Hi! I’m 21 years old and likely getting my first car soon.
I have a drivers license and I live in California.
So how does car insurance and drivers insurance work? are they the same thing or different things?
for example, I do not have a car but I have a license so if I drive somebody else’s car, does that mean their car insurance covers it if I’m in an accident ?
so if I get a car and I get car insurance (through the same company that I have my rental insurance) that’s all I need to get right? There isn’t “ drivers insurance” on top of that right?
Also, I’m planning on buying a car secondhand meaning I will have to take over the title of the car from someone else. my current understanding is that I buy the car from someone they give me the papers that are registration for the vehicle and I go to the DMV and put the registration under my name.?
Then every year I have to re-register the car with the DMV and put the new sticker on the license plate?
Thanks for the help!!!! I feel like a child trying to understand this and i’m an adult it’s embarrassing 😭