text: D'banj Makes First Post Since Losing Son. 5227h. On Friday morning, D'banj returned to social media with the poster of a festival he would be performing at on December 2, 2018. No matter how long you stay mourning the dead, they will not come back to life.. The past few weeks must have been tough for pop star, D’Banj after the death of his one-year-old son with whom he shared a strong bond.. The Kokomaster has since then gone mute on social media except for a post with which he thanked friends and family for the show of love.. On Friday morning, the singer returned with the poster of a festival he would be performing at on December 2, 2018.. We hope this is a sign that he is recovering from the shock.. You like this article? Don’t forget to share it!. [VIDEO] Sunkanmi Omobolanle | How Fan Made Me Sign Her Boobs

textbook:
Lesson: Critical Thinking and Problem Solving

Introduction:
Critical thinking and problem-solving are essential skills that help us make informed decisions and solve complex problems. In this lesson, we will explore the basics of critical thinking and problem-solving, including how to identify problems, gather information, analyze data, and make informed decisions.

Section 1: What is Critical Thinking?

Critical thinking is the process of actively and objectively analyzing information to make a reasoned judgment. It involves questioning assumptions, evaluating evidence, and considering alternative points of view.

Why is critical thinking important?
Critical thinking is essential because it helps us to understand complex issues, make informed decisions, and solve problems effectively.

How can I develop critical thinking skills?
To develop critical thinking skills, you need to practice questioning information, analyzing data, and considering alternative perspectives. You can also improve your critical thinking skills by reading, writing, and discussing ideas with others.

Section 2: What is Problem Solving?

Problem solving is the process of finding solutions to problems. It involves identifying the root cause of a problem, gathering information, generating potential solutions, and evaluating the effectiveness of each solution.

Why is problem-solving important?
Problem-solving is essential because it helps us to overcome challenges, make informed decisions, and achieve our goals.

How can I develop problem-solving skills?
To develop problem-solving skills, you need to practice identifying problems, gathering information, generating potential solutions, and evaluating the effectiveness of each solution. You can also improve your problem-solving skills by practicing math, science, and engineering.

Section 3: Applying Critical Thinking and Problem Solving

Let's consider an example scenario where critical thinking and problem-solving skills are applied. Suppose you are a manager of a small team working on a project. One of your team members has missed several deadlines, and the project is now behind schedule.

1. Identify the problem: The team member has missed several deadlines, and the project is behind schedule.

2. Gather information: Talk to the team member to understand why they missed the deadlines. Analyze the project timeline to determine the impact of the delays.

3. Generate potential solutions: Possible solutions could include providing additional training to the team member, delegating tasks to other team members, or adjusting the project timeline.

4. Evaluate the effectiveness of each solution: Consider the pros and cons of each solution, including the potential impact on the team's morale and the project's success.

5. Make an informed decision: Choose the best solution based on the available information and the project's goals.

Conclusion:
In this lesson, we have explored the basics of critical thinking and problem-solving, including what they are, why they are important, and how to apply them in real-life scenarios. By developing these skills, we can make informed decisions, solve complex problems, and achieve our goals more effectively.


text: Joe Amato-Baril. Joe Amato-Baril is Vice President of Marketing for FirstBank, Colorado’s second largest bank and third largest privately held bank in the nation. At FirstBank, Joe is responsible for leading marketing and advertising efforts, including Latino-related initiatives. He joined FirstBank in 2010 as the Director of Diversity, helping the bank create an integrated diversity program and manage recruitment efforts. Prior to FirstBank, Joe spent nearly three years at Land Title Guarantee Company where he worked in residential closings and accounting. Joe has volunteered as a mentor at the CU Boulder Leeds School of Business and other local non-profit organizations. He is highly involved in the Denver Hispanic Chamber of Commerce, serving on the Foundation board and graduating from the Hispanic Leadership Development Program. In 2013, the Chamber recognized Joe as the Young Professional of the Year.. Recent Comments

source: refinedweb

textbook:
Lesson: Introduction to Marketing

### Section 1: Introduction to Marketing

Marketing is the process of creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large. It involves identifying the needs and wants of a target market and then developing and promoting products or services that meet those needs and desires. In this lesson, we will explore the basics of marketing, including its definition, the role of marketing in business, and the key components of a marketing plan.

### Questions and Answers

1. What is marketing?
Marketing is the process of creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large.

2. Why is marketing important for businesses?
Marketing is essential for businesses because it helps them identify their target audience, understand their needs and desires, and develop products or services that meet those needs and desires. By doing so, businesses can create a competitive advantage and increase their chances of success in the marketplace.

3. What are the key components of a marketing plan?
The key components of a marketing plan include market analysis, target market identification, marketing objectives, marketing strategies, marketing mix (product, price, promotion, and place), budget and resources, and evaluation and control.

### Definition of Purpose

The purpose of this lesson is to introduce students to the fundamentals of marketing, including its definition, the role of marketing in business, and the key components of a marketing plan. By the end of this lesson, students should be able to define marketing, explain why it is important for businesses, and list the key components of a marketing plan.

### Practical Examples Using Mathematical Abstractions and Real-World Scenarios

Let's consider a hypothetical company that produces organic skincare products. The company wants to develop a new line of facial cleansers. To do so, they need to conduct market research to understand their target audience's needs and desires. They may use surveys, focus groups, or social media analytics to gather information about their potential customers. Once they have identified their target audience, they can develop a marketing plan that includes product development, pricing strategies, promotional activities, and distribution channels. For example, they may decide to produce a facial cleanser made with natural ingredients that is affordable, promote it through social media and influencer partnerships, and distribute it through beauty stores and online retailers.

### Self-Debating Discussions

1. What are some examples of marketing activities that companies engage in to promote their products or services?
Some examples of marketing activities include advertising, public relations, sales promotions, and personal selling.

2. How does marketing differ from sales?
Marketing involves identifying customer needs and desires and developing products or services to meet those needs, while sales involve persuading customers to purchase those products or services. Sales is a part of marketing, but it is not the entire process.

### Conclusion

In conclusion, marketing is an essential function of business that involves identifying customer needs and desires and developing products or services to meet those needs. By understanding the key components of a marketing plan and engaging in marketing activities, businesses can increase their chances of success in the marketplace.


text: Hi Everyone. The challenge this week over at The Octopode Factory Friday Challenge Blog is 'music' for all the challenge details click HERE. I have created a card this time featuring Rosalina:. I created the background using distress inks in milled lavender, evergreen bough and tumbled glass and then overstamped in the same colours with a music stamp by Inkylicious.. I added a faux mount with a black pro marker and mounted the background onto a card blank. To finish I added the chit chat words by Tim Holtz.. Just to let you know that there is a giveaway on the Splodge Away blog to celebrate their shows on Create and Craft on Friday so if you pop over HERE you could win some yummy masks!. Thanks for stopping by today!. Thanks for stopping by today!. Claire x. She looks great against your gorgeous inky background! I love these quirky characters but wouldn't know what to do with them!. Great little card Claire.. Juliaxxx

textbook:
Lesson: Introduction to Music Theory

## Section 1: What is Music Theory?

Music theory is the study of the principles that govern the composition and structure of music. It involves understanding how music is organized, analyzing different musical elements, and learning about the language of music.

## Section 2: Understanding Musical Elements

There are several musical elements that are essential to understand when studying music theory. These include:

- Pitch: This refers to the highness or lowness of a sound. It is measured in frequency and is usually represented by the letter name or a solfège syllable.
- Rhythm: This refers to the pattern of beats in a piece of music. It is measured in beats per minute (BPM) and is usually represented by a time signature.
- Harmony: This refers to the combination of simultaneous sounds. It is measured in intervals and is usually represented by the distance between two notes.
- Melody: This refers to the sequence of notes that create a tune. It is measured in pitch and is usually represented by the letter names or solfège syllables.

## Section 3: Learning the Language of Music

Just like any other language, music has its own vocabulary and grammar. Some of the most common terms used in music theory include:

- Note: This is the basic unit of music. It represents a specific pitch and duration.
- Rest: This is a silent pause in music. It is represented by a diagonal line across the staff.
- Barline: This is a vertical line that separates measures in music. It is usually drawn through the staff.
- Time signature: This is a symbol that indicates the meter of a piece of music. It is usually placed at the beginning of a score.

## Section 4: Practical Examples

To understand music theory, it is essential to apply it to real-life scenarios. Here are some examples:

- Identify the pitch, rhythm, harmony, and melody of a favorite song.
- Analyze the chord progressions in a piece of music and determine the key.
- Compose a short melody using different intervals and time signatures.

## Section 5: Self-Debating Discussions

To improve critical thinking skills, engage in self-debating discussions. For example:

- Debate whether music theory is essential for composers or not.
- Discuss the importance of rhythm in music.
- Analyze the impact of different harmonies on the mood of a song.

## Glossary

- Frequency: This refers to the number of vibrations per second that a sound wave makes.
- Interval: This refers to the difference in pitch between two notes.
- BPM: This stands for beats per minute.
- Staff: This is a set of horizontal lines on which musical notes are written.
- Measure: This is a grouping of beats in music.
- Meter: This refers to the pattern of beats in a measure.

## Conclusion

Understanding music theory is essential for anyone interested in composing, performing, or analyzing music. By mastering the principles of music theory, you can apply them to new problems and create original compositions.


text: Distance Between Louise and McDade = Miles. Calculated driving distance between Louise, Texas and Mc D Mc Dade, Texas (Texas - United States) in about driving an average speed of miles per hour to cover the miles, assuming traffic conditions stay unchanged and you don't take any breaks.. Map Overview. The map overview below shows the best driving route from Louise, Texas to Mc Dade, Texas as a blue line on the map, with starting point (Louise) marked A, and destination point (McDade) marked B. You can zoom in on the map to view road numbers, street names and other details both in Louise, Texas and Mc Dade, Texas as well as every other town near or on your route.

textbook:
Lesson: How to calculate driving distance between two locations using an online calculator

### Introduction
In this lesson, we will learn how to use an online calculator to determine the driving distance between two locations. This skill is useful when planning a road trip or determining the best route for a delivery truck. We will use an example of calculating the driving distance between Louise, Texas and McDade, Texas.

### Theory
An online calculator uses the following formula to determine the driving distance between two locations:

Driving Distance = (Distance in Miles) = (Latitude 2 - Latitude 1) * (Cosine(Declination)) + (Longitude 2 - Longitude 1) * (Sine(Declination)) * (Cosine(Latitude 1)) * (Cosine(Latitude 2))

Where:
- Latitude 1 and Latitude 2 are the latitudes of the two locations in degrees.
- Longitude 1 and Longitude 2 are the longitudes of the two locations in degrees.
- Declination is the angle between the equator and the plane of the Earth's orbit at the given date and time, measured in degrees.
- Cosine and Sine are trigonometric functions used to calculate the angle between two lines.

### Practice
Let's practice calculating the driving distance between Louise, Texas and McDade, Texas using an online calculator.

1. Go to an online calculator that can determine driving distance based on latitude and longitude coordinates.
2. Enter "Louise, Texas" as the starting location and "McDade, Texas" as the destination location.
3. Press "Calculate".

The calculator will display the driving distance between Louise, Texas and McDade, Texas, which is approximately miles.

### Conclusion
In conclusion, we have learned how to use an online calculator to determine the driving distance between two locations. This skill is useful when planning a road trip or determining the best route for a delivery truck. By following the steps outlined in this lesson, we can accurately calculate the driving distance between any two locations.


text: It has been well fed and groomed for the show. After two consecutive private equity owners, Pets at Home is set to parade in front of the public as it looks to become the latest company to float on the stock market.. KKR, which bought Britain’s biggest pet shop chain for £955 million, including debt, in 2010, has appointed Goldman Sachs, Bank of America Merrill Lynch and Nomura, in addition to its in-house capital markets division, to advise on the potential listing.. The appointment comes as Nick Wood, chief executive of Pets at Home, presented a plan to investors last

textbook:
Lesson: Introduction to the Stock Market

**Overview:** In this lesson, we will learn about the stock market and its role in the economy. We will explore what it means to go public, how companies are valued, and the different types of securities that are traded on the stock market. By the end of this lesson, you will have a basic understanding of how the stock market works and be able to apply this knowledge to real-world scenarios.

**Section 1: What is the Stock Market?**

The stock market is a place where people buy and sell shares of publicly traded companies. These companies issue shares of stock to raise money to fund their growth and operations. When you buy a share of stock, you become an owner of the company and are entitled to a portion of its profits, known as dividends.

**Section 2: Going Public**

When a privately owned company wants to raise money, it can choose to go public by issuing an initial public offering (IPO) of its stock. This means that the company is offering its shares for sale to the general public for the first time. Companies that go public must register with the Securities and Exchange Commission (SEC) and provide financial statements and other information to potential investors.

**Section 3: Valuing a Company**

When a company goes public, it must determine its worth, or its market capitalization. This is done by taking the number of outstanding shares and multiplying it by the price per share. The price per share is determined by supply and demand in the market.

**Section 4: Types of Securities**

There are several types of securities that are traded on the stock market, including common stocks, preferred stocks, bonds, and options. Common stocks represent ownership in a company and give shareholders voting rights and the right to receive dividends. Preferred stocks are similar to common stocks but do not usually have voting rights and may have priority over common shareholders when it comes to receiving dividends. Bonds are debt securities that companies issue to raise money. They pay interest to investors and are usually repaid at a set date. Options give investors the right, but not the obligation, to buy or sell a security at a certain price within a certain time frame.

**Section 5: Conclusion**

In conclusion, the stock market is a vital part of the economy, allowing companies to raise money to fund their growth and operations while giving investors the opportunity to share in the profits of those companies. By understanding the basics of the stock market, you can make informed decisions about investing your money and participate in one of the most important aspects of our economic system.


text: We are seeking a Diploma Qualified Remedial Massage Therapist to join our team in Drummoyne.. We have flexible days and hours including Saturday.. We need you to have the following:. – Diploma of Remedial Massage. – Insurance (medical malpractice, professional indemnity, public liability). – First aid certificate. – membership with a relevant association. Ideally we want you to be a dedicated, passionate therapist with a thirst for learning, expanding your skills and working with clients. We provide relevant coaching and mentoring where needed and will guide you to develop your own client base.. Pay is $50 – $60 p 1hr Massage.. We can’t wait to hear from you!

textbook:
Lesson: Introduction to Remedial Massage

## Section 1: What is Remedial Massage?
Remedial massage is a type of massage that focuses on treating pain, muscle tension, and other physical ailments. It is a form of therapy that uses gentle pressure and manipulation of the body's soft tissues to promote healing and reduce pain.

## Section 2: Why is Remedial Massage Important?
Remedial massage is important because it can help alleviate pain and discomfort in the body. It can also improve circulation, reduce stress, and promote relaxation. Additionally, remedial massage can be used to treat specific medical conditions, such as sports injuries or chronic pain.

## Section 3: How does Remedial Massage Work?
Remedial massage works by stimulating the body's natural healing processes. The therapist uses their hands to manipulate the soft tissues of the body, including muscles, tendons, and ligaments. This manipulation can help break up scar tissue, increase blood flow, and reduce inflammation.

## Section 4: What are the Benefits of Remedial Massage?
The benefits of remedial massage include reduced muscle tension, improved flexibility, increased range of motion, reduced stress, and improved sleep quality. It can also help relieve headaches, back pain, and other types of chronic pain.

## Section 5: Who can benefit from Remedial Massage?
Anyone who experiences pain or discomfort in their body can benefit from remedial massage. This includes athletes, people with chronic pain conditions, and those who experience stress or tension in their daily lives.

## Section 6: How often should I receive Remedial Massage?
The frequency of remedial massage sessions depends on the individual's needs and goals. Some people may benefit from weekly sessions, while others may only need to receive massage once or twice a month.

## Section 7: What should I expect during a Remedial Massage session?
During a remedial massage session, the therapist will ask you about your medical history and any specific areas of discomfort. They will then perform a thorough assessment of your body, noting any areas of tightness or pain. The therapist will then use gentle pressure and manipulation techniques to work out these issues.

## Section 8: What are some common mistakes people make when receiving Remedial Massage?
Some common mistakes people make when receiving remedial massage include not communicating with the therapist about their comfort level, not drinking enough water before the massage, and not allowing enough time for recovery between sessions.

## Conclusion:
Remedial massage is an important form of therapy that can help alleviate pain and discomfort in the body. By understanding the principles behind remedial massage and how it works, individuals can make informed decisions about whether this type of therapy is right for them. With regular sessions, remedial massage can help improve overall well-being and promote healing.


text:
Various Tip Applications and Temperature Changes of Er,Cr:YSGG-Laser Irradiated Implants In Vitro.
The impact of the laser tip on implant temperature when irradiating implants with lasers to treat peri-implantitis has received little attention. The present study was designed to assess the influence of two laser tips (sapphire chisel [MC3] and radial firing perio [RFP]) on temperature change of an implant irradiated with an Er,Cr:YSGG laser in vitro under various operational conditions. The results suggest that Er,Cr:YSGG irradiation using either tip with supplemental cooling can be a thermally safe approach to implant decontamination. However, use of the RFP tip consistently resulted in a greater temperature rise. The MC3 tip thus may be preferable to the RFP tip for open-flap implant debridement.

source: minipile

textbook:
Lesson: The Impact of Laser Tip on Implant Temperature During Peri-Implantitis Treatment

Introduction:
Peri-implantitis is a condition that affects the tissues surrounding dental implants, leading to inflammation and loss of supporting bone. One common treatment method is the use of lasers, such as the Er,Cr:YSGG laser. The type of laser tip used during the treatment can have an impact on the temperature change of the implant.

Objective:
The objective of this lesson is to understand the impact of various laser tips on the temperature change of implants during peri-implantitis treatment.

Materials and Methods:
A study was conducted to assess the influence of two laser tips (sapphire chisel [MC3] and radial firing perio [RFP]) on temperature change of an implant irradiated with an Er,Cr:YSGG laser in vitro under various operational conditions.

Results:
The results suggest that Er,Cr:YSGG irradiation using either tip with supplemental cooling can be a thermally safe approach to implant decontamination. However, use of the RFP tip consistently resulted in a greater temperature rise. The MC3 tip thus may be preferable to the RFP tip for open-flap implant debridement.

Conclusion:
In conclusion, the type of laser tip used during peri-implantitis treatment can impact the temperature change of the implant. The MC3 tip may be preferable to the RFP tip for open-flap implant debridement due to its ability to reduce the temperature rise. This information is important for dentists and dental hygienists to consider when treating patients with peri-implantitis using lasers.

Glossary:
- Laser: A device that emits light through a process of optical amplification based on the stimulated emission of electromagnetic radiation.
- Peri-implantitis: A condition characterized by inflammation and loss of supporting bone around dental implants.
- Operational conditions: The specific settings and parameters used during an experiment or procedure.

Self-Debate Discussion:
Why is it important to consider the type of laser tip used during peri-implantitis treatment?

Answer: Using the wrong type of laser tip can lead to excessive heat generation, which can damage the implant and surrounding tissues. Additionally, overheating can cause the laser to lose effectiveness in removing biofilm and treating peri-implantitis. Therefore, selecting the appropriate laser tip is crucial for successful treatment and patient outcomes.


text: includes an abstract, a list of keywords, and a list of references used in the text.. - The submission file is in OpenOffice, Microsoft Word, or RTF document file format.. - Where available, DOIs for the references have been provided.. - The text layout is reasonably legible.. - The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines.. - No information identifying the author(s)—including self-citations, first-person references, headers with names, acknowledgements, etc.—remains in the text if submitted for blind review (when necessary, these references can be restored at the copy-editing stage)... Response to Discussion Notes. Before an issue is closed, the author(s) of the focus article or round-table discussion articles are invited to publish their responses to the points made in the discussion.. Privacy Statement. The.

textbook:
Lesson: Understanding Abstracts and Keywords in Research Articles
Introduction:
When reading research articles, you may come across abstracts and keywords. These are important components of the article that help you understand the main ideas and themes. In this lesson, we will explore what abstracts and keywords are, why they are important, and how to read them effectively.
What is an Abstract?
An abstract is a brief summary of a research article. It provides an overview of the study's purpose, methods, results, and conclusions. Abstracts are usually located at the beginning of the article, right after the title and authors. They are written by the authors of the article and are meant to give readers a quick idea of what the article is about.
Why are Abstracts Important?
Abstracts are important because they help readers quickly determine whether the article is relevant to their interests. By reading the abstract, you can decide whether the article is worth reading in full or not. Additionally, abstracts can help you find articles that are similar to yours by including keywords that describe the content of the article.
What are Keywords?
Keywords are words or phrases that describe the main themes and ideas of a research article. They are usually listed at the end of the abstract or in a separate section of the article. Keywords are used to help readers find articles that are relevant to their interests. They are also used by databases and search engines to index and retrieve articles.
How to Read Abstracts and Keywords Effectively
To read abstracts and keywords effectively, follow these steps:
1. Read the abstract carefully to understand the purpose, methods, results, and conclusions of the study.
2. Look for key terms and phrases that describe the main themes and ideas of the article. These may be included in the abstract or as separate keywords.
3. Use these key terms and phrases to search for other articles that may be relevant to your interests.
4. Compare the key terms and phrases of different articles to identify similarities and differences in their content.
Conclusion:
Understanding abstracts and keywords is an important skill for anyone who reads research articles. By reading the abstract and looking for key terms and phrases, you can quickly determine whether an article is relevant to your interests and find other articles that may be of interest.


text: Ball State Hosts Sigma Kappa for night of Putt Putt. Ball State - Theta Alpha. 21 September by Eric Black. On September 16, 2015, the Ball State brothers held a putt putt social with the ladies of Sigma Kappa before our upcoming pairing for Watermelon Bust. Watermelon Bust is an annual philanthropy event hosted at Ball State by Delta Tau Delta and Alpha Chi Omega. Entering its 43rd year, coed teams participate in various vield games involving watermelons. The proceeds benefit for the American Red Cross and A Better Way (the battered women’s shelter in Delaware County, Indiana). This social helped many of the new members become familiar with how pairings work, leading to a lot of fun, and more interaction before the main event Saturday, September 19.

textbook:
Lesson: Introduction to Charity Events and Fundraising

## Section 1: Theoretical Concepts

In this lesson, we will learn about charity events and fundraising. We will explore the reasons why people organize these events and the benefits they bring to society. We will also discuss the different types of charity events and the strategies used to make them successful.

## Section 2: Practical Examples

Let's take a look at a real-life example of a charity event. The Watermelon Bust is an annual philanthropy event hosted at Ball State University by Delta Tau Delta and Alpha Chi Omega. The proceeds from this event benefit the American Red Cross and A Better Way, which is a battered women's shelter in Delaware County, Indiana. The event involves various field games involving watermelons.

Now, let's analyze the steps taken to organize this event. First, the organizers identified a cause they wanted to support, which was a local battered women's shelter. They then decided on a fun and engaging activity that would attract participants and raise money. Finally, they marketed the event to the community and encouraged people to sign up and participate.

## Section 3: Critical Thinking

Now, let's think critically about this event. Why do you think the organizers chose watermelons as the central theme for their event? How might this event have been different if it was held during the winter months? What other types of charity events can you think of?

## Glossary

- Charity: an organization that helps people who are in need, usually by giving money or help
- Fundraising: the act of raising money for a specific cause or organization
- Philanthropy: the act of giving money or time to help others
- Nonprofit: an organization that does not make a profit but uses any surplus money to achieve its goals

## Conclusion

In this lesson, we learned about charity events and fundraising. We discussed the reasons why people organize these events and the benefits they bring to society. We also analyzed a real-life example of a charity event and explored the steps taken to make it successful. Finally, we engaged in critical thinking to understand the choices made by the organizers. By applying the skills we have learned in this lesson, we can contribute to making a positive impact in our communities.


text: Main conference session Innotribe. 19 October 2017. 08:30 to 09:00. The financial crash of 2008 led to an increased regulation of financial services, resulting in a patchwork of national and international laws which has placed an enhanced compliance burden on firms.. Defined by the UK's Financial Conduct Authority (FCA) as "the adoption of new technologies to facilitate the delivery of regulatory requirements", RegTech solutions aim at helping firms to keep abreast of new regulation and stay compliant even through their existing systems.. Join Diana Paredes, CEO of Suade, as she takes you on a journey through the RegTech landscape.

textbook:
Lesson: Introduction to RegTech

**Objective:** To introduce students to the concept of RegTech and its role in the financial industry.

**Introduction:** RegTech, short for regulatory technology, is a term used to describe the use of technology to help financial institutions meet their regulatory obligations. This includes everything from compliance management to risk management and fraud detection.

**Section 1: What is RegTech?**

RegTech is a relatively new term that was first coined in 2015. It refers to the use of technology to help financial institutions meet their regulatory obligations. This can include anything from compliance management to risk management and fraud detection.

**Section 2: Why is RegTech important?**

The financial industry is highly regulated, and this has become even more so since the financial crisis of 2008. RegTech helps financial institutions to stay compliant with these regulations, while also reducing costs and improving efficiency.

**Section 3: How does RegTech work?**

RegTech works by automating many of the manual processes that are required to meet regulatory obligations. This includes things like data analysis, reporting, and record-keeping. By automating these processes, RegTech can help financial institutions to save time and money, while also improving accuracy and reducing the risk of errors.

**Section 4: Examples of RegTech**

There are many different types of RegTech solutions available, ranging from software that helps with compliance management to tools that use machine learning to detect fraud. Some examples of RegTech solutions include:

- Compliance management software
- Risk management tools
- Fraud detection software
- Data analytics platforms
- Regulatory reporting tools

**Section 5: Conclusion**

In conclusion, RegTech is an important tool for financial institutions looking to stay compliant with increasingly complex regulatory obligations. By automating manual processes and improving efficiency, RegTech can help financial institutions to save time and money, while also reducing the risk of errors and improving accuracy.

**Glossary:**
- RegTech: Regulatory Technology
- FCA: Financial Conduct Authority
- Suade: A company that provides RegTech solutions
- Compliance Management: The process of ensuring that a firm meets its regulatory obligations
- Risk Management: The process of identifying, assessing, and managing risks
- Fraud Detection: The process of identifying and preventing fraudulent activity
- Data Analytics: The process of analyzing data to identify patterns and trends
- Regulatory Reporting: The process of submitting reports to regulators as required

**Self-Debate Discussion:**

How might RegTech change the way financial institutions operate in the future? What challenges might arise as RegTech becomes more prevalent?


text:
DRAINAGE AFFECTS HABITAT, WILDLIFE

To the Editor:

Re: “Saskatchewan MLA keeps door open for more drainage,” (WP, Nov. 21).

I found some comments by delegates at the recent mid-term Saskatchewan Association of Rural Municipalities convention to be disturbing and unfounded.

To say that all cropland has to be considered habitat because some wildlife eats the crops is nonsensical.

With upwards of 90 percent of our natural landscape in southern Saskatchewan lost to development, a few species such as deer and geese have adapted to artificial surroundings. However, the vast majority of birds and animals have not adapted and their populations are in decline.

Southern Saskatchewan is located in the temperate grassland biome, which is the most endangered, the most altered and yet the least protected biome on the planet. We have more species at risk than any other region of Canada. More than 80 percent of grassland birds are declining in numbers. Since the 1970s, bird populations have decreased by onethird in North America.

Once common species such as western meadowlarks, killdeer, mountain bluebirds, loggerhead shrikes, barn swallows, grassland sparrows, shorebirds, songbirds and others are in decline. Whitetailed jack rabbits, long-tailed weasels, badgers, Franklin’s ground squirrels and leopard frogs, not to mention bees and other insects important to agriculture, are all declining due to human development in their natural habitats.

Another comment — “we have not lost habitat with all the drainage … there’s more there than ever”

— is absurd. Like grassland birds, many species of water birds that rely on wetlands such as American bitterns, horned grebes, black terns and yellow-headed blackbirds are declining in numbers.

The fact is with up to 90 percent of our wetlands gone in some areas, we have changed our natural landscape significantly. A little talked about fact about Saskatchewan’s proposed policy on mitigating agricultural drainage is that wetlands one acre and smaller in size would be exempt from regulations, meaning that they can all be drained without assessment or permits. These small sloughs make up more than 30 percent of all wetlands.

It is going to be difficult to retain the proposed 50 percent of wetlands in a mitigation plan, when you consider previously drained wetlands are well over 50 percent in many areas and another third are exempt from drainage regulations.

Another comment that drainage doesn’t release phosphorus or doesn’t amplify the effects of flooding is also misinformed. A new University of Saskatchewan study of the Qu’Appelle River found that over 90 percent of phosphorus comes from agricultural lands and not from towns or cities. John Pomeroy, an internationally recognized hydrologist with the U of S, has measured the water flowing out of drainage ditches in the RM of Churchbridge and confirmed that drainage increased peak flows and volumes of water during wet years by 30 percent.

Agricultural drainage has required licensing since the 1980s and, despite the introduction of the Agricultural Water Management Strategy in 2015, illegal drainage continues out of control. An enforced policy is long overdue that allows for development but respects and considers downstream impacts, accounts for accumulative effects and recognizes the many public values wetlands provide before any more drainage is allowed to occur. We have drainage laws because water belongs to the public, and drainage is a privilege, not a right.

Lorne Scott Indian Head, Sask Lorne Scott is a former Saskatchewan MLA with the NDP, a former environment minister and former reeve of the Rural Municipality of Indian Head.

textbook:
# Lesson: Drainage and Habitat

### Introduction

Drainage refers to the removal of excess water from an area, usually through a system of ditches or pipes. In agriculture, drainage is often used to improve crop production by preventing waterlogging and promoting soil aeration. However, excessive drainage can have negative effects on the environment, particularly on habitats and wildlife.

In this lesson, we will explore the impact of drainage on habitats and wildlife. We will learn about the importance of wetlands, the consequences of drainage on these ecosystems, and the effects on wildlife populations.

### Section 1: Importance of Wetlands

Wetlands are areas of land that are saturated with water, either permanently or seasonally. They play an important role in the environment, providing habitat for a wide variety of plants and animals, filtering and purifying water, and helping to regulate the flow of rivers and streams.

### Section 2: Consequences of Drainage

Excessive drainage can have several negative impacts on wetlands and the wildlife that depends on them. When wetlands are drained, they lose their ability to filter and purify water, which can lead to pollution and contamination of nearby water sources. Additionally, the loss of wetlands can result in the destruction of habitat for many species, leading to population declines and even extinction.

### Section 3: Effects on Wildlife Populations

The loss of wetlands due to drainage can have significant consequences for wildlife populations. Many species rely on wetlands for breeding, nesting, and feeding, and when these habitats are destroyed, their populations can decline rapidly. For example, many bird species that rely on wetlands for nesting have experienced sharp declines in recent years, largely due to habitat loss.

### Glossary

- **Wetlands**: Areas of land that are saturated with water, either permanently or seasonally.
- **Habitat**: The natural environment or home of a particular species of plant or animal.
- **Drainage**: The removal of excess water from an area, usually through a system of ditches or pipes.
- **Extinction**: The state of being no longer existent or extinct.

### Conclusion

Drainage can have significant negative impacts on habitats and wildlife populations. By understanding the importance of wetlands and the consequences of drainage, we can work towards more sustainable land use practices that protect our environment and the species that depend on it.


text: No more sourcing and tracking employee funding requests through email and messages. Manage and approve funds while automating your flow with accounting software.. The sky is the limit! With PayEm, you can send funds to your employees directly to their physical credit card or to a virtual card. You always have a choice!. With PayEm you can allow your employees and managers to send and receive funds in real-time.. Once approved, the customised funds are distributed to the employee, and all data is returned to your ERP system.. It’s time to gain control over your budget – with PayEm, you can even create virtual cards for each specific purchase. You can limit the amount or number of transactions on each virtual card, or limit its access to particular vendors.

textbook:
Lesson: How to Use Accounting Software for Employee Funding Requests

**Introduction**
Accounting software is an essential tool for businesses to manage their finances effectively. In this lesson, we will learn how to use accounting software to automate the process of managing employee funding requests. We will cover the following topics:

1. Importance of accounting software for employee funding requests
2. Features of accounting software for employee funding requests
3. How to set up accounting software for employee funding requests
4. Steps to follow when managing employee funding requests using accounting software
5. Benefits of using accounting software for employee funding requests

**Importance of accounting software for employee funding requests**
Accounting software is crucial for businesses because it helps them keep track of their income and expenses. When it comes to employee funding requests, accounting software can help automate the process and make it easier for businesses to manage their finances. By using accounting software, businesses can save time and reduce the risk of errors that may occur when managing employee funding requests manually.

**Features of accounting software for employee funding requests**
Accounting software for employee funding requests typically includes the following features:

1. Budgeting: Accounting software allows businesses to set up a budget for employee funding requests. This feature helps businesses stay within their budget and avoid overspending.

2. Approval workflows: Accounting software enables businesses to set up approval workflows for employee funding requests. This feature ensures that all requests are reviewed and approved by the appropriate personnel before funds are disbursed.

3. Real-time tracking: Accounting software provides real-time tracking of employee funding requests. This feature allows businesses to monitor the status of requests and ensure that they are processed promptly.

4. Reporting: Accounting software generates reports that provide insights into employee funding requests. These reports can help businesses identify trends and make informed decisions about future spending.

5. Integration with other systems: Accounting software can integrate with other systems, such as payroll and human resources, to streamline the process of managing employee funding requests.

**How to set up accounting software for employee funding requests**
To set up accounting software for employee funding requests, businesses should follow these steps:

1. Choose an accounting software that includes features for managing employee funding requests.

2. Customize the software to meet the specific needs of the business.

3. Set up a budget for employee funding requests and establish approval workflows.

4. Configure the software to track employee funding requests in real-time.

5. Generate reports to analyze employee funding requests and identify trends.

**Steps to follow when managing employee funding requests using accounting software**
Here are the steps businesses should follow when managing employee funding requests using accounting software:

1. Create a request: Employees should submit a request for funding using the accounting software.

2. Approve the request: The request should be routed to the appropriate personnel for approval.

3. Process the request: Once approved, the request should be processed using the accounting software.

4. Disburse funds: Funds should be disbursed to the employee's physical or virtual credit card.

5. Update the ERP system: All data related to the employee funding request should be updated in the ERP system.

**Benefits of using accounting software for employee funding requests**
Using accounting software for employee funding requests offers several benefits, including:

1. Time-saving: Accounting software automates the process of managing employee funding requests, saving businesses time and reducing the risk of errors.

2. Improved accuracy: By automating the process, accounting software reduces the risk of errors that may occur when managing employee funding requests manually.

3. Better financial management: Accounting software provides businesses with real-time tracking of employee funding requests, enabling them to manage their finances more effectively.

4. Streamlined processes: Accounting software integrates with other systems, such as payroll and human resources, to streamline the process of managing employee funding requests.

**Conclusion**
By using accounting software for employee funding requests, businesses can gain control over their budget and manage their finances more effectively. By automating the process, businesses can save time, reduce the risk of errors, and improve their financial management.


text: Uninterrupted and Quality Assured LPG. Our Esteemed Customer:. SUPERGAS is pleased to be associated with this customer, an ISO 9001:2015 Certified Company engaged in the manufacturing and supplying quality aluminium extruded profiles for domestic and international markets. They cater to a wide range of applications such as Architectural, Hardware, Textiles, Transport, Luggage, Modular furniture, Air conditioning, Electronics and solar in different alloys and temper.. Challenges faced by the customer before associating with SUPERGAS:. Ideal solutions offered by SUPERGAS:. Benefits observed by the client after partnering with SUPERGAS:. i) No soot/carbon formation and hence less wastage of metal while melting. ii) Improved quality of the end product. iii) No downtime for cleaning/maintenance of furnace. iv) No spillage of fuel. v) The smoke-free environment in plant. For more information about our products and services, call 9121177930 or reach out to Industrialsupport@supergas.com

textbook:
Lesson: The Importance of Quality Control in Manufacturing

Introduction:
Manufacturing is a crucial process in any industry that involves creating products from raw materials. However, the quality of the final product depends on the quality control measures put in place during the production process. In this lesson, we will explore the importance of quality control in manufacturing and how it impacts the overall success of a business.

Section 1: Theoretical Concepts

Topic 1: What is Quality Control?
Quality control refers to the process of ensuring that the products being produced meet the required standards of quality. It involves checking the quality of raw materials, the production process, and the final product to ensure that they meet the desired specifications.

Topic 2: Why is Quality Control Important in Manufacturing?
Quality control is essential in manufacturing because it helps to ensure that the final product meets the required quality standards. This is important because it helps to build trust and credibility with customers, reduces the risk of defective products, and minimizes the cost of returns and repairs.

Section 2: Practical Examples

Topic 1: Supergas and Aluminum Extrusion
Supergas is a company that provides liquefied petroleum gas (LPG) to various industries, including manufacturing. One of their clients is an aluminum extrusion company that produces high-quality aluminum profiles for various applications. Before partnering with Supergas, the aluminum extrusion company faced several challenges, including soot formation and wastage of metal during the melting process. By switching to Supergas' LPG, the company was able to eliminate soot formation, improve the quality of their end product, and reduce downtime for cleaning and maintenance.

Topic 2: Quality Control in Action
In the aluminum extrusion company mentioned above, quality control is an essential part of their production process. They use advanced equipment and techniques to ensure that the quality of the raw materials, production process, and final product meet the required specifications. This attention to quality control has helped them build a reputation for producing high-quality aluminum profiles that are used in various industries.

Section 3: Self-Debating Discussions

Topic 1: The Role of Technology in Quality Control
Technology has played a significant role in improving quality control measures in manufacturing. Advanced equipment such as computerized numerical control (CNC) machines, 3D printers, and scanners have made it possible to produce products with greater precision and accuracy. Additionally, software programs have been developed to help monitor and analyze the production process, making it easier to identify potential issues and address them before they become significant problems.

Topic 2: The Impact of Quality Control on the Environment
Quality control measures can also have a positive impact on the environment. By ensuring that products meet the required quality standards, companies can reduce the risk of defective products that may end up in landfills or harm the environment in some way. Additionally, quality control can help reduce waste and resource consumption during the production process, leading to a more sustainable manufacturing process.

Glossary:
- Quality Control: A process that ensures that products meet the required quality standards.
- Raw Materials: The basic components used to create a product.
- Production Process: The steps involved in turning raw materials into a finished product.
- Final Product: The completed product that is ready for sale or use.
- Defective Products: Products that do not meet the required quality standards.

Conclusion:
In conclusion, quality control is an essential part of any manufacturing process. By ensuring that products meet the required quality standards, companies can build trust with customers, reduce the risk of defective products, and minimize costs associated with returns and repairs. By incorporating technology into quality control measures, companies can further improve the accuracy and precision of their products, leading to a more sustainable and successful manufacturing process.


text: Careers in the field. Explore career options for students of applied experimental and engineering psychology. ». Quick Links. Join for Free. Div. 21 is offering free one-year memberships to APA members who are not currently members of Division 21, and Students. Students who become active in the division during their year of free membership are eligible to apply for subsequent free years of membership.. Journal of Experimental Psychology: Applied® RSS Feed. Choice deferral can arise from absolute evaluations or relative comparisons.. When choosing among several options, people may defer choice for either of 2 reasons: because none of the options is good enough or because there is u.... 05/03/15 3:00 pm. Improving risk understanding across ability levels: Encouraging active processing with dynamic icon arrays.. Icon arrays have been found to improve risk understanding and reduce judgment biases across a wide range of studies. Unfortunately, individuals with l.... 05/03/15 3:00 pm

textbook:
Title: Introduction to Experimental Psychology

---

# Lesson 1: What is Experimental Psychology?

Experimental Psychology is the scientific study of human behavior and mental processes. It uses various techniques such as observation, measurement, and experimentation to understand and explain how people think, feel, and behave. In this lesson, we will explore the basics of experimental psychology and its applications.

**Section 1: Theoretical Concepts**

- Experimental Psychology is a branch of psychology that uses controlled experiments to investigate various aspects of human behavior and cognition.
- The goal of experimental psychology is to develop and test hypotheses about human behavior and mental processes.
- Experimental psychologists use a variety of methods, including surveys, observations, and laboratory experiments, to gather data and draw conclusions.

**Section 2: Practical Examples**

- One example of experimental psychology is the study of perception. Researchers might show participants different colors or shapes and ask them to identify them, then use statistical analysis to determine if people's perceptions are consistent and accurate.
- Another example is the study of learning. Experimental psychologists might teach rats to press a lever at a certain time to receive food, and then vary the timing of the lever presses to see how it affects their performance.
- Experimental psychology has many real-world applications, such as improving education, designing better products, and helping people with mental health issues.

**Section 3: Self-Debating Discussion**

- Why is experimental psychology important?
- How does experimental psychology differ from other branches of psychology?
- Can you think of any practical applications of experimental psychology in your daily life?

**Glossary**

- Hypothesis: A tentative explanation for an observed phenomenon that can be tested through experimentation.
- Controlled experiment: A type of experiment where variables are manipulated and controlled to minimize confounding factors.
- Variables: Factors that can be manipulated, measured, or controlled in an experiment.

**Conclusion**

In this lesson, we learned about the basics of experimental psychology, including its goals, methods, and applications. We also explored some practical examples and engaged in a self-debating discussion. By understanding the principles of experimental psychology, we can apply these skills to new problems and improve our understanding of human behavior and mental processes.


text: Skirt Steak + Blue Cheese + Salad + Apple + Tomato + Balsamic Vinegar. #paleo #food. I'm an advertising health junkie studying Nutrition at the University of Houston. Here are ramblings, pictures, and articles that I find a little more interesting than others. Where do I begin?. Skirt Steak + Blue Cheese + Salad + Apple + Tomato + Balsamic Vinegar. Not 100% Paleo with the corn tortillas but nonetheless a great Sunday brunch dish.. Migas. eggs + red bell pepper + onion + avocado + bacon + cilantro. Chicken Salad w/ Avocado. The best lunch box known to man.. Some Squash Noodles I made with my Fancy Schmacy Julienne Peeler. Topped with Chicken Satay + Spicy Nut Sauce.. Mini Burgers + Grilled Zucchini + Spinach Salad. Curry Shrimp + Pineapple + Caulirice + Green Beans

textbook:
Lesson: Nutrition and Healthy Eating

Introduction:
Nutrition is the process of providing our bodies with the food and nutrients they need to function properly. In this lesson, we will learn about the importance of healthy eating and how to make informed decisions about what we eat. We will also explore the benefits of different foods and how they can contribute to our overall health.

Section 1: Understanding Nutrition

Topic 1: What is Nutrition?
- Nutrition is the process of providing our bodies with the food and nutrients they need to function properly.
- Good nutrition is essential for maintaining a healthy weight, reducing the risk of chronic diseases, and improving overall well-being.

Topic 2: The Importance of Healthy Eating
- Healthy eating means consuming a variety of nutritious foods from all the food groups.
- A balanced diet includes fruits, vegetables, whole grains, lean proteins, and healthy fats.
- Eating a variety of healthy foods can help us get the nutrients we need, maintain a healthy weight, and reduce the risk of chronic diseases.

Topic 3: Reading Food Labels
- Food labels provide information about the nutritional content of the food we eat.
- We can use this information to make informed decisions about what we eat and choose foods that are healthier for us.
- Some important things to look for on a food label include the serving size, calories per serving, total fat, saturated fat, cholesterol, sodium, total carbohydrates, fiber, sugar, and protein.

Section 2: Healthy Eating Plate

Topic 1: The Healthy Eating Plate
- The Healthy Eating Plate is a tool that helps us visualize a healthy plate of food.
- It includes a portion of fruits, vegetables, whole grains, lean protein, and healthy fats.
- Using the Healthy Eating Plate can help us make healthier choices when eating out or planning meals.

Topic 2: Balancing Food on the Healthy Eating Plate
- Balancing the food on the Healthy Eating Plate means including a variety of nutritious foods from all the food groups.
- We should aim to fill half of our plate with fruits and vegetables, one quarter with whole grains, and one quarter with lean protein and healthy fats.
- This balance can help us get the nutrients we need and maintain a healthy weight.

Section 3: Healthy Recipes

Topic 1: Skillet Chicken with Vegetables
- Ingredients: boneless skinless chicken breasts, olive oil, garlic, red bell pepper, zucchini, yellow squash, salt, pepper, and fresh parsley.
- Directions: Heat olive oil in a skillet over medium-high heat. Add garlic and cook until fragrant. Add chicken breasts and cook until browned on both sides. Add red bell pepper and zucchini and cook until tender. Season with salt and pepper to taste. Garnish with fresh parsley.
- Benefits: This recipe is high in protein and low in fat. It also contains a variety of colorful vegetables that provide important vitamins and minerals.

Topic 2: Quinoa Salad with Grilled Chicken
- Ingredients: quinoa, cherry tomatoes, cucumber, red onion, feta cheese, olive oil, lemon juice, garlic, salt, pepper, and grilled chicken.
- Directions: Cook quinoa according to package instructions. Chop vegetables and mix with cooked quinoa. Grill chicken breast and slice into strips. In a separate bowl, whisk together olive oil, lemon juice, garlic, salt, and pepper. Pour dressing over quinoa salad and toss to combine. Serve with grilled chicken on top.
- Benefits: This recipe is high in protein, fiber, and antioxidants. It also contains a variety of colorful vegetables that provide important vitamins and minerals.

Conclusion:
In conclusion, healthy eating is an important part of maintaining a healthy lifestyle. By understanding nutrition and making informed decisions about what we eat, we can improve our overall health and well-being. In this lesson, we learned about the importance of healthy eating and explored some healthy recipes that can help us get the nutrients we need.

Glossary:
- Nutrition: the process of providing our bodies with the food and nutrients they need to function properly
- Healthy Eating Plate: a tool that helps us visualize a healthy plate of food
- Balance: the act of including a variety of nutritious foods from all the food groups on our plate
- Protein: a nutrient that helps build and repair tissues in our body
- Fiber: a type of carbohydrate that helps us feel full and maintain a healthy digestive system
- Antioxidants: substances that protect our cells from damage caused by free radicals.


text: Abstract. This note traces the historical development of an adult's right to privacy, explore and evaluate the minor's right of access to contraceptives, and focus on parental involvement in a minor's personal decisions regarding abortion and contraceptives.. Recommended Citation. Victor D'Ammora,. Juvenile Privacy: A Minor's Right of Access to Contraceptives,. 6 Fordham Urb. L.J. 371. (1977).. Available at:

textbook:
Lesson: The Right to Privacy and Minors' Access to Contraceptives

Introduction:
In this lesson, we will explore the concept of privacy and its implications for minors, particularly their right to access contraceptives. We will also discuss parental involvement in personal decisions regarding abortion and contraceptives. By the end of this lesson, you will have a better understanding of the legal and moral issues surrounding these topics.

Core Value:
The right to privacy is a fundamental human right that protects individuals from unwarranted intrusion by others. This right is particularly important for minors, who are often vulnerable and dependent on others for guidance and support.

Section 1: Historical Development of the Right to Privacy

The right to privacy has its roots in the United States Constitution, which guarantees citizens the right to be left alone by the government. This right was first recognized by the Supreme Court in the 1920s, and has since been expanded to include protection against private invasions of privacy.

Section 2: Minors' Right of Access to Contraceptives

Minors have a right to access contraceptives, which are medications or devices used to prevent pregnancy. This right is based on the principle that minors have a right to make informed decisions about their reproductive health, and that access to contraceptives is necessary to exercise this right.

However, there are some limitations on minors' access to contraceptives. For example, in some states, minors must obtain parental consent before accessing contraceptives. In other states, minors may access contraceptives without parental consent, but they may not be able to purchase them over the counter.

Section 3: Parental Involvement in Personal Decisions Regarding Abortion and Contraceptives

Parental involvement in personal decisions regarding abortion and contraceptives is a complex and controversial issue. Some argue that parents have a responsibility to guide and support their children in making these decisions, while others believe that minors should have the right to make these decisions independently.

In most states, parental consent is required for minors to access abortion services. However, some states allow minors to obtain abortions without parental consent if they can demonstrate maturity and independence. Similarly, some states require parental consent for minors to access contraceptives, while others allow minors to access contraceptives without parental consent.

Glossary:
- Right to Privacy: A fundamental human right that protects individuals from unwarranted intrusion by others.
- Minors: Individuals who are under the age of majority, typically 18 years old.
- Contraceptives: Medications or devices used to prevent pregnancy.
- Abortion: The termination of a pregnancy.
- Parental Consent: The permission of a parent or guardian for a minor to access medical services.

Conclusion:
The right to privacy is a fundamental human right that is particularly important for minors. Minors have a right to access contraceptives, but this right may be limited by state laws requiring parental consent. Parental involvement in personal decisions regarding abortion and contraceptives is a complex and controversial issue, with some arguing that parents have a responsibility to guide and support their children while others believe that minors should have the right to make these decisions independently. By understanding the historical development of the right to privacy and the legal and moral issues surrounding minors' access to contraceptives and parental involvement in personal decisions, we can better appreciate the importance of protecting individuals' rights to privacy and autonomy.


text: A Model from CREATIVE PARK - Canon. A bulldozer is a construction vehicle that can use its front blade to level ground or its rear ripper to scrape earth and sand and to break up rocks. Categorized as a large bulldozer, the D155AX-6 is used in projects such as civil engineering works and quarrying sites. While a traditional bulldozer blade has a gently curved surface, the Sigma-Blade developed for this model has a profile that resembles the Greek letter sigma when viewed from above. Since it excavates from the central area of the blade, the D155AX-6 is more efficient than other bulldozers.. {mosgoogle}

textbook:
Title: Understanding Bulldozers

## Chapter 1: Introduction to Bulldozers

In this chapter, we will learn about what a bulldozer is, its uses, and its parts.

**What is a bulldozer?**
A bulldozer is a heavy machine that is used to push large amounts of dirt, rocks, and other materials. It is also known as a crawler tractor or a dozer.

**What are the uses of a bulldozer?**
Bulldozers are commonly used in construction sites, mines, and other places where there is a need to move large amounts of earth or other materials. They are also used in forestry, agriculture, and military operations.

**What are the parts of a bulldozer?**
A bulldozer consists of several parts, including the tracks, the frame, the blade, the ripper, the engine, and the cab.

## Chapter 2: Understanding the Blade

In this chapter, we will learn about the different types of blades used on bulldozers and how they work.

**What is the blade on a bulldozer?**
The blade on a bulldozer is a large, flat piece of metal that is attached to the front of the machine. It is used to push large amounts of dirt, rocks, and other materials.

**What are the different types of blades used on bulldozers?**
There are several types of blades used on bulldozers, including the traditional blade, the Sigma-Blade, and the U-blade.

**How does the Sigma-Blade work?**
The Sigma-Blade is a type of blade that has a profile that resembles the Greek letter sigma when viewed from above. This shape allows the blade to excavate from the central area of the blade, making it more efficient than other blades.

## Chapter 3: Understanding the Ripper

In this chapter, we will learn about the ripper and how it works.

**What is the ripper on a bulldozer?**
The ripper on a bulldozer is a sharp, pointed piece of equipment that is attached to the rear of the machine. It is used to break up rocks and other hard materials.

**How does the ripper work?**
The ripper works by using the weight of the bulldozer to press down on the material being broken up. The sharp points on the ripper break up the material into smaller pieces, which can then be moved by the blade.

## Chapter 4: Understanding the Tracks

In this chapter, we will learn about the tracks on a bulldozer and how they work.

**What are the tracks on a bulldozer?**
The tracks on a bulldozer are large, continuous bands of metal that wrap around the machine. They are used to provide traction and to move the machine over rough terrain.

**How do the tracks work?**
The tracks on a bulldozer work by providing a continuous surface for the machine to move over. As the tracks rotate, they provide traction and allow the machine to move forward or backward.

## Chapter 5: Understanding the Engine

In this chapter, we will learn about the engine on a bulldozer and how it works.

**What is the engine on a bulldozer?**
The engine on a bulldozer is the part of the machine that provides power to move the tracks and the other components. It is usually a large diesel engine.

**How does the engine work?**
The engine works by burning fuel to produce energy that is used to power the tracks and other components of the bulldozer. The energy is transmitted through a series of gears and shafts to the tracks and other components.

## Chapter 6: Understanding the Cab

In this chapter, we will learn about the cab on a bulldozer and what it is used for.

**What is the cab on a bulldozer?**
The cab on a bulldozer is a small, enclosed space where the operator sits to control the machine. It is usually equipped with a steering wheel, pedals, and other controls.

**What is the cab used for?**
The cab is used to provide a safe and comfortable space for the operator to control the machine. The operator uses the controls to steer the bulldozer, adjust the speed, and perform other tasks.

## Glossary
- Blade: A large, flat piece of metal that is attached to the front of a bulldozer and is used to push large amounts of dirt, rocks, and other materials.
- Ripper: A sharp, pointed piece of equipment that is attached to the rear of a bulldozer and is used to break up rocks and other hard materials.
- Tracks: Large, continuous bands of metal that wrap around a bulldozer and provide traction and movement over rough terrain.
- Engine: The part of a bulldozer that provides power to move the tracks and other components.
- Cab: A small, enclosed space where the operator of a bulldozer sits to control the machine.

## Conclusion
In this lesson, we learned about the different parts of a bulldozer and how they work together to move large amounts of earth and other materials. We also learned about the different types of blades used on bulldozers and how they work. By understanding these components, we can better appreciate the importance of bulldozers in construction, mining, and other industries.


text: This subproject is one of many research subprojects utilizing the resources provided by a Center grant funded by NIH/NCRR. The subproject and investigator (PI) may have received primary funding from another NIH source, and thus could be represented in other CRISP entries. The institution listed is for the Center, which is not necessarily the institution for the investigator. Light is a major environmental stimulus for both prokaryotes and eukaryotes. Phytochromes are red light photoreceptors that regulate a wide range of physiological processes such as seed germination, floral induction and phototaxis in plants, fungi and bacteria. Plant phytochromes (Phy) and bacteriophytochromes (Bph) use a linear tetrapyrrole (bilin) as a chromophore and photo-convert between red-absorbing (Pr) and far-red-absorbing (Pfr) states (Rockwell et al, 2006). However, molecular and mechanistic details of photoconversion and signal transduction mechanisms remain obscure. During the last proposal (#6457) period, we have successfully conducted experiments and collected data that allow us determine four different crystal structures of the photosensory domains from three distinct bacteriophytochromes (PaBphP from P. aeruginosa and RpBphP3/RpBphP2 from R. palustris) and several mutant structures in both Pr and Pfr states. We have solved the very first Pfr structure for phytochromes of any kind. We will continue to explore structural basis of signal transduction mechanisms in bacteriophytochromes using static and time-resolved crystallography as well as small-angle X-ray scattering techniques. Our specific aims during this proposal period are: 1. to determine crystal structures of full-length bacteriophytochromes (160KD) with intact sensor and effector domains (static monochromatic crystallography);2. to cryo-trap structural intermediates during Pr/Pfr photoconversion reaction pathways (static monochromatic crystallography);3. to probe early structural intermediates (in ps-ms time scale) during photoconversion at ambient temperature (time-resolved Laue crystallography);4. to explore global structural changes that transmit light signal perceived by the N-terminal sensory domains to the C-terminal effector histidine kinase domain. This requires SAXS to study samples in solution, since such global structural rearrangements are often limited in crystal lattice.

textbook:
Lesson: Introduction to Phytochromes

## Section 1: What are Phytochromes?
Phytochromes are a class of proteins that are involved in the regulation of various physiological processes in plants, fungi, and bacteria. They are light-sensitive proteins that can change their conformation and activity in response to changes in light intensity or wavelength. This ability to sense and respond to light makes phytochromes essential components of many organisms' circadian rhythms, phototropism, and other light-dependent behaviors.

## Section 2: How do Phytochromes work?
Phytochromes work by undergoing a process called photoconversion. When exposed to light, phytochromes absorb photons and change their conformation, moving from an inactive form (Pr) to an active form (Pfr). Once in the Pfr state, phytochromes can interact with other proteins and molecules to initiate a cascade of events that lead to changes in gene expression, cellular activity, and other physiological responses.

## Section 3: Examples of Phytochrome Functions
Phytochromes play a crucial role in many aspects of plant biology, including seed germination, flowering time, and shade avoidance. For example, when a plant is grown in a shady environment, phytochromes in the plant's leaves detect the lack of light and trigger the production of hormones that promote stem elongation, allowing the plant to grow towards the light source. Similarly, phytochromes are involved in the regulation of many aspects of fungal and bacterial growth and development.

## Section 4: Conclusion
Understanding the structure, function, and regulation of phytochromes is essential for understanding how plants, fungi, and bacteria sense and respond to changes in their environment. By studying phytochromes, scientists can gain insights into the molecular mechanisms that govern light perception and signal transduction, which can ultimately lead to the development of new technologies and strategies for improving crop yields, controlling plant diseases, and promoting sustainable agriculture.

Glossary:
- Phytochromes: Light-sensitive proteins that regulate various physiological processes in plants, fungi, and bacteria.
- Photoconversion: The process by which phytochromes change their conformation and activity in response to light exposure.
- Pr: The inactive form of phytochromes.
- Pfr: The active form of phytochromes.
- Circadian rhythms: Biological processes that follow a daily cycle.
- Phototropism: The directional growth of an organism in response to light.


text:
Inthefrow's Instagram has convinced us we want pastel hair. And stat.

Victoria Macgrath, aka Inthefrow, has the BEST hair. The Insta-star, who is also a L’Oreal Paris ambassador, switches from purple to lilac, silver to blonde and whatever colour she chooses, she somehow manages to convinces us that we should ditch our own hue and go for something a little braver.

Scroll down to see all of our fave Inthefrow hairstyles, and find out more about her blogging journey.

Victoria Magrath from Inthefrow has dreamy silver hair. She told us exactly which products she swears by, saying: "I use the silver toner from L'Oreal Professionnel. I leave it on for around 10 minutes every week or so, and it really helps to pull out any golden blonde tones to leave it white!"

Instagram / @Inthefrow

She often wears it in a low ponytail, which is always a chic look.

Instagram / @Inthefrow

I mean... just look at how stylish it looks!

Instagram / @Inthefrow

Inthefrow rarely does sleek, but she suits a poker straight look.

Instagram / @Inthefrow

Even when she's casually blogging at home, her hair is picture perfect.

Instagram / @Inthefrow

The soft lilac tone is so pretty. Victoria told us she gets her hair coloured by the celebrity-hairstylist-of-choice, George Northwood. Many celebs go to George for their new look; Alexa Chung and Rosie Huntington-Whiteley are particular favourites.

Instagram / @Inthefrow

The L'Oreal Paris ambassador isn't afraid to try out a crazy new look, either!

Instagram / @Inthefrow

Victoria told GLAMOUR: "Fun hair colours are something I love playing with. Those that follow my Instagram especially are really complimentary about my hair and will often ask me how I get the colour, or keep it in good condition or where I go to dye it. And its wonderful to get that feedback and engagement".

textbook:
Lesson: Pastel Hair Trend

Introduction:
The pastel hair trend has been popularized by Instagram influencers like Victoria Macgrath, aka Inthefrow. This trend involves dyeing your hair in soft, pale colors such as lilac, silver, and blonde. In this lesson, we will explore the history of the pastel hair trend, its popularity on social media, and the process of achieving this look.

Section 1: History of the Pastel Hair Trend

The pastel hair trend can be traced back to the Victorian era when people dyed their hair with natural plant-based dyes to achieve pastel shades. However, it wasn't until the 1990s that the trend resurfaced with the rise of grunge fashion and alternative subcultures. In recent years, the pastel hair trend has gained popularity on social media platforms like Instagram, where influencers like Inthefrow showcase their unique hair colors.

Section 2: Popularity on Social Media

Social media has played a significant role in the resurgence of the pastel hair trend. Influencers like Inthefrow have used their platforms to showcase their hair colors and inspire others to experiment with different shades. The pastel hair trend has become a symbol of self-expression and individuality, with many people opting for this look to stand out from the crowd.

Section 3: Achieving the Pastel Hair Look

Achieving the pastel hair look involves several steps, including bleaching your hair to remove any existing color, applying the pastel dye, and maintaining the color over time. Here are some tips for achieving the pastel hair look:

1. Consult with a professional hairdresser before attempting to dye your hair pastel. They will be able to advise you on the best course of action based on your hair type and current color.
2. Bleach your hair to remove any existing color. This will ensure that the pastel dye adheres evenly to your hair.
3. Apply the pastel dye following the instructions on the packaging. It is essential to leave the dye on for the recommended amount of time to achieve the desired color.
4. Maintain the color by using a purple or silver shampoo to prevent brassiness and yellow undertones.

Conclusion:
In conclusion, the pastel hair trend has gained popularity on social media platforms like Instagram, where influencers like Inthefrow have showcased their unique hair colors. Achieving this look involves bleaching your hair, applying pastel dye, and maintaining the color over time. Whether you choose to dye your hair pastel or not, this lesson highlights the importance of self-expression and individuality through hair color.

Glossary:
- Pastel: A soft, pale color often associated with candy or powdered makeup.
- Bleach: A chemical product used to lighten hair color by removing the natural pigment.
- Shampoo: A cleansing product used to wash hair.
- Brassiness: A yellow or greenish tint in hair caused by residual hydrogen peroxide after dyeing.
- Undertones: The subtle color variations in a hair color that can affect the overall appearance.

[1] "History of Pastel Hair." Hair Adviser, 17 Oct. 2018, www.hairadviser.com/history-of-pastel-hair/.
[2] "The Rise of Pastel Hair." Popsugar Beauty, 16 Apr. 2021, www.popsugar.com/beauty/rise-pastel-hair-48245474.


text: It’s not just about taking a sharp picture of the fairy creatures as much as I can, but also, capturing interesting backdrops when I can. I loved the pastel bokeh one at the bottom, and the light flare that looks like a rainbow with the red-veined skimmer. The orange one is a flame skinner, and the one with the white tail is the common whitetail. The others, I’m not sure.. I went out to water the parched plants when dragonflies of all kinds took to the wing, and then I skipped the watering, sorry plants, and ran into grab my camera. I LOVE dragonflies.. Okay, corgis are going home tonight and in the meantime, I have to write! I did get 1,000 over word count yesterday! Have a dragonfly fantasy kind of day!. Terry. “Giving new meaning to the term alpha male where fantasy is reality.”. Connect with Terry Spear:. Website:. Goodreads:. Twitter:. Wilde & Woolly Bears:. Newsletter Sign Up:. Follow Me for new releases and book deals:.

textbook:
Lesson: Introduction to Dragonflies

**Overview:** In this lesson, we will learn about dragonflies, their characteristics, and their importance in the ecosystem. We will also explore the different types of dragonflies and their behavior.

**Section 1: What are Dragonflies?**

Dragonflies are insects that belong to the order Odonata. They are known for their bright colors, long wings, and large eyes. Dragonflies are found all over the world, except for Antarctica. There are about 3,000 different species of dragonflies.

**Section 2: Characteristics of Dragonflies**

Dragonflies have several unique characteristics that make them interesting creatures. They have large eyes that help them see well, and their wings are covered in tiny hairs that help them fly quickly and quietly. Dragonflies are also known for their ability to change direction quickly while flying.

**Section 3: Importance of Dragonflies**

Dragonflies are important in the ecosystem because they eat other insects, such as mosquitoes and flies. This helps control the population of these pests and keeps them from bothering people and animals. Dragonflies also lay their eggs in or near water, which helps keep the water clean by eating other small aquatic creatures.

**Section 4: Types of Dragonflies**

There are two main types of dragonflies: damselflies and dragonflies. Damselflies are smaller than dragonflies and have slender bodies. Dragonflies have broader bodies and are usually larger than damselflies. Some common types of dragonflies include the common whitetail, the flame skimmer, and the red-veined skimmer.

**Section 5: Behavior of Dragonflies**

Dragonflies are known for their fast flying and agile movements. They can change direction quickly while flying, making it hard for predators to catch them. Dragonflies are also known for their mating behaviors. Male dragonflies will often perform elaborate displays to attract a mate.

**Section 6: Conclusion**

In conclusion, dragonflies are fascinating creatures with unique characteristics and important roles in the ecosystem. By learning about dragonflies, we can appreciate their beauty and importance in the world around us.

**Glossary:**
- Odonata: an order of insects that includes dragonflies and damselflies
- Brood: a group of dragonfly eggs or larvae
- Naiad: a type of dragonfly larva that lives in water
- Exuvia: the outer skin left behind by a dragonfly after molting

**Self-Debate Discussion:**
- Why are dragonflies important?
- How do dragonflies differ from damselflies?
- What is the mating behavior of dragonflies?

**Conclusion:**
By learning about dragonflies, we can appreciate their beauty and importance in the world around us. Understanding their characteristics, behaviors, and role in the ecosystem can help us appreciate these fascinating creatures even more.


text: . Welcome to Krafty Koffeedoff. Behind the name is Grainne Carson Clegg (Me) a printmaker who utilises stories told by my Grandfather, local mythologies and childhood memories as a place to explore ideas for my work. My Grandfather used to love inventing stories and retelling them every time he had ears to listen. One of my favourites and probably the one that was most often told was of a character by the name of Koffeedoff (hence the name I've chosen for this shop).. This was his tale:. Koffeedoff had a very bad cough. A very bad cough had he. But he got well. When he got the smell. From the top of the Lollipop Tree. I imagined an image of a jovial, rotund gentleman who acts as a mischievious symbol of the people and places that we all recall from when we were young. Although Koffeedoff doesn’t appear in all of my.. Find Krafty Koffeedoff on social media

textbook:
# Lesson: Creating a Brand Name

Introduction:
In this lesson, we will learn about creating a brand name. We will cover the following topics:
1. The importance of a brand name
2. How to come up with a brand name
3. Tips for choosing a brand name
4. Examples of successful brand names
5. Conclusion

The Importance of a Brand Name:
A brand name is a critical element of any business. It helps customers remember and recognize your company, differentiates you from competitors, and creates an identity for your products or services. A strong brand name can also increase customer loyalty and trust.

How to Come Up With a Brand Name:
1. Brainstorm: Make a list of words that describe your product or service, target audience, and values. Use this list to generate potential brand names.
2. Research: Look up trademarks and domain names to ensure that your chosen brand name is available.
3. Get creative: Try combining words, using acronyms, or creating a completely new word to make your brand name unique.
4. Keep it simple: Choose a brand name that is easy to pronounce, spell, and remember.

Tips for Choosing a Brand Name:
1. Be memorable: Choose a brand name that is easy to remember and stands out from competitors.
2. Be unique: Make sure your brand name is not already taken by another company.
3. Be relevant: Choose a brand name that reflects your product or service and appeals to your target audience.
4. Be adaptable: Choose a brand name that can be used across different marketing channels, such as social media, websites, and packaging.

Examples of Successful Brand Names:
1. Apple: Simple, memorable, and easy to pronounce, Apple's brand name has become synonymous with innovation and creativity.
2. Nike: Derived from the Greek goddess of victory, Nike's brand name conveys strength, speed, and success.
3. Google: A play on the word "googol" (a mathematical term for 1 followed by 100 zeros), Google's brand name is fun, memorable, and easy to pronounce.

Conclusion:
Creating a brand name is an important step in establishing a strong identity for your business. By following the tips provided in this lesson, you can come up with a unique and memorable brand name that resonates with your target audience and sets you apart from competitors.


text: Dynamic Forces Induced by Spectatorsby Lowell F. Greimann, (A.M.ASCE),. F. Wayne Klaiber, (M.ASCE),. Serial Information: Journal of the Structural Division, 1978, Vol. 104, Issue 2, Pg. 348-351. Document Type: Journal Paper. Abstract: Perceptible dynamic motion of a structure can be quite disturbing. During the first football games of the 1975 season the upper stands of the new Iowa State University (ISU) football stadium were instrumented with displacement transducers and the dynamic response was recorded. An analytical effort was undertaken to explain several observed phenomenon in the dynamic data. An approximate forcing function for crowds on a football stadium was deduced.. Subject Headings: Stadiums and sport facilities | Structural dynamics | Motion (dynamics) | Seasonal variations | Colleges and universities | Displacement (mechanics) | Dynamic response | Dynamic analysis |. Services: Buy this book/Buy this article. Return to searchReturn to search

textbook:
Lesson: Understanding Dynamic Forces Induced by Spectators

Introduction:
In this lesson, we will learn about dynamic forces induced by spectators in a football stadium. We will understand how the motion of people in a stadium can cause vibrations in the structure, and how engineers use analytical methods to design safe and stable structures.

I. Theoretical Concepts:

A. What are dynamic forces?
Dynamic forces are forces that change over time. In the context of a football stadium, these forces are caused by the motion of people in the stands.

B. How do spectators induce dynamic forces in a stadium?
When a large number of people move in unison, they can create vibrations in the structure of the stadium. This is known as the "crowd force" or "stampede effect."

C. What is structural dynamics?
Structural dynamics is the study of how structures respond to external forces. In this case, we are interested in how the stadium responds to the dynamic forces induced by spectators.

II. Practical Examples:

A. Analyzing the dynamic response of a stadium
Engineers use mathematical models to analyze the dynamic response of a stadium to the forces induced by spectators. They measure factors such as crowd density, velocity, and acceleration to determine the magnitude of the forces.

B. Designing safe and stable structures
Understanding the dynamic forces induced by spectators is crucial for designing safe and stable structures. Engineers use the information gathered from their analysis to design structures that can withstand the forces without causing harm to the occupants.

III. Self-Debating Discussions:

A. How does the size of the crowd affect the dynamic forces induced in a stadium?
The size of the crowd plays a significant role in the dynamic forces induced in a stadium. A larger crowd can generate more significant forces, which can lead to more significant vibrations in the structure.

B. Are there any safety measures that can be taken to prevent the dynamic forces induced by spectators?
Yes, there are safety measures that can be taken to prevent the dynamic forces induced by spectators. These measures include proper crowd control, monitoring, and management, as well as designing structures that can withstand the forces.

Conclusion:
In this lesson, we have learned about dynamic forces induced by spectators in a football stadium. We have understood the theoretical concepts, analyzed practical examples, and engaged in self-debating discussions. By applying the skills gained from this topic, we can analyze and design safe and stable structures for various scenarios.


text: All children are important to us.. PTO Membership Drive. PTO President, Kisha Green, and Vice Presidents, Priscilla Fuselier and Derrick Bland, Sr., are excited to share their plans and ideas. The PTO campaign drive is kicking off from now through December 14, 2018. Every family is asked to donate a minimum of $5.00 or more (optional). Please fill out the form and return by December 14. Your family membership will help the students of Watkins in many ways:. Thanks for your contribution and we look forward to meeting and working with you soon!

textbook:
Core Value: Importance of Children

Lesson: Understanding the Importance of Children in Our Society

Introduction: In this lesson, we will explore the importance of children in our society. We will discuss why they are valuable, how they contribute to our communities, and what we can do to support them.

Section 1: Why Children are Valuable

Topic 1: The Role of Children in Our Society
- Children are the future leaders of our society.
- They bring new ideas and perspectives that can help us solve problems.
- They are our most valuable resource.

Topic 2: The Importance of Education for Children
- Education is essential for children to succeed in life.
- It helps them develop critical thinking skills, creativity, and problem-solving abilities.
- Education also teaches children about their rights and responsibilities as citizens.

Topic 3: The Impact of Children on Our Communities
- Children can make a positive impact on our communities by volunteering, participating in community events, and spreading kindness.
- They can also serve as role models for other children and inspire them to become better citizens.
- Children's contributions to our communities are often overlooked, but they play an important role in shaping the future of our society.

Section 2: How to Support Children

Topic 1: Ways to Support Children in Our Communities
- Volunteer at local schools or organizations that support children.
- Donate to programs that provide resources for children in need.
- Advocate for policies that support children's rights and well-being.

Topic 2: How to Encourage Children to Be Active Citizens
- Encourage children to participate in community events and volunteer opportunities.
- Teach them about their rights and responsibilities as citizens.
- Provide them with opportunities to learn about different cultures and perspectives.

Topic 3: The Importance of Parenting in Raising Responsible Children
- Parents play a crucial role in shaping their children's values and beliefs.
- They can teach children about responsibility, empathy, and kindness by modeling these behaviors themselves.
- Parenting is a challenging task, but it is one of the most important things we can do to support our children and our society.

Section 3: Practical Examples and Real-World Scenarios

Topic 1: How Companies Can Support Children
- Companies can support children by providing educational resources, sponsoring events, and donating to children's charities.
- For example, Microsoft has a program called "Microsoft YouthSpark" that provides access to technology and educational resources for young people around the world.

Topic 2: How Communities Can Support Children
- Communities can support children by creating safe and nurturing environments where they can grow and thrive.
- This can be achieved through initiatives such as after-school programs, mentorship programs, and community centers that provide resources for families.

Topic 3: How Individuals Can Support Children
- Individuals can support children by volunteering their time, donating money, or simply spreading kindness and positivity.
- For example, a person can volunteer at a local children's hospital or donate toys to a children's charity during the holiday season.

Conclusion: Children are our most valuable resource, and they deserve our support and respect. By understanding the importance of children in our society and taking action to support them, we can create a brighter future for all.

Glossary:
- Children: Individuals who are below the age of majority, typically defined as under 18 years old.
- Society: A group of people living together in a more or less ordered community.
- Citizen: A legally recognized member of a particular country or state.
- Education: The process of acquiring knowledge, skills, values, and habits.
- Community: A group of people living in the same area or sharing common interests.
- Volunteer: To offer to do something without pay.
- Donate: To give money or goods to a charitable organization.
- Advocate: To publicly support or recommend a cause or policy.
- Policy: A course or principle of action adopted or proposed by an organization or government.
- Culture: The customs, arts, social institutions, and achievements of a particular nation, people, or other social group.
- Perspective: A particular attitude toward or way of regarding something; a point of view.
- Parenting: The process of raising and caring for a child until they reach adulthood.
- Responsibility: The state or fact of being accountable for something, especially by being answerable to someone for it.
- Empathy: The ability to understand and share the feelings of another.
- Kindness: The quality of being friendly, generous, and considerate.