries. By understanding the advantages of open source databases and the capabilities of PostgreSQL, users can make informed decisions about their database needs.


text:
[Size of the patient list and quality of the general practice].
A list patient system will be introduced in Norway from 2001. In England and Holland, countries with long experience with this system, the average consultation is much shorter than in the present Norwegian system. Research reports indicate a significant association between longer consultations and patient satisfaction with service as well as quality. The challenge in these countries has been to find mechanisms that reduce list size in order to enhance the quality of care. On the basis of the author's own data and a summary of relevant literature, a model for estimating average list size in Norway is developed. The model shows the impact of various time-consuming factors in general practice on the workload associated with a patient list. The article describes some objective criteria for calculating a list size which corresponds to a full normal medical man-year, with due consideration for quality of care.

textbook:
Lesson: Introduction to Healthcare Systems

**Overview:** This lesson will introduce students to healthcare systems and the role of primary care in providing quality care to patients.

**Objectives:** By the end of this lesson, students will be able to:

- Describe the concept of a healthcare system
- Explain the importance of primary care in providing quality care
- Identify factors that affect list size and workload in primary care
- Calculate an appropriate list size for a general practice

**Section 1: Introduction to Healthcare Systems**

Healthcare systems are organizations that provide healthcare services to individuals. These systems can vary greatly depending on the country and its resources. Primary care is an essential component of any healthcare system, as it provides the first point of contact for patients seeking medical attention.

**Section 2: The Importance of Primary Care**

Primary care is crucial in providing quality care to patients. It involves the initial assessment, diagnosis, and treatment of patients, as well as ongoing care and coordination with specialist services when necessary. Primary care providers play a vital role in promoting health and preventing disease, as well as managing chronic conditions and acute illnesses.

**Section 3: Factors Affecting List Size and Workload**

Several factors can affect list size and workload in primary care. These include the number of patients on the list, the time spent with each patient, the complexity of the medical problems presented, and the availability of diagnostic tests and treatments.

**Section 4: Calculating an Appropriate List Size**

To calculate an appropriate list size for a general practice, we need to consider several factors, including the time spent with each patient, the complexity of the medical problems presented, and the availability of diagnostic tests and treatments. Using a model developed by the author, we can estimate the average list size in Norway based on these factors.

**Conclusion:**

In conclusion, primary care plays a critical role in providing quality care to patients within a healthcare system. Understanding the factors that affect list size and workload in primary care is essential for determining an appropriate list size for a general practice. By applying this model, we can ensure that our healthcare system is providing the best possible care to our patients.

**Glossary:**

- Healthcare system: An organization that provides healthcare services to individuals
- Primary care: The first point of contact for patients seeking medical attention
- List size: The number of patients on a doctor's list
- Workload: The amount of work required to be done by a person or system
- General practice: A branch of medicine that deals with the diagnosis and treatment of common diseases
- Quality of care: The degree to which healthcare services provided to patients meet established standards of safety, effectiveness, and patient satisfaction.

**Self-Debate Discussion:**

Is it more important to have a smaller list size or a larger one with more comprehensive services? What factors should be considered when determining the appropriate list size for a general practice?


text: Must Read: Wizkid’s protege, L.A.X sells out show in Ghana 9ja talk 02:59:00 No comments The yearly show celebrates and advances Nigerian and Ghanaian music. M.I.A is a yearly occasion that celebrates and advances Nigerian and Ghanaian music. It is facilitated by VMG Entertainment. M.I.A 3.0, featured by L.A.X, was sold out even before he got to Ghana. L.A.X was found in the studio with DJ Breezy and D-Black, among two of Ghana's heavyweights, and in addition with Bisa Kdei, presently the main high life artiste in Ghana. Some real coordinated efforts could be in the offing in front of his collection which is dropping soon. Share This: Facebook Twitter Google+ Stumble Digg Email ThisBlogThis!Share to TwitterShare to Facebook

textbook:
Lesson: Understanding Music Festivals and Concerts

## Section 1: Introduction

In this lesson, we will learn about music festivals and concerts. We will explore what they are, why they are important, and how they impact the music industry.

## Section 2: What are Music Festivals and Concerts?

A music festival is a large-scale event that features multiple bands or artists playing live music over several days. A concert, on the other hand, is a live performance of music by a single artist or group of artists. Both music festivals and concerts provide an opportunity for fans to see their favorite musicians perform live.

## Section 3: Why are Music Festivals and Concerts Important?

Music festivals and concerts are important because they bring people together to enjoy live music performances. They provide a platform for artists to showcase their talent and connect with their fans. Additionally, music festivals and concerts help promote the music industry by introducing new audiences to different genres of music.

## Section 4: Impact on the Music Industry

Music festivals and concerts play a crucial role in promoting the music industry. They provide an opportunity for artists to reach new audiences and increase their fan base. Moreover, these events generate revenue for the music industry, which helps fund future projects and invest in new talent.

## Section 5: Examples of Music Festivals and Concerts

There are many popular music festivals and concerts around the world, including Coachella, Lollapalooza, and Glastonbury. These events feature a wide range of artists and genres, attracting fans from all over the globe.

## Section 6: Conclusion

In conclusion, music festivals and concerts are essential components of the music industry. They provide a platform for artists to showcase their talent and connect with their fans. Additionally, these events help promote the music industry and generate revenue for future projects. By understanding the importance of music festivals and concerts, we can appreciate their impact on the industry and the joy they bring to millions of music lovers around the world.


text: Description. Features. The ECO Green Giant two-shaft shredder series features the latest in shredding technology with two high-powered electric motors engaging a rotor filled with ECO Green’s exclusive cutting blades and knives... Applications. The ECO Green Giant series features the ability to process other materials in addition to tires and scrap rubber. It is a powerful all-purpose shredder that has the potential to alter the scrap rubber processing markets in addition to other waste applications.. Many are looking for more effective ways to process other waste and materials with the ECO Green Giant shredder. We are currently researching and developing ways to accomplish this with materials such as wood, plastics, and municipal solid waste (MSW).. Depending on the required output, the ECO Green Giant can process these challenging items at efficient rates. Contact an ECO Green Equipment Representative for more information about this powerful and cost savings shredder for your operation.. Specifications

textbook:
Lesson: Introduction to Shredders and Their Applications

## Section 1: Theoretical Concepts

A shredder is a machine used for reducing the size of various materials. It is commonly used in recycling plants to process scrap rubber, wood, plastics, and other waste materials. Shredders are also used in the waste management industry to reduce the volume of waste before transportation and disposal.

## Section 2: Questions and Answers

**Question:** What is the purpose of a shredder?
**Answer:** The purpose of a shredder is to reduce the size of materials to make them easier to transport, process, or dispose of.

**Question:** What types of materials can a shredder process?
**Answer:** A shredder can process various materials such as scrap rubber, wood, plastics, and other waste materials.

## Section 3: Definitions and Examples

**Definition:** A rotor is a component of a shredder that contains the cutting blades and knives.

**Example:** The ECO Green Giant two-shaft shredder series features a rotor filled with exclusive cutting blades and knives made by ECO Green.

## Section 4: Practical Examples

**Example 1:** In a recycling plant, scrap rubber is fed into a shredder to reduce its size before it is processed further.

**Example 2:** In the waste management industry, household waste is fed into a shredder to reduce its volume before it is transported to a landfill.

## Section 5: Self-Debating Discussions

**Discussion:** How does the size reduction of materials using a shredder benefit the recycling and waste management industries?

**Answer:** Reducing the size of materials using a shredder makes it easier to transport and process them. It also increases the efficiency of the recycling and waste management processes by allowing for more materials to be processed in a shorter amount of time.

## Glossary

- **Shredder:** A machine used for reducing the size of various materials.
- **Rotor:** A component of a shredder that contains the cutting blades and knives.
- **Scrap Rubber:** Waste rubber material that can be recycled.
- **Waste Management:** The collection, transportation, treatment, and disposal of waste materials.

## Conclusion

In conclusion, shredders are essential machines in the recycling and waste management industries. They help reduce the size of materials, making them easier to transport, process, and dispose of. Understanding the theoretical concepts, applications, and practical examples of shredders can help us appreciate their importance in our daily lives.


text: Pericardial Cavity (Mediastinum). The space between the layers of the pericardium that contains fluid that lubricates the membrane surfaces and allows easy heart movement.. Fibrous Pericardium. Tough, white fibrous connective tissue that is the outer layer of the pericardium.. Visceral (Serous) Pericardium. This is sometime called the epicardium and adheres to outside of the heart.

textbook:
**Lesson: Understanding the Pericardial Cavity**

**Introduction:**
The pericardial cavity, also known as the mediastinum, is a space located between the layers of the pericardium. It contains fluid that lubricates the membrane surfaces and allows the heart to move easily. In this lesson, we will learn about the different parts of the pericardial cavity and their functions.

**Section 1: Fibrous Pericardium**
The fibrous pericardium is the outer layer of the pericardium. It is made up of tough, white fibrous connective tissue that provides strength and support to the heart. The fibrous pericardium also helps to protect the heart from damage and prevents it from expanding too much when it is filled with blood.

**Section 2: Visceral (Serous) Pericardium**
The visceral (serous) pericardium is the inner layer of the pericardium. It is sometimes called the epicardium and adheres to the outside of the heart. The serous pericardium produces a thin, watery fluid that lubricates the membrane surfaces and reduces friction between the heart and the pericardium. This fluid also helps to prevent the heart from becoming irritated or inflamed.

**Section 3: Pericardial Cavity**
The pericardial cavity is the space between the layers of the pericardium. It contains a small amount of fluid that lubricates the membrane surfaces and allows the heart to move easily within the chest cavity. The pericardial cavity also serves as a reservoir for excess blood during times of increased cardiac output.

**Conclusion:**
Understanding the different parts of the pericardial cavity and their functions is essential for understanding how the heart works. By studying the fibrous pericardium, visceral (serous) pericardium, and pericardial cavity, we can gain a deeper understanding of the anatomy and physiology of the heart. This knowledge can be applied to diagnosing and treating heart conditions, as well as to developing new technologies and treatments for heart disease.


text:
Palliative Therapy for children

Whenever a child is diagnosed with a serious medical condition (which can sometimes even be life threatening), everything changes in their family. The parents must not only face the fact that their little child is suffering, but also that he is struggling with the task of receiving intensive and ongoing medical care constantly.

Palliative care is a type of care, which provides physical, emotional, and sometimes even spiritual support to children as well as their families. A team of medical specialists which includes doctors, pain management specialists, therapists and nurses make palliative care possible and help in the prevention and relief of pain and suffering of your child. They also help ease anxiety, stress and the fear in children associated with serious illnesses.

Palliative care is sometimes confused with end-of-life care, which includes providing care to patients who are not expected to make a full recovery. The goal of this type of care is to increase and improve the quality of life for a child and their family during serious illnesses, as well as to assist the families in making important decisions about their children’s care and medical future.

Who Requires Palliative Care?

Any child who is suffering from a complex or life-threatening condition is a possible candidate for palliative care. It helps them cope with diseases like cancer, HIV, neurological conditions, AIDS and, liver, heart, lung diseases etc.

Difference between Palliative Care and Hospice Care

A lot of times palliative care is confused with end-of-life care (also called hospice care). Although both the care programs share similar goals of providing pain management and symptom relief, the two are not the same, and mentioned below are their minute differences –

Palliative care is provided at any time during a child’s illness, right from the time of diagnosis. It does not depend on the prognosis (the patient’s outcome) and might even be provided along with curative care. This type of care is provided in hospitals, outpatient settings and even at homes of the children.

Hospice care is a very specific type of care which focuses only on providing care to patients who are not expected to recover from their medical condition. It is meant for children and adults who aren’t getting treatment any more for their condition, with their life spans being 6 months or less. Hospice care can be provided at homes, hospitals, or in special hospice facilities.

Is Palliative Care The Right Choice for Your Child?

It is a personal decision whether or not you want your child to go through palliative care, and it is best to make that decision after you’ve spoken to your health care provider or doctor. Also keep in mind your child’s needs and your family’s financial position and then determine what services are best available in your area.
If you want to find such services, it is best to talk to your health care provider, doctor or a representative from the hospital your child was admitted in.

The Role of Parents

If you make the decision that your child will benefit from a good palliative care program, then you should remember one thing – these services offered are not just for your child but for you too. The family members who care for seriously ill children face numerous challenges on a daily basis and palliative care programs and personnel help ease a lot of these burdens.

About Us

Credihealth is a medical assistance company that gives guidance to a patient from the first consultation through the entire hospitalization process. A team of in-house Credihealth doctors helps the patient find the right doctor, book appointment, request cost estimate for procedures and manage admission & discharge processes. Credihealth also tries to improve its services to support and help patients in a more reliable way.

textbook:
Lesson: Palliative Therapy for Children

Introduction:
Palliative care is a specialized form of medical care that focuses on managing symptoms and improving the quality of life for children with serious illnesses. This type of care is provided by a team of medical professionals who work together to address the physical, emotional, and spiritual needs of the child and their family. In this lesson, we will explore what palliative care entails, who provides it, and how it can benefit children and their families.

Section 1: What is Palliative Care?
Palliative care is a type of medical care that focuses on relieving symptoms and improving the overall quality of life for children with serious illnesses. It is provided by a team of medical professionals who work together to address the physical, emotional, and spiritual needs of the child and their family. Palliative care can be provided at home, in the hospital, or in a hospice setting.

Section 2: Who Provides Palliative Care?
A palliative care team typically includes doctors, nurses, social workers, counselors, and other medical professionals who specialize in pain management and symptom control. The team works together to create a personalized care plan for each child and their family, taking into account their unique needs and preferences.

Section 3: How Can Palliative Care Benefit Children and Their Families?
Palliative care can benefit children and their families in many ways. Firstly, it can help manage pain and other symptoms, such as nausea or shortness of breath. This can improve the child's comfort and ability to participate in activities they enjoy. Secondly, palliative care can provide emotional support for the child and their family, helping them cope with the stress and anxiety that comes with a serious illness. Finally, palliative care can help families make difficult decisions about their child's care, ensuring that they receive the best possible treatment while maintaining their dignity and quality of life.

Section 4: Conclusion
Palliative care is an important form of medical care for children with serious illnesses and their families. By focusing on symptom management and improving quality of life, palliative care can help children and their families navigate the challenges of serious illness. If you or someone you know is facing a serious medical condition, consider talking to your doctor about palliative care options.

Glossary:
- Palliative care: a type of medical care that focuses on relieving symptoms and improving the quality of life for children with serious illnesses.
- Medical professionals: doctors, nurses, social workers, counselors, and other healthcare providers who specialize in palliative care.
- Symptom control: the process of managing pain and other physical symptoms associated with serious illnesses.

Self-Debate:
Is palliative care the same as hospice care?

No, palliative care and hospice care are not the same thing. While both types of care focus on symptom management and improving quality of life, palliative care can be provided at any point during a serious illness, whereas hospice care is typically provided when a child is nearing the end of their life. Additionally, palliative care can be provided alongside curative treatments, while hospice care typically focuses on comfort care rather than curing the illness.


text: Many a family gathering was. held because of new appetizer recipes we wanted to try out. Since. food is so very important to our family, and we know each other's. tastes, a recipe might originate in a cookbook or newspaper, but. invariably be changed to accommodate our own preferences. It is. more with "Appetizers" and "Spreads, Dips & Sauces" categories that we. were more prone to personalize a recipe.. As with all recipes on this. site, when the recipe is directly from Grandma and Grandpa's Recipe Box,. you will see who or where the recipe came from. I'm notating any. changes in the recipe I made when "testing" it out.. Zingers (Simple Wing Recipe). Welsh Rarebit. Amanda's Honey BBQ Wings. Steamed Chinese Dumplings. Spinach. Shao Mai. Stuffed. Mushrooms (Cheese). Bow Tie Chips. Stuffed. Jalapenos. Home | Photo Gallery | Misc | Appetizers | Spreads, Dips & Sauces | Breads | Sides | Main Dishes | Poultry | Desserts & Snacks | Drinks & Beverages | Feedback. This site was last updated. 12/31/07

textbook:
Lesson: How to Personalize a Recipe

Introduction:
Food is an essential part of our lives, and we all have our unique tastes and preferences. In this lesson, we will learn how to personalize a recipe to suit our specific needs and preferences. We will cover the following sections:

I. Understanding the Recipe
II. Modifying the Recipe
III. Testing the Recipe
IV. Conclusion
V. Glossary

I. Understanding the Recipe

A recipe is a set of instructions that tells us how to prepare a particular dish. To personalize a recipe, we need to understand its basic components and how they work together. Here are some tips for understanding a recipe:

1. Read the ingredients list carefully. Make sure you have all the ingredients required for the recipe. If you don't have a particular ingredient, you can substitute it with another one that has similar properties.
2. Look at the instructions carefully. Follow the order of steps specified in the recipe. Some steps may need to be done before others, and some steps may need to be done simultaneously.
3. Understand the cooking method. Some recipes require cooking techniques such as boiling, frying, or baking. Make sure you know which method to use before you start cooking.

II. Modifying the Recipe

Once you understand the recipe, you can start modifying it to suit your taste and preferences. Here are some tips for modifying a recipe:

1. Adjust the seasoning. You can add more salt, pepper, or other spices to enhance the flavor of the dish.
2. Change the ingredients. You can substitute ingredients with similar ones or add new ingredients to the recipe. For example, you can add mushrooms to a beef stew recipe to make it more flavorful.
3. Change the cooking method. You can use a different cooking method than the one specified in the recipe. For example, you can grill chicken instead of baking it.
4. Adjust the quantity of ingredients. You can increase or decrease the amount of ingredients used in the recipe. For example, you can double the amount of cheese in a pizza recipe to make it more cheesy.

III. Testing the Recipe

After modifying the recipe, you need to test it to ensure that it tastes good and is safe to eat. Here are some tips for testing a recipe:

1. Taste the dish as you go along. This will help you determine if the dish needs more seasoning or if the ingredients are cooking evenly.
2. Check the temperature of the dish. Use a thermometer to ensure that the dish has reached the recommended internal temperature for safety reasons.
3. Look at the color and texture of the dish. This will help you determine if the dish is cooked through and is visually appealing.

IV. Conclusion

In conclusion, personalizing a recipe is an excellent way to create unique dishes that cater to your taste and preferences. By understanding the recipe, modifying it, and testing it, you can create delicious meals that everyone will enjoy.

V. Glossary

- Recipe: A set of instructions that tells us how to prepare a particular dish
- Ingredients: The substances used to make a dish
- Cooking method: The technique used to prepare a dish
- Seasoning: The process of adding salt, pepper, or other spices to a dish to enhance its flavor
- Substitute: Replace one ingredient with another one that has similar properties
- Adjust: Change the quantity or quality of an ingredient or cooking method
- Test: Evaluate the dish to ensure that it tastes good and is safe to eat
- Thermometer: An instrument used to measure the temperature of a substance.


text: Heading into Thursday, many were wondering how the New York Rangers will handle Henrik Lundqvist‘s struggles. Instead, the focus shifted to the Toronto Maple Leafs’ difficulties, perhaps specifically in dealing with Morgan Rielly‘s absence.. The Rangers handily won this one 5-2, at least giving Lundqvist the win. He wasn’t especially busy, stopping 23 out of 25 shots, so you can probably file his story under “To be continued.”. Lundqvist wasn’t oblivious to his team’s impressive overall play.. Really, it was all about the waves of attackers the Rangers can send at opponents and the trouble that caused for the Maple Leafs. It wasn’t the easiest night for Frank Corrado, in particular, who took a couple costly penalties.. The Rangers’ next two games come in a road contest vs. the Red Wings on Sunday and a home game against the Kings on Monday. Perhaps those matches will serve as a better barometer for where Lundqvist’s really at, as he passed tonight’s test … but it wasn’t a particularly difficult one.

textbook:
Lesson: How to Read and Understand Hockey News Articles

Introduction:
Hockey is a popular sport played by millions of people around the world. As a fan, it's essential to stay updated with the latest happenings in the sport. Reading news articles is one way to do that. However, for beginners or those who are not used to reading sports news, it can be challenging to understand the content. In this lesson, we will teach you how to read and understand hockey news articles.

Section 1: Understanding the Structure of a Hockey News Article

Most hockey news articles follow a similar structure. They typically include the following sections:

1. Headline: This is the title of the article, which summarizes the main topic or message.
2. Lead: This is the first paragraph of the article, which provides an introduction to the story.
3. Body: This section contains additional information about the story, including quotes from players or coaches, analysis, and background information.
4. Conclusion: This is the last paragraph of the article, which wraps up the story and may include a call to action or a final thought.

Section 2: Understanding the Language Used in Hockey News Articles

Hockey news articles use specific language and terminology that may be unfamiliar to those who are not used to reading sports news. Here are some common terms you may encounter:

1. Trade: This refers to the exchange of players between teams.
2. Free agent: This means a player who is not under contract with any team and is free to sign with any team.
3. Contract: This refers to the agreement between a player and a team, outlining the terms of employment.
4. Draft: This is an event where teams select young players to join their team.
5. Roster: This is a list of all the players on a team.
6. Injury: This refers to an illness or physical condition that prevents a player from playing.
7. Suspension: This means a player has been temporarily banned from playing due to misconduct.

Section 3: Analyzing the Content of a Hockey News Article

Once you understand the structure and language of a hockey news article, you can start analyzing the content. Here are some questions to ask yourself as you read:

1. Who is the target audience? Is the article written for casual fans or hardcore enthusiasts?
2. What is the main message or theme of the article?
3. Are there any quotes from players or coaches? If so, what do they say, and how does it contribute to the story?
4. Is there any analysis or interpretation of the events? If so, what is the author's opinion, and how does it differ from other opinions?
5. Are there any statistics or facts provided to support the story? If so, how reliable are these sources?

Conclusion:

In conclusion, reading and understanding hockey news articles can be a fun and engaging way to stay updated with the sport. By understanding the structure of an article, the language used, and analyzing the content, you can become a more informed and critical reader. Remember to ask questions, look for evidence, and think critically about the information presented.


text:
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RHJ Investor

RHJ Investor is the department of Rental Housing Journal that speaks specifically to the interests and needs of real estate investors and apartment owners. Whether you're part or a REIT (real estate investment trust) , independently own large apartment communities, are a small landlord with 1 or 2 rental homes or choose to fix and flip, RHJ Investor is a great source for information. This site features how-tos and best practices for buying and selling property, real estate taxes, choosing property management and maintenance vendors, 1031 excahnges & TICs, apartment financing, budgeting and much more.

Housing Starts & Permits Down in November

The Commerce Department reported that privately-owned housing units authorized by building permits in November were at a seasonally adjusted annual rate of 1,201,000. This is 4.7% below October’s rate of 1,260,000 and is 6.6% below November 2015. Single-family authorizations in November were at a rate of 778k; this is 0.5% above October’s figure of 774k. Authorizations of units in buildings with five units or more were 384 in November. Click here to read more.

Think about finding a mortgage lender the same way you think about finding a home to buy: There may be thousands of different possibilities and you may have to do some legwork, but in the end there’s going to be one that’s exactly right for you.

Most consumers only deal with mortgage lenders a few times in their lives, so the amount of information to digest can feel overwhelming. Here’s a guide to understanding the language and choosing a direction.

We’re always on the lookout for a bargain – no matter what we’re buying in America we’re wired to find the best deal. So where are the top 10 cities with homes on the market that have seen the most price cuts? The folks over at Realtor.com ranked the 300 largest metro areas by share of homes for sale that experienced priced reductions over the past year. Click here to read more.

HUD’s No Smoking Rule Explained

Podcast: In a recent Real Estate News for Investors podcast. Kathy Fettke discusses the new No-Smoking rule in public housing and how it might affect landlords who accept Section 8 vouchers (Housing Choice Vouchers). Total run-time is less than 5 minutes. Click here to listen.

The horizontal apartment - rental housing with high-end amenities built on small lots as single-family homes, with on-site property management handling maintenance on all units could be the future of multihousing rentals, according to several experts at a recent conference.

The horizontal apartment panel with Mark Wolf far left, and Matt Blank second from right.

By John Triplett

Rental Housing Journal

Investors and developers with backgrounds in multifamily housing are putting up developments in Texas and Arizona to offer single-family homes that combine the privacy of a home with professional property management to take care of repairs, yard maintenance and more.

These developments typically have the same high-end amenities of upscale apartment communities and appeal to both Millennials and Baby Boomers who want the freedom and flexibility of renting but with more privacy than a typical apartment complex.

According to the latest Investors Business Daily’s Economic Optimism Index, economic optimism rose 3.4 points to 54.8 – the highest reading in a decade. The IBD’s Economic Optimism Index is a composite of three major sub-indexes that track views of near-term economic prospects, the outlook for personal finances over the coming six months and views of how well government economic policies are working. Click here to read more.

Just before Thanksgiving a federal judge in Texas issued an order blocking implementation of Department of Labor rules that would extend overtime regulations to cover millions of additional workers, scheduled to take effect on December 1st. The judge ruled that, under current law, the USDOL cannot decide which workers are eligible for overtime based on salary levels alone. The original case was filed last September by twenty-one states and various business groups arguing that 2015’s new overtime rules were violation of the constitution and exceeded congressional authority. Click here to read more.

A study estimates at 2.2 million seniors will be entering the rental market over the next eight years. This group of potential tenants desires to be less tied down to the responsibilities of maintaining a home.. Here is a look at 13 key things these Baby Boomer renters want that landlords need to know

The Commerce Department reported that privately-owned housing units authorized by building permits in October were at a seasonally adjusted annual rate of 1,229,000. This is 0.3% above September’s rate of 1,225,000 and is 4.6% above October 2015. Single-family authorizations in October were at a rate of 762k; this is 2.7% above September’s 742K. Authorizations of units in buildings with five units or more were 439k in October. Privately-owned housing starts in October were at a seasonally adjusted annual rate of 1,323,000. This is 25.5% above September’s number and is 23.3% higher than October 2015. Click here to read more.

If you have not made any mistakes as a landlord, you probably have not been in the business that long. One of the best ways to learn is from other people's mistakes. So veteran landlord and investor Larry Arth shares some of his mistakes as a landlord and what he has learned.

By Larry Arth

Learning from your mistakes so you can master your business is the key to your success.

You can learn from other people’s mistakes, so I would like to share mistakes that I have either personally made or have watched investor-clients make.

No. 1 - Being too quick to fill a vacancy

I often see new landlords and investors fall prey to this one.

I, too, many years ago made these bad judgment calls (never again). It is easy to drop your standards when a unit is about to become vacant.

The Mortgage Bankers Association predicts that it expects to see $1.10 trillion in purchase mortgage originations during 2017, an 11% increase from 2016. On the flip side, the MBA says that refinance originations will decrease by 40%. They attribute this to strong household formation, job growth, rising wages, and continuing home price appreciation into the foreseeable future. Click here to read more.

textbook:
Lesson: Introduction to Real Estate Investment

## Chapter 1: What is Real Estate Investment?

Real estate investment refers to the purchase of property to generate income or capital gains. It involves acquiring, managing, and selling real estate assets to earn a profit. Real estate investment can take various forms, such as residential rental properties, commercial buildings, and land.

## Chapter 2: Types of Real Estate Investments

There are several types of real estate investments, including:

1. Residential rental properties: These are single-family homes, duplexes, triplexes, or apartment buildings that are rented out to tenants.

2. Commercial properties: These include office buildings, retail spaces, warehouses, and other types of properties used for business purposes.

3. Land: This refers to vacant lots or undeveloped land that can be bought and sold for a profit.

4. REITs (Real Estate Investment Trusts): These are companies that own and operate income-producing real estate properties and distribute the majority of their taxable income as dividends to shareholders.

5. TICs (Tenant-In-Common): These are shared ownership interests in a specific piece of real estate property.

## Chapter 3: How to Get Started in Real Estate Investment

To get started in real estate investment, follow these steps:

1. Determine your investment goals: Identify what you want to achieve with your investment, such as generating passive income, building wealth, or diversifying your portfolio.

2. Research the market: Study the local real estate market to understand the current trends, such as property values, rental rates, and occupancy rates.

3. Choose your investment strategy: Decide whether you want to focus on short-term or long-term investments, and choose the type of property that aligns with your goals and risk tolerance.

4. Conduct due diligence: Thoroughly research the property and its potential for generating income or appreciation. Consider factors such as location, property condition, and potential risks.

5. Secure financing: Determine the best financing options for your investment, such as a mortgage, a loan from a private lender, or a line of credit.

6. Manage your property: If you're investing in rental properties, be prepared to manage them effectively, including finding tenants, collecting rent, and addressing maintenance issues.

7. Monitor your investment: Keep track of your property's performance and adjust your strategy as needed to maximize your returns.

## Chapter 4: Risks and Rewards of Real Estate Investment

Like any investment, real estate investment comes with both risks and rewards. Some potential risks include:

1. Market fluctuations: Real estate prices can be affected by changes in the economy, interest rates, and other factors beyond your control.

2. Vacancies: If you're investing in rental properties, there's always a risk that some units may remain vacant for longer periods, affecting your cash flow.

3. Maintenance and repair costs: Properties require regular maintenance and repairs, which can be costly and time-consuming.

However, real estate investment also offers several rewards, such as:

1. Passive income: Rental properties can generate a steady stream of rental income.

2. Appreciation potential: Well-managed properties can appreciate over time, increasing your overall return on investment.

3. Tax benefits: Real estate investors can enjoy several tax advantages, such as depreciation deductions and the ability to defer capital gains through a 1031 exchange.

4. Leverage: Real estate investors can often borrow money to purchase properties, allowing them to leverage their investment and potentially increase their returns.

## Chapter 5: Case Study: Apartment Building Investment

Let's consider an example of a real estate investment: purchasing an apartment building.

Suppose you buy a 10-unit apartment building for $1 million. Each unit generates $1,000 per month in rent, and your expenses (including mortgage, insurance, taxes, and maintenance) amount to $3,000 per month. Your net income from the property would be:

$1,000,000 / 10 units = $100,000 per year

Assuming a cap rate (capitalization rate) of 8%, the property would be valued at:

$100,000 / 0.08 = $1,250,000

Over time, if you continue to collect rents and manage your expenses effectively, the property's value could appreciate, providing you with a solid return on your investment.

## Glossary:

- Real Estate Investment Trust (REIT): A company that owns and operates income-producing real estate properties and distributes the majority of their taxable income as dividends to shareholders.
- Tenant-In-Common (TIC): A shared ownership interest in a specific piece of real estate property.
- Cap rate (capitalization rate): A measure of a property's potential return on investment, calculated as the net operating income divided by the current market value or asset price.


text:
tag:blogger.com,1999:blog-75554004963630434922014-10-04T17:40:37.934-07:00Mondays@TenSome people gather once a week in a living room somewhere in southern California. Some drink alcohol, some do drugs, and some don't do either, but everyone makes things. This is a record of those things created.MondaysAtTen we have a logo? We do have a logo.

andrew here.

I spent some time designing this, and it's SO bad, nick will be inspired to burn the midnight oil and come up with something better.

Also,

firstMondaysAtTen

textbook:
Lesson: Designing a Logo

Introduction:
A logo is a visual representation of a brand or company. It is an essential part of any business as it helps to identify and differentiate the company from its competitors. In this lesson, we will learn about the process of designing a logo, including the steps involved, the elements to consider, and the best practices to follow.

Section 1: The Process of Designing a Logo

Step 1: Research
The first step in designing a logo is to research the company or brand. This involves understanding the company's values, target audience, and competitors. You should also look at other logos in the same industry to see what works and what doesn't.

Step 2: Sketching
Once you have gathered all the necessary information, it's time to start sketching. Sketch as many ideas as possible, and don't worry about making them perfect. This is just a brainstorming session to get your creativity flowing.

Step 3: Refining
After you have sketched out several ideas, it's time to refine them. Choose the best ones and work on them until you have a clear winner.

Step 4: Digitalizing
Now that you have a winner, it's time to digitalize it. Use graphic design software to create a digital version of your logo.

Step 5: Presenting
Present your final design to the client or company. They may have feedback or changes they want to make, so be open to their suggestions.

Step 6: Revising
If the client has feedback, revise the design accordingly. Keep revising until the client is satisfied with the final product.

Section 2: Elements to Consider When Designing a Logo

Color
Color is an essential element of a logo. It should be chosen carefully to reflect the company's brand personality. For example, a company that sells children's toys would use bright colors like red or yellow, while a company that sells luxury cars would use darker colors like black or silver.

Shape
The shape of the logo should be simple and easy to recognize. It should also be versatile enough to be used in different sizes and formats.

Typography
Typography is the font used in the logo. It should be chosen carefully to reflect the company's personality. For example, a fun and playful company would use a fun and playful font, while a professional company would use a more traditional font.

Symbol
A symbol is an image that represents the company. It should be unique and memorable. It can be an object, an abstract design, or even a stylized letter.

Section 3: Best Practices for Designing a Logo

Keep it simple
A logo should be simple and easy to recognize. Avoid using too many colors or complicated designs.

Make it memorable
A logo should be memorable and unique. It should stand out from other logos in the same industry.

Be versatile
A logo should be versatile enough to be used in different sizes and formats. It should look good on a website, a business card, and a billboard.

Be timeless
A logo should be timeless and not trendy. It should reflect the company's values and personality, not the current fashion.

Conclusion:
Designing a logo is an essential part of branding a company. It should be simple, memorable, and versatile. By following the steps involved in designing a logo and considering the elements and best practices, you can create a logo that effectively represents the company and differentiates it from its competitors.


text:
Q:

Is having more CPU cores a better thing for running a web server?

I was reading about how User threads are mapped to kernel threads on Wikipedia. From this article I understand that FreeBSD uses the 1:1 (Kernel-level threading).
So each User thread created by the application is mapped to a Kernel thread. If I assume I'm building a web server that will handle each new request in a thread and I'm running on FreeBSD will increasing the number of cores improve the overall performance  of the application?
I have read this question CPU Cores: The more the better?, but I want the scope of the answers to be influenced specifically by the 1:1 mapping between user and kernel threads.

A:

The short answer is yes.
The long answer is .... having more CPU core means having more processing power. In case of a PHP / Ruby / Python / etc. web application, it means more resources to handle simultaneous connections.
Having more cores truly make the difference in case of a load heavy application.
My personal opinion is that in case of a choice between more processing power and more RAM, I choose more RAM in most cases. With RAM, you can reduce the bottleneck that is disk I/O.
By using caches systems such as PHP APC, Varnish, and MySQL tuning (table cache, query cache, etc...), you can greatly enhance your website performance without needing more CPU power to generate content.
If your website can be cached, make this choice. Just increasing number of CPU core is a losing choice for the long term.

textbook:
Lesson:

Title: Understanding CPU Cores and their Impact on Web Servers

Introduction:

In this lesson, we will explore the concept of CPU cores and their impact on web servers. We will discuss what CPU cores are, how they work, and why having more CPU cores can be beneficial for running a web server.

Section 1: What are CPU Cores?

CPU cores are the processing units within a computer's central processing unit (CPU). They are responsible for performing calculations and executing instructions. In modern computers, there are typically multiple CPU cores, which work together to perform tasks faster and more efficiently.

Section 2: How do CPU Cores Work?

Each CPU core has its own set of registers, which are used to store data temporarily during processing. When a program is executed, the instructions are divided among the available CPU cores, which work together to execute the program. This parallel processing allows for faster execution of programs and improved performance.

Section 3: Why are CPU Cores Important for Web Servers?

Web servers are responsible for handling incoming requests from users and serving them content. As the number of users increases, so does the workload on the web server. Having more CPU cores available can help handle this increased workload, as each core can process a separate request simultaneously.

Section 4: Benefits of Having More CPU Cores

There are several benefits to having more CPU cores when running a web server:

1. Improved Performance: With more CPU cores available, the web server can handle more requests simultaneously, resulting in improved performance.

2. Better Scalability: As the number of users increases, the web server can handle the increased workload with ease, thanks to the additional CPU cores.

3. Enhanced Reliability: With multiple CPU cores working together, the web server can continue to function even if one or more cores fail.

Section 5: Conclusion

In conclusion, having more CPU cores can greatly benefit web servers by improving performance, scalability, and reliability. By understanding how CPU cores work and their importance in web servers, we can make informed decisions when building and optimizing our web applications.

Glossary:

- CPU: Central Processing Unit
- Core: A processing unit within a CPU
- Register: A temporary storage location for data during processing

Self-Debating Discussion:

1. Why do you think having more CPU cores is beneficial for web servers?
2. How does the concept of parallel processing improve performance in web servers?
3. Can you think of any limitations to having more CPU cores in a web server?