text:
Adrienne Green: How did you get started in the social-work profession?

Judith Schagrin: I was 9 years old when I heard about a social worker for the first time. I was always intrigued by social work and about working with people in need. I was very fortunate to grow up in a family where both of my parents were in service professions, so serving others came naturally to me. I am grateful and privileged to have had a wonderful childhood, and I believe every child deserves that. I started out in social work in 1979; I’ve been at the same agency in different capacities for the last 33 years. I ended up in public child welfare, which was not at all what I wanted to do at the time. I thought, “I'll stay here for 2 or 3 years.” I've never left.

Green: How has the state of foster care changed in Baltimore County in the last 30 years?

Schagrin: The greatest changes have been the result of computers. Child welfare has become much more highly regulated. The fix to every problem in child welfare is a new policy, and of course, documentation to go with it. We complained about all the documentation 30 years ago when we kept paper records.

On the positive side, we're now able to gather much more data to better understand our population: who the children are, their ages, the demographics. We're able to identify racial disproportionality. But now, there's also a much heavier emphasis on the documentation—almost as a proxy for doing good work. If you enter your contacts within a certain period of time, you must be doing good work, when realistically, that doesn't measure your engagement skills with families.

Green: What is the foster-care population like in Baltimore County?

Schagrin: We serve children who have been found by the Juvenile Court to be children in need of assistance as a result of maltreatment, or a disability that renders a parent unable or unwilling to provide care for them. In Baltimore County, we serve roughly 800 to 900 children a year: 50/50 boys and girls. Our younger children are proportionate to the Baltimore County racial population, while our older children are more mixed. The younger children tend to come into foster care due to maltreatment—typically neglect that's related to substance abuse or mental illness. The older kids have been subjected to often chronic and complex trauma as young children, and have some really serious behavioral and emotional needs.

There's been a great emphasis on reducing the number of children in foster care. The reality is you can't work to the numbers. For any child who is unsafe, for whom we can't engage family in creating a safety plan, foster care saves their lives. Nobody has been able to say, “This is the right number of children in care.”

Green: Part of your job is to evaluate the families that children will be living with. How do you go about evaluating whether someone is fit to be a foster parent?

Schagrin: We can't live with people. We can't put cameras in their houses. We have a fairly rigorous home study process that includes background checks, several interviews with family members, and references. We work really hard to study a family as thoroughly as we can, and engage them in a conversation about our kids’ needs [in order] to enable them to make a good decision for their families and ensure that we have families who can stick by them.

textbook:
Lesson: Introduction to Social Work

**Objective:** To introduce students to the field of social work and its importance in society.

**Overview:** Social work is a profession that focuses on helping individuals, families, and communities improve their well-being and quality of life. Social workers use a variety of tools and techniques to address social problems such as poverty, abuse, and mental health issues. In this lesson, we will explore the history of social work, its role in society, and the different types of social work practice.

**Section 1: Introduction to Social Work**

**Question:** What is social work, and why is it important?

**Answer:** Social work is a profession that focuses on helping individuals, families, and communities improve their well-being and quality of life. It is important because it addresses social problems such as poverty, abuse, and mental health issues that affect people's lives. Social workers use a variety of tools and techniques to help people improve their situations and live happier, healthier lives.

**Question:** Who are some famous social workers, and what did they accomplish?

**Answer:** Some famous social workers include Jane Addams, who founded Hull House in Chicago to provide services to immigrants, and Martin Luther King Jr., who worked to end poverty and promote civil rights. These social workers made significant contributions to society and helped improve the lives of many people.

**Section 2: History of Social Work**

**Question:** When did social work begin, and what were some early milestones in its development?

**Answer:** Social work began in the late 19th century as a response to the growing needs of urban populations. Early milestones in its development include the founding of the Charity Organization Society in London in 1869 and the establishment of the first school of social work at the University of Chicago in 1891.

**Question:** How has social work changed over time?

**Answer:** Social work has evolved significantly over time. Early social workers focused on providing charity and relief to those in need. Today, social workers use a variety of tools and techniques to address complex social problems such as poverty, abuse, and mental health issues. Social workers also work in a variety of settings, including schools, hospitals, and government agencies.

**Section 3: Types of Social Work Practice**

**Question:** What are some different types of social work practice?

**Answer:** There are several different types of social work practice, including direct practice, macro practice, and clinical practice. Direct practice involves working directly with individuals, families, and communities to improve their well-being. Macro practice involves working at the organizational or policy level to address social problems. Clinical practice involves providing therapy and counseling to individuals, families, and groups.

**Question:** What are some examples of direct social work practice?

**Answer:** Examples of direct social work practice include working with families to improve their parenting skills, providing counseling to individuals struggling with addiction, and helping people find employment.

**Question:** What are some examples of macro social work practice?

**Answer:** Examples of macro social work practice include advocating for policies that promote social justice, working to end homelessness, and developing programs to prevent child abuse.

**Section 4: Conclusion**

**Question:** What skills and knowledge do social workers need to be successful?

**Answer:** Social workers need a variety of skills and knowledge to be successful. They must have strong communication and interpersonal skills, as well as the ability to analyze complex problems and develop effective solutions. Social workers also need a deep understanding of the social, economic, and political factors that contribute to social problems.

**Question:** How can I learn more about social work?

**Answer:** You can learn more about social work by reading books and articles, attending conferences and workshops, and speaking with social workers in your community. Additionally, many colleges and universities offer programs in social work that can prepare you for a career in this rewarding field.

**Glossary:**
- Social work: A profession that focuses on helping individuals, families, and communities improve their well-being and quality of life.
- Social problems: Issues such as poverty, abuse, and mental health that affect people's lives.
- Direct practice: Working directly with individuals, families, and communities to improve their well-being.
- Macro practice: Working at the organizational or policy level to address social problems.
- Clinical practice: Providing therapy and counseling to individuals, families, and groups.


text:
La construction neuve, les dépenses de rénovation et les dépenses relatives aux ventes de propriétés ont participé à la croissance de l’économie québécoise.

La croissance économique au Québec s’est encore accélérée au-delà des attentes durant le 3ème trimestre terminé en septembre, constatent les économistes du Mouvement Desjardins et de la Banque Nationale à partir du bilan trimestriel publié jeudi par l’Institut de la statistique du Québec.

Martin Vallières

La Presse

Selon ces données, le PIB réel de l’économie québécoise a progressé de 3,6% en rythme annualisé au 3ème trimestre, soit «une cadence plus rapide que celle de 2,9% mesurée au 2ème trimestre et celle de 3% mesurée lors du 1er trimestre».

Aussi, cette croissance au Québec a encore «dépassé largement celle du Canada, qui a connu une croissance économique de 1,3% au troisième trimestre», constatent les économistes de Desjardins.

«Décidément, l’économie du Québec continue à se démarquer positivement dans un contexte où la plupart des pays industrialisés enregistrent un ralentissement de la croissance. Ce tempo plus rapide au Québec, qui s’appuie sur un bilan solide de toutes les composantes du PIB, reflète un parcours sans faute au 3ème trimestre», souligne Hélène Bégin, économiste principale chez Desjardins.

«L’économie québécoise a fait flèche de tout bois au 3ème trimestre», indique pour sa part Marc Pinsonneault, économiste principal à la Banque Nationale.

«Au vu de cette performance de l’économie québécoise, qui est bien supérieure à la croissance du PIB potentiel, nous révisons la croissance prévue pour toute l’année 2019 de 2,6% à 2,9%», ajoute-il.

Chez Desjardins, Hélène Bégin s’attend aussi à un rehaussement «à près de 3%» du taux de croissance de l’économie québécoise pour toute l’année 2019.

«L’essor de l’économie du Québec repose sur de nombreux facteurs qui prolongent sa période de résilience. Un rythme (de croissance) moins rapide est attendu à compter de l’an prochain, mais les signes de ralentissement tardent à se manifester», selon Mme Bégin.

Entre temps, parmi les principaux points forts de l’économie québécoise au 3è trimestre, elle note :

- la progression des revenus après impôts des ménages s’est accélérée avec une variation annualisée d’environ 6%... pendant que leur taux d’épargne a grimpé à 9,1%, un sommet depuis 1995

- les investissements des entreprises ont affiché une hausse annualisée de 4,5%, ce qui constituait un troisième gain trimestriel consécutif

- les investissements dans le secteur résidentiel ont cru au rythme annualisé de 5,3% au 3ème trimestre. La construction neuve, les dépenses de rénovation et les dépenses relatives aux ventes de propriétés ont participé à la hausse

- les dépenses publiques ont augmenté rapidement au rythme annualisé de 5,2% au 3ème trimestre

En contrepartie à peine négative dans ce contexte, l’économiste Hélène Bégin signale que «les dépenses de consommation des ménages québécois ont continué à ralentir, passant d’un rythme de croissance annualisé de 2,2% au 2ème trimestre à 1,5 % au 3ème trimestre.»

source: minipile

textbook:
Lesson: Introduction to Economic Growth in Quebec

### Overview

In this lesson, we will learn about economic growth in Quebec, Canada. We will cover the following topics:

1. What is economic growth?
2. Factors contributing to economic growth in Quebec
3. How to calculate economic growth
4. Examples of economic growth in Quebec
5. Conclusion and future applications

### What is economic growth?

Economic growth refers to the increase in the value of goods and services produced by an economy over time. It is a measure of a country's overall economic performance and standard of living. When an economy grows, it means that more goods and services are being produced, which leads to higher income for people and more jobs available.

### Factors contributing to economic growth in Quebec

There are several factors that contribute to economic growth in Quebec. These include:

1. Construction of new buildings: The construction of new buildings and renovations have contributed to the growth of the Quebec economy.
2. Sales of properties: The sale of properties has also been a significant factor in the growth of the Quebec economy.

### How to calculate economic growth

Economic growth can be calculated using the following formula:

Real GDP = Nominal GDP / (1 + Inflation Rate)

Where Real GDP represents the real economic output of a country, Nominal GDP represents the total value of all goods and services produced within a country in a given time period, and Inflation Rate represents the rate at which the general level of prices for goods and services is rising.

### Examples of economic growth in Quebec

One example of economic growth in Quebec is the expansion of the province's technology sector. This has led to the creation of new jobs and increased investment in the region. Another example is the growth of the tourism industry in Quebec, which has resulted in increased revenue for local businesses and a boost to the provincial economy.

### Conclusion and future applications

Understanding economic growth is essential for anyone interested in economics, business, or public policy. By studying economic growth, we can better understand how to create a prosperous society and make informed decisions about resource allocation. In the future, this knowledge can be applied to analyze economic trends, forecast economic performance, and develop policies that promote sustainable economic growth.

Glossary:
- Real GDP: The real economic output of a country, adjusted for inflation.
- Nominal GDP: The total value of all goods and services produced within a country in a given time period.
- Inflation Rate: The rate at which the general level of prices for goods and services is rising.


text: I share with you delicious appetizer recipes. Also I review restaurants I have visited!. Monday, April 15, 2013. Southwest Hummus Dip. I really like hummus but sometime you want to mix it up a little bit, this one does just that, gives it a little zip!. Here is what you will need:. 1 Medium ear of sweet corn, husk removed & grilled. 1 Can (15 oz) garbanzo beans or chickpeas, rinsed and drained. 2 Tablespoons of minced fresh cilantro or parsley. 1 Teaspoon ground cumin. 1/2 Teaspoon chili powder. 1/4 Teaspoon salt. 1/4 Teaspoon pepper. 1/2 Chopped roasted sweet red pepper. 1/4 Cup of diced tomatoes. How to make it:. Grill your corn.. In a food processor , combine your beans and spices until well blended.. Stir in your corn, peppers and tomatoes.. Chill in the fridge until ready to serve.. Serve this with pita chips.. I found this on a Taste of Home's web site. I've been collecting hummus recipes for a long time, but I've never seen one like this. Love that it has corn. Thanks for sharing!. Thanks so much!

source: refinedweb

textbook:
Lesson: How to Make a Delicious Hummus Dip
Introduction:
Hummus is a popular dip made from chickpeas, tahini, lemon juice, and garlic. It is a healthy and versatile snack that can be enjoyed with vegetables, pita bread, or crackers. In this lesson, we will learn how to make a delicious hummus dip with a twist by adding grilled corn and roasted red peppers.
Materials:
- 1 medium ear of sweet corn, husk removed & grilled
- 1 can (15 oz) garbanzo beans or chickpeas, rinsed and drained
- 2 tablespoons of minced fresh cilantro or parsley
- 1 teaspoon ground cumin
- 1/2 teaspoon chili powder
- 1/4 teaspoon salt
- 1/4 teaspoon pepper
- 1/2 chopped roasted sweet red pepper
- 1/4 cup of diced tomatoes
Instructions:
1. Grill your corn. Remove the husk and grill the ear of corn until it is tender and slightly charred.
2. In a food processor, combine your beans and spices until well blended.
3. Stir in your corn, peppers, and tomatoes.
4. Chill in the fridge until ready to serve.
5. Serve this with pita chips.
Theory:
Hummus is a traditional Middle Eastern dip made from chickpeas, tahini, lemon juice, and garlic. It is a healthy and versatile snack that can be enjoyed with vegetables, pita bread, or crackers. Adding grilled corn and roasted red peppers to the hummus gives it a unique flavor and texture.
Practice:
1. What are some other ingredients that can be added to hummus to give it a twist?
Answer: Some other ingredients that can be added to hummus to give it a twist are roasted red peppers, grilled eggplant, roasted cauliflower, or sautéed mushrooms.
2. How can hummus be used in a meal plan?
Answer: Hummus can be used as a spread on sandwiches, as a dip for vegetables or chips, or as a base for a salad. It can also be used as a filling for wraps or burritos.
3. What are some health benefits of eating hummus?
Answer: Hummus is high in protein, fiber, and healthy fats. It is also low in calories and has no cholesterol. Eating hummus can help you feel full and satisfied while providing essential nutrients for your body.
Practical Application:
1. Create your own hummus dip using the recipe provided.
2. Experiment with different ingredients to create your own unique hummus flavor.
3. Serve your hummus dip with pita bread, vegetables, or crackers for a healthy and delicious snack.
Conclusion:
In this lesson, we learned how to make a delicious hummus dip with a twist by adding grilled corn and roasted red peppers. We also explored the theory behind hummus and its health benefits. By creating our own hummus dip and experimenting with different ingredients, we can apply our newfound knowledge to create our own unique hummus flavors.


text: !. 2 comments:. Nice work Virginia. I love the colors, the flower, and the square he's holding!. I love those elements too. I can't take credit for the design. Daniel Nichols really did a wonderful job with that. His original has the elegant and exquisite lines that real iconographers use. You can see his at Eighth Day Icons on line. I'm working on my own original design of an icon of St. Francis and using the cornflower blue background.

textbook:
Lesson: The Importance of Originality in Art

Introduction:
Art is a form of expression that allows people to communicate their ideas and emotions through visual or physical means. One of the most important aspects of art is originality, which refers to the creation of something new and unique. In this lesson, we will explore the importance of originality in art and how it can be achieved through various techniques.

Section 1: Understanding Originality in Art

Topic 1: What is Originality in Art?
Originality in art refers to the creation of something new and unique. It is the ability to come up with fresh ideas and perspectives that have not been seen before. Originality is an essential aspect of art because it allows artists to express their individuality and creativity.

Topic 2: Why is Originality Important in Art?
Originality is important in art because it sets the artist apart from others. It allows the artist to create a distinct style that is recognizable and memorable. Originality also helps artists to stand out in the competitive art world and attract attention from potential buyers or employers.

Section 2: Techniques for Achieving Originality in Art

Topic 1: Research and Inspiration
One way to achieve originality in art is by researching and finding inspiration from various sources. This could include studying other artists' works, exploring different cultures, or observing the world around you. By exposing yourself to new ideas and perspectives, you can develop your own unique style that sets you apart from others.

Topic 2: Experimentation
Experimentation is another technique for achieving originality in art. This involves trying out new methods, materials, or techniques to create something fresh and unique. Experimentation allows artists to push boundaries and explore uncharted territories in their art.

Topic 3: Personal Narrative
Incorporating personal experiences and narratives into your art can also help achieve originality. By sharing your story through your art, you can create a connection with viewers and give your work a deeper meaning.

Section 3: Applying Originality in Art

Topic 1: Self-Reflection
Self-reflection is an important part of applying originality in art. It involves examining your own work and identifying areas where you can improve or add more originality. By regularly reflecting on your art, you can continue to grow and develop your unique style.

Topic 2: Collaboration
Collaboration with other artists can also help apply originality in art. By working with others, you can learn from their experiences and techniques, which can inspire new ideas and approaches in your own work.

Conclusion:
In conclusion, originality is an essential aspect of art that allows artists to express their individuality and creativity. By researching and finding inspiration, experimenting, incorporating personal narratives, and regularly self-reflecting, artists can achieve originality in their work. By applying these techniques, artists can continue to grow and develop their unique styles, setting them apart from others in the competitive art world.


text: New-Event is a promotional marketing agency which aims to provide high-quality services in order to achieve total client satisfaction.. Our management follows a qualitative approach by involving our staff members in high New-Event’s standards, and trained for your events to ensure top quality services.. Depending on the target audience that you wish to reach, we propose promotional marketing activities adapted to your product or service and candidates’ profile, in line with your expectation.. Our strengths are. Listening :. Our focus is on understanding and analyzing your needs and expectations in order to meet as far as possible your requirements.. Flexibility :. A qualified team that fits with your projects and its specificity.. Staff members :. We involve and motivate our staff members through goals and rewards.. Monitoring :. We offer our assistance during all stages of your project and we remain reachable at any time.

textbook:
Lesson: Introduction to Promotional Marketing

**Objective:** To introduce students to the concept of promotional marketing and its importance in business.

**Section 1: Theoretical Concepts**

- **Promotional Marketing:** A form of marketing that involves promoting a product or service through various channels such as advertising, public relations, and sales promotions.
- **Total Client Satisfaction:** A goal of businesses to ensure that their clients are completely satisfied with their products or services.
- **Qualitative Approach:** A method of management that focuses on improving the quality of products or services rather than just increasing production.

**Section 2: Questions and Answers**

- Why is promotional marketing important for businesses?
- What is the difference between promotional marketing and other forms of marketing?
- How does a qualitative approach benefit businesses?

**Section 3: Definitions and Examples**

- **Listening:** The ability to understand and respond to the needs of customers. For example, a company may conduct market research to understand what customers want in a product.
- **Flexibility:** The ability to adapt to changing circumstances or customer needs. For example, a company may adjust its advertising campaign to better target a specific audience.
- **Staff Members:** Individuals who work for a company and are responsible for providing services to customers. For example, employees of a promotional marketing agency may work on various projects to promote different products or services.

**Section 4: Practical Examples**

- A clothing company may use promotional marketing to advertise a new line of clothing and offer discounts to attract customers.
- A food company may use a qualitative approach to improve the taste and quality of their products to ensure customer satisfaction.
- A promotional marketing agency may use flexibility to adapt their services to the specific needs of a client.

**Glossary:**

- Promotional Marketing: A form of marketing that involves promoting a product or service through various channels such as advertising, public relations, and sales promotions.
- Total Client Satisfaction: A goal of businesses to ensure that their clients are completely satisfied with their products or services.
- Qualitative Approach: A method of management that focuses on improving the quality of products or services rather than just increasing production.
- Listening: The ability to understand and respond to the needs of customers.
- Flexibility: The ability to adapt to changing circumstances or customer needs.
- Staff Members: Individuals who work for a company and are responsible for providing services to customers.

**Conclusion:** Understanding the concept of promotional marketing and its importance in business can help students appreciate the efforts that go into creating successful marketing campaigns. By learning about the different aspects of promotional marketing, students can develop critical thinking skills and apply them to various scenarios.


text:
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textbook:
Lesson Title: Catchpole simulation using Lagrangian particles

Introduction:
In this lesson, we will learn about the Catchpole simulation, which is a numerical method used to solve fluid dynamics problems. We will focus on the use of Lagrangian particles, which are small particles that are tracked as they move through the fluid. This method is particularly useful for simulating fires in confined spaces.

Section 1: Overview of the Catchpole simulation

The Catchpole simulation is a numerical method that solves fluid dynamics problems by tracking the motion of small particles within the fluid. These particles are called Lagrangian particles, and their motion is used to calculate the velocity and pressure fields of the fluid. This method is particularly useful for simulating fires in confined spaces, as it can accurately model the behavior of smoke and heat.

Question: What is the Catchpole simulation?
Answer: The Catchpole simulation is a numerical method used to solve fluid dynamics problems by tracking the motion of small particles within the fluid.

Question: What are Lagrangian particles?
Answer: Lagrangian particles are small particles that are tracked as they move through the fluid in a Catchpole simulation.

Question: Why is the Catchpole simulation useful for simulating fires in confined spaces?
Answer: The Catchpole simulation is useful for simulating fires in confined spaces because it can accurately model the behavior of smoke and heat.

Section 2: Setting up the Catchpole simulation

To set up a Catchpole simulation, you will need to follow these steps:

1. Define the geometry of the space where the fire will take place. This includes any obstacles or surfaces that may affect the flow of the fluid.
2. Define the initial conditions of the fluid, including its temperature, density, and velocity.
3. Define the properties of the Lagrangian particles, such as their size and mass.
4. Define the boundary conditions of the simulation, such as the temperature and pressure at the walls of the space.
5. Choose the numerical method to solve the equations governing the fluid dynamics.

Question: What are the steps involved in setting up a Catchpole simulation?
Answer: To set up a Catchpole simulation, you will need to define the geometry of the space, define the initial conditions of the fluid, define the properties of the Lagrangian particles, define the boundary conditions, and choose the numerical method to solve the equations governing the fluid dynamics.

Section 3: Analyzing the results of the Catchpole simulation

Once the Catchpole simulation has been run, you can analyze the results to understand the behavior of the fluid and the Lagrangian particles. Some common analyses include:

1. Calculating the velocity and pressure fields of the fluid.
2. Tracking the motion of the Lagrangian particles to understand the flow patterns.
3. Comparing the simulation results to experimental data to validate the model.

Question: What are some common analyses performed on the results of a Catchpole simulation?
Answer: Some common analyses performed on the results of a Catchpole simulation include calculating the velocity and pressure fields of the fluid, tracking the motion of the Lagrangian particles to understand the flow patterns, and comparing the simulation results to experimental data to validate the model.

Conclusion:
In this lesson, we have learned about the Catchpole simulation and its use of Lagrangian particles to solve fluid dynamics problems. We have covered the steps involved in setting up the simulation and the common analyses performed on the results. By understanding these concepts, we can apply them to other fluid dynamics problems and improve our ability to predict and control the behavior of fluids in various scenarios.


text:
Clare County Council will have to undertake a speed audit of the County’s roads every 5 years, the Government has announced.

It also been announced that 80kph signs/speed limits on small rural roads are to be replaced with new ‘rural speed limit’ signage.

Many roads in rural Clare have speed limits of 80kmh, while the top speed on sections of many newer and larger dual carriageways can be as low as 60km/h.

The new signs will have a black circle with a diagonal line, similar to those used in Ireland before 2004. However, the limit will remain 80km/h. According to the Government, “These new signs will mean drivers will have to use their own judgement when it comes to the appropriate speed on boreens.”

Related articles

textbook:
Lesson: Introduction to Speed Limits in Ireland

**Objective:** To understand the importance of speed limits and how they are determined in Ireland.

**Section 1: Theoretical Concepts**

- What is a speed limit?
- Why do we have speed limits?
- How are speed limits determined in Ireland?

**Section 2: Practical Examples**

- Look at a map of Ireland and identify areas where you would expect to see different speed limits.
- Using mathematical abstractions, explain why a car traveling at 80 km/h would take longer to cover a certain distance compared to a car traveling at 60 km/h.
- Discuss the impact of speed limits on road safety and the environment.

**Section 3: Real-World Scenarios**

- Imagine you are driving on a rural road in Clare County. How would you determine the appropriate speed to drive at?
- If you were an engineer designing a new road, what factors would you consider when determining the appropriate speed limit?
- How might the implementation of new speed limits in Clare County affect the local community?

**Glossary:**
- Speed limit: A maximum speed at which vehicles are allowed to travel on a particular road.
- Boreen: A narrow, winding road in rural Ireland.
- Dual carriageway: A road with two lanes in each direction, separated by a central reservation.

**Conclusion:**
In this lesson, we learned about the importance of speed limits and how they are determined in Ireland. We discussed how speed limits can impact road safety and the environment, and considered the practical implications of different speed limits on rural roads. By analyzing real-world scenarios and engaging with theoretical concepts, we developed a deeper understanding of how speed limits work and why they are important.


text: Hillary Clinton has apologized, saying she “misspoke” when she said Nancy Reagan used “low-key advocacy” for the HIV/AIDS epidemic during her time in the White House, NBC News reported.. Clinton told NBC’s Andrea Mitchell Friday that the Reagans started “a national conversation” about the disease and that Nancy Reagan, whose funeral was held Friday in California, helped push the crisis into the public’s consciousness.. Gay rights activists immediately questioned her following her comments. Human Rights Commission head Chad Griffin said she was “no hero” for victims of the disease that was notably ignored by the White House during Reagan’s presidency.. Clinton tweeted an apology to her followers, saying she “misspoke” about the Reagans’ “record on HIV and AIDS.”

textbook:
Lesson Title: Apologizing for Misspeaking

Introduction:
In this lesson, we will learn about the importance of apologizing for misspeaking. We will analyze a statement made by Hillary Clinton about the Reagans' record on HIV and AIDS and discuss the consequences of her misspeaking.

Section 1: The Importance of Apologizing for Misspeaking

Topic 1: Why is it important to apologize for misspeaking?
- Apologizing for misspeaking shows that you are aware of your mistake and take responsibility for it.
- It helps to maintain credibility and build trust with your audience.
- It demonstrates humility and maturity, which are essential qualities for effective communication.

Topic 2: What are some common reasons for misspeaking?
- Slips of the tongue
- Mental lapses
- Misunderstandings
- Lack of knowledge or information
- Emotional responses

Section 2: Analyzing Hillary Clinton's Statement About the Reagans

Topic 1: What did Hillary Clinton say about the Reagans?
- She said that Nancy Reagan used "low-key advocacy" for the HIV/AIDS epidemic during her time in the White House.

Topic 2: How did the gay rights activists respond to her statement?
- They immediately questioned her following her comments.
- Human Rights Commission head Chad Griffin said she was "no hero" for victims of the disease that was notably ignored by the White House during Reagan's presidency.

Section 3: The Consequences of Misspeaking

Topic 1: What were the consequences of Hillary Clinton's misspeaking?
- She received criticism from gay rights activists.
- Her credibility and trustworthiness were questioned.
- She had to issue an apology for her remarks.

Topic 2: How can misspeaking be avoided?
- Double-check your facts before making a statement.
- Take your time when speaking to avoid slips of the tongue.
- Be aware of the potential consequences of your words.

Glossary:
- Misspeak: To unintentionally say something incorrect or inaccurate.
- Apologize: To express regret or ask forgiveness for an error or offense.
- Credibility: The quality of being trustworthy or believable.
- Trustworthiness: The quality of being reliable, honest, and able to be depended upon.
- Humility: The quality of being modest and having a low estimate of one's own importance.
- Maturity: The quality of being adult or fully developed in character.

Conclusion:
In conclusion, apologizing for misspeaking is an important skill to have in order to maintain credibility and trustworthiness. Hillary Clinton's statement about the Reagans demonstrated the consequences of misspeaking and the need for humility and maturity in effective communication. By analyzing her statement and its consequences, we can learn valuable lessons about the importance of double-checking our facts, taking our time when speaking, and being aware of the potential consequences of our words.


text: Benefits: The cash flow budget template template in the attached file was designed to make it easy for you to prepare a cash flow budget. The template has been set up and formatted for budgeting your cash flow for six months and contains most of the cash inflow and outflow categories. Just plug in your numbers and print the template. You can even modify it to fit your own needs.. File Description: The file contains a Microsoft Excel (version 4.0 and above) spreadsheet template. Once you've downloaded the file, you must copy it to your EXCEL\XLSTART directory in order to use it... Copyright © 2016 Toolkit Media Group, a Wolters Kluwer business. All Rights Reserved.

textbook:
Lesson Title: Introduction to Cash Flow Budgeting

## Section 1: Theoretical Concepts
A cash flow budget is a financial plan that shows how much money is coming in and going out of your business over a specific period of time. It helps you keep track of your cash flow, which is the amount of money you have on hand to pay your bills and invest in your business.

## Section 2: Practical Examples
Let's say you own a small business that sells handmade jewelry. You want to create a cash flow budget for the next six months to see if you can afford to expand your business by hiring more employees. Here are some examples of cash inflow and outflow categories you might include in your budget:

Cash Inflow:
- Sales revenue from jewelry sales
- Interest earned on savings account
- Loan proceeds from bank

Cash Outflow:
- Cost of materials for jewelry making
- Rent for retail store space
- Utilities (electricity, water, gas)
- Employee salaries

You can plug in your own numbers for each category and see how much money you expect to have coming in and going out over the next six months. This will help you determine if you need to cut costs or find additional sources of income to reach your business goals.

## Section 3: Self-Debating Discussions
One challenge of creating a cash flow budget is predicting future cash flows accurately. For example, what if your sales revenue decreases unexpectedly due to a decrease in customer demand? How can you prepare for this possibility?

Another challenge is keeping track of all your expenses and ensuring that you are not overspending in certain areas. For instance, if you notice that your utility costs are consistently higher than expected, you may need to find ways to reduce your energy consumption.

## Glossary
Cash Flow Budget: A financial plan that shows how much money is coming in and going out of your business over a specific period of time.
Cash Inflow: Money coming into your business from sales revenue, interest earned on savings accounts, or loan proceeds.
Cash Outflow: Money going out of your business for expenses such as material costs, rent, utilities, and employee salaries.

## Conclusion
Creating a cash flow budget is an important step in managing your business finances. By tracking your cash inflow and outflow, you can make informed decisions about where to allocate your resources and identify areas where you may need to cut costs or increase revenue. Remember to regularly review and update your budget to ensure that it remains accurate and relevant to your business needs.


text: Professor. ITO, Junichi. Current Position. Professor, Graduate School of Agriculture, Kyoto University. Research Field, Activities and Interests. My research lies in the fields of Agricultural Economics, Applied Microeconomics and Econometrics, and Institutional Economics. The specific topics that I have focused on include the rural development in Asian countries; the relationship between property right transformation and economic performance in transition economies; collective action for common property resource management, contract farming and agri-industry integration; a comparative institutional analysis of land use and the relevant policy issues in Japan and China; and agricultural cooperatives and organization of group farming.. I have received Outstanding Journal Article Awards from the Agricultural Economics Society of Japan in 1998 and 2015.. Education. Ph. D. Agricultural Economics, Tokyo University. Personal website

textbook:
Lesson: Introduction to Agricultural Economics

## Section 1: What is Agricultural Economics?
Agricultural economics is the study of how people make choices related to the production and consumption of food, fiber, and other agricultural products. It applies economic principles to analyze issues such as the supply and demand for agricultural goods, the costs of production, and the effects of government policies on agriculture.

## Section 2: Why Study Agricultural Economics?
Studying agricultural economics can help us understand the complex factors that influence the production and distribution of food and other agricultural products. By understanding these factors, we can make informed decisions about how to improve agricultural productivity, reduce poverty, and promote sustainable development. Additionally, agricultural economics can help us understand the impacts of public policies on agriculture and rural communities.

## Section 3: Basic Concepts in Agricultural Economics
Some basic concepts in agricultural economics include supply and demand, opportunity cost, marginal analysis, and market structures. Supply and demand refer to the relationship between the quantity of a good that producers are willing to sell and the quantity that consumers are willing to buy at different prices. Opportunity cost refers to the next best alternative that must be given up when choosing one course of action over another. Marginal analysis involves examining the changes in total cost or total revenue as output increases. Market structures refer to the number and behavior of firms in a market, including perfect competition, monopolistic competition, oligopoly, and monopoly.

## Section 4: Applications of Agricultural Economics
Agricultural economics has many practical applications, including:

1. Evaluating the effects of government policies on agriculture, such as subsidies, trade barriers, and environmental regulations.
2. Analyzing the impacts of technological innovations on agricultural productivity and efficiency.
3. Assessing the costs and benefits of alternative strategies for managing natural resources, such as water, soil, and forests.
4. Examining the factors that influence the adoption of new agricultural technologies and practices by farmers.
5. Investigating the role of agriculture in economic development and poverty reduction.

## Section 5: Critical Thinking and Discussion Questions
1. How might the principles of agricultural economics be applied to address current issues in agriculture, such as climate change, food waste, or the sustainability of farming practices?
2. In what ways might agricultural economics contribute to public policy debates about agriculture and rural development?
3. How might the study of agricultural economics help us understand the challenges facing small-scale farmers in developing countries?

## Glossary
- Agricultural economics: The study of how people make choices related to the production and consumption of food, fiber, and other agricultural products.
- Supply and demand: The relationship between the quantity of a good that producers are willing to sell and the quantity that consumers are willing to buy at different prices.
- Opportunity cost: The next best alternative that must be given up when choosing one course of action over another.
- Marginal analysis: Examining the changes in total cost or total revenue as output increases.
- Market structures: The number and behavior of firms in a market, including perfect competition, monopolistic competition, oligopoly, and monopoly.

Conclusion
Agricultural economics is a valuable field of study that helps us understand the complex factors that influence the production and distribution of food and other agricultural products. By studying agricultural economics, we can make informed decisions about how to improve agricultural productivity, reduce poverty, and promote sustainable development. Additionally, agricultural economics can help us understand the impacts of public policies on agriculture and rural communities. By applying the principles of agricultural economics to real-world issues, we can contribute to a more sustainable and equitable future for all.


text:
Gender equity imbalance in electrocardiology: A call to action.
Despite the increasing number of women entering the medical profession, senior positions and academic productivity in many fields of medicine remain to be men dominated. We explored gender equity in electrocardiology as perceived by recent academic productivity and also active participation (presidencies and board constituents) in both the International Society of Electrocardiology (ISE) and the International Society for Holter and Noninvasive Electrocardiology (ISHNE). Academic productivity was measured by authorship (first and senior) in the Journal of Electrocardiology (JECG) and the Annals of Noninvasive Electrocardiology (ANE) in 2015. The percentage of women ISE and ISHNE Presidents was 5.6% and 0%, respectively. Current women board constituents for each society was 12.1% for ISE, and 9.4% for ISHNE. JECG articles published in 2015 had considerably less women compared to men for both senior (16.3%) and first (25.3%) authorship. ANE articles published in 2015 followed the same trends in gender, having less women compared to men for both senior (9.4%) and first (19.3%) authorship. There is a gender equity imbalance in the field of Electrocardiology. Identifying a gender imbalance is important for understanding reasons behind these trends, and may also help improve gender equity in Electrocardiology.

textbook:
Lesson Title: Gender Equity in Electrocardiology

Introduction:
Gender equity refers to fairness in the distribution of resources and opportunities between men and women. In the field of electrocardiology, there is an imbalance in the representation of men and women in senior positions and academic productivity. This lesson will explore the reasons behind this imbalance and discuss ways to address it.

Section 1: Understanding the Issue

Topic 1: Why is there a gender equity imbalance in electrocardiology?
- Historically, medicine has been a male-dominated field, and this trend continues in electrocardiology.
- Women face challenges such as lack of mentorship, limited access to funding and resources, and family responsibilities that can hinder their career advancement.
- There is a perception that women are not as interested in pursuing careers in STEM fields, which contributes to the imbalance.

Topic 2: The importance of gender equity in electrocardiology
- Gender equity is important because it ensures that everyone, regardless of gender, has equal access to opportunities and resources.
- When women are represented equally in the field of electrocardiology, it leads to better outcomes for patients and advances in research and innovation.
- Gender equity also promotes a more diverse and inclusive work environment, which can lead to better collaboration and problem-solving.

Section 2: Addressing the Gender Equity Imbalance

Topic 1: Strategies for promoting gender equity in electrocardiology
- Provide mentorship and support networks for women in the field to help them advance in their careers.
- Increase funding and resources for women in electrocardiology research to help level the playing field.
- Encourage and support flexible work arrangements that allow women to balance their work and family responsibilities.
- Promote awareness and understanding of the importance of gender equity in electrocardiology through education and training programs.

Topic 2: Examples of successful initiatives to promote gender equity in electrocardiology
- The American Heart Association's Go Red for Women campaign aims to raise awareness about women's heart health and promote research on gender differences in cardiovascular disease.
- The European Society of Cardiology's Women in Cardiology section provides networking and educational opportunities for women in the field.
- The International Society of Electrocardiology and the International Society for Holter and Noninvasive Electrocardiology have implemented policies to increase the representation of women on their boards and committees.

Section 3: Conclusion

In conclusion, there is a clear gender equity imbalance in electrocardiology, with men dominating senior positions and academic productivity. However, there are strategies and initiatives that can promote gender equity in the field. By implementing these strategies, we can ensure that women have equal access to opportunities and resources, leading to better outcomes for patients and advances in research and innovation.

Glossary:
- Gender equity: Fairness in the distribution of resources and opportunities between men and women.
- STEM: Science, Technology, Engineering, and Mathematics.


text: Recipe: Stuffed Bell Peppers, Slow Cooker. Prep time. 20 mins. Cook time. 8 hours. Total time. 8 hours 20 mins. A grain free stuff pepper recipe that can be made in the slow cooker.. Author:. Starlene Stewart @ GAPS Diet Journey. Recipe type:. Main Dish. Ingredients. 2 large green bell peppers, tops removed and deseeded. 2 large red bell peppers, tops removed and deseeded. 2 -1/2 pounds ground beef. ½ of a medium onion, chopped. ½ cup almond flour. 1 cup shredded carrots. 1 tablespoon parsley flakes. 1 teaspoon sea salt. 1 teaspoon pepper. 14 ounce can of diced canned tomatoes. Instructions. Grease your crockpot with some type of fat (butter, lard or coconut oil).pot to cook on low for eight hours.. Recipe by. GAPS Diet Journey. at. 3.5.3208

textbook:
Lesson: Recipe Analysis

Introduction:
In this lesson, we will learn how to analyze a recipe to understand its ingredients, instructions, and cooking time. This skill is useful when you want to make a dish but don't have a specific recipe or when you want to modify an existing recipe to suit your tastes or dietary needs.

Section 1: Understanding the Recipe

The first step in analyzing a recipe is to read it carefully and identify the key components. Here are some questions to ask yourself as you read:

- What are the main ingredients? In this case, the main ingredients are bell peppers, ground beef, onion, almond flour, shredded carrots, parsley flakes, salt, and pepper.
- What is the order of operations? The order of operations refers to the sequence in which the steps are performed. In this recipe, the order of operations is as follows: grease the crockpot, add the bell peppers, add the ground beef and onion, add the almond flour and shredded carrots, add the parsley flakes, salt, and pepper, and finally add the diced canned tomatoes.
- What is the cooking time? The cooking time for this recipe is 8 hours.

Section 2: Analyzing the Recipe

Now that you have identified the key components of the recipe, you can start analyzing it to understand how it works. Here are some questions to ask yourself as you analyze:

- Why is the crockpot greased? Greasing the crockpot helps prevent the stuffed bell peppers from sticking to the pot and makes them easier to remove when they are done cooking.
- Why is the order of operations important? The order of operations is important because it ensures that the ingredients are mixed and cooked in the correct sequence. For example, adding the almond flour and shredded carrots before the tomatoes ensures that the tomatoes don't make everything soggy.
- How does the recipe work? The recipe works by layering the ingredients in the crockpot and cooking them for a long period of time. The slow cooker distributes heat evenly throughout the pot, allowing the ingredients to cook slowly and evenly over time.

Section 3: Modifying the Recipe

Once you have analyzed the recipe, you can start modifying it to suit your tastes or dietary needs. Here are some questions to ask yourself as you modify:

- What if I don't like almond flour? If you don't like almond flour, you could substitute it with bread crumbs or rice flour.
- What if I want to add more vegetables? If you want to add more vegetables, you could try adding some chopped zucchini or mushrooms to the mixture.
- What if I want to make it gluten-free? If you want to make it gluten-free, make sure to use certified gluten-free products and omit any wheat-based ingredients.

Conclusion:
In this lesson, we learned how to analyze a recipe to understand its ingredients, instructions, and cooking time. We also learned how to modify a recipe to suit our tastes or dietary needs. By following these steps, we can create delicious and healthy meals that meet our unique needs.


text: Stock Market Outlook Based On Genetic Algorithm: Up To 42.60% Return In 2 Weeks. Stock Market Outlook: 2 weeks (11/11/15 – 11/25/15). I Know First Average: 7.19%. The algorithm correctly predicted 6 out of the 10 stocks forecasted to increase during the predicted time horizon of 2 weeks in the biotech stocks package forecast from 11/11/2015. The most impressive prediction was for SRPT, which offered a return of 42.60% during the predicted time horizon to investors who bought this stock. The average return from this forecast for investors was 7.19%, offering a premium to investors over the S&P 500 return of 0.34% during the predicted time horizon.. Sarepta Therapeutics, Inc., a biopharmaceutical company, focuses on the discovery and development of RNA-based therapeutics for the treatment of rare, infectious, and other diseases. Their treatment for Duchenne Muscular Dystrophy is in phase 3 of trials, the FDA will provide more information in Feb.

textbook:
Lesson: Introduction to Stock Market Investing

## Section 1: Theoretical Concepts

In this lesson, we will learn about the stock market and how it works. We will also explore the basics of investing in the stock market and how to use a genetic algorithm to predict stock prices.

## Section 2: Practical Examples

Let's take a look at an example of how the genetic algorithm predicted the stock price of Sarepta Therapeutics (SRPT). The algorithm correctly predicted that SRPT would increase by 42.60% within two weeks. This means that if an investor had bought SRPT stock on November 11, 2015, and sold it on November 25, 2015, they would have made a profit of 42.60%.

## Section 3: Real-World Scenarios

We will now explore how the genetic algorithm works to predict stock prices. The algorithm uses historical data to identify patterns and trends in the stock market. It then applies these patterns to current data to make predictions about future stock prices.

## Glossary

- Stock Market: A place where people can buy and sell shares of publicly traded companies.
- Investing: The act of committing money or capital to an enterprise with the expectation of earning a profit.
- Genetic Algorithm: A type of algorithm that uses natural selection to solve optimization problems.
- Predict: To tell (someone) that something will happen in the future.
- Stock Price: The price at which an investor can buy or sell a stock.
- Historical Data: Information about events that happened in the past.
- Trend: A general direction or tendency.
- Algorithm: A set of rules or instructions that a computer program follows to solve a problem.
- Optimization: The process of making a system or design as effective as possible.

## Conclusion

In this lesson, we learned about the stock market and how to use a genetic algorithm to predict stock prices. We explored the basics of investing in the stock market and how to use a genetic algorithm to predict stock prices. We also looked at an example of how the genetic algorithm predicted the stock price of Sarepta Therapeutics (SRPT) and how it works to predict stock prices. By understanding these concepts, we can apply them to make informed decisions when investing in the stock market.


text: May 13 - Hanjin Shipping, Hapag-Lloyd, "K"Line, Mitsui O.S.K. Lines, Nippon Yusen Kaisha (NYK Line) and Yang Ming have partnered to form THE Alliance - a new container shipping alliance covering East-West trade lanes.. The new partnership will build one of the leading networks in the container shipping industry combining approximately 3.5 million teu - or 18 percent share of the global container fleet capacity. It is expected to launch in April 2017.. There are ongoing merger discussions between Hapag-Lloyd and UASC, although an agreement on that business combination has not yet been reached. It is anticipated that UASC will become part of THE Alliance, which will increase the overall alliance capacity to more than 4 million teu.. According to a joint statement from the carriers: "This agreement is a milestone and will enable the six partners of THE Alliance to offer sailing frequencies and direct coverage in the market.. ."

textbook:
Lesson: Global Container Shipping Industry

Introduction:
The global container shipping industry is a vital part of the international trade system, transporting goods around the world by sea. In this lesson, we will learn about the structure of the industry, including the major players and alliances, and how they work together to transport goods.

Core Value:
One of the core values of the global container shipping industry is collaboration. Carriers work together in alliances to share resources, reduce costs, and improve efficiency. This allows them to offer more frequent sailings and better coverage in the market.

Section 1: Understanding the Global Container Shipping Industry

Topic 1: The Structure of the Industry
- What is the global container shipping industry?
- Who are the major players in the industry?
- How do carriers work together in alliances?

Topic 2: The Role of Alliances
- What are the benefits of alliances for carriers?
- How do alliances improve efficiency and reduce costs?
- What are some examples of alliances in the industry?

Topic 3: The Importance of Collaboration
- Why is collaboration important in the container shipping industry?
- How does collaboration benefit carriers and customers?
- What are some examples of successful collaborations in the industry?

Section 2: Practical Examples and Real-World Scenarios

Topic 1: Calculating Capacity
- How is capacity measured in the container shipping industry?
- What is the capacity of THE Alliance?
- How does the capacity of THE Alliance compare to other alliances?

Topic 2: Understanding Sailing Schedules
- How are sailing schedules determined in the container shipping industry?
- What is the benefit of having more frequent sailings?
- How does THE Alliance's sailing schedule compare to other alliances?

Topic 3: Case Study: Transporting Goods from Asia to Europe
- What are the steps involved in transporting goods from Asia to Europe?
- How does THE Alliance's network compare to other alliances for this route?
- What are some factors that could impact the cost and timing of this transport?

Section 3: Self-Debating Discussions

Topic 1: The Pros and Cons of Collaboration
- What are some advantages and disadvantages of collaboration in the container shipping industry?
- How do these benefits and drawbacks impact carriers and customers?
- What factors should carriers consider when deciding whether to collaborate or compete?

Topic 2: The Future of the Container Shipping Industry
- What trends or developments are likely to impact the container shipping industry in the future?
- How might collaboration evolve as the industry changes?
- What role will technology play in shaping the future of the container shipping industry?

Glossary:
- Capacity: The total amount of cargo that a carrier can transport at one time, usually measured in twenty-foot equivalent units (TEUs).
- Alliance: A group of carriers that work together to share resources, reduce costs, and improve efficiency.
- Sailing schedule: A plan that outlines the routes, ports, and departure times for a carrier's vessels.

Conclusion:
In conclusion, the global container shipping industry is a complex and dynamic system that relies on collaboration among carriers to function effectively. By working together in alliances, carriers can offer better coverage, more frequent sailings, and lower costs for customers. Understanding the structure of the industry, the role of alliances, and the importance of collaboration can help us appreciate the complexity of this vital system and its impact on global trade.


text: A Health Savings Account or HSA is actually a combination of two things. It combines a savings account, called an HSA, set up at a bank with a compatible health insurance policy. The money placed in the HSA is tax-deductible as long as it is used to cover the cost of medical expenses and other IRS approved expenses. The health insurance policy counts all money used from the attached HSA to pay for medical expenses against the policy’s deductible. Once the plan deductible is reached, the plan usually moves to 100% coverage. HSA’s also often provide one family deductible rather than multiple deductibles. This can lead to added savings.. It is important to note one misconception about HSA plans. The money paid for the monthly premium does not go to the HSA account itself. The money in the savings account must be placed there by the customer. That money receives the tax benefits, but it is up to the customer to fill the HSA.

textbook:
Lesson: Introduction to Health Savings Accounts (HSA)

**Overview:** In this lesson, we will learn about Health Savings Accounts (HSA), which are tax-advantaged savings accounts that help individuals save money for future medical expenses. We will explore the benefits of HSAs, how they work, and how they differ from traditional health insurance policies.

**Section 1: Introduction**

- What is a Health Savings Account (HSA)?
- What are the benefits of having an HSA?

**Section 2: How HSAs Work**

- How does an HSA combine with a compatible health insurance policy?
- What is the tax advantage of having an HSA?
- What expenses are approved by the IRS?
- How does an HSA help in reducing healthcare costs?

**Section 3: Comparing HSAs to Traditional Health Insurance Policies**

- How do HSAs differ from traditional health insurance policies?
- What are the advantages of having an HSA compared to a traditional health insurance policy?
- Can you provide an example of how an HSA works in comparison to a traditional health insurance policy?

**Section 4: Self-Debate Discussion**

- Should everyone consider having an HSA? Why or why not?
- Are there any potential drawbacks to having an HSA?

**Glossary:**

- Health Savings Account (HSA): A tax-advantaged savings account that allows individuals to save money for future medical expenses.
- Compatible Health Insurance Policy: A health insurance policy that is eligible to be combined with an HSA.
- Tax Advantage: A financial advantage that reduces the amount of taxes owed.
- IRS Approved Expenses: Expenses that are approved by the Internal Revenue Service (IRS) for reimbursement from an HSA.

**Conclusion:**

In conclusion, Health Savings Accounts are a valuable tool for individuals looking to reduce their healthcare costs while saving for future medical expenses. By understanding the benefits, how HSAs work, and how they compare to traditional health insurance policies, individuals can make informed decisions about their healthcare options.


text:
The victory party began by Tim Scott giving a rousing speech (that I have embedded above). However, here are the high points of Mr. Scott’s speech in case you don’t have the time to listen to the whole thing.

“It had to be done, but it wasn’t the government’s responsibility to do it–it was our responsibility.”

Next, Scott brought his mother, Frances Scott, on stage and hailed her as “a super hero who is responsible for the American dream that I am living today.” He went on to state that America needs the kind of tough love that his mother gave him.

Specifically, Scott stated the following:

“We must win back this country FOR the American people–not FROM the Democrats or the Republicans.”

[Great message!!]

Then, Mr. Scott laid out his formula for American greatness–

1.) Limit the role of the federal government.

2.) Lower taxes and encourage job creation. (“If the federal government could create jobs, then communism would have worked.”)

Above is another picture of me and Tim Scott. (Funny anecdote here. When I initially went up to Mr. Scott to congratulate him right before this picture was taken, I specifically said, “Congratulations Tim!”–then I caught myself and sheepishly said, “Oh, I meant Congressman Scott”. However, he patted me on the shoulder and replied, “No, it’s Tim.”)

Above is a photo of my husband, Tim Scott and me.

Above is a picture of Tim Scott’s cake.

And, above is a photo of me stuffing my face with cake.

Above is another snapshot of me and Brandon Rowland.

Above is a picture of me and Jay Henderson–who is one of Tim Scott’s aides.

And finally, above is a photo of me waiting for my husband to bring the car around. It was at this point at the end of the evening that I had the chance to ask Tim what he thought the take home message was from the recent midterm elections. He responded that he thought that, “The American people had sent a clear message, and that it was our job (Congress’) to follow their directions”.

So, in conclusion, I think that Tim Scott will be a great representative for the state of South Carolina. Why? Because for Mr. Scott it’s not all about him. He’s “in this” to serve the good people of SC and because he truly believes in American exceptionalism–not for his own personal glory. Tim Scott has truly earned the title of “Congressman”. (Barbara “call me Senator” Boxer could really learn a thing or two about humility from Congressman Scott.) Mr. Scott has overcome unbelievable obstacles to become the congressman to represent South Carolina’s 1st Congressional District. I am very proud to call him “Congressman Scott”. Tuesday night, Tim Scott had a lot to celebrate–nay–we all had a lot to celebrate.

textbook:
Lesson: The Importance of Personal Responsibility

Introduction:
Personal responsibility is the ability to take ownership of one's actions and decisions. It is an essential value that helps individuals grow and develop into responsible adults. In this lesson, we will explore the importance of personal responsibility and its impact on our lives.

Section 1: Understanding Personal Responsibility

Question: What is personal responsibility?
Answer: Personal responsibility is the ability to take ownership of one's actions and decisions. It means being accountable for your choices and accepting the consequences that come with them.

Question: Why is personal responsibility important?
Answer: Personal responsibility is important because it helps us grow and develop into responsible adults. When we take responsibility for our actions, we learn from our mistakes and become better problem solvers. It also helps us build trust with others and fosters a sense of community.

Section 2: Examples of Personal Responsibility

Question: Can you give me some examples of personal responsibility?
Answer: Sure! Here are some examples:
- Completing your homework on time
- Being honest with your friends and family
- Paying your bills on time
- Volunteering in your community
- Practicing safe behavior to avoid spreading illnesses

Section 3: The Impact of Personal Responsibility

Question: How does personal responsibility impact our lives?
Answer: Personal responsibility has a significant impact on our lives. When we take responsibility for our actions, we become more confident and self-aware. We also develop healthy habits that help us make better decisions. Additionally, personal responsibility helps us build strong relationships with others based on trust and respect.

Conclusion:
Personal responsibility is an essential value that helps us grow and develop into responsible adults. By taking ownership of our actions and decisions, we can improve our lives and the lives of those around us. Remember to always be accountable for your choices and accept the consequences that come with them.


text: It aims to inform policymakers and interested individuals about the range of relevant legal and policy instruments and to assess how effective these various options are at responding to the issue of climate-induced displacement.. EJF's briefing highlights the lack of adequate legal and policy frameworks governing climate-induced displacement at the international level. It finds that the 'protection gap' is more like a series of holes, suggesting the need for a new global framework which is both broad in scope and sufficiently sensitive to the needs of multiple populations of concern.. Read a short version of the briefing here and the press release here.. Watch our Falling Through The Cracks film here.. French language versions. German language versions. Publication date. 10 December, 2014. Type. Briefing

textbook:
Lesson: The Legal and Policy Framework for Climate-Induced Displacement

Introduction:
Climate change is causing more frequent and intense natural disasters such as hurricanes, floods, and droughts. These disasters can lead to the displacement of people from their homes and communities. In this lesson, we will learn about the legal and policy framework for addressing climate-induced displacement.

Section 1: Understanding Climate-Induced Displacement

Climate-induced displacement refers to the forced movement of people from their homes due to the adverse effects of climate change. This can include relocation due to natural disasters such as floods, droughts, and wildfires, as well as slow-onset events like sea-level rise and desertification.

Question: What are some examples of climate-induced displacement?
Answer: Some examples of climate-induced displacement include the forced relocation of communities due to rising sea levels, drought-induced crop failures, and wildfires.

Section 2: The Legal and Policy Framework for Climate-Induced Displacement

The legal and policy framework for addressing climate-induced displacement is complex and varies from country to country. At the international level, there is no single comprehensive legal instrument that specifically addresses the issue of climate-induced displacement. However, there are several international human rights treaties and agreements that provide some protection for those affected by climate change.

Question: What are some examples of international human rights treaties and agreements that provide protection for those affected by climate change?
Answer: Some examples include the United Nations Framework Convention on Climate Change (UNFCCC), the Paris Agreement, and the Convention on the Rights of the Child.

Section 3: Addressing the Protection Gap

Despite the existence of international human rights treaties and agreements, there remains a significant protection gap for those affected by climate-induced displacement. This gap is due to a lack of adequate legal and policy frameworks that address the specific needs of different populations.

Question: What is the protection gap?
Answer: The protection gap refers to the lack of adequate legal and policy frameworks that address the specific needs of different populations of concern.

Conclusion:
In conclusion, climate-induced displacement is a complex issue that requires a comprehensive legal and policy framework. While there are some international human rights treaties and agreements that provide protection for those affected by climate change, there remains a significant protection gap. Addressing this gap will require collaboration between governments, NGOs, and other stakeholders to develop a new global framework that is both broad in scope and sufficiently sensitive to the needs of multiple populations of concern.

Glossary:
- Climate-induced displacement: The forced movement of people from their homes due to the adverse effects of climate change.
- Protection gap: The lack of adequate legal and policy frameworks that address the specific needs of different populations of concern.

Self-Debate:
What are some potential challenges to developing a comprehensive legal and policy framework for addressing climate-induced displacement? How might these challenges be overcome?


text: New York Stock Exchange-listed information management giant Iron Mountain is conducting a wholesale benchmarking study that will measure IT related risk across the legal IT sector. We are pleased to announce that we are partnering with Iron Mountain and that those who take part in the benchmarking survey through this site, will receive a confidential personalised report.. There has arguably never been a better time to understand how your legal IT peers across the globe are coping with IT related risk, and how they are building security resilience in response.. In this live benchmarking study, Iron Mountain has highlighted the key technology risks impacting legal firms including the threat of data breach, ransomware, cyber risk and the inability to keep pace with changing technology.. Across a total of 12 risk and security related data points you will be able to see how you compare with other legal IT legal professionals.. The industry benchmarking survey is running for 21 days.

textbook:
**Lesson: Introduction to Information Management**

**Objective:** To introduce students to the concept of information management and its importance in today's digital world.

**Section 1: Introduction to Information Management**

Information management is the process of collecting, organizing, storing, and sharing information. It is an essential part of any organization, as it helps to improve efficiency, communication, and decision-making.

**Section 2: Importance of Information Management**

In today's digital world, information is constantly being generated and shared. Effective information management is crucial for businesses to stay competitive and efficient. It also helps to reduce costs, improve decision-making, and protect sensitive information.

**Section 3: Types of Information**

There are different types of information that need to be managed, including structured and unstructured data. Structured data is information that can be easily organized and analyzed, such as numbers or text. Unstructured data, on the other hand, is more complex and can include images, videos, and audio files.

**Section 4: Tools for Information Management**

There are many tools available to help with information management, including document management systems, content management systems, and data management platforms. These tools can help to organize and store information, as well as provide access control and security features.

**Section 5: Conclusion**

Effective information management is essential in today's digital world. By understanding the importance of information management and using the right tools, organizations can improve their efficiency and decision-making processes.

**Glossary:**
- Information Management: The process of collecting, organizing, storing, and sharing information.
- Structured Data: Information that can be easily organized and analyzed, such as numbers or text.
- Unstructured Data: More complex information that can include images, videos, and audio files.
- Document Management System: A tool used to organize and store electronic documents.
- Content Management System: A tool used to create, manage, and publish digital content.
- Data Management Platform: A tool used to collect, store, and analyze large amounts of data.

**Conclusion:**

This lesson introduced students to the concept of information management and its importance in today's digital world. By understanding the importance of information management and using the right tools, organizations can improve their efficiency and decision-making processes. Students can apply these skills to various scenarios, such as managing digital files or organizing data for analysis.


text:
WE ARE ALL complicit in the death of cyclists on our roads. As a fourteenth cyclist dies this year it is time to ask whether we are taking the right approach to road safety, and whether a new radical approach is needed.

We’re already half-way through the period covered by the Road Safety Strategy 2013—2020, and yet the mid-term review has yet to be published, and many measures contained within the strategy are unimplemented, or in need of revision.

The Strategy did not anticipate the increase in cycling in Dublin in recent years, and the design and layout of many of our streets and roads reflect a time when the car was king, and pedestrians and cyclists were discouraged or side-lined in the planning process.

Victim-blaming cyclists

Since the car was invented over one hundred years ago engineers have focused too much on speed and convenience for car users rather than on the safety of the most vulnerable, particularly in urban areas. The bright clothing and high-viz approach of the Road Safety Authority can lead to victim-blaming, where pedestrians or cyclists who don’t opt for DayGlo clothing are seen as culpable if an accident occurs.

Instead we should look to countries such as Sweden where for the last twenty years a ‘Vision Zero’ approach has led to a dramatic reduction in road injuries. Sweden set a target of no deaths or serious injuries on its roads and does not seek to merely reducing accidents to an economically manageable level. It models its road safety strategy on a Vision Zero approach.

That country focuses on the freedom to move and seeks to encourage more walking and cycling, especially for school children. To achieve this it and many other countries have moved away from a 50 km/h speed limit in urban areas, and introduced 40 km/h, 30 km/h or lower limits where people live. In Ireland, higher speeds are seen as the norm and vulnerable road users are seen as contributing to accident.

Under the ‘Vision Zero approach Sweden’s Senior Advisor on road safety Matts-Åke Belin argues that the system’s designers or road engineers must be accountable, and recognises that humans are fragile and make mistakes.

Smarter Travel Policy

Nine years ago the Fianna Fáil/ Green Party government published the Smarter Travel Policy and the National Cycle Policy Framework. These policies committed to radical measures to support healthy travel options in safety, and yet many of the recommendations such as the appointment of Local Authority Cycling Officers at a senior level have not been realised.

Without an advocate for cycling within all local authorities the status quo continues to sideline cyclists and pedestrians in policy and decision-making. The Cycling Policy stipulated that all local authority roads engineers and any engineer wishing to tender for government road contracts should be required to have taken an approved cycling skills course, together with a course on cycling friendly infrastructure design. This has not occurred.

As the State’s emerges from recession, more journeys are being made by car, and the overall proportion of journeys made by walking and cycling actually declined from 16.4% to 16.3% last year. Outside of Dublin people are taking to their cars in greater numbers. This must surely be a wake-up call for Minister Shane Ross to provide greater funding for cycling and walking infrastructure, and safety improvements. Such a move could help target the growing obesity challenge in Ireland, as well as reduce greenhouse gas emissions from the transportation sector.

When we rolled out more 30 km/h speed zones in Dublin City earlier this year we had the budget to put up the signs, but not to introduce the engineering measure such as carriage way narrowing, zebra crossings, and planting that can help ensure drivers keep to lower speeds on residential streets.

Vulnerable road users need a stronger voice

And yet the need for speed permeates decision-making at all levels. It was extraordinary that when the Automobile Association lobbied the then Minister for Transport Paschal Donohoe back in 2015 seeking higher speed limits on several urban roads (including outside schools on the Ballymun Road), the Department’s response was to issue a Circular Letter to local authorities instructing them to pay due regard to the AA’s list.

The National Transport Authority’s Strategy for the Greater Dublin Area 2016 – 2035 lays out great plans for cycling over a twenty-year period, but without adequate funding from central government the ambitious plans for a safe cycle network in the greater Dublin Area will not be realised.

Far too often cyclists are left sharing a bus lane with buses and taxis, and fighting for space at traffic lights and street corners. Local authorities must devote more of their own resources to cycling and must devote more of their staff resources and spending on safe cycling. Dublin City Council’s Road Safety Officer retired several years ago, and the post has been vacant since. A stronger voice for vulnerable road users is needed.

An Garda Síochána also have a crucial role, and yet the Traffic Corps appear to focus unduly on keeping cars moving rather than on the needs of cyclists and pedestrians. They need to focus more on cars illegally parking in bike lanes and on footpaths, driving over the speed limit, and breaking traffic signals.

Finally Engineers Ireland could also lead the charge on hardwiring road safety into the design and upgrading of our roads. The Irish Design Manual for Urban Streets and Roads should be the bible for new road layouts in urban areas, and yet too many residential road layouts are following older guidance that allow for wide roads and corners that speed up, rather than slow down traffic at dangerous junctions.

There’s lots of good people with the right ideas for improving safety, and but unless we adopt a Vision Zero approach, the level of casualties will remain too high, and needless deaths and injuries will continue on our roads.

Ciarán Cuffe is a Green Party City Councillor and chairs Dublin City Council’s Transportation Strategic Policy Committee.

textbook:
Lesson: How to Improve Road Safety for Cyclists

Introduction:
Road safety is a crucial issue that affects everyone, especially cyclists. Every year, several cyclists lose their lives on our roads. It is essential to understand the root cause of these accidents and implement effective measures to prevent them. In this lesson, we will explore ways to improve road safety for cyclists and analyze the current approaches used by governments and organizations.

Core Value:
The core value of this lesson is to educate students on the importance of road safety for cyclists and how they can contribute to making our roads safer. We will cover the following topics:

1. The current approach to road safety and its limitations
2. The need for a new radical approach to road safety
3. Measures that can be taken to improve road safety for cyclists
4. The role of governments and organizations in improving road safety
5. The importance of critical thinking and analysis in understanding road safety issues

Section 1: The Current Approach to Road Safety and Its Limitations

Question: What is the current approach to road safety?
Answer: The current approach to road safety is based on the Road Safety Strategy 2013-2020, which focuses on reducing the number of fatalities and injuries on our roads.

Question: What are the limitations of the current approach?
Answer: The current approach has not been effective in preventing cyclist deaths. Many measures contained within the strategy are unimplemented or in need of revision.

Section 2: The Need for a New Radical Approach to Road Safety

Question: Why do we need a new approach to road safety?
Answer: We need a new approach because the current strategy has not been effective in preventing cyclist deaths.

Question: What does a new radical approach to road safety look like?
Answer: A new radical approach to road safety would prioritize the safety of cyclists and pedestrians over the convenience of car users. It would involve redesigning our streets and roads to make them safer for cyclists and pedestrians.

Section 3: Measures That Can Be Taken to Improve Road Safety for Cyclists

Question: What measures can be taken to improve road safety for cyclists?
Answer: Several measures can be taken to improve road safety for cyclists, including:

1. Implementing infrastructure changes such as bike lanes, traffic calming measures, and roundabouts.
2. Educating drivers on how to share the road safely with cyclists.
3. Enforcing traffic laws that protect cyclists.
4. Providing better lighting and signage to improve visibility for cyclists.

Section 4: The Role of Governments and Organizations in Improving Road Safety

Question: What is the role of governments and organizations in improving road safety?
Answer: Governments and organizations play a crucial role in improving road safety for cyclists. They can:

1. Develop and implement policies that prioritize the safety of cyclists and pedestrians.
2. Fund infrastructure changes that make our roads safer for cyclists.
3. Educate drivers on how to share the road safely with cyclists.
4. Enforce traffic laws that protect cyclists.

Section 5: The Importance of Critical Thinking and Analysis in Understanding Road Safety Issues

Question: Why is critical thinking and analysis important in understanding road safety issues?
Answer: Critical thinking and analysis are essential in understanding road safety issues because they help us identify the root causes of accidents and develop effective solutions. By analyzing data and evidence, we can identify patterns and trends that can inform policy decisions.

Conclusion:
In conclusion, improving road safety for cyclists requires a new radical approach that prioritizes their safety over the convenience of car users. This approach involves implementing infrastructure changes, educating drivers, enforcing traffic laws, and providing better lighting and signage. Governments and organizations play a crucial role in improving road safety, and critical thinking and analysis are essential in understanding road safety issues. By applying these principles, we can work towards a future where our roads are safer for everyone.

Glossary:
- Road Safety Strategy: A plan developed by governments to reduce the number of fatalities and injuries on our roads.
- Bike Lanes: Separated lanes designated specifically for cyclists.
- Traffic Calming Measures: Techniques designed to reduce traffic speeds and volumes.
- Roundabouts: Circular intersections designed to improve traffic flow and safety.
- Lighting: Illumination of streets and roads to improve visibility.
- Signage: Signs placed along streets and roads to provide information and guidance.

### Note:
This lesson is intended for primary through high school students. It covers the core value of improving road safety for cyclists and provides a detailed analysis of the current approach, the need for a new radical approach, and measures that can be taken to improve road safety. The lesson includes a glossary of key terms and encourages critical thinking and analysis.


text: BloombergOpinion. The Latest. Climate change is upending natural habitats, unleashing new plagues on humankind.. The common currency’s decline is a collective problem that’s unlikely to stress the union. The bigger risk to stability and investment comes from uncertainty. The UK government is making that worse.. With China contracting and recession the dominant risk, the market is offering some generous odds. Recession isn't the only risk out there.. Brexit Threats in Wartime Are Doubly Wrong. UK-EU relations will never be easy. But they should be better than this. Johnson needs a new language other than bluster to communicate with the EU.. How to Manage Like Anna Wintour. The Queen of Fashion’s remarkable career suggests that much of what is said about management in the intangible economy is pure tosh.. Google Is Sharing Our Data at a Startling Scale. It transmits our locations and browsing habits 70 billion times a day to advertisers, a new report shows. How many zeros is that again?

textbook:
Lesson: Introduction to Climate Change and Its Impact on the Global Economy

**Objective:** This lesson will introduce students to the concept of climate change and its impact on the global economy. Students will learn about the causes and effects of climate change, as well as the role that humans play in exacerbating the problem. They will also explore how climate change affects various industries, including agriculture, tourism, and energy production.

**Section 1: Introduction to Climate Change**

- What is climate change?
- Why is climate change a concern for the global economy?

**Section 2: Causes and Effects of Climate Change**

- What are the main causes of climate change?
- How does climate change affect the global economy?
- What are some examples of the impact of climate change on specific industries?

**Section 3: Human Contribution to Climate Change**

- How do human activities contribute to climate change?
- What can individuals do to reduce their carbon footprint?
- What role do governments and businesses play in addressing climate change?

**Section 4: Conclusion**

- What have we learned about climate change and its impact on the global economy?
- How can we apply this knowledge to make informed decisions about our future?
- What are some potential solutions to mitigate the effects of climate change?

**Glossary:**
- Climate change: A long-term shift in the Earth's climate, including changes in temperature, precipitation patterns, and weather events.
- Carbon footprint: The total amount of greenhouse gas emissions caused by an individual or organization's actions.
- Greenhouse gases: Gases in the Earth's atmosphere that trap heat and contribute to the greenhouse effect, leading to global warming.

**Conclusion:**

In this lesson, we have explored the concept of climate change and its impact on the global economy. We have learned about the causes and effects of climate change, as well as the role that humans play in exacerbating the problem. We have also discussed potential solutions to mitigate the effects of climate change. By understanding the importance of addressing climate change, we can make informed decisions about our future and work towards a more sustainable world.


text: My Legacy Experience documents my personal experience with administering my mother’s estate. In 2017, my mother was diagnosed with cancer. During her illness, I learned several lessons I want to share with my clients and a broader audience.. “My goal for this book is to honor my mother’s memory by sharing our story of love, wisdom and legacy. This book was birthed in my spirit one month after her transition from this world, however, it took me a year to write the story. At times this book looks like a personal journal. At other times the book resembles an instruction manual. It is my sincere wish that you will gain something from the read. If you make one financial decision regarding the accumulation and disposition of your estate because of our story, then my mission is accomplished.”.

textbook:
Lesson: Estate Planning and Management

Introduction:
Estate planning and management is the process of organizing and managing an individual's assets and property during their lifetime and after their death. This includes creating a will, trust, power of attorney, and other legal documents to ensure that assets are distributed according to the individual's wishes.

Section 1: Why Estate Planning is Important

Topic 1: Protecting Assets
Estate planning is important because it helps protect an individual's assets from creditors, lawsuits, and other potential claims. By creating a trust or other legal entity, assets can be shielded from these risks.

Topic 2: Avoiding Probate
Probate is the legal process of distributing assets after someone dies. Estate planning can help avoid probate by transferring assets to a trust or other legal entity before the individual dies. This can save time and money, as well as keep the distribution of assets private.

Topic 3: Minimizing Taxes
Estate planning can also help minimize taxes by taking advantage of tax exemptions and credits. For example, gifts can be made during the individual's lifetime to reduce the size of their estate and thus reduce taxes upon their death.

Section 2: Creating a Will and Trust

Topic 1: What is a Will?
A will is a legal document that outlines how an individual wants their assets distributed after they die. It is subject to probate, which can be a lengthy and public process.

Topic 2: What is a Trust?
A trust is a legal entity that holds assets for the benefit of another person or organization. Trusts can be used to avoid probate, minimize taxes, and distribute assets according to the individual's wishes. There are several types of trusts, including revocable and irrevocable trusts.

Section 3: Power of Attorney and Other Legal Documents

Topic 1: What is a Power of Attorney?
A power of attorney is a legal document that gives someone else the authority to make decisions on behalf of the individual. There are several types of powers of attorney, including general and limited powers.

Topic 2: Other Legal Documents
In addition to a will and trust, there are several other legal documents that can be useful in estate planning. These include healthcare directives, living wills, and guardianship designations.

Conclusion:
Estate planning and management is an important part of financial planning. By creating a will, trust, power of attorney, and other legal documents, individuals can ensure that their assets are distributed according to their wishes and that their loved ones are protected. By understanding the benefits of estate planning and the various legal documents available, individuals can make informed decisions about their financial future.